Raleigh, NC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Raleigh, NC Metro in January 2026 was $2,708.318. The month over month percentage change (MoM) was -0.81%, and the year over year percentage change (YoY) was -8.69%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Raleigh, NC metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Raleigh, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Raleigh, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Raleigh, NC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Raleigh, NC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 996.4909615047552 | NaN | NaN |
| Feb 2012 | 994.0767311285391 | -0.24 | NaN |
| Mar 2012 | 1000.4263431968413 | 0.64 | NaN |
| Apr 2012 | 998.8200942858722 | -0.16 | NaN |
| May 2012 | 991.2188360834784 | -0.76 | NaN |
| Jun 2012 | 982.5629549958787 | -0.87 | NaN |
| Jul 2012 | 973.3664088511155 | -0.94 | NaN |
| Aug 2012 | 979.4442062936607 | 0.62 | NaN |
| Sep 2012 | 972.1542908918884 | -0.74 | NaN |
| Oct 2012 | 964.1552297819875 | -0.82 | NaN |
| Nov 2012 | 963.8467836676078 | -0.03 | NaN |
| Dec 2012 | 964.8448136995564 | 0.10 | NaN |
| Jan 2013 | 888.3265828489307 | -7.93 | -10.85 |
| Feb 2013 | 901.3865571360056 | 1.47 | -9.32 |
| Mar 2013 | 907.5368863645322 | 0.68 | -9.28 |
| Apr 2013 | 899.9710165474746 | -0.83 | -9.90 |
| May 2013 | 911.8376627574926 | 1.32 | -8.01 |
| Jun 2013 | 965.214794951205 | 5.85 | -1.77 |
| Jul 2013 | 998.9330343786122 | 3.49 | 2.63 |
| Aug 2013 | 1012.7505947161237 | 1.38 | 3.40 |
| Sep 2013 | 1021.1114006695059 | 0.83 | 5.04 |
| Oct 2013 | 997.1885797176492 | -2.34 | 3.43 |
| Nov 2013 | 1006.8867162196717 | 0.97 | 4.47 |
| Dec 2013 | 1029.8646026846507 | 2.28 | 6.74 |
| Jan 2014 | 1171.3417029289528 | 13.74 | 31.86 |
| Feb 2014 | 1163.6497745541365 | -0.66 | 29.10 |
| Mar 2014 | 1173.7160543321206 | 0.87 | 29.33 |
| Apr 2014 | 1178.8634983756249 | 0.44 | 30.99 |
| May 2014 | 1169.9664988324996 | -0.75 | 28.31 |
| Jun 2014 | 1171.420068098595 | 0.12 | 21.36 |
| Jul 2014 | 1172.6228563648797 | 0.10 | 17.39 |
| Aug 2014 | 1174.5675714289375 | 0.17 | 15.98 |
| Sep 2014 | 1182.9464886425276 | 0.71 | 15.85 |
| Oct 2014 | 1172.9618368339968 | -0.84 | 17.63 |
| Nov 2014 | 1173.386501435448 | 0.04 | 16.54 |
| Dec 2014 | 1164.625682400038 | -0.75 | 13.09 |
| Jan 2015 | 1149.5830512876912 | -1.29 | -1.86 |
| Feb 2015 | 1159.9467763702173 | 0.90 | -0.32 |
| Mar 2015 | 1172.5867489990103 | 1.09 | -0.10 |
| Apr 2015 | 1168.4429353437613 | -0.35 | -0.88 |
| May 2015 | 1190.4185849711073 | 1.88 | 1.75 |
| Jun 2015 | 1210.0274828014713 | 1.65 | 3.30 |
| Jul 2015 | 1222.524565087976 | 1.03 | 4.26 |
| Aug 2015 | 1214.3433683301187 | -0.67 | 3.39 |
| Sep 2015 | 1220.2447666179328 | 0.49 | 3.15 |
| Oct 2015 | 1218.5556612975893 | -0.14 | 3.89 |
| Nov 2015 | 1242.3247838989926 | 1.95 | 5.88 |
| Dec 2015 | 1252.7561141875804 | 0.84 | 7.57 |
| Jan 2016 | 1241.3278350259136 | -0.91 | 7.98 |
| Feb 2016 | 1225.7804736184914 | -1.25 | 5.68 |
| Mar 2016 | 1235.2940141612166 | 0.78 | 5.35 |
| Apr 2016 | 1231.207182883559 | -0.33 | 5.37 |
| May 2016 | 1236.313398670077 | 0.42 | 3.86 |
| Jun 2016 | 1238.7351166181927 | 0.20 | 2.37 |
| Jul 2016 | 1230.7794416236434 | -0.64 | 0.68 |
| Aug 2016 | 1235.827283234199 | 0.41 | 1.77 |
| Sep 2016 | 1244.3867651489622 | 0.69 | 1.98 |
| Oct 2016 | 1251.5361279657677 | 0.57 | 2.71 |
| Nov 2016 | 1291.7352424967671 | 3.21 | 3.98 |
| Dec 2016 | 1348.0542919955024 | 4.36 | 7.61 |
| Jan 2017 | 1342.0081411108188 | -0.45 | 8.11 |
| Feb 2017 | 1351.8812206632974 | 0.74 | 10.29 |
| Mar 2017 | 1362.3794042632296 | 0.78 | 10.29 |
| Apr 2017 | 1352.1224076586927 | -0.75 | 9.82 |
| May 2017 | 1354.0017101076305 | 0.14 | 9.52 |
| Jun 2017 | 1347.4880759707962 | -0.48 | 8.78 |
| Jul 2017 | 1360.0754589654707 | 0.93 | 10.51 |
| Aug 2017 | 1355.0201543512933 | -0.37 | 9.65 |
| Sep 2017 | 1350.7480365756119 | -0.31 | 8.55 |
| Oct 2017 | 1365.8971192559077 | 1.12 | 9.14 |
| Nov 2017 | 1374.0491752917644 | 0.60 | 6.37 |
| Dec 2017 | 1383.8835676630026 | 0.72 | 2.66 |
| Jan 2018 | 1409.7331863341467 | 1.87 | 5.05 |
| Feb 2018 | 1453.6852075190611 | 3.12 | 7.53 |
| Mar 2018 | 1475.603881529043 | 1.51 | 8.31 |
| Apr 2018 | 1484.5527746409468 | 0.61 | 9.79 |
| May 2018 | 1505.327635065108 | 1.40 | 11.18 |
| Jun 2018 | 1507.716928861962 | 0.16 | 11.89 |
| Jul 2018 | 1508.3076677434408 | 0.04 | 10.90 |
| Aug 2018 | 1517.1632212830852 | 0.59 | 11.97 |
| Sep 2018 | 1533.8081496323628 | 1.10 | 13.55 |
| Oct 2018 | 1566.7311356197802 | 2.15 | 14.70 |
| Nov 2018 | 1578.261350692313 | 0.74 | 14.86 |
| Dec 2018 | 1554.544928937606 | -1.50 | 12.33 |
| Jan 2019 | 1526.365540660565 | -1.81 | 8.27 |
| Feb 2019 | 1520.7934128110396 | -0.36 | 4.62 |
| Mar 2019 | 1514.4805892067504 | -0.41 | 2.64 |
| Apr 2019 | 1504.7979728662322 | -0.64 | 1.36 |
| May 2019 | 1500.625502261373 | -0.28 | -0.31 |
| Jun 2019 | 1468.58481728879 | -2.13 | -2.59 |
| Jul 2019 | 1466.6283269453102 | -0.13 | -2.76 |
| Aug 2019 | 1451.2228146059565 | -1.05 | -4.35 |
| Sep 2019 | 1454.3700895779596 | 0.22 | -5.18 |
| Oct 2019 | 1470.7318376580477 | 1.13 | -6.13 |
| Nov 2019 | 1478.3917899351397 | 0.52 | -6.33 |
| Dec 2019 | 1489.136584599281 | 0.73 | -4.21 |
| Jan 2020 | 1479.785339955906 | -0.63 | -3.05 |
| Feb 2020 | 1466.363814981382 | -0.91 | -3.58 |
| Mar 2020 | 1471.3895005594463 | 0.34 | -2.84 |
| Apr 2020 | 1458.91215608707 | -0.85 | -3.05 |
| May 2020 | 1453.6290677502968 | -0.36 | -3.13 |
| Jun 2020 | 1447.9335649688046 | -0.39 | -1.41 |
| Jul 2020 | 1433.4574077847144 | -1.00 | -2.26 |
| Aug 2020 | 1431.2593341971642 | -0.15 | -1.38 |
| Sep 2020 | 1438.559275114808 | 0.51 | -1.09 |
| Oct 2020 | 1446.6174307512742 | 0.56 | -1.64 |
| Nov 2020 | 1454.0470876696356 | 0.51 | -1.65 |
| Dec 2020 | 1459.6539246736947 | 0.39 | -1.98 |
| Jan 2021 | 1455.3206025056313 | -0.30 | -1.65 |
| Feb 2021 | 1483.1625205523883 | 1.91 | 1.15 |
| Mar 2021 | 1539.7555075015673 | 3.82 | 4.65 |
| Apr 2021 | 1558.082600079016 | 1.19 | 6.80 |
| May 2021 | 1570.2673170856983 | 0.78 | 8.02 |
| Jun 2021 | 1604.4923513052486 | 2.18 | 10.81 |
| Jul 2021 | 1624.922760457264 | 1.27 | 13.36 |
| Aug 2021 | 1657.2541949404927 | 1.99 | 15.79 |
| Sep 2021 | 1699.6079049976306 | 2.56 | 18.15 |
| Oct 2021 | 1758.8970199498765 | 3.49 | 21.59 |
| Nov 2021 | 1791.081461633921 | 1.83 | 23.18 |
| Dec 2021 | 1826.8530874177281 | 2.00 | 25.16 |
| Jan 2022 | 1883.9727278936864 | 3.13 | 29.45 |
| Feb 2022 | 1979.6504927597173 | 5.08 | 33.48 |
| Mar 2022 | 2105.979045267244 | 6.38 | 36.77 |
| Apr 2022 | 2323.0611697973864 | 10.31 | 49.10 |
| May 2022 | 2432.6254005034853 | 4.72 | 54.92 |
| Jun 2022 | 2543.0962264888954 | 4.54 | 58.50 |
| Jul 2022 | 2544.369533561875 | 0.05 | 56.58 |
| Aug 2022 | 2504.2552460890774 | -1.58 | 51.11 |
| Sep 2022 | 2688.192507437643 | 7.35 | 58.17 |
| Oct 2022 | 2850.49052425795 | 6.04 | 62.06 |
| Nov 2022 | 2807.2702717471443 | -1.52 | 56.74 |
| Dec 2022 | 2687.865324383356 | -4.25 | 47.13 |
| Jan 2023 | 2659.530165187993 | -1.05 | 41.17 |
| Feb 2023 | 2641.4432504183706 | -0.68 | 33.43 |
| Mar 2023 | 2697.827798685887 | 2.13 | 28.10 |
| Apr 2023 | 2654.8313641840473 | -1.59 | 14.28 |
| May 2023 | 2682.6175330217798 | 1.05 | 10.28 |
| Jun 2023 | 2762.709644656807 | 2.99 | 8.64 |
| Jul 2023 | 2805.462160660437 | 1.55 | 10.26 |
| Aug 2023 | 2871.061661081246 | 2.34 | 14.65 |
| Sep 2023 | 2908.349328388015 | 1.30 | 8.19 |
| Oct 2023 | 3013.30201692384 | 3.61 | 5.71 |
| Nov 2023 | 2974.293098541715 | -1.29 | 5.95 |
| Dec 2023 | 2828.240070785732 | -4.91 | 5.22 |
| Jan 2024 | 2835.3435857843906 | 0.25 | 6.61 |
| Feb 2024 | 2872.3871432830074 | 1.31 | 8.74 |
| Mar 2024 | 2896.7658477455743 | 0.85 | 7.37 |
| Apr 2024 | 2953.276100750669 | 1.95 | 11.24 |
| May 2024 | 2979.3929773079985 | 0.88 | 11.06 |
| Jun 2024 | 2946.9775748792595 | -1.09 | 6.67 |
| Jul 2024 | 2929.1850296603197 | -0.60 | 4.41 |
| Aug 2024 | 2845.479143672515 | -2.86 | -0.89 |
| Sep 2024 | 2777.848934791763 | -2.38 | -4.49 |
| Oct 2024 | 2834.0723981923074 | 2.02 | -5.95 |
| Nov 2024 | 2920.7923651796004 | 3.06 | -1.80 |
| Dec 2024 | 2899.109551858587 | -0.74 | 2.51 |
| Jan 2025 | 2966.16268454481 | 2.31 | 4.61 |
| Feb 2025 | 2935.5148962096 | -1.03 | 2.20 |
| Mar 2025 | 2884.152990009544 | -1.75 | -0.43 |
| Apr 2025 | 2894.091195734668 | 0.35 | -2.00 |
| May 2025 | 2906.707383279868 | 0.44 | -2.44 |
| Jun 2025 | 2898.039586048573 | -0.30 | -1.66 |
| Jul 2025 | 2866.2063621157577 | -1.10 | -2.15 |
| Aug 2025 | 2827.8267462814943 | -1.34 | -0.62 |
| Sep 2025 | 2776.8059718454037 | -1.80 | -0.04 |
| Oct 2025 | 2751.0673735848177 | -0.93 | -2.93 |
| Nov 2025 | 2744.4813423153487 | -0.24 | -6.04 |
| Dec 2025 | 2730.3606856437414 | -0.51 | -5.82 |
| Jan 2026 | 2708.3175728984884 | -0.81 | -8.69 |
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