Portland, OR (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Portland, OR Metro in January 2026 was $3,424.08. The month over month percentage change (MoM) was -0.56%, and the year over year percentage change (YoY) was -7.53%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Portland, OR metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Portland, OR metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Portland, OR (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Portland, OR (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Portland, OR (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1227.455474806076 | NaN | NaN |
| Feb 2012 | 1222.2855299139237 | -0.42 | NaN |
| Mar 2012 | 1229.143975817245 | 0.56 | NaN |
| Apr 2012 | 1226.5522885149605 | -0.21 | NaN |
| May 2012 | 1217.3655878948468 | -0.75 | NaN |
| Jun 2012 | 1207.7647287486461 | -0.79 | NaN |
| Jul 2012 | 1199.8679203710676 | -0.65 | NaN |
| Aug 2012 | 1211.4695744841306 | 0.97 | NaN |
| Sep 2012 | 1209.731871702233 | -0.14 | NaN |
| Oct 2012 | 1209.1749308145145 | -0.05 | NaN |
| Nov 2012 | 1218.5736611837297 | 0.78 | NaN |
| Dec 2012 | 1230.652801885818 | 0.99 | NaN |
| Jan 2013 | 1240.3121935707989 | 0.79 | 1.05 |
| Feb 2013 | 1266.1677095072137 | 2.09 | 3.59 |
| Mar 2013 | 1282.2799711215284 | 1.27 | 4.32 |
| Apr 2013 | 1281.0107848568555 | -0.10 | 4.44 |
| May 2013 | 1303.1831764130868 | 1.73 | 7.05 |
| Jun 2013 | 1375.9713119963212 | 5.59 | 13.93 |
| Jul 2013 | 1424.9889307840874 | 3.56 | 18.76 |
| Aug 2013 | 1449.1889126145884 | 1.70 | 19.62 |
| Sep 2013 | 1467.6829909572625 | 1.28 | 21.32 |
| Oct 2013 | 1447.024071893505 | -1.41 | 19.67 |
| Nov 2013 | 1467.8416675232845 | 1.44 | 20.46 |
| Dec 2013 | 1505.435991819097 | 2.56 | 22.33 |
| Jan 2014 | 1509.3495689448266 | 0.26 | 21.69 |
| Feb 2014 | 1504.5029477360758 | -0.32 | 18.82 |
| Mar 2014 | 1520.0456845363271 | 1.03 | 18.54 |
| Apr 2014 | 1529.71987904846 | 0.64 | 19.42 |
| May 2014 | 1522.0559364857572 | -0.50 | 16.80 |
| Jun 2014 | 1525.8764630226322 | 0.25 | 10.89 |
| Jul 2014 | 1529.1067441312039 | 0.21 | 7.31 |
| Aug 2014 | 1533.67741571334 | 0.30 | 5.83 |
| Sep 2014 | 1548.7351052657505 | 0.98 | 5.52 |
| Oct 2014 | 1541.2258666062496 | -0.48 | 6.51 |
| Nov 2014 | 1546.3451129946634 | 0.33 | 5.35 |
| Dec 2014 | 1541.0432877590147 | -0.34 | 2.37 |
| Jan 2015 | 1502.5425018368912 | -2.50 | -0.45 |
| Feb 2015 | 1522.3009813268523 | 1.32 | 1.18 |
| Mar 2015 | 1543.3417904565556 | 1.38 | 1.53 |
| Apr 2015 | 1542.3493831096987 | -0.06 | 0.83 |
| May 2015 | 1576.1333460791175 | 2.19 | 3.55 |
| Jun 2015 | 1607.785088591445 | 2.01 | 5.37 |
| Jul 2015 | 1631.260804018717 | 1.46 | 6.68 |
| Aug 2015 | 1628.2981505180142 | -0.18 | 6.17 |
| Sep 2015 | 1644.8158881539582 | 1.01 | 6.20 |
| Oct 2015 | 1651.9935228919348 | 0.44 | 7.19 |
| Nov 2015 | 1693.4564141612195 | 2.51 | 9.51 |
| Dec 2015 | 1719.2210405596566 | 1.52 | 11.56 |
| Jan 2016 | 1695.5922652834888 | -1.37 | 12.85 |
| Feb 2016 | 1685.5034098937138 | -0.59 | 10.72 |
| Mar 2016 | 1708.8414360804531 | 1.39 | 10.72 |
| Apr 2016 | 1714.2753856254226 | 0.32 | 11.15 |
| May 2016 | 1732.517231499954 | 1.06 | 9.92 |
| Jun 2016 | 1745.7192131892768 | 0.76 | 8.58 |
| Jul 2016 | 1741.4851414918107 | -0.24 | 6.76 |
| Aug 2016 | 1752.840984298607 | 0.65 | 7.65 |
| Sep 2016 | 1766.6052489268254 | 0.79 | 7.40 |
| Oct 2016 | 1778.989330893146 | 0.70 | 7.69 |
| Nov 2016 | 1839.3877546430242 | 3.40 | 8.62 |
| Dec 2016 | 1925.8608017765857 | 4.70 | 12.02 |
| Jan 2017 | 1938.3167545189744 | 0.65 | 14.32 |
| Feb 2017 | 1958.7124288056202 | 1.05 | 16.21 |
| Mar 2017 | 1979.8953275596546 | 1.08 | 15.86 |
| Apr 2017 | 1969.9098390662318 | -0.50 | 14.91 |
| May 2017 | 1976.2034269351102 | 0.32 | 14.07 |
| Jun 2017 | 1968.3543172350567 | -0.40 | 12.75 |
| Jul 2017 | 1986.510379254099 | 0.92 | 14.07 |
| Aug 2017 | 1977.856255985879 | -0.44 | 12.84 |
| Sep 2017 | 1970.2135038792867 | -0.39 | 11.53 |
| Oct 2017 | 1990.3986128945862 | 1.02 | 11.88 |
| Nov 2017 | 2000.9243126735653 | 0.53 | 8.78 |
| Dec 2017 | 2014.2937577074053 | 0.67 | 4.59 |
| Jan 2018 | 2017.6055193961706 | 0.16 | 4.09 |
| Feb 2018 | 2084.988375960846 | 3.34 | 6.45 |
| Mar 2018 | 2121.313596356553 | 1.74 | 7.14 |
| Apr 2018 | 2137.98597357128 | 0.79 | 8.53 |
| May 2018 | 2169.9584322674705 | 1.50 | 9.80 |
| Jun 2018 | 2171.0237016217843 | 0.05 | 10.30 |
| Jul 2018 | 2167.739143740209 | -0.15 | 9.12 |
| Aug 2018 | 2174.0591649964913 | 0.29 | 9.92 |
| Sep 2018 | 2191.018718426758 | 0.78 | 11.21 |
| Oct 2018 | 2228.876290621356 | 1.73 | 11.98 |
| Nov 2018 | 2235.728887540828 | 0.31 | 11.74 |
| Dec 2018 | 2195.102262431355 | -1.82 | 8.98 |
| Jan 2019 | 2175.754478441165 | -0.88 | 7.84 |
| Feb 2019 | 2167.3542871238137 | -0.39 | 3.95 |
| Mar 2019 | 2157.1494972077016 | -0.47 | 1.69 |
| Apr 2019 | 2141.3185636056446 | -0.73 | 0.16 |
| May 2019 | 2130.495378939666 | -0.50 | -1.82 |
| Jun 2019 | 2080.9449393417062 | -2.33 | -4.15 |
| Jul 2019 | 2073.0521335945255 | -0.38 | -4.37 |
| Aug 2019 | 2047.0662983803013 | -1.25 | -5.84 |
| Sep 2019 | 2047.3868247931637 | 0.02 | -6.55 |
| Oct 2019 | 2067.9312994409806 | 1.00 | -7.22 |
| Nov 2019 | 2078.9045422955423 | 0.53 | -7.01 |
| Dec 2019 | 2095.887313331904 | 0.82 | -4.52 |
| Jan 2020 | 2077.0110129124387 | -0.90 | -4.54 |
| Feb 2020 | 2064.242853980516 | -0.61 | -4.76 |
| Mar 2020 | 2078.3726440946834 | 0.69 | -3.65 |
| Apr 2020 | 2064.5556029168797 | -0.66 | -3.58 |
| May 2020 | 2056.238256412444 | -0.40 | -3.48 |
| Jun 2020 | 2043.2907526050599 | -0.63 | -1.81 |
| Jul 2020 | 2016.4335082814478 | -1.31 | -2.73 |
| Aug 2020 | 2010.1118587042258 | -0.31 | -1.80 |
| Sep 2020 | 2021.3327920596191 | 0.56 | -1.27 |
| Oct 2020 | 2037.9789159755283 | 0.82 | -1.45 |
| Nov 2020 | 2056.265815727332 | 0.90 | -1.09 |
| Dec 2020 | 2071.6179997009167 | 0.75 | -1.16 |
| Jan 2021 | 2074.1983878380943 | 0.13 | -0.13 |
| Feb 2021 | 2119.3983059693173 | 2.18 | 2.67 |
| Mar 2021 | 2208.4136127953757 | 4.20 | 6.26 |
| Apr 2021 | 2241.140936677247 | 1.48 | 8.55 |
| May 2021 | 2257.1624105086644 | 0.72 | 9.77 |
| Jun 2021 | 2291.229043239965 | 1.51 | 12.13 |
| Jul 2021 | 2296.342339662226 | 0.22 | 13.88 |
| Aug 2021 | 2311.746144929218 | 0.67 | 15.01 |
| Sep 2021 | 2339.5041076567186 | 1.20 | 15.74 |
| Oct 2021 | 2390.0706794235143 | 2.16 | 17.28 |
| Nov 2021 | 2407.1834910577354 | 0.72 | 17.07 |
| Dec 2021 | 2434.8134670213294 | 1.15 | 17.53 |
| Jan 2022 | 2520.614633997163 | 3.52 | 21.52 |
| Feb 2022 | 2634.1406608242587 | 4.50 | 24.29 |
| Mar 2022 | 2783.337072876803 | 5.66 | 26.03 |
| Apr 2022 | 3044.640223266331 | 9.39 | 35.85 |
| May 2022 | 3155.801309747963 | 3.65 | 39.81 |
| Jun 2022 | 3262.901421896553 | 3.39 | 42.41 |
| Jul 2022 | 3227.7540855126344 | -1.08 | 40.56 |
| Aug 2022 | 3145.90908862559 | -2.54 | 36.08 |
| Sep 2022 | 3350.7259845917633 | 6.51 | 43.22 |
| Oct 2022 | 3542.102497406942 | 5.71 | 48.20 |
| Nov 2022 | 3491.3414021803837 | -1.43 | 45.04 |
| Dec 2022 | 3347.9810174645645 | -4.11 | 37.51 |
| Jan 2023 | 3330.517221304515 | -0.52 | 32.13 |
| Feb 2023 | 3307.6453725275405 | -0.69 | 25.57 |
| Mar 2023 | 3376.6063521658084 | 2.09 | 21.32 |
| Apr 2023 | 3324.246241600734 | -1.55 | 9.18 |
| May 2023 | 3358.9709616990594 | 1.05 | 6.44 |
| Jun 2023 | 3456.0429983306867 | 2.89 | 5.92 |
| Jul 2023 | 3508.342106043489 | 1.51 | 8.69 |
| Aug 2023 | 3588.033965230275 | 2.27 | 14.05 |
| Sep 2023 | 3633.4142035975065 | 1.26 | 8.44 |
| Oct 2023 | 3760.4994646544756 | 3.50 | 6.17 |
| Nov 2023 | 3708.851847191977 | -1.37 | 6.23 |
| Dec 2023 | 3528.0458649979937 | -4.87 | 5.38 |
| Jan 2024 | 3489.1167584437194 | -1.10 | 4.76 |
| Feb 2024 | 3530.5177640042402 | 1.19 | 6.74 |
| Mar 2024 | 3551.4172821345232 | 0.59 | 5.18 |
| Apr 2024 | 3610.560390342357 | 1.67 | 8.61 |
| May 2024 | 3635.16406203765 | 0.68 | 8.22 |
| Jun 2024 | 3592.207805893997 | -1.18 | 3.94 |
| Jul 2024 | 3570.8343517278563 | -0.59 | 1.78 |
| Aug 2024 | 3472.513062360573 | -2.75 | -3.22 |
| Sep 2024 | 3394.2994315498336 | -2.25 | -6.58 |
| Oct 2024 | 3471.517347374943 | 2.28 | -7.68 |
| Nov 2024 | 3589.9807017860326 | 3.41 | -3.20 |
| Dec 2024 | 3576.187826944334 | -0.38 | 1.37 |
| Jan 2025 | 3702.988999751932 | 3.55 | 6.13 |
| Feb 2025 | 3670.2085306592016 | -0.88 | 3.96 |
| Mar 2025 | 3605.050629536432 | -1.77 | 1.51 |
| Apr 2025 | 3612.100079633535 | 0.20 | 0.04 |
| May 2025 | 3621.5848158144327 | 0.26 | -0.37 |
| Jun 2025 | 3608.7096636422275 | -0.36 | 0.46 |
| Jul 2025 | 3571.792730997983 | -1.02 | 0.03 |
| Aug 2025 | 3528.5811459565193 | -1.21 | 1.62 |
| Sep 2025 | 3468.1283622343544 | -1.71 | 2.17 |
| Oct 2025 | 3444.91540560276 | -0.67 | -0.77 |
| Nov 2025 | 3448.3894071171876 | 0.10 | -3.94 |
| Dec 2025 | 3443.5280509322392 | -0.14 | -3.71 |
| Jan 2026 | 3424.0800551657812 | -0.56 | -7.53 |
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