Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Phoenix, AZ Metro in January 2026 was $2,605.12. The month over month percentage change (MoM) was -0.61%, and the year over year percentage change (YoY) was -9.36%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Phoenix, AZ metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Phoenix, AZ metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Phoenix, AZ (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 708.8460564048718 NaN NaN
Feb 2012 712.5411485618746 0.52 NaN
Mar 2012 720.3082481490193 1.09 NaN
Apr 2012 725.3363299714704 0.70 NaN
May 2012 729.8093038347394 0.62 NaN
Jun 2012 735.937661398696 0.84 NaN
Jul 2012 743.4678653860854 1.02 NaN
Aug 2012 763.2119910270419 2.66 NaN
Sep 2012 773.3639207058216 1.33 NaN
Oct 2012 781.05672722913 1.00 NaN
Nov 2012 792.740765408202 1.50 NaN
Dec 2012 803.4534622412757 1.35 NaN
Jan 2013 819.4722148577156 1.99 15.61
Feb 2013 839.305183091246 2.42 17.79
Mar 2013 854.0319026256496 1.76 18.57
Apr 2013 858.5883581974099 0.53 18.37
May 2013 881.1044975700901 2.62 20.73
Jun 2013 940.8792371349605 6.78 27.85
Jul 2013 982.4798322958517 4.42 32.15
Aug 2013 1005.3699052093057 2.33 31.73
Sep 2013 1022.9686322119798 1.75 32.28
Oct 2013 1009.0751098131616 -1.36 29.19
Nov 2013 1024.4364103583816 1.52 29.23
Dec 2013 1049.9339148443808 2.49 30.68
Jan 2014 1080.145018651027 2.88 31.81
Feb 2014 1077.4007600434065 -0.25 28.37
Mar 2014 1090.61463814403 1.23 27.70
Apr 2014 1096.0218460346182 0.50 27.65
May 2014 1085.80918754159 -0.93 23.23
Jun 2014 1084.8254367273216 -0.09 15.30
Jul 2014 1083.1166405831075 -0.16 10.24
Aug 2014 1083.4718256033655 0.03 7.77
Sep 2014 1090.243337434295 0.63 6.58
Oct 2014 1079.8060515997822 -0.96 7.01
Nov 2014 1078.5843154993272 -0.11 5.29
Dec 2014 1068.557162754034 -0.93 1.77
Jan 2015 1014.2471737964202 -5.08 -6.10
Feb 2015 1022.2275517466238 0.79 -5.12
Mar 2015 1033.4932326165597 1.10 -5.24
Apr 2015 1030.6743558415558 -0.27 -5.96
May 2015 1054.3423730892898 2.30 -2.90
Jun 2015 1076.1061235109714 2.06 -0.80
Jul 2015 1090.636518042656 1.35 0.69
Aug 2015 1084.947507191337 -0.52 0.14
Sep 2015 1092.7198447112805 0.72 0.23
Oct 2015 1093.0077856812636 0.03 1.22
Nov 2015 1117.5501757564405 2.25 3.61
Dec 2015 1128.8825808007107 1.01 5.65
Jan 2016 1131.039671080844 0.19 11.52
Feb 2016 1118.6325668853465 -1.10 9.43
Mar 2016 1129.1347708076748 0.94 9.25
Apr 2016 1124.0681999714106 -0.45 9.06
May 2016 1127.3812186437242 0.30 6.93
Jun 2016 1128.5467289235073 0.10 4.87
Jul 2016 1119.846329198437 -0.77 2.68
Aug 2016 1123.4167304336906 0.32 3.55
Sep 2016 1131.421328561632 0.71 3.54
Oct 2016 1137.8397726617209 0.57 4.10
Nov 2016 1175.2092831461293 3.28 5.16
Dec 2016 1227.3360532977863 4.44 8.72
Jan 2017 1230.0620076159698 0.22 8.76
Feb 2017 1238.1733985566545 0.66 10.69
Mar 2017 1248.395048239199 0.83 10.56
Apr 2017 1238.7484652916808 -0.77 10.20
May 2017 1241.9221638218169 0.26 10.16
Jun 2017 1236.9178436742982 -0.40 9.60
Jul 2017 1251.0116498148107 1.14 11.71
Aug 2017 1248.1681015241807 -0.23 11.11
Sep 2017 1246.756205692279 -0.11 10.19
Oct 2017 1264.5475368485916 1.43 11.14
Nov 2017 1273.9539834489265 0.74 8.40
Dec 2017 1283.4954490375533 0.75 4.58
Jan 2018 1297.310649374082 1.08 5.47
Feb 2018 1342.5304078472159 3.49 8.43
Mar 2018 1366.294152127609 1.77 9.44
Apr 2018 1377.3569298148955 0.81 11.19
May 2018 1401.1817700606914 1.73 12.82
Jun 2018 1408.3354645834545 0.51 13.86
Jul 2018 1413.824615296935 0.39 13.02
Aug 2018 1426.4533609223402 0.89 14.28
Sep 2018 1445.7888243231332 1.36 15.96
Oct 2018 1479.9084783397097 2.36 17.03
Nov 2018 1491.5915417551682 0.79 17.08
Dec 2018 1467.2376646656771 -1.63 14.32
Jan 2019 1442.7807582027683 -1.67 11.21
Feb 2019 1438.2433028130938 -0.31 7.13
Mar 2019 1431.7002183249112 -0.45 4.79
Apr 2019 1421.427132029476 -0.72 3.20
May 2019 1416.3586408834447 -0.36 1.08
Jun 2019 1385.7010253841456 -2.16 -1.61
Jul 2019 1385.0528367456461 -0.05 -2.03
Aug 2019 1371.5899416042612 -0.97 -3.85
Sep 2019 1377.230454804514 0.41 -4.74
Oct 2019 1396.7123900362958 1.42 -5.62
Nov 2019 1407.8707150225937 0.80 -5.61
Dec 2019 1421.7290381884025 0.98 -3.10
Jan 2020 1411.9191182274517 -0.69 -2.14
Feb 2020 1405.5758101756135 -0.45 -2.27
Mar 2020 1420.5168529976656 1.06 -0.78
Apr 2020 1416.212962346155 -0.30 -0.37
May 2020 1416.7174148001382 0.04 0.03
Jun 2020 1414.2127122819552 -0.18 2.06
Jul 2020 1401.8397817722807 -0.87 1.21
Aug 2020 1403.1458447509883 0.09 2.30
Sep 2020 1416.2276489778628 0.93 2.83
Oct 2020 1431.3129033084335 1.07 2.48
Nov 2020 1446.5088967207244 1.06 2.74
Dec 2020 1459.0581777446926 0.87 2.63
Jan 2021 1464.9882130129672 0.41 3.76
Feb 2021 1500.7845439780012 2.44 6.77
Mar 2021 1572.043331086106 4.75 10.67
Apr 2021 1604.2412827109251 2.05 13.28
May 2021 1631.2108424664777 1.68 15.14
Jun 2021 1679.4912037692084 2.96 18.76
Jul 2021 1707.3371820220746 1.66 21.79
Aug 2021 1743.0693684124012 2.09 24.23
Sep 2021 1786.870392855107 2.51 26.17
Oct 2021 1847.515972832215 3.39 29.08
Nov 2021 1876.7333273201968 1.58 29.74
Dec 2021 1909.6504806638352 1.75 30.88
Jan 2022 1982.8351679621467 3.83 35.35
Feb 2022 2080.6545273505435 4.93 38.64
Mar 2022 2210.162811030835 6.22 40.59
Apr 2022 2441.345009463466 10.46 52.18
May 2022 2552.7717591996293 4.56 56.50
Jun 2022 2668.56333768406 4.54 58.89
Jul 2022 2664.67744567447 -0.15 56.07
Aug 2022 2612.603138632204 -1.95 49.89
Sep 2022 2800.160125757022 7.18 56.71
Oct 2022 2955.808914123888 5.56 59.99
Nov 2022 2883.1228916412047 -2.46 53.63
Dec 2022 2728.4085830570525 -5.37 42.88
Jan 2023 2663.417681543183 -2.38 34.32
Feb 2023 2626.050738542509 -1.40 26.21
Mar 2023 2673.4185265474357 1.80 20.96
Apr 2023 2620.2430987357934 -1.99 7.33
May 2023 2643.072170840399 0.87 3.54
Jun 2023 2721.6687340248573 2.97 1.99
Jul 2023 2767.8872321493263 1.70 3.87
Aug 2023 2842.0482875935054 2.68 8.78
Sep 2023 2889.246127689055 1.66 3.18
Oct 2023 3007.1949226667566 4.08 1.74
Nov 2023 2974.510178641343 -1.09 3.17
Dec 2023 2826.77547560147 -4.97 3.61
Jan 2024 2783.0968090378155 -1.54 4.49
Feb 2024 2819.919236917235 1.32 7.38
Mar 2024 2840.324658703119 0.72 6.24
Apr 2024 2895.1496058881366 1.93 10.49
May 2024 2920.098934242995 0.86 10.48
Jun 2024 2885.417954543283 -1.19 6.02
Jul 2024 2864.4303906331156 -0.73 3.49
Aug 2024 2772.8887542235507 -3.20 -2.43
Sep 2024 2696.7978782336027 -2.74 -6.66
Oct 2024 2752.0060682650023 2.05 -8.49
Nov 2024 2839.6762046710146 3.19 -4.53
Dec 2024 2815.1222293570736 -0.86 -0.41
Jan 2025 2874.061934949619 2.09 3.27
Feb 2025 2837.706983630259 -1.26 0.63
Mar 2025 2779.8411837016192 -2.04 -2.13
Apr 2025 2786.213939222944 0.23 -3.76
May 2025 2796.416655686137 0.37 -4.24
Jun 2025 2785.960634748151 -0.37 -3.45
Jul 2025 2751.895387230145 -1.22 -3.93
Aug 2025 2711.5467050951347 -1.47 -2.21
Sep 2025 2656.9562751202625 -2.01 -1.48
Oct 2025 2631.479272843094 -0.96 -4.38
Nov 2025 2628.4735290596586 -0.11 -7.44
Dec 2025 2621.1737483265015 -0.28 -6.89
Jan 2026 2605.1201944071195 -0.61 -9.36