Providence, RI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Providence, RI Metro in January 2026 was $3,257.547. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -3.87%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Providence, RI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Providence, RI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Providence, RI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Providence, RI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Providence, RI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1308.6846417298054 | NaN | NaN |
| Feb 2012 | 1302.405866476337 | -0.48 | NaN |
| Mar 2012 | 1307.0115172784663 | 0.35 | NaN |
| Apr 2012 | 1302.1816016226783 | -0.37 | NaN |
| May 2012 | 1291.5966693657895 | -0.81 | NaN |
| Jun 2012 | 1281.0298600395206 | -0.82 | NaN |
| Jul 2012 | 1271.1393331419545 | -0.77 | NaN |
| Aug 2012 | 1277.3352561353051 | 0.49 | NaN |
| Sep 2012 | 1266.7769325545582 | -0.83 | NaN |
| Oct 2012 | 1255.0576158356 | -0.92 | NaN |
| Nov 2012 | 1253.8522850886202 | -0.10 | NaN |
| Dec 2012 | 1255.1839601300635 | 0.11 | NaN |
| Jan 2013 | 1261.865260603711 | 0.53 | -3.58 |
| Feb 2013 | 1277.903281829941 | 1.27 | -1.88 |
| Mar 2013 | 1287.6733579104725 | 0.77 | -1.48 |
| Apr 2013 | 1283.5194069455906 | -0.32 | -1.43 |
| May 2013 | 1300.0099761431266 | 1.29 | 0.65 |
| Jun 2013 | 1362.689495127292 | 4.82 | 6.38 |
| Jul 2013 | 1402.9073411505383 | 2.95 | 10.37 |
| Aug 2013 | 1419.5510489607057 | 1.19 | 11.13 |
| Sep 2013 | 1428.761226622977 | 0.65 | 12.79 |
| Oct 2013 | 1400.714341069587 | -1.96 | 11.61 |
| Nov 2013 | 1411.166067473884 | 0.75 | 12.55 |
| Dec 2013 | 1436.5923878938345 | 1.80 | 14.45 |
| Jan 2014 | 1413.693929808937 | -1.59 | 12.03 |
| Feb 2014 | 1404.5131012365694 | -0.65 | 9.91 |
| Mar 2014 | 1415.098935645046 | 0.75 | 9.90 |
| Apr 2014 | 1422.53134409062 | 0.53 | 10.83 |
| May 2014 | 1414.336450173396 | -0.58 | 8.79 |
| Jun 2014 | 1416.2562598074664 | 0.14 | 3.93 |
| Jul 2014 | 1415.5607381900152 | -0.05 | 0.90 |
| Aug 2014 | 1415.2535176093118 | -0.02 | -0.30 |
| Sep 2014 | 1422.599673743365 | 0.52 | -0.43 |
| Oct 2014 | 1409.9837144388375 | -0.89 | 0.66 |
| Nov 2014 | 1408.4309711147712 | -0.11 | -0.19 |
| Dec 2014 | 1396.4828459214234 | -0.85 | -2.79 |
| Jan 2015 | 1421.6670636254767 | 1.80 | 0.56 |
| Feb 2015 | 1430.6402098877716 | 0.63 | 1.86 |
| Mar 2015 | 1442.963531631824 | 0.86 | 1.97 |
| Apr 2015 | 1439.2124418396043 | -0.26 | 1.17 |
| May 2015 | 1462.8027402727193 | 1.64 | 3.43 |
| Jun 2015 | 1482.9983123202878 | 1.38 | 4.71 |
| Jul 2015 | 1495.7989509208767 | 0.86 | 5.67 |
| Aug 2015 | 1486.617977983159 | -0.61 | 5.04 |
| Sep 2015 | 1492.6110765675462 | 0.40 | 4.92 |
| Oct 2015 | 1489.3172044356952 | -0.22 | 5.63 |
| Nov 2015 | 1513.8778961467415 | 1.65 | 7.49 |
| Dec 2015 | 1525.082708263723 | 0.74 | 9.21 |
| Jan 2016 | 1477.2556563707612 | -3.14 | 3.91 |
| Feb 2016 | 1460.1269879868598 | -1.16 | 2.06 |
| Mar 2016 | 1469.3359654167648 | 0.63 | 1.83 |
| Apr 2016 | 1464.1488452208 | -0.35 | 1.73 |
| May 2016 | 1469.8742853215358 | 0.39 | 0.48 |
| Jun 2016 | 1473.7068026418642 | 0.26 | -0.63 |
| Jul 2016 | 1466.4812776351441 | -0.49 | -1.96 |
| Aug 2016 | 1472.2407187246035 | 0.39 | -0.97 |
| Sep 2016 | 1482.1910790352367 | 0.68 | -0.70 |
| Oct 2016 | 1490.496717019176 | 0.56 | 0.08 |
| Nov 2016 | 1535.2726445575777 | 3.00 | 1.41 |
| Dec 2016 | 1597.343938715461 | 4.04 | 4.74 |
| Jan 2017 | 1583.4429038008834 | -0.87 | 7.19 |
| Feb 2017 | 1595.79651205435 | 0.78 | 9.29 |
| Mar 2017 | 1609.645343805856 | 0.87 | 9.55 |
| Apr 2017 | 1601.9561531910963 | -0.48 | 9.41 |
| May 2017 | 1608.7448222412186 | 0.42 | 9.45 |
| Jun 2017 | 1605.4946844838285 | -0.20 | 8.94 |
| Jul 2017 | 1621.6085841381484 | 1.00 | 10.58 |
| Aug 2017 | 1616.1441094514928 | -0.34 | 9.77 |
| Sep 2017 | 1612.734439537441 | -0.21 | 8.81 |
| Oct 2017 | 1630.2608599052758 | 1.09 | 9.38 |
| Nov 2017 | 1642.026958161538 | 0.72 | 6.95 |
| Dec 2017 | 1653.848198431895 | 0.72 | 3.54 |
| Jan 2018 | 1654.396924651633 | 0.03 | 4.48 |
| Feb 2018 | 1700.6526146410056 | 2.80 | 6.57 |
| Mar 2018 | 1724.8419873722282 | 1.42 | 7.16 |
| Apr 2018 | 1737.6008742701754 | 0.74 | 8.47 |
| May 2018 | 1764.1646775749127 | 1.53 | 9.66 |
| Jun 2018 | 1769.995135271251 | 0.33 | 10.25 |
| Jul 2018 | 1773.1827210553324 | 0.18 | 9.35 |
| Aug 2018 | 1785.7127015099782 | 0.71 | 10.49 |
| Sep 2018 | 1805.3955359688607 | 1.10 | 11.95 |
| Oct 2018 | 1839.1919234525244 | 1.87 | 12.82 |
| Nov 2018 | 1846.68923887707 | 0.41 | 12.46 |
| Dec 2018 | 1814.95992757726 | -1.72 | 9.74 |
| Jan 2019 | 1792.0763091499286 | -1.26 | 8.32 |
| Feb 2019 | 1783.6469808267575 | -0.47 | 4.88 |
| Mar 2019 | 1775.2013107332532 | -0.47 | 2.92 |
| Apr 2019 | 1766.3693565324888 | -0.50 | 1.66 |
| May 2019 | 1762.7341900032145 | -0.21 | -0.08 |
| Jun 2019 | 1731.3177298362289 | -1.78 | -2.18 |
| Jul 2019 | 1730.6816889057227 | -0.04 | -2.40 |
| Aug 2019 | 1714.0975409817647 | -0.96 | -4.01 |
| Sep 2019 | 1715.6993593164502 | 0.09 | -4.97 |
| Oct 2019 | 1731.6095180319817 | 0.93 | -5.85 |
| Nov 2019 | 1740.8719397045506 | 0.54 | -5.73 |
| Dec 2019 | 1753.6631121605988 | 0.74 | -3.38 |
| Jan 2020 | 1736.043224627158 | -1.00 | -3.13 |
| Feb 2020 | 1725.8169644608292 | -0.59 | -3.24 |
| Mar 2020 | 1737.212203908616 | 0.66 | -2.14 |
| Apr 2020 | 1728.2697399100743 | -0.51 | -2.16 |
| May 2020 | 1724.3086661985349 | -0.23 | -2.18 |
| Jun 2020 | 1716.9718247266594 | -0.42 | -0.83 |
| Jul 2020 | 1699.598916132204 | -1.01 | -1.80 |
| Aug 2020 | 1698.4933879049008 | -0.06 | -0.91 |
| Sep 2020 | 1711.3359981484887 | 0.76 | -0.25 |
| Oct 2020 | 1728.9691604690343 | 1.03 | -0.15 |
| Nov 2020 | 1748.87666774442 | 1.15 | 0.46 |
| Dec 2020 | 1767.7461511086572 | 1.08 | 0.80 |
| Jan 2021 | 1769.7040935623324 | 0.11 | 1.94 |
| Feb 2021 | 1808.9011327543292 | 2.22 | 4.81 |
| Mar 2021 | 1879.8142953063336 | 3.92 | 8.21 |
| Apr 2021 | 1908.508799608445 | 1.53 | 10.43 |
| May 2021 | 1924.632820543392 | 0.85 | 11.62 |
| Jun 2021 | 1955.6553605976533 | 1.61 | 13.90 |
| Jul 2021 | 1956.896424209836 | 0.06 | 15.14 |
| Aug 2021 | 1959.3646666823693 | 0.13 | 15.36 |
| Sep 2021 | 1966.6889594479492 | 0.37 | 14.92 |
| Oct 2021 | 1992.195572480811 | 1.30 | 15.22 |
| Nov 2021 | 1994.9898279368142 | 0.14 | 14.07 |
| Dec 2021 | 2007.5444682669872 | 0.63 | 13.57 |
| Jan 2022 | 2055.860119309679 | 2.41 | 16.17 |
| Feb 2022 | 2144.3404049713445 | 4.30 | 18.54 |
| Mar 2022 | 2264.4101573515727 | 5.60 | 20.46 |
| Apr 2022 | 2467.997968011559 | 8.99 | 29.32 |
| May 2022 | 2559.113580668036 | 3.69 | 32.97 |
| Jun 2022 | 2653.166246520733 | 3.68 | 35.67 |
| Jul 2022 | 2646.279808902227 | -0.26 | 35.23 |
| Aug 2022 | 2604.8044504105565 | -1.57 | 32.94 |
| Sep 2022 | 2784.2025750344487 | 6.89 | 41.57 |
| Oct 2022 | 2950.206248586511 | 5.96 | 48.09 |
| Nov 2022 | 2925.0698837376412 | -0.85 | 46.62 |
| Dec 2022 | 2826.8815646231033 | -3.36 | 40.81 |
| Jan 2023 | 2802.9973585954895 | -0.84 | 36.34 |
| Feb 2023 | 2800.162866663751 | -0.10 | 30.58 |
| Mar 2023 | 2872.3405527569976 | 2.58 | 26.85 |
| Apr 2023 | 2848.473273934464 | -0.83 | 15.42 |
| May 2023 | 2895.1022043545004 | 1.64 | 13.13 |
| Jun 2023 | 2990.6389842234544 | 3.30 | 12.72 |
| Jul 2023 | 3048.5315562848787 | 1.94 | 15.20 |
| Aug 2023 | 3130.6452849402317 | 2.69 | 20.19 |
| Sep 2023 | 3185.8837847088744 | 1.76 | 14.43 |
| Oct 2023 | 3310.9400638180086 | 3.93 | 12.23 |
| Nov 2023 | 3284.5181598537047 | -0.80 | 12.29 |
| Dec 2023 | 3146.7828795315463 | -4.19 | 11.32 |
| Jan 2024 | 3097.6974286616332 | -1.56 | 10.51 |
| Feb 2024 | 3141.359548983881 | 1.41 | 12.19 |
| Mar 2024 | 3171.199767109641 | 0.95 | 10.41 |
| Apr 2024 | 3243.2721171302614 | 2.27 | 13.86 |
| May 2024 | 3288.3552799350346 | 1.39 | 13.58 |
| Jun 2024 | 3272.9967475937856 | -0.47 | 9.44 |
| Jul 2024 | 3273.5448340680073 | 0.02 | 7.38 |
| Aug 2024 | 3204.308696302083 | -2.12 | 2.35 |
| Sep 2024 | 3150.40037002196 | -1.68 | -1.11 |
| Oct 2024 | 3229.0953891171 | 2.50 | -2.47 |
| Nov 2024 | 3338.7547539880256 | 3.40 | 1.65 |
| Dec 2024 | 3329.008606802949 | -0.29 | 5.79 |
| Jan 2025 | 3388.658485512212 | 1.79 | 9.39 |
| Feb 2025 | 3367.620277711357 | -0.62 | 7.20 |
| Mar 2025 | 3320.661680006402 | -1.39 | 4.71 |
| Apr 2025 | 3341.5508671111743 | 0.63 | 3.03 |
| May 2025 | 3364.5823515267257 | 0.69 | 2.32 |
| Jun 2025 | 3365.620408360034 | 0.03 | 2.83 |
| Jul 2025 | 3345.059289976737 | -0.61 | 2.19 |
| Aug 2025 | 3316.8595800672874 | -0.84 | 3.51 |
| Sep 2025 | 3273.5984082325735 | -1.30 | 3.91 |
| Oct 2025 | 3260.5276682513604 | -0.40 | 0.97 |
| Nov 2025 | 3268.504208666234 | 0.25 | -2.10 |
| Dec 2025 | 3269.3559230999153 | 0.03 | -1.79 |
| Jan 2026 | 3257.547479259784 | -0.36 | -3.87 |
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