Rochester, MN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Rochester, MN Metro in January 2026 was $2,385.14. The month over month percentage change (MoM) was -0.21%, and the year over year percentage change (YoY) was -2.34%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Rochester, MN metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Rochester, MN metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Rochester, MN (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rochester, MN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rochester, MN (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 841.7379911348434 | NaN | NaN |
| Feb 2012 | 842.9062345472946 | 0.14 | NaN |
| Mar 2012 | 853.2011243764637 | 1.22 | NaN |
| Apr 2012 | 861.359350339576 | 0.96 | NaN |
| May 2012 | 864.3899697985375 | 0.35 | NaN |
| Jun 2012 | 865.3354796065522 | 0.11 | NaN |
| Jul 2012 | 864.3460461471689 | -0.11 | NaN |
| Aug 2012 | 874.5541422572694 | 1.18 | NaN |
| Sep 2012 | 872.8146334869659 | -0.20 | NaN |
| Oct 2012 | 869.2202497452818 | -0.41 | NaN |
| Nov 2012 | 869.7756517240819 | 0.06 | NaN |
| Dec 2012 | 870.9780360683901 | 0.14 | NaN |
| Jan 2013 | 864.3434813308447 | -0.76 | 2.69 |
| Feb 2013 | 873.983980512463 | 1.12 | 3.69 |
| Mar 2013 | 877.9658083061627 | 0.46 | 2.90 |
| Apr 2013 | 872.1737882833063 | -0.66 | 1.26 |
| May 2013 | 882.9463951753494 | 1.24 | 2.15 |
| Jun 2013 | 927.3601345270487 | 5.03 | 7.17 |
| Jul 2013 | 955.9073376398553 | 3.08 | 10.59 |
| Aug 2013 | 967.8622333517008 | 1.25 | 10.67 |
| Sep 2013 | 975.480654470683 | 0.79 | 11.76 |
| Oct 2013 | 957.2202170903615 | -1.87 | 10.12 |
| Nov 2013 | 964.403993088823 | 0.75 | 10.88 |
| Dec 2013 | 981.4603302729331 | 1.77 | 12.69 |
| Jan 2014 | 988.0180890666882 | 0.67 | 14.31 |
| Feb 2014 | 977.9698939157352 | -1.02 | 11.90 |
| Mar 2014 | 981.1676108351198 | 0.33 | 11.76 |
| Apr 2014 | 982.604581004628 | 0.15 | 12.66 |
| May 2014 | 975.3468830587562 | -0.74 | 10.47 |
| Jun 2014 | 977.2821178377937 | 0.20 | 5.38 |
| Jul 2014 | 979.8283319130683 | 0.26 | 2.50 |
| Aug 2014 | 983.3573199529683 | 0.36 | 1.60 |
| Sep 2014 | 991.4391804761606 | 0.82 | 1.64 |
| Oct 2014 | 984.1733390339946 | -0.73 | 2.82 |
| Nov 2014 | 983.0806553984503 | -0.11 | 1.94 |
| Dec 2014 | 974.2947638775595 | -0.89 | -0.73 |
| Jan 2015 | 961.8633331771267 | -1.28 | -2.65 |
| Feb 2015 | 967.7294733763312 | 0.61 | -1.05 |
| Mar 2015 | 975.098293351452 | 0.76 | -0.62 |
| Apr 2015 | 971.8704473899081 | -0.33 | -1.09 |
| May 2015 | 990.9697791175279 | 1.97 | 1.60 |
| Jun 2015 | 1009.7137678521797 | 1.89 | 3.32 |
| Jul 2015 | 1021.2367915398015 | 1.14 | 4.23 |
| Aug 2015 | 1015.5356612724277 | -0.56 | 3.27 |
| Sep 2015 | 1020.4220758086205 | 0.48 | 2.92 |
| Oct 2015 | 1019.2364260307135 | -0.12 | 3.56 |
| Nov 2015 | 1036.1509401715834 | 1.66 | 5.40 |
| Dec 2015 | 1042.4446437421313 | 0.61 | 7.00 |
| Jan 2016 | 1024.7042063726976 | -1.70 | 6.53 |
| Feb 2016 | 1011.6929457367648 | -1.27 | 4.54 |
| Mar 2016 | 1017.2447734319201 | 0.55 | 4.32 |
| Apr 2016 | 1014.8056223433011 | -0.24 | 4.42 |
| May 2016 | 1019.8953522668091 | 0.50 | 2.92 |
| Jun 2016 | 1024.8892522924973 | 0.49 | 1.50 |
| Jul 2016 | 1021.085287551075 | -0.37 | -0.01 |
| Aug 2016 | 1027.9513536399 | 0.67 | 1.22 |
| Sep 2016 | 1037.7645627191505 | 0.96 | 1.70 |
| Oct 2016 | 1046.664363913234 | 0.86 | 2.69 |
| Nov 2016 | 1079.6430732517474 | 3.15 | 4.20 |
| Dec 2016 | 1123.8967991618435 | 4.10 | 7.81 |
| Jan 2017 | 1131.7378908523442 | 0.70 | 10.45 |
| Feb 2017 | 1140.7063784168024 | 0.79 | 12.75 |
| Mar 2017 | 1150.8674272141027 | 0.89 | 13.14 |
| Apr 2017 | 1146.8794557816468 | -0.35 | 13.02 |
| May 2017 | 1154.3918427958129 | 0.66 | 13.19 |
| Jun 2017 | 1155.6587374071623 | 0.11 | 12.76 |
| Jul 2017 | 1168.9089570837073 | 1.15 | 14.48 |
| Aug 2017 | 1165.2132652217692 | -0.32 | 13.35 |
| Sep 2017 | 1162.3731009662135 | -0.24 | 12.01 |
| Oct 2017 | 1175.79490457451 | 1.16 | 12.34 |
| Nov 2017 | 1184.5221260516773 | 0.74 | 9.71 |
| Dec 2017 | 1193.4835974516814 | 0.76 | 6.19 |
| Jan 2018 | 1167.4991807793454 | -2.18 | 3.16 |
| Feb 2018 | 1202.2215126404342 | 2.97 | 5.39 |
| Mar 2018 | 1218.7446682601 | 1.37 | 5.90 |
| Apr 2018 | 1225.2436331014242 | 0.53 | 6.83 |
| May 2018 | 1241.1284517335114 | 1.30 | 7.51 |
| Jun 2018 | 1243.0927928488218 | 0.16 | 7.57 |
| Jul 2018 | 1244.853448418341 | 0.14 | 6.50 |
| Aug 2018 | 1254.531912337145 | 0.78 | 7.67 |
| Sep 2018 | 1270.802214185414 | 1.30 | 9.33 |
| Oct 2018 | 1298.6888151417743 | 2.19 | 10.45 |
| Nov 2018 | 1309.0367681730804 | 0.80 | 10.51 |
| Dec 2018 | 1290.3558683245515 | -1.43 | 8.12 |
| Jan 2019 | 1303.5478823969372 | 1.02 | 11.65 |
| Feb 2019 | 1300.9261720960833 | -0.20 | 8.21 |
| Mar 2019 | 1298.602082517826 | -0.18 | 6.55 |
| Apr 2019 | 1293.9705286691974 | -0.36 | 5.61 |
| May 2019 | 1293.5504583415768 | -0.03 | 4.22 |
| Jun 2019 | 1271.859744527872 | -1.68 | 2.31 |
| Jul 2019 | 1271.7651150958998 | -0.01 | 2.16 |
| Aug 2019 | 1258.2808775093017 | -1.06 | 0.30 |
| Sep 2019 | 1257.7510250706287 | -0.04 | -1.03 |
| Oct 2019 | 1268.383287050638 | 0.85 | -2.33 |
| Nov 2019 | 1272.789345382212 | 0.35 | -2.77 |
| Dec 2019 | 1279.9021526832908 | 0.56 | -0.81 |
| Jan 2020 | 1278.478576954843 | -0.11 | -1.92 |
| Feb 2020 | 1266.2442482240897 | -0.96 | -2.67 |
| Mar 2020 | 1269.6537386035648 | 0.27 | -2.23 |
| Apr 2020 | 1259.589766705047 | -0.79 | -2.66 |
| May 2020 | 1254.3474571473248 | -0.42 | -3.03 |
| Jun 2020 | 1247.9723819442193 | -0.51 | -1.88 |
| Jul 2020 | 1234.2024796705184 | -1.10 | -2.95 |
| Aug 2020 | 1231.3654367978543 | -0.23 | -2.14 |
| Sep 2020 | 1236.8771718807939 | 0.45 | -1.66 |
| Oct 2020 | 1244.8871746582654 | 0.65 | -1.85 |
| Nov 2020 | 1252.6828629187758 | 0.63 | -1.58 |
| Dec 2020 | 1258.245785842696 | 0.44 | -1.69 |
| Jan 2021 | 1253.3249689799018 | -0.39 | -1.97 |
| Feb 2021 | 1272.4644442479116 | 1.53 | 0.49 |
| Mar 2021 | 1313.6159934534753 | 3.23 | 3.46 |
| Apr 2021 | 1324.0593167210498 | 0.80 | 5.12 |
| May 2021 | 1328.9295088345114 | 0.37 | 5.95 |
| Jun 2021 | 1348.5396945091352 | 1.48 | 8.06 |
| Jul 2021 | 1354.409071858464 | 0.44 | 9.74 |
| Aug 2021 | 1364.445752126409 | 0.74 | 10.81 |
| Sep 2021 | 1377.2850774001897 | 0.94 | 11.35 |
| Oct 2021 | 1400.5818052321401 | 1.69 | 12.51 |
| Nov 2021 | 1407.4052397183436 | 0.49 | 12.35 |
| Dec 2021 | 1420.8458731308851 | 0.96 | 12.92 |
| Jan 2022 | 1475.0311300935175 | 3.81 | 17.69 |
| Feb 2022 | 1537.2728249462261 | 4.22 | 20.81 |
| Mar 2022 | 1619.5740937371916 | 5.35 | 23.29 |
| Apr 2022 | 1760.9505815709708 | 8.73 | 33.00 |
| May 2022 | 1822.7495537297254 | 3.51 | 37.16 |
| Jun 2022 | 1885.1873598513293 | 3.43 | 39.80 |
| Jul 2022 | 1875.5192589433307 | -0.51 | 38.48 |
| Aug 2022 | 1841.925684715051 | -1.79 | 34.99 |
| Sep 2022 | 1965.207129078617 | 6.69 | 42.69 |
| Oct 2022 | 2080.0894274102793 | 5.85 | 48.52 |
| Nov 2022 | 2062.298775096609 | -0.85 | 46.53 |
| Dec 2022 | 1992.2696239242878 | -3.40 | 40.22 |
| Jan 2023 | 1947.9157686718552 | -2.23 | 32.06 |
| Feb 2023 | 1945.4824206025728 | -0.12 | 26.55 |
| Mar 2023 | 1994.5010722535228 | 2.52 | 23.15 |
| Apr 2023 | 1973.3957536041469 | -1.06 | 12.06 |
| May 2023 | 1999.5376594087854 | 1.33 | 9.70 |
| Jun 2023 | 2058.8281189368677 | 2.97 | 9.21 |
| Jul 2023 | 2089.7855911201495 | 1.50 | 11.42 |
| Aug 2023 | 2135.464629148498 | 2.19 | 15.94 |
| Sep 2023 | 2162.4491220769614 | 1.26 | 10.04 |
| Oct 2023 | 2234.4115774890015 | 3.33 | 7.42 |
| Nov 2023 | 2207.053714362625 | -1.22 | 7.02 |
| Dec 2023 | 2106.1770798223247 | -4.57 | 5.72 |
| Jan 2024 | 2131.408017338602 | 1.20 | 9.42 |
| Feb 2024 | 2157.693541660648 | 1.23 | 10.91 |
| Mar 2024 | 2175.2981100663073 | 0.82 | 9.07 |
| Apr 2024 | 2217.904457259753 | 1.96 | 12.39 |
| May 2024 | 2238.520945257739 | 0.93 | 11.95 |
| Jun 2024 | 2217.2820182723094 | -0.95 | 7.70 |
| Jul 2024 | 2205.5819605849024 | -0.53 | 5.54 |
| Aug 2024 | 2150.142534990675 | -2.51 | 0.69 |
| Sep 2024 | 2111.049198616296 | -1.82 | -2.38 |
| Oct 2024 | 2157.9712692375797 | 2.22 | -3.42 |
| Nov 2024 | 2227.0005266804524 | 3.20 | 0.90 |
| Dec 2024 | 2223.3176668190163 | -0.16 | 5.56 |
| Jan 2025 | 2442.3038482711004 | 9.85 | 14.59 |
| Feb 2025 | 2429.493465929091 | -0.52 | 12.60 |
| Mar 2025 | 2397.000743998946 | -1.34 | 10.19 |
| Apr 2025 | 2407.521635258146 | 0.44 | 8.55 |
| May 2025 | 2422.2952648197115 | 0.61 | 8.21 |
| Jun 2025 | 2426.009182615725 | 0.15 | 9.41 |
| Jul 2025 | 2416.493850488063 | -0.39 | 9.56 |
| Aug 2025 | 2402.6596096566113 | -0.57 | 11.74 |
| Sep 2025 | 2382.664839934876 | -0.83 | 12.87 |
| Oct 2025 | 2377.366273819545 | -0.22 | 10.17 |
| Nov 2025 | 2385.9440087577245 | 0.36 | 7.14 |
| Dec 2025 | 2390.1423021529517 | 0.18 | 7.50 |
| Jan 2026 | 2385.1404912250496 | -0.21 | -2.34 |
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