Racine, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Racine, WI Metro in January 2026 was $2,038.979. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -1.95%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Racine, WI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Racine, WI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Racine, WI (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Racine, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Racine, WI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 825.0143591397382 | NaN | NaN |
| Feb 2012 | 829.9739111054892 | 0.60 | NaN |
| Mar 2012 | 841.4178090486939 | 1.38 | NaN |
| Apr 2012 | 835.4578575380312 | -0.71 | NaN |
| May 2012 | 825.9262334716568 | -1.14 | NaN |
| Jun 2012 | 817.0458070476398 | -1.07 | NaN |
| Jul 2012 | 811.3735454134909 | -0.69 | NaN |
| Aug 2012 | 817.9123836565977 | 0.81 | NaN |
| Sep 2012 | 816.4783510959994 | -0.17 | NaN |
| Oct 2012 | 813.6936923967736 | -0.34 | NaN |
| Nov 2012 | 815.6099591991536 | 0.24 | NaN |
| Dec 2012 | 817.7429431426094 | 0.26 | NaN |
| Jan 2013 | 821.1203918568438 | 0.41 | -0.47 |
| Feb 2013 | 826.3062887012519 | 0.63 | -0.44 |
| Mar 2013 | 827.9834696637179 | 0.20 | -1.60 |
| Apr 2013 | 822.6905310388335 | -0.64 | -1.53 |
| May 2013 | 832.2081365050337 | 1.16 | 0.76 |
| Jun 2013 | 868.2762195380542 | 4.33 | 6.27 |
| Jul 2013 | 891.9575829527714 | 2.73 | 9.93 |
| Aug 2013 | 904.3449483981234 | 1.39 | 10.57 |
| Sep 2013 | 914.2713278133174 | 1.10 | 11.98 |
| Oct 2013 | 900.9529689670982 | -1.46 | 10.72 |
| Nov 2013 | 907.2478433914321 | 0.70 | 11.24 |
| Dec 2013 | 921.2921866222339 | 1.55 | 12.66 |
| Jan 2014 | 883.3185680924223 | -4.12 | 7.58 |
| Feb 2014 | 876.2928696885838 | -0.79 | 6.05 |
| Mar 2014 | 882.4874374843844 | 0.71 | 6.58 |
| Apr 2014 | 887.1331913482786 | 0.53 | 7.83 |
| May 2014 | 882.90165974197 | -0.48 | 6.09 |
| Jun 2014 | 883.4856364243822 | 0.07 | 1.75 |
| Jul 2014 | 883.7908645218441 | 0.04 | -0.92 |
| Aug 2014 | 884.9564417846955 | 0.13 | -2.14 |
| Sep 2014 | 889.798561650696 | 0.55 | -2.68 |
| Oct 2014 | 882.0206466668958 | -0.87 | -2.10 |
| Nov 2014 | 880.5900970725902 | -0.16 | -2.94 |
| Dec 2014 | 872.9978331222918 | -0.86 | -5.24 |
| Jan 2015 | 861.5306424520658 | -1.31 | -2.47 |
| Feb 2015 | 864.8596590653473 | 0.39 | -1.30 |
| Mar 2015 | 871.9976299302705 | 0.83 | -1.19 |
| Apr 2015 | 870.7083368330657 | -0.15 | -1.85 |
| May 2015 | 886.8575838901752 | 1.86 | 0.45 |
| Jun 2015 | 899.3459101976603 | 1.41 | 1.80 |
| Jul 2015 | 906.3816179520204 | 0.78 | 2.56 |
| Aug 2015 | 900.4581659452352 | -0.65 | 1.75 |
| Sep 2015 | 904.7535136388956 | 0.48 | 1.68 |
| Oct 2015 | 904.1614766097069 | -0.06 | 2.51 |
| Nov 2015 | 919.0478367128092 | 1.65 | 4.37 |
| Dec 2015 | 924.519365170609 | 0.60 | 5.90 |
| Jan 2016 | 910.988553475318 | -1.46 | 5.74 |
| Feb 2016 | 898.1144742145914 | -1.41 | 3.85 |
| Mar 2016 | 901.8228331418401 | 0.41 | 3.42 |
| Apr 2016 | 899.199241720022 | -0.29 | 3.27 |
| May 2016 | 903.1054326215433 | 0.43 | 1.83 |
| Jun 2016 | 905.3310285672317 | 0.25 | 0.67 |
| Jul 2016 | 898.9681460927549 | -0.70 | -0.82 |
| Aug 2016 | 901.8592893513098 | 0.32 | 0.16 |
| Sep 2016 | 907.4782928380414 | 0.62 | 0.30 |
| Oct 2016 | 914.1714192241252 | 0.74 | 1.11 |
| Nov 2016 | 940.8297103917284 | 2.92 | 2.37 |
| Dec 2016 | 977.6605901669262 | 3.92 | 5.75 |
| Jan 2017 | 962.5665753885276 | -1.54 | 5.66 |
| Feb 2017 | 967.5375706191037 | 0.52 | 7.73 |
| Mar 2017 | 973.5663111374322 | 0.62 | 7.96 |
| Apr 2017 | 968.3308025941541 | -0.54 | 7.69 |
| May 2017 | 972.5431336928366 | 0.44 | 7.69 |
| Jun 2017 | 971.1702357922593 | -0.14 | 7.27 |
| Jul 2017 | 980.9898940479827 | 1.01 | 9.12 |
| Aug 2017 | 979.2807043538457 | -0.17 | 8.59 |
| Sep 2017 | 979.2113993557394 | -0.01 | 7.91 |
| Oct 2017 | 992.0316244548749 | 1.31 | 8.52 |
| Nov 2017 | 1000.7978237952402 | 0.88 | 6.37 |
| Dec 2017 | 1009.3547404180151 | 0.86 | 3.24 |
| Jan 2018 | 1003.3930640545741 | -0.59 | 4.24 |
| Feb 2018 | 1032.5317346478405 | 2.90 | 6.72 |
| Mar 2018 | 1048.2935379956095 | 1.53 | 7.68 |
| Apr 2018 | 1057.7633746676734 | 0.90 | 9.24 |
| May 2018 | 1075.2760919001623 | 1.66 | 10.56 |
| Jun 2018 | 1081.3327749830228 | 0.56 | 11.34 |
| Jul 2018 | 1086.5594478706198 | 0.48 | 10.76 |
| Aug 2018 | 1096.707586225013 | 0.93 | 11.99 |
| Sep 2018 | 1111.6164166923415 | 1.36 | 13.52 |
| Oct 2018 | 1135.132899242856 | 2.12 | 14.43 |
| Nov 2018 | 1145.1727377576299 | 0.88 | 14.43 |
| Dec 2018 | 1133.1531441162383 | -1.05 | 12.27 |
| Jan 2019 | 1158.3376513511093 | 2.22 | 15.44 |
| Feb 2019 | 1157.8448603639679 | -0.04 | 12.14 |
| Mar 2019 | 1154.9549538922633 | -0.25 | 10.18 |
| Apr 2019 | 1151.349182511827 | -0.31 | 8.85 |
| May 2019 | 1151.2551921426566 | -0.01 | 7.07 |
| Jun 2019 | 1132.1846650359714 | -1.66 | 4.70 |
| Jul 2019 | 1131.603114575602 | -0.05 | 4.15 |
| Aug 2019 | 1121.0279279027993 | -0.93 | 2.22 |
| Sep 2019 | 1122.9809701057989 | 0.17 | 1.02 |
| Oct 2019 | 1133.6237169472524 | 0.95 | -0.13 |
| Nov 2019 | 1138.5695611002689 | 0.44 | -0.58 |
| Dec 2019 | 1145.9456484270872 | 0.65 | 1.13 |
| Jan 2020 | 1264.4137704266068 | 10.34 | 9.16 |
| Feb 2020 | 1257.0799714364523 | -0.58 | 8.57 |
| Mar 2020 | 1264.5411559283339 | 0.59 | 9.49 |
| Apr 2020 | 1262.1715217521605 | -0.19 | 9.63 |
| May 2020 | 1261.79079916967 | -0.03 | 9.60 |
| Jun 2020 | 1255.7687797665258 | -0.48 | 10.92 |
| Jul 2020 | 1242.4854530742236 | -1.06 | 9.80 |
| Aug 2020 | 1238.8033620461085 | -0.30 | 10.51 |
| Sep 2020 | 1245.533590009593 | 0.54 | 10.91 |
| Oct 2020 | 1255.9245532988716 | 0.83 | 10.79 |
| Nov 2020 | 1267.7198634646547 | 0.94 | 11.34 |
| Dec 2020 | 1277.9436785474886 | 0.81 | 11.52 |
| Jan 2021 | 1134.1429149514831 | -11.25 | -10.30 |
| Feb 2021 | 1153.337228495047 | 1.69 | -8.25 |
| Mar 2021 | 1191.8279983741515 | 3.34 | -5.75 |
| Apr 2021 | 1205.8680090513908 | 1.18 | -4.46 |
| May 2021 | 1213.9934579974768 | 0.67 | -3.79 |
| Jun 2021 | 1231.906608560654 | 1.48 | -1.90 |
| Jul 2021 | 1235.4521109250938 | 0.29 | -0.57 |
| Aug 2021 | 1242.2938497107261 | 0.55 | 0.28 |
| Sep 2021 | 1253.3554801252658 | 0.89 | 0.63 |
| Oct 2021 | 1273.9553043519672 | 1.64 | 1.44 |
| Nov 2021 | 1278.0238079421883 | 0.32 | 0.81 |
| Dec 2021 | 1284.4489619275278 | 0.50 | 0.51 |
| Jan 2022 | 1308.6241359549276 | 1.88 | 15.38 |
| Feb 2022 | 1351.8234363073943 | 3.30 | 17.21 |
| Mar 2022 | 1411.909435512852 | 4.45 | 18.47 |
| Apr 2022 | 1524.6968054912136 | 7.99 | 26.44 |
| May 2022 | 1575.4938417481621 | 3.33 | 29.78 |
| Jun 2022 | 1631.6533790428111 | 3.57 | 32.45 |
| Jul 2022 | 1629.1881073020038 | -0.15 | 31.87 |
| Aug 2022 | 1607.4251871230686 | -1.34 | 29.39 |
| Sep 2022 | 1713.2094040647496 | 6.58 | 36.69 |
| Oct 2022 | 1808.7397105858138 | 5.58 | 41.98 |
| Nov 2022 | 1793.7296068022815 | -0.83 | 40.35 |
| Dec 2022 | 1739.1607571711515 | -3.04 | 35.40 |
| Jan 2023 | 1736.8728364495412 | -0.13 | 32.73 |
| Feb 2023 | 1747.1657369417153 | 0.59 | 29.25 |
| Mar 2023 | 1801.8218443856208 | 3.13 | 27.62 |
| Apr 2023 | 1793.498458098341 | -0.46 | 17.63 |
| May 2023 | 1825.1261905057913 | 1.76 | 15.85 |
| Jun 2023 | 1880.1320317052841 | 3.01 | 15.23 |
| Jul 2023 | 1907.4310434218712 | 1.45 | 17.08 |
| Aug 2023 | 1947.3183412496278 | 2.09 | 21.15 |
| Sep 2023 | 1973.9156945846962 | 1.37 | 15.22 |
| Oct 2023 | 2042.7844108418828 | 3.49 | 12.94 |
| Nov 2023 | 2023.832641619425 | -0.93 | 12.83 |
| Dec 2023 | 1936.421165537769 | -4.32 | 11.34 |
| Jan 2024 | 1901.4808410791597 | -1.80 | 9.48 |
| Feb 2024 | 1929.70355088826 | 1.48 | 10.45 |
| Mar 2024 | 1954.0497514097196 | 1.26 | 8.45 |
| Apr 2024 | 1999.619994566674 | 2.33 | 11.49 |
| May 2024 | 2022.1524001584066 | 1.13 | 10.80 |
| Jun 2024 | 2010.2446541948702 | -0.59 | 6.92 |
| Jul 2024 | 2006.8998346856063 | -0.17 | 5.22 |
| Aug 2024 | 1965.0307551583096 | -2.09 | 0.91 |
| Sep 2024 | 1932.4138253240992 | -1.66 | -2.10 |
| Oct 2024 | 1975.854465847315 | 2.25 | -3.28 |
| Nov 2024 | 2038.7110341919797 | 3.18 | 0.74 |
| Dec 2024 | 2033.042160881254 | -0.28 | 4.99 |
| Jan 2025 | 2079.4507207797833 | 2.28 | 9.36 |
| Feb 2025 | 2073.988215084432 | -0.26 | 7.48 |
| Mar 2025 | 2057.205150722846 | -0.81 | 5.28 |
| Apr 2025 | 2077.277051797675 | 0.98 | 3.88 |
| May 2025 | 2097.011077176298 | 0.95 | 3.70 |
| Jun 2025 | 2100.4867323313333 | 0.17 | 4.49 |
| Jul 2025 | 2087.6103042331883 | -0.61 | 4.02 |
| Aug 2025 | 2069.783717046291 | -0.85 | 5.33 |
| Sep 2025 | 2045.1398223628553 | -1.19 | 5.83 |
| Oct 2025 | 2036.0196898615698 | -0.45 | 3.05 |
| Nov 2025 | 2041.4976537286802 | 0.27 | 0.14 |
| Dec 2025 | 2042.4793957231027 | 0.05 | 0.46 |
| Jan 2026 | 2038.9793311296094 | -0.17 | -1.95 |
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