Richmond, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Richmond, VA Metro in January 2026 was $2,408.195. The month over month percentage change (MoM) was -0.47%, and the year over year percentage change (YoY) was -4.85%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Richmond, VA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Richmond, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Richmond, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Richmond, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Richmond, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 951.0093319157819 | NaN | NaN |
| Feb 2012 | 947.2875926072973 | -0.39 | NaN |
| Mar 2012 | 952.3105536064891 | 0.53 | NaN |
| Apr 2012 | 950.1790845373378 | -0.22 | NaN |
| May 2012 | 943.3379602145762 | -0.72 | NaN |
| Jun 2012 | 935.5180048969537 | -0.83 | NaN |
| Jul 2012 | 927.3928327976981 | -0.87 | NaN |
| Aug 2012 | 933.2212409396564 | 0.63 | NaN |
| Sep 2012 | 926.5308441107359 | -0.72 | NaN |
| Oct 2012 | 919.7617372103393 | -0.73 | NaN |
| Nov 2012 | 920.4319588488559 | 0.07 | NaN |
| Dec 2012 | 922.6680125283185 | 0.24 | NaN |
| Jan 2013 | 924.2891714583654 | 0.18 | -2.81 |
| Feb 2013 | 937.0081881475792 | 1.38 | -1.08 |
| Mar 2013 | 942.2975692943758 | 0.56 | -1.05 |
| Apr 2013 | 934.6624417478007 | -0.81 | -1.63 |
| May 2013 | 945.7356379567696 | 1.19 | 0.25 |
| Jun 2013 | 996.484094370441 | 5.37 | 6.52 |
| Jul 2013 | 1028.1097231555277 | 3.17 | 10.86 |
| Aug 2013 | 1040.1119006386152 | 1.17 | 11.45 |
| Sep 2013 | 1046.2363478505854 | 0.59 | 12.92 |
| Oct 2013 | 1023.0226323765662 | -2.22 | 11.23 |
| Nov 2013 | 1031.534313326049 | 0.83 | 12.07 |
| Dec 2013 | 1052.8864382045497 | 2.07 | 14.11 |
| Jan 2014 | 1069.6482858261597 | 1.59 | 15.73 |
| Feb 2014 | 1059.9000231446234 | -0.91 | 13.12 |
| Mar 2014 | 1065.9940663971636 | 0.57 | 13.13 |
| Apr 2014 | 1068.0658284279307 | 0.19 | 14.27 |
| May 2014 | 1058.9812830996248 | -0.85 | 11.97 |
| Jun 2014 | 1058.9435935526503 | 0.00 | 6.27 |
| Jul 2014 | 1058.304253138013 | -0.06 | 2.94 |
| Aug 2014 | 1058.7843786321207 | 0.05 | 1.80 |
| Sep 2014 | 1065.3391728106549 | 0.62 | 1.83 |
| Oct 2014 | 1056.1297288808234 | -0.86 | 3.24 |
| Nov 2014 | 1055.168407074825 | -0.09 | 2.29 |
| Dec 2014 | 1046.3853840709992 | -0.83 | -0.62 |
| Jan 2015 | 1025.8150202179233 | -1.97 | -4.10 |
| Feb 2015 | 1031.636441511869 | 0.57 | -2.67 |
| Mar 2015 | 1038.8882155281613 | 0.70 | -2.54 |
| Apr 2015 | 1032.830899399931 | -0.58 | -3.30 |
| May 2015 | 1052.1092509279297 | 1.87 | -0.65 |
| Jun 2015 | 1069.9336319470876 | 1.69 | 1.04 |
| Jul 2015 | 1081.0152681480117 | 1.04 | 2.15 |
| Aug 2015 | 1073.3794838685626 | -0.71 | 1.38 |
| Sep 2015 | 1077.282881334236 | 0.36 | 1.12 |
| Oct 2015 | 1074.0930991184848 | -0.30 | 1.70 |
| Nov 2015 | 1092.4380511093213 | 1.71 | 3.53 |
| Dec 2015 | 1099.527638323504 | 0.65 | 5.08 |
| Jan 2016 | 1094.1449237263014 | -0.49 | 6.66 |
| Feb 2016 | 1079.2845969609803 | -1.36 | 4.62 |
| Mar 2016 | 1086.090682246612 | 0.63 | 4.54 |
| Apr 2016 | 1080.3685723526937 | -0.53 | 4.60 |
| May 2016 | 1082.700579498969 | 0.22 | 2.91 |
| Jun 2016 | 1083.8924352389758 | 0.11 | 1.31 |
| Jul 2016 | 1076.1267307640478 | -0.72 | -0.45 |
| Aug 2016 | 1079.9406475472813 | 0.35 | 0.61 |
| Sep 2016 | 1086.68880696618 | 0.63 | 0.87 |
| Oct 2016 | 1092.9516126485958 | 0.58 | 1.76 |
| Nov 2016 | 1128.0642535468792 | 3.21 | 3.26 |
| Dec 2016 | 1177.0978535597087 | 4.35 | 7.06 |
| Jan 2017 | 1164.230027057004 | -1.09 | 6.41 |
| Feb 2017 | 1171.8048351077578 | 0.65 | 8.57 |
| Mar 2017 | 1180.2121855108362 | 0.72 | 8.67 |
| Apr 2017 | 1170.3806695136943 | -0.83 | 8.33 |
| May 2017 | 1171.5306786605147 | 0.10 | 8.20 |
| Jun 2017 | 1164.960538738975 | -0.56 | 7.48 |
| Jul 2017 | 1174.8253695440403 | 0.85 | 9.17 |
| Aug 2017 | 1169.180217307056 | -0.48 | 8.26 |
| Sep 2017 | 1165.1562211096448 | -0.34 | 7.22 |
| Oct 2017 | 1179.1295992713178 | 1.20 | 7.89 |
| Nov 2017 | 1187.1961401504018 | 0.68 | 5.24 |
| Dec 2017 | 1195.8756045666312 | 0.73 | 1.60 |
| Jan 2018 | 1222.3196466599043 | 2.21 | 4.99 |
| Feb 2018 | 1259.7527458563868 | 3.06 | 7.51 |
| Mar 2018 | 1278.0052738751765 | 1.45 | 8.29 |
| Apr 2018 | 1285.6559536881568 | 0.60 | 9.85 |
| May 2018 | 1303.1901966505466 | 1.36 | 11.24 |
| Jun 2018 | 1304.289963018024 | 0.08 | 11.96 |
| Jul 2018 | 1304.2258463315343 | 0.00 | 11.01 |
| Aug 2018 | 1311.4334339086465 | 0.55 | 12.17 |
| Sep 2018 | 1326.1931317621566 | 1.13 | 13.82 |
| Oct 2018 | 1353.481528554741 | 2.06 | 14.79 |
| Nov 2018 | 1361.7830885258825 | 0.61 | 14.71 |
| Dec 2018 | 1338.5104017973363 | -1.71 | 11.93 |
| Jan 2019 | 1320.9960259824998 | -1.31 | 8.07 |
| Feb 2019 | 1316.759166137268 | -0.32 | 4.53 |
| Mar 2019 | 1312.5500524017261 | -0.32 | 2.70 |
| Apr 2019 | 1306.0967668786682 | -0.49 | 1.59 |
| May 2019 | 1303.1348658321685 | -0.23 | 0.00 |
| Jun 2019 | 1276.7228671277212 | -2.03 | -2.11 |
| Jul 2019 | 1275.8202650125343 | -0.07 | -2.18 |
| Aug 2019 | 1263.9645961723995 | -0.93 | -3.62 |
| Sep 2019 | 1267.9299049249657 | 0.31 | -4.39 |
| Oct 2019 | 1283.105969411589 | 1.20 | -5.20 |
| Nov 2019 | 1290.7434987538225 | 0.60 | -5.22 |
| Dec 2019 | 1300.8382607199298 | 0.78 | -2.81 |
| Jan 2020 | 1293.642300648749 | -0.55 | -2.07 |
| Feb 2020 | 1283.1355087136171 | -0.81 | -2.55 |
| Mar 2020 | 1288.6691599832038 | 0.43 | -1.82 |
| Apr 2020 | 1278.496636932981 | -0.79 | -2.11 |
| May 2020 | 1274.3690378341328 | -0.32 | -2.21 |
| Jun 2020 | 1270.2348505522439 | -0.32 | -0.51 |
| Jul 2020 | 1258.7328454331623 | -0.91 | -1.34 |
| Aug 2020 | 1257.50211777101 | -0.10 | -0.51 |
| Sep 2020 | 1264.4570620569434 | 0.55 | -0.27 |
| Oct 2020 | 1273.1166315483842 | 0.69 | -0.78 |
| Nov 2020 | 1281.8182218547697 | 0.68 | -0.69 |
| Dec 2020 | 1289.0910952719048 | 0.57 | -0.90 |
| Jan 2021 | 1302.0523432537177 | 1.00 | 0.65 |
| Feb 2021 | 1326.584106164782 | 1.88 | 3.39 |
| Mar 2021 | 1376.130361668907 | 3.74 | 6.79 |
| Apr 2021 | 1390.0592853709877 | 1.01 | 8.73 |
| May 2021 | 1395.0137731647333 | 0.36 | 9.47 |
| Jun 2021 | 1413.6522565612509 | 1.34 | 11.29 |
| Jul 2021 | 1413.9502767262702 | 0.02 | 12.33 |
| Aug 2021 | 1420.131375912779 | 0.44 | 12.93 |
| Sep 2021 | 1431.3316881749524 | 0.79 | 13.20 |
| Oct 2021 | 1457.2393958483863 | 1.81 | 14.46 |
| Nov 2021 | 1464.3808673359385 | 0.49 | 14.24 |
| Dec 2021 | 1479.6260747515607 | 1.04 | 14.78 |
| Jan 2022 | 1533.9512513467034 | 3.67 | 17.81 |
| Feb 2022 | 1601.8408803999673 | 4.43 | 20.75 |
| Mar 2022 | 1688.3811612476436 | 5.40 | 22.69 |
| Apr 2022 | 1840.2925521885356 | 9.00 | 32.39 |
| May 2022 | 1907.7009892940334 | 3.66 | 36.75 |
| Jun 2022 | 1984.5650410603141 | 4.03 | 40.39 |
| Jul 2022 | 1987.5744260924585 | 0.15 | 40.57 |
| Aug 2022 | 1965.1518874625401 | -1.13 | 38.38 |
| Sep 2022 | 2118.9991168275465 | 7.83 | 48.04 |
| Oct 2022 | 2258.8474280971136 | 6.60 | 55.01 |
| Nov 2022 | 2244.862866491694 | -0.62 | 53.30 |
| Dec 2022 | 2170.5055103799455 | -3.31 | 46.69 |
| Jan 2023 | 2168.153025093907 | -0.11 | 41.34 |
| Feb 2023 | 2167.865543312594 | -0.01 | 35.34 |
| Mar 2023 | 2224.5963333177206 | 2.62 | 31.76 |
| Apr 2023 | 2198.494088277839 | -1.17 | 19.46 |
| May 2023 | 2230.9854705936787 | 1.48 | 16.95 |
| Jun 2023 | 2303.2933210177944 | 3.24 | 16.06 |
| Jul 2023 | 2343.5682062755127 | 1.75 | 17.91 |
| Aug 2023 | 2398.0412809923073 | 2.32 | 22.03 |
| Sep 2023 | 2430.235653222615 | 1.34 | 14.69 |
| Oct 2023 | 2516.9067820993246 | 3.57 | 11.42 |
| Nov 2023 | 2486.9886467328765 | -1.19 | 10.79 |
| Dec 2023 | 2371.260889225397 | -4.65 | 9.25 |
| Jan 2024 | 2346.1446471962026 | -1.06 | 8.21 |
| Feb 2024 | 2380.5941964912445 | 1.47 | 9.81 |
| Mar 2024 | 2403.7758494429418 | 0.97 | 8.05 |
| Apr 2024 | 2457.0236453225825 | 2.22 | 11.76 |
| May 2024 | 2486.317103697416 | 1.19 | 11.45 |
| Jun 2024 | 2466.531524461702 | -0.80 | 7.09 |
| Jul 2024 | 2457.6509956322607 | -0.36 | 4.87 |
| Aug 2024 | 2394.680156436283 | -2.56 | -0.14 |
| Sep 2024 | 2344.4766391922194 | -2.10 | -3.53 |
| Oct 2024 | 2398.9473034856037 | 2.32 | -4.69 |
| Nov 2024 | 2477.666842889478 | 3.28 | -0.37 |
| Dec 2024 | 2465.2353281377236 | -0.50 | 3.96 |
| Jan 2025 | 2530.8650765375346 | 2.66 | 7.87 |
| Feb 2025 | 2511.997875865696 | -0.74 | 5.52 |
| Mar 2025 | 2474.834550119404 | -1.48 | 2.96 |
| Apr 2025 | 2488.39199833766 | 0.55 | 1.28 |
| May 2025 | 2504.3888618874353 | 0.64 | 0.73 |
| Jun 2025 | 2503.136601673731 | -0.05 | 1.48 |
| Jul 2025 | 2484.9587989408765 | -0.73 | 1.11 |
| Aug 2025 | 2462.091834965222 | -0.92 | 2.82 |
| Sep 2025 | 2428.443137067706 | -1.37 | 3.58 |
| Oct 2025 | 2416.8743634134958 | -0.48 | 0.75 |
| Nov 2025 | 2421.4288035066857 | 0.19 | -2.27 |
| Dec 2025 | 2419.572485131085 | -0.08 | -1.85 |
| Jan 2026 | 2408.195034794989 | -0.47 | -4.85 |
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