Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Phoenix, AZ Metro in January 2026 was $2,605.12. The month over month percentage change (MoM) was -0.61%, and the year over year percentage change (YoY) was -9.36%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 708.8460564048718 | NaN | NaN |
| Feb 2012 | 712.5411485618746 | 0.52 | NaN |
| Mar 2012 | 720.3082481490193 | 1.09 | NaN |
| Apr 2012 | 725.3363299714704 | 0.70 | NaN |
| May 2012 | 729.8093038347394 | 0.62 | NaN |
| Jun 2012 | 735.937661398696 | 0.84 | NaN |
| Jul 2012 | 743.4678653860854 | 1.02 | NaN |
| Aug 2012 | 763.2119910270419 | 2.66 | NaN |
| Sep 2012 | 773.3639207058216 | 1.33 | NaN |
| Oct 2012 | 781.05672722913 | 1.00 | NaN |
| Nov 2012 | 792.740765408202 | 1.50 | NaN |
| Dec 2012 | 803.4534622412757 | 1.35 | NaN |
| Jan 2013 | 819.4722148577156 | 1.99 | 15.61 |
| Feb 2013 | 839.305183091246 | 2.42 | 17.79 |
| Mar 2013 | 854.0319026256496 | 1.76 | 18.57 |
| Apr 2013 | 858.5883581974099 | 0.53 | 18.37 |
| May 2013 | 881.1044975700901 | 2.62 | 20.73 |
| Jun 2013 | 940.8792371349605 | 6.78 | 27.85 |
| Jul 2013 | 982.4798322958517 | 4.42 | 32.15 |
| Aug 2013 | 1005.3699052093057 | 2.33 | 31.73 |
| Sep 2013 | 1022.9686322119798 | 1.75 | 32.28 |
| Oct 2013 | 1009.0751098131616 | -1.36 | 29.19 |
| Nov 2013 | 1024.4364103583816 | 1.52 | 29.23 |
| Dec 2013 | 1049.9339148443808 | 2.49 | 30.68 |
| Jan 2014 | 1080.145018651027 | 2.88 | 31.81 |
| Feb 2014 | 1077.4007600434065 | -0.25 | 28.37 |
| Mar 2014 | 1090.61463814403 | 1.23 | 27.70 |
| Apr 2014 | 1096.0218460346182 | 0.50 | 27.65 |
| May 2014 | 1085.80918754159 | -0.93 | 23.23 |
| Jun 2014 | 1084.8254367273216 | -0.09 | 15.30 |
| Jul 2014 | 1083.1166405831075 | -0.16 | 10.24 |
| Aug 2014 | 1083.4718256033655 | 0.03 | 7.77 |
| Sep 2014 | 1090.243337434295 | 0.63 | 6.58 |
| Oct 2014 | 1079.8060515997822 | -0.96 | 7.01 |
| Nov 2014 | 1078.5843154993272 | -0.11 | 5.29 |
| Dec 2014 | 1068.557162754034 | -0.93 | 1.77 |
| Jan 2015 | 1014.2471737964202 | -5.08 | -6.10 |
| Feb 2015 | 1022.2275517466238 | 0.79 | -5.12 |
| Mar 2015 | 1033.4932326165597 | 1.10 | -5.24 |
| Apr 2015 | 1030.6743558415558 | -0.27 | -5.96 |
| May 2015 | 1054.3423730892898 | 2.30 | -2.90 |
| Jun 2015 | 1076.1061235109714 | 2.06 | -0.80 |
| Jul 2015 | 1090.636518042656 | 1.35 | 0.69 |
| Aug 2015 | 1084.947507191337 | -0.52 | 0.14 |
| Sep 2015 | 1092.7198447112805 | 0.72 | 0.23 |
| Oct 2015 | 1093.0077856812636 | 0.03 | 1.22 |
| Nov 2015 | 1117.5501757564405 | 2.25 | 3.61 |
| Dec 2015 | 1128.8825808007107 | 1.01 | 5.65 |
| Jan 2016 | 1131.039671080844 | 0.19 | 11.52 |
| Feb 2016 | 1118.6325668853465 | -1.10 | 9.43 |
| Mar 2016 | 1129.1347708076748 | 0.94 | 9.25 |
| Apr 2016 | 1124.0681999714106 | -0.45 | 9.06 |
| May 2016 | 1127.3812186437242 | 0.30 | 6.93 |
| Jun 2016 | 1128.5467289235073 | 0.10 | 4.87 |
| Jul 2016 | 1119.846329198437 | -0.77 | 2.68 |
| Aug 2016 | 1123.4167304336906 | 0.32 | 3.55 |
| Sep 2016 | 1131.421328561632 | 0.71 | 3.54 |
| Oct 2016 | 1137.8397726617209 | 0.57 | 4.10 |
| Nov 2016 | 1175.2092831461293 | 3.28 | 5.16 |
| Dec 2016 | 1227.3360532977863 | 4.44 | 8.72 |
| Jan 2017 | 1230.0620076159698 | 0.22 | 8.76 |
| Feb 2017 | 1238.1733985566545 | 0.66 | 10.69 |
| Mar 2017 | 1248.395048239199 | 0.83 | 10.56 |
| Apr 2017 | 1238.7484652916808 | -0.77 | 10.20 |
| May 2017 | 1241.9221638218169 | 0.26 | 10.16 |
| Jun 2017 | 1236.9178436742982 | -0.40 | 9.60 |
| Jul 2017 | 1251.0116498148107 | 1.14 | 11.71 |
| Aug 2017 | 1248.1681015241807 | -0.23 | 11.11 |
| Sep 2017 | 1246.756205692279 | -0.11 | 10.19 |
| Oct 2017 | 1264.5475368485916 | 1.43 | 11.14 |
| Nov 2017 | 1273.9539834489265 | 0.74 | 8.40 |
| Dec 2017 | 1283.4954490375533 | 0.75 | 4.58 |
| Jan 2018 | 1297.310649374082 | 1.08 | 5.47 |
| Feb 2018 | 1342.5304078472159 | 3.49 | 8.43 |
| Mar 2018 | 1366.294152127609 | 1.77 | 9.44 |
| Apr 2018 | 1377.3569298148955 | 0.81 | 11.19 |
| May 2018 | 1401.1817700606914 | 1.73 | 12.82 |
| Jun 2018 | 1408.3354645834545 | 0.51 | 13.86 |
| Jul 2018 | 1413.824615296935 | 0.39 | 13.02 |
| Aug 2018 | 1426.4533609223402 | 0.89 | 14.28 |
| Sep 2018 | 1445.7888243231332 | 1.36 | 15.96 |
| Oct 2018 | 1479.9084783397097 | 2.36 | 17.03 |
| Nov 2018 | 1491.5915417551682 | 0.79 | 17.08 |
| Dec 2018 | 1467.2376646656771 | -1.63 | 14.32 |
| Jan 2019 | 1442.7807582027683 | -1.67 | 11.21 |
| Feb 2019 | 1438.2433028130938 | -0.31 | 7.13 |
| Mar 2019 | 1431.7002183249112 | -0.45 | 4.79 |
| Apr 2019 | 1421.427132029476 | -0.72 | 3.20 |
| May 2019 | 1416.3586408834447 | -0.36 | 1.08 |
| Jun 2019 | 1385.7010253841456 | -2.16 | -1.61 |
| Jul 2019 | 1385.0528367456461 | -0.05 | -2.03 |
| Aug 2019 | 1371.5899416042612 | -0.97 | -3.85 |
| Sep 2019 | 1377.230454804514 | 0.41 | -4.74 |
| Oct 2019 | 1396.7123900362958 | 1.42 | -5.62 |
| Nov 2019 | 1407.8707150225937 | 0.80 | -5.61 |
| Dec 2019 | 1421.7290381884025 | 0.98 | -3.10 |
| Jan 2020 | 1411.9191182274517 | -0.69 | -2.14 |
| Feb 2020 | 1405.5758101756135 | -0.45 | -2.27 |
| Mar 2020 | 1420.5168529976656 | 1.06 | -0.78 |
| Apr 2020 | 1416.212962346155 | -0.30 | -0.37 |
| May 2020 | 1416.7174148001382 | 0.04 | 0.03 |
| Jun 2020 | 1414.2127122819552 | -0.18 | 2.06 |
| Jul 2020 | 1401.8397817722807 | -0.87 | 1.21 |
| Aug 2020 | 1403.1458447509883 | 0.09 | 2.30 |
| Sep 2020 | 1416.2276489778628 | 0.93 | 2.83 |
| Oct 2020 | 1431.3129033084335 | 1.07 | 2.48 |
| Nov 2020 | 1446.5088967207244 | 1.06 | 2.74 |
| Dec 2020 | 1459.0581777446926 | 0.87 | 2.63 |
| Jan 2021 | 1464.9882130129672 | 0.41 | 3.76 |
| Feb 2021 | 1500.7845439780012 | 2.44 | 6.77 |
| Mar 2021 | 1572.043331086106 | 4.75 | 10.67 |
| Apr 2021 | 1604.2412827109251 | 2.05 | 13.28 |
| May 2021 | 1631.2108424664777 | 1.68 | 15.14 |
| Jun 2021 | 1679.4912037692084 | 2.96 | 18.76 |
| Jul 2021 | 1707.3371820220746 | 1.66 | 21.79 |
| Aug 2021 | 1743.0693684124012 | 2.09 | 24.23 |
| Sep 2021 | 1786.870392855107 | 2.51 | 26.17 |
| Oct 2021 | 1847.515972832215 | 3.39 | 29.08 |
| Nov 2021 | 1876.7333273201968 | 1.58 | 29.74 |
| Dec 2021 | 1909.6504806638352 | 1.75 | 30.88 |
| Jan 2022 | 1982.8351679621467 | 3.83 | 35.35 |
| Feb 2022 | 2080.6545273505435 | 4.93 | 38.64 |
| Mar 2022 | 2210.162811030835 | 6.22 | 40.59 |
| Apr 2022 | 2441.345009463466 | 10.46 | 52.18 |
| May 2022 | 2552.7717591996293 | 4.56 | 56.50 |
| Jun 2022 | 2668.56333768406 | 4.54 | 58.89 |
| Jul 2022 | 2664.67744567447 | -0.15 | 56.07 |
| Aug 2022 | 2612.603138632204 | -1.95 | 49.89 |
| Sep 2022 | 2800.160125757022 | 7.18 | 56.71 |
| Oct 2022 | 2955.808914123888 | 5.56 | 59.99 |
| Nov 2022 | 2883.1228916412047 | -2.46 | 53.63 |
| Dec 2022 | 2728.4085830570525 | -5.37 | 42.88 |
| Jan 2023 | 2663.417681543183 | -2.38 | 34.32 |
| Feb 2023 | 2626.050738542509 | -1.40 | 26.21 |
| Mar 2023 | 2673.4185265474357 | 1.80 | 20.96 |
| Apr 2023 | 2620.2430987357934 | -1.99 | 7.33 |
| May 2023 | 2643.072170840399 | 0.87 | 3.54 |
| Jun 2023 | 2721.6687340248573 | 2.97 | 1.99 |
| Jul 2023 | 2767.8872321493263 | 1.70 | 3.87 |
| Aug 2023 | 2842.0482875935054 | 2.68 | 8.78 |
| Sep 2023 | 2889.246127689055 | 1.66 | 3.18 |
| Oct 2023 | 3007.1949226667566 | 4.08 | 1.74 |
| Nov 2023 | 2974.510178641343 | -1.09 | 3.17 |
| Dec 2023 | 2826.77547560147 | -4.97 | 3.61 |
| Jan 2024 | 2783.0968090378155 | -1.54 | 4.49 |
| Feb 2024 | 2819.919236917235 | 1.32 | 7.38 |
| Mar 2024 | 2840.324658703119 | 0.72 | 6.24 |
| Apr 2024 | 2895.1496058881366 | 1.93 | 10.49 |
| May 2024 | 2920.098934242995 | 0.86 | 10.48 |
| Jun 2024 | 2885.417954543283 | -1.19 | 6.02 |
| Jul 2024 | 2864.4303906331156 | -0.73 | 3.49 |
| Aug 2024 | 2772.8887542235507 | -3.20 | -2.43 |
| Sep 2024 | 2696.7978782336027 | -2.74 | -6.66 |
| Oct 2024 | 2752.0060682650023 | 2.05 | -8.49 |
| Nov 2024 | 2839.6762046710146 | 3.19 | -4.53 |
| Dec 2024 | 2815.1222293570736 | -0.86 | -0.41 |
| Jan 2025 | 2874.061934949619 | 2.09 | 3.27 |
| Feb 2025 | 2837.706983630259 | -1.26 | 0.63 |
| Mar 2025 | 2779.8411837016192 | -2.04 | -2.13 |
| Apr 2025 | 2786.213939222944 | 0.23 | -3.76 |
| May 2025 | 2796.416655686137 | 0.37 | -4.24 |
| Jun 2025 | 2785.960634748151 | -0.37 | -3.45 |
| Jul 2025 | 2751.895387230145 | -1.22 | -3.93 |
| Aug 2025 | 2711.5467050951347 | -1.47 | -2.21 |
| Sep 2025 | 2656.9562751202625 | -2.01 | -1.48 |
| Oct 2025 | 2631.479272843094 | -0.96 | -4.38 |
| Nov 2025 | 2628.4735290596586 | -0.11 | -7.44 |
| Dec 2025 | 2621.1737483265015 | -0.28 | -6.89 |
| Jan 2026 | 2605.1201944071195 | -0.61 | -9.36 |