Portland, ME (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Portland, ME Metro in January 2026 was $3,247.058. The month over month percentage change (MoM) was -0.40%, and the year over year percentage change (YoY) was -5.83%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Portland, ME metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Portland, ME metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Portland, ME (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Portland, ME (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Portland, ME (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1250.8478147798464 | NaN | NaN |
| Feb 2012 | 1244.7912469891724 | -0.48 | NaN |
| Mar 2012 | 1247.461697842955 | 0.22 | NaN |
| Apr 2012 | 1242.1636578321368 | -0.42 | NaN |
| May 2012 | 1230.8093145832054 | -0.91 | NaN |
| Jun 2012 | 1221.1133883012665 | -0.79 | NaN |
| Jul 2012 | 1211.1947546641109 | -0.81 | NaN |
| Aug 2012 | 1217.360445596499 | 0.51 | NaN |
| Sep 2012 | 1207.9133417045284 | -0.78 | NaN |
| Oct 2012 | 1195.553322855236 | -1.02 | NaN |
| Nov 2012 | 1193.3811049407805 | -0.18 | NaN |
| Dec 2012 | 1192.8464781482808 | -0.04 | NaN |
| Jan 2013 | 1204.1321170573408 | 0.95 | -3.73 |
| Feb 2013 | 1217.4611731633313 | 1.11 | -2.20 |
| Mar 2013 | 1222.0668705710186 | 0.38 | -2.04 |
| Apr 2013 | 1215.924812311616 | -0.50 | -2.11 |
| May 2013 | 1230.8307380603792 | 1.23 | 0.00 |
| Jun 2013 | 1294.2524811168373 | 5.15 | 5.99 |
| Jul 2013 | 1334.1573209327396 | 3.08 | 10.15 |
| Aug 2013 | 1351.1433258572763 | 1.27 | 10.99 |
| Sep 2013 | 1361.0153196774256 | 0.73 | 12.68 |
| Oct 2013 | 1333.1061564340057 | -2.05 | 11.51 |
| Nov 2013 | 1342.8438469157572 | 0.73 | 12.52 |
| Dec 2013 | 1365.7561779404518 | 1.71 | 14.50 |
| Jan 2014 | 1366.318925391828 | 0.04 | 13.47 |
| Feb 2014 | 1354.2269043834708 | -0.88 | 11.23 |
| Mar 2014 | 1361.2429846187224 | 0.52 | 11.39 |
| Apr 2014 | 1364.8275724151915 | 0.26 | 12.25 |
| May 2014 | 1355.254021574415 | -0.70 | 10.11 |
| Jun 2014 | 1359.145483545854 | 0.29 | 5.01 |
| Jul 2014 | 1363.3878357912386 | 0.31 | 2.19 |
| Aug 2014 | 1366.3173545520453 | 0.22 | 1.12 |
| Sep 2014 | 1374.5538402512884 | 0.60 | 1.00 |
| Oct 2014 | 1360.5236387010261 | -1.02 | 2.06 |
| Nov 2014 | 1355.83546786019 | -0.34 | 0.97 |
| Dec 2014 | 1340.6943932065558 | -1.12 | -1.83 |
| Jan 2015 | 1306.413927746225 | -2.56 | -4.38 |
| Feb 2015 | 1313.1349632658796 | 0.51 | -3.03 |
| Mar 2015 | 1322.641999846287 | 0.72 | -2.84 |
| Apr 2015 | 1317.969823624503 | -0.35 | -3.43 |
| May 2015 | 1341.2427896635913 | 1.77 | -1.03 |
| Jun 2015 | 1363.5643348877927 | 1.66 | 0.33 |
| Jul 2015 | 1378.497943415258 | 1.10 | 1.11 |
| Aug 2015 | 1371.0388174644659 | -0.54 | 0.35 |
| Sep 2015 | 1377.4759344132774 | 0.47 | 0.21 |
| Oct 2015 | 1374.2977059265484 | -0.23 | 1.01 |
| Nov 2015 | 1397.8862924275509 | 1.72 | 3.10 |
| Dec 2015 | 1406.957562877327 | 0.65 | 4.94 |
| Jan 2016 | 1391.0853285201893 | -1.13 | 6.48 |
| Feb 2016 | 1372.0922393785513 | -1.36 | 4.49 |
| Mar 2016 | 1378.5562253512226 | 0.47 | 4.23 |
| Apr 2016 | 1373.7804187245445 | -0.35 | 4.24 |
| May 2016 | 1380.1665019255936 | 0.47 | 2.90 |
| Jun 2016 | 1387.1336084066415 | 0.51 | 1.73 |
| Jul 2016 | 1382.2056904481178 | -0.35 | 0.27 |
| Aug 2016 | 1389.8383121397956 | 0.55 | 1.37 |
| Sep 2016 | 1400.1271234227688 | 0.74 | 1.64 |
| Oct 2016 | 1409.5116238065702 | 0.67 | 2.56 |
| Nov 2016 | 1454.609578650849 | 3.20 | 4.06 |
| Dec 2016 | 1517.4545128714667 | 4.32 | 7.85 |
| Jan 2017 | 1507.032352108108 | -0.69 | 8.34 |
| Feb 2017 | 1518.5675839907428 | 0.77 | 10.68 |
| Mar 2017 | 1530.9288088693202 | 0.81 | 11.05 |
| Apr 2017 | 1522.8367078034385 | -0.53 | 10.85 |
| May 2017 | 1528.777461538742 | 0.39 | 10.77 |
| Jun 2017 | 1526.182813844013 | -0.17 | 10.02 |
| Jul 2017 | 1543.4102130327606 | 1.13 | 11.66 |
| Aug 2017 | 1541.3276990688682 | -0.13 | 10.90 |
| Sep 2017 | 1539.060794603059 | -0.15 | 9.92 |
| Oct 2017 | 1557.0589774184143 | 1.17 | 10.47 |
| Nov 2017 | 1566.4958867586338 | 0.61 | 7.69 |
| Dec 2017 | 1576.806356420203 | 0.66 | 3.91 |
| Jan 2018 | 1587.2923285182198 | 0.67 | 5.33 |
| Feb 2018 | 1632.19224453991 | 2.83 | 7.48 |
| Mar 2018 | 1655.8465618652963 | 1.45 | 8.16 |
| Apr 2018 | 1670.1782017801434 | 0.87 | 9.68 |
| May 2018 | 1699.9799777916678 | 1.78 | 11.20 |
| Jun 2018 | 1709.1455735852433 | 0.54 | 11.99 |
| Jul 2018 | 1714.913779716468 | 0.34 | 11.11 |
| Aug 2018 | 1729.508773551116 | 0.85 | 12.21 |
| Sep 2018 | 1749.7785523662792 | 1.17 | 13.69 |
| Oct 2018 | 1783.8895835821581 | 1.95 | 14.57 |
| Nov 2018 | 1792.5988856005429 | 0.49 | 14.43 |
| Dec 2018 | 1764.664282617227 | -1.56 | 11.91 |
| Jan 2019 | 1736.0169587314936 | -1.62 | 9.37 |
| Feb 2019 | 1727.234794629475 | -0.51 | 5.82 |
| Mar 2019 | 1718.3443440688393 | -0.51 | 3.77 |
| Apr 2019 | 1708.5246377642632 | -0.57 | 2.30 |
| May 2019 | 1703.4057660750195 | -0.30 | 0.20 |
| Jun 2019 | 1668.9253114300432 | -2.02 | -2.35 |
| Jul 2019 | 1666.7417263180819 | -0.13 | -2.81 |
| Aug 2019 | 1651.5980374967585 | -0.91 | -4.50 |
| Sep 2019 | 1654.6816515411447 | 0.19 | -5.43 |
| Oct 2019 | 1673.0172560935807 | 1.11 | -6.21 |
| Nov 2019 | 1682.3057919810076 | 0.56 | -6.15 |
| Dec 2019 | 1694.617652448791 | 0.73 | -3.97 |
| Jan 2020 | 1668.7155595663908 | -1.53 | -3.88 |
| Feb 2020 | 1658.325434098782 | -0.62 | -3.99 |
| Mar 2020 | 1671.2850766740833 | 0.78 | -2.74 |
| Apr 2020 | 1664.9459430816783 | -0.38 | -2.55 |
| May 2020 | 1664.2219897967614 | -0.04 | -2.30 |
| Jun 2020 | 1661.7821108168705 | -0.15 | -0.43 |
| Jul 2020 | 1649.926980229649 | -0.71 | -1.01 |
| Aug 2020 | 1653.8465501956891 | 0.24 | 0.14 |
| Sep 2020 | 1670.4599146235141 | 1.00 | 0.95 |
| Oct 2020 | 1690.6959266996178 | 1.21 | 1.06 |
| Nov 2020 | 1713.169975354291 | 1.33 | 1.84 |
| Dec 2020 | 1734.2472755427543 | 1.23 | 2.34 |
| Jan 2021 | 1696.658272680284 | -2.17 | 1.68 |
| Feb 2021 | 1738.2319354050796 | 2.45 | 4.82 |
| Mar 2021 | 1812.4826170281267 | 4.27 | 8.45 |
| Apr 2021 | 1845.092347955208 | 1.80 | 10.82 |
| May 2021 | 1867.0116982046086 | 1.19 | 12.19 |
| Jun 2021 | 1908.5818072541294 | 2.23 | 14.85 |
| Jul 2021 | 1921.5468398923597 | 0.68 | 16.46 |
| Aug 2021 | 1934.9622557314565 | 0.70 | 17.00 |
| Sep 2021 | 1949.8825318099514 | 0.77 | 16.73 |
| Oct 2021 | 1979.6235081969114 | 1.53 | 17.09 |
| Nov 2021 | 1984.4279843620634 | 0.24 | 15.83 |
| Dec 2021 | 2000.3205683231497 | 0.80 | 15.34 |
| Jan 2022 | 2082.0779776675085 | 4.09 | 22.72 |
| Feb 2022 | 2176.9269124372568 | 4.56 | 25.24 |
| Mar 2022 | 2306.933733637844 | 5.97 | 27.28 |
| Apr 2022 | 2534.643320214239 | 9.87 | 37.37 |
| May 2022 | 2643.8535764328276 | 4.31 | 41.61 |
| Jun 2022 | 2752.5739483894963 | 4.11 | 44.22 |
| Jul 2022 | 2743.143021759053 | -0.34 | 42.76 |
| Aug 2022 | 2692.7419183849943 | -1.84 | 39.16 |
| Sep 2022 | 2881.1925685173787 | 7.00 | 47.76 |
| Oct 2022 | 3056.815889283688 | 6.10 | 54.41 |
| Nov 2022 | 3029.1853101367706 | -0.90 | 52.65 |
| Dec 2022 | 2928.206671962001 | -3.33 | 46.39 |
| Jan 2023 | 2916.5644822236877 | -0.40 | 40.08 |
| Feb 2023 | 2924.12317388866 | 0.26 | 34.32 |
| Mar 2023 | 3009.728374754854 | 2.93 | 30.46 |
| Apr 2023 | 2987.5468017829917 | -0.74 | 17.87 |
| May 2023 | 3040.23407605499 | 1.76 | 14.99 |
| Jun 2023 | 3147.21881239274 | 3.52 | 14.34 |
| Jul 2023 | 3208.8280715110213 | 1.96 | 16.98 |
| Aug 2023 | 3297.945693019391 | 2.78 | 22.48 |
| Sep 2023 | 3360.3739214533102 | 1.89 | 16.63 |
| Oct 2023 | 3497.5192322967073 | 4.08 | 14.42 |
| Nov 2023 | 3463.661310084836 | -0.97 | 14.34 |
| Dec 2023 | 3300.735289799046 | -4.70 | 12.72 |
| Jan 2024 | 3255.9242706823447 | -1.36 | 11.64 |
| Feb 2024 | 3297.873407053852 | 1.29 | 12.78 |
| Mar 2024 | 3327.8594911420505 | 0.91 | 10.57 |
| Apr 2024 | 3400.421363193861 | 2.18 | 13.82 |
| May 2024 | 3437.418891962244 | 1.09 | 13.06 |
| Jun 2024 | 3403.2967428879574 | -0.99 | 8.14 |
| Jul 2024 | 3385.1700170447784 | -0.53 | 5.50 |
| Aug 2024 | 3295.0285776767423 | -2.66 | -0.09 |
| Sep 2024 | 3223.4887216457164 | -2.17 | -4.07 |
| Oct 2024 | 3297.6412296394647 | 2.30 | -5.71 |
| Nov 2024 | 3403.5207252711175 | 3.21 | -1.74 |
| Dec 2024 | 3381.3395773866437 | -0.65 | 2.44 |
| Jan 2025 | 3448.220695278007 | 1.98 | 5.91 |
| Feb 2025 | 3419.0198043726405 | -0.85 | 3.67 |
| Mar 2025 | 3365.0081368117835 | -1.58 | 1.12 |
| Apr 2025 | 3385.3416901229475 | 0.60 | -0.44 |
| May 2025 | 3410.7827253333385 | 0.75 | -0.77 |
| Jun 2025 | 3412.1984511100322 | 0.04 | 0.26 |
| Jul 2025 | 3382.8081392364707 | -0.86 | -0.07 |
| Aug 2025 | 3341.05728967482 | -1.23 | 1.40 |
| Sep 2025 | 3281.238176569523 | -1.79 | 1.79 |
| Oct 2025 | 3258.664628665139 | -0.69 | -1.18 |
| Nov 2025 | 3262.4777997199344 | 0.12 | -4.14 |
| Dec 2025 | 3260.126110591518 | -0.07 | -3.58 |
| Jan 2026 | 3247.057730253503 | -0.40 | -5.83 |
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