Reno, NV (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Reno, NV Metro in January 2026 was $3,240.766. The month over month percentage change (MoM) was -0.54%, and the year over year percentage change (YoY) was -7.29%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Reno, NV metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Reno, NV metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Reno, NV (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Reno, NV (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Reno, NV (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 859.2557908045984 | NaN | NaN |
| Feb 2012 | 854.1937640060027 | -0.59 | NaN |
| Mar 2012 | 855.7224603840398 | 0.18 | NaN |
| Apr 2012 | 849.9329403891371 | -0.68 | NaN |
| May 2012 | 841.8316805430549 | -0.95 | NaN |
| Jun 2012 | 836.5412761716284 | -0.63 | NaN |
| Jul 2012 | 832.246673327666 | -0.51 | NaN |
| Aug 2012 | 842.0637378946599 | 1.18 | NaN |
| Sep 2012 | 841.7252293654094 | -0.04 | NaN |
| Oct 2012 | 842.5733314046456 | 0.10 | NaN |
| Nov 2012 | 851.5362751126256 | 1.06 | NaN |
| Dec 2012 | 863.4186963837706 | 1.40 | NaN |
| Jan 2013 | 882.8598781804506 | 2.25 | 2.75 |
| Feb 2013 | 906.1115423565287 | 2.63 | 6.08 |
| Mar 2013 | 924.0489606031812 | 1.98 | 7.99 |
| Apr 2013 | 932.0932433452704 | 0.87 | 9.67 |
| May 2013 | 961.1350730883469 | 3.12 | 14.17 |
| Jun 2013 | 1031.888455253019 | 7.36 | 23.35 |
| Jul 2013 | 1082.2562249210891 | 4.88 | 30.04 |
| Aug 2013 | 1111.9955331260123 | 2.75 | 32.06 |
| Sep 2013 | 1135.2536577818428 | 2.09 | 34.87 |
| Oct 2013 | 1126.5974529143834 | -0.76 | 33.71 |
| Nov 2013 | 1150.163892062661 | 2.09 | 35.07 |
| Dec 2013 | 1185.274120285716 | 3.05 | 37.28 |
| Jan 2014 | 1189.3506146010332 | 0.34 | 34.72 |
| Feb 2014 | 1187.7672658417823 | -0.13 | 31.08 |
| Mar 2014 | 1204.5387791305548 | 1.41 | 30.35 |
| Apr 2014 | 1218.766374629496 | 1.18 | 30.76 |
| May 2014 | 1220.3432080232728 | 0.13 | 26.97 |
| Jun 2014 | 1232.3397320244967 | 0.98 | 19.43 |
| Jul 2014 | 1239.8446877854517 | 0.61 | 14.56 |
| Aug 2014 | 1245.351443816023 | 0.44 | 11.99 |
| Sep 2014 | 1257.85389420534 | 1.00 | 10.80 |
| Oct 2014 | 1250.4316343747694 | -0.59 | 10.99 |
| Nov 2014 | 1255.5966734391939 | 0.41 | 9.17 |
| Dec 2014 | 1250.0194586216571 | -0.44 | 5.46 |
| Jan 2015 | 1211.125381746942 | -3.11 | 1.83 |
| Feb 2015 | 1228.1791082325217 | 1.41 | 3.40 |
| Mar 2015 | 1249.1671558645417 | 1.71 | 3.71 |
| Apr 2015 | 1253.7941152931387 | 0.37 | 2.87 |
| May 2015 | 1290.956296747986 | 2.96 | 5.79 |
| Jun 2015 | 1327.4533446368744 | 2.83 | 7.72 |
| Jul 2015 | 1352.9015423733495 | 1.92 | 9.12 |
| Aug 2015 | 1351.818802047485 | -0.08 | 8.55 |
| Sep 2015 | 1365.832680402988 | 1.04 | 8.58 |
| Oct 2015 | 1370.48666875471 | 0.34 | 9.60 |
| Nov 2015 | 1405.6722154626225 | 2.57 | 11.95 |
| Dec 2015 | 1424.3141340820457 | 1.33 | 13.94 |
| Jan 2016 | 1412.139302415611 | -0.85 | 16.60 |
| Feb 2016 | 1399.4333046893971 | -0.90 | 13.94 |
| Mar 2016 | 1416.4724594910997 | 1.22 | 13.39 |
| Apr 2016 | 1417.165245846371 | 0.05 | 13.03 |
| May 2016 | 1427.8419152757288 | 0.75 | 10.60 |
| Jun 2016 | 1434.7192031286643 | 0.48 | 8.08 |
| Jul 2016 | 1425.3572639574727 | -0.65 | 5.36 |
| Aug 2016 | 1429.3287766424853 | 0.28 | 5.73 |
| Sep 2016 | 1435.9258986496388 | 0.46 | 5.13 |
| Oct 2016 | 1440.0953638062738 | 0.29 | 5.08 |
| Nov 2016 | 1487.7645733945171 | 3.31 | 5.84 |
| Dec 2016 | 1558.2199456752917 | 4.74 | 9.40 |
| Jan 2017 | 1551.776903033643 | -0.41 | 9.89 |
| Feb 2017 | 1569.6937913956995 | 1.16 | 12.17 |
| Mar 2017 | 1588.803711615587 | 1.22 | 12.17 |
| Apr 2017 | 1580.3536181080867 | -0.53 | 11.52 |
| May 2017 | 1583.8384851007504 | 0.22 | 10.93 |
| Jun 2017 | 1574.40233090446 | -0.60 | 9.74 |
| Jul 2017 | 1587.3741439516948 | 0.82 | 11.37 |
| Aug 2017 | 1580.6181374153007 | -0.43 | 10.59 |
| Sep 2017 | 1579.5278325531422 | -0.07 | 10.00 |
| Oct 2017 | 1607.285780222647 | 1.76 | 11.61 |
| Nov 2017 | 1627.9554063751568 | 1.29 | 9.42 |
| Dec 2017 | 1650.817491271836 | 1.40 | 5.94 |
| Jan 2018 | 1683.9123689378866 | 2.01 | 8.52 |
| Feb 2018 | 1751.0869002987374 | 3.99 | 11.56 |
| Mar 2018 | 1789.5903806394876 | 2.20 | 12.64 |
| Apr 2018 | 1812.2045998411838 | 1.26 | 14.67 |
| May 2018 | 1850.1274402409558 | 2.09 | 16.81 |
| Jun 2018 | 1863.0405364961184 | 0.70 | 18.33 |
| Jul 2018 | 1871.840404498891 | 0.47 | 17.92 |
| Aug 2018 | 1892.0641990835838 | 1.08 | 19.70 |
| Sep 2018 | 1920.0405848618525 | 1.48 | 21.56 |
| Oct 2018 | 1966.2397798899797 | 2.41 | 22.33 |
| Nov 2018 | 1980.230553014509 | 0.71 | 21.64 |
| Dec 2018 | 1944.4000144396416 | -1.81 | 17.78 |
| Jan 2019 | 1918.9005337571373 | -1.31 | 13.96 |
| Feb 2019 | 1908.2416453240623 | -0.56 | 8.98 |
| Mar 2019 | 1896.575618365391 | -0.61 | 5.98 |
| Apr 2019 | 1880.2449430537263 | -0.86 | 3.76 |
| May 2019 | 1870.2450634819206 | -0.53 | 1.09 |
| Jun 2019 | 1824.6938586462597 | -2.44 | -2.06 |
| Jul 2019 | 1819.7374156435058 | -0.27 | -2.78 |
| Aug 2019 | 1798.140066245846 | -1.19 | -4.96 |
| Sep 2019 | 1800.7421170596992 | 0.14 | -6.21 |
| Oct 2019 | 1818.9475405165817 | 1.01 | -7.49 |
| Nov 2019 | 1825.2821178221996 | 0.35 | -7.82 |
| Dec 2019 | 1835.6247490720689 | 0.57 | -5.59 |
| Jan 2020 | 1805.3795812937071 | -1.65 | -5.92 |
| Feb 2020 | 1788.5421995871798 | -0.93 | -6.27 |
| Mar 2020 | 1799.314682779439 | 0.60 | -5.13 |
| Apr 2020 | 1784.0531228506857 | -0.85 | -5.12 |
| May 2020 | 1773.525818434197 | -0.59 | -5.17 |
| Jun 2020 | 1758.6715383287028 | -0.84 | -3.62 |
| Jul 2020 | 1734.7414435653695 | -1.36 | -4.67 |
| Aug 2020 | 1729.8840399540459 | -0.28 | -3.80 |
| Sep 2020 | 1740.0539194818061 | 0.59 | -3.37 |
| Oct 2020 | 1753.266024087974 | 0.76 | -3.61 |
| Nov 2020 | 1769.6870117640476 | 0.94 | -3.05 |
| Dec 2020 | 1787.2688020433898 | 0.99 | -2.63 |
| Jan 2021 | 1804.6349927293159 | 0.97 | -0.04 |
| Feb 2021 | 1856.0459891933133 | 2.85 | 3.77 |
| Mar 2021 | 1950.780600603308 | 5.10 | 8.42 |
| Apr 2021 | 1994.5294278977508 | 2.24 | 11.80 |
| May 2021 | 2024.7162957840278 | 1.51 | 14.16 |
| Jun 2021 | 2075.1192488270776 | 2.49 | 17.99 |
| Jul 2021 | 2095.399666171477 | 0.98 | 20.79 |
| Aug 2021 | 2123.0343246511843 | 1.32 | 22.73 |
| Sep 2021 | 2161.3367707119 | 1.80 | 24.21 |
| Oct 2021 | 2221.155891133688 | 2.77 | 26.69 |
| Nov 2021 | 2246.4901685018513 | 1.14 | 26.94 |
| Dec 2021 | 2279.1001684587154 | 1.45 | 27.52 |
| Jan 2022 | 2386.2967815066518 | 4.70 | 32.23 |
| Feb 2022 | 2504.857472694328 | 4.97 | 34.96 |
| Mar 2022 | 2657.9368259396483 | 6.11 | 36.25 |
| Apr 2022 | 2920.7543568201136 | 9.89 | 46.44 |
| May 2022 | 3026.3900155154206 | 3.62 | 49.47 |
| Jun 2022 | 3129.3861903894995 | 3.40 | 50.81 |
| Jul 2022 | 3093.8202019208397 | -1.14 | 47.65 |
| Aug 2022 | 3011.685559955381 | -2.65 | 41.86 |
| Sep 2022 | 3216.276967287567 | 6.79 | 48.81 |
| Oct 2022 | 3397.464974785461 | 5.63 | 52.96 |
| Nov 2022 | 3324.0973056915536 | -2.16 | 47.97 |
| Dec 2022 | 3162.2010229376756 | -4.87 | 38.75 |
| Jan 2023 | 3119.2504547276567 | -1.36 | 30.72 |
| Feb 2023 | 3084.339211461074 | -1.12 | 23.13 |
| Mar 2023 | 3140.8561506579517 | 1.83 | 18.17 |
| Apr 2023 | 3075.2621444955544 | -2.09 | 5.29 |
| May 2023 | 3097.938802930464 | 0.74 | 2.36 |
| Jun 2023 | 3185.6165532470336 | 2.83 | 1.80 |
| Jul 2023 | 3236.132205309738 | 1.59 | 4.60 |
| Aug 2023 | 3320.0036007854505 | 2.59 | 10.24 |
| Sep 2023 | 3372.0062408413874 | 1.57 | 4.84 |
| Oct 2023 | 3505.442343025858 | 3.96 | 3.18 |
| Nov 2023 | 3463.230965712218 | -1.20 | 4.19 |
| Dec 2023 | 3291.500500671439 | -4.96 | 4.09 |
| Jan 2024 | 3247.7107722604433 | -1.33 | 4.12 |
| Feb 2024 | 3295.6741729447904 | 1.48 | 6.85 |
| Mar 2024 | 3322.9021540129033 | 0.83 | 5.80 |
| Apr 2024 | 3392.524528293977 | 2.10 | 10.32 |
| May 2024 | 3428.2684777795575 | 1.05 | 10.66 |
| Jun 2024 | 3397.329429848508 | -0.90 | 6.65 |
| Jul 2024 | 3384.8285759877313 | -0.37 | 4.60 |
| Aug 2024 | 3290.7023306708725 | -2.78 | -0.88 |
| Sep 2024 | 3212.8054025363026 | -2.37 | -4.72 |
| Oct 2024 | 3292.926191251006 | 2.49 | -6.06 |
| Nov 2024 | 3415.0901503826144 | 3.71 | -1.39 |
| Dec 2024 | 3404.3862671669303 | -0.31 | 3.43 |
| Jan 2025 | 3495.588985945418 | 2.68 | 7.63 |
| Feb 2025 | 3467.8741117421196 | -0.79 | 5.23 |
| Mar 2025 | 3410.285272397762 | -1.66 | 2.63 |
| Apr 2025 | 3424.519582388733 | 0.42 | 0.94 |
| May 2025 | 3442.5916997526883 | 0.53 | 0.42 |
| Jun 2025 | 3435.13102309423 | -0.22 | 1.11 |
| Jul 2025 | 3399.303161529793 | -1.04 | 0.43 |
| Aug 2025 | 3353.416769434053 | -1.35 | 1.91 |
| Sep 2025 | 3287.759137470229 | -1.96 | 2.33 |
| Oct 2025 | 3261.211030468384 | -0.81 | -0.96 |
| Nov 2025 | 3262.7844984622498 | 0.05 | -4.46 |
| Dec 2025 | 3258.4359323872236 | -0.13 | -4.29 |
| Jan 2026 | 3240.7657308168536 | -0.54 | -7.29 |
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