Rockford, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Rockford, IL Metro in January 2026 was $1,614.113. The month over month percentage change (MoM) was 0.25%, and the year over year percentage change (YoY) was 2.07%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Rockford, IL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Rockford, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Rockford, IL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Rockford, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rockford, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 663.6189368173209 | NaN | NaN |
| Feb 2012 | 660.847761732914 | -0.42 | NaN |
| Mar 2012 | 661.6293026268045 | 0.12 | NaN |
| Apr 2012 | 658.4873990186611 | -0.47 | NaN |
| May 2012 | 652.7978683875813 | -0.86 | NaN |
| Jun 2012 | 648.3661723459926 | -0.68 | NaN |
| Jul 2012 | 644.6092004130151 | -0.58 | NaN |
| Aug 2012 | 646.2043040577207 | 0.25 | NaN |
| Sep 2012 | 641.6954233402913 | -0.70 | NaN |
| Oct 2012 | 636.9161369404402 | -0.74 | NaN |
| Nov 2012 | 635.0932181743491 | -0.29 | NaN |
| Dec 2012 | 631.3597037413554 | -0.59 | NaN |
| Jan 2013 | 629.1665615288075 | -0.35 | -5.19 |
| Feb 2013 | 631.8055320181275 | 0.42 | -4.39 |
| Mar 2013 | 634.9023556307936 | 0.49 | -4.04 |
| Apr 2013 | 636.2028485397984 | 0.21 | -3.38 |
| May 2013 | 645.8941198568289 | 1.52 | -1.06 |
| Jun 2013 | 672.469994840986 | 4.12 | 3.72 |
| Jul 2013 | 687.5007541105174 | 2.24 | 6.65 |
| Aug 2013 | 693.3669830306048 | 0.85 | 7.30 |
| Sep 2013 | 696.0063186958603 | 0.38 | 8.46 |
| Oct 2013 | 684.2281840435465 | -1.69 | 7.43 |
| Nov 2013 | 683.0347273131657 | -0.17 | 7.55 |
| Dec 2013 | 685.775777754816 | 0.40 | 8.62 |
| Jan 2014 | 690.2771318551856 | 0.66 | 9.71 |
| Feb 2014 | 678.727856139766 | -1.67 | 7.43 |
| Mar 2014 | 674.9370294720762 | -0.56 | 6.31 |
| Apr 2014 | 673.4796847416063 | -0.22 | 5.86 |
| May 2014 | 671.1411679953674 | -0.35 | 3.91 |
| Jun 2014 | 675.6594780944208 | 0.67 | 0.47 |
| Jul 2014 | 682.3265655863074 | 0.99 | -0.75 |
| Aug 2014 | 689.3367694810997 | 1.03 | -0.58 |
| Sep 2014 | 698.7673981247526 | 1.37 | 0.40 |
| Oct 2014 | 697.5372225609473 | -0.18 | 1.95 |
| Nov 2014 | 697.9754948820411 | 0.06 | 2.19 |
| Dec 2014 | 691.2968319421784 | -0.96 | 0.81 |
| Jan 2015 | 670.7529889222203 | -2.97 | -2.83 |
| Feb 2015 | 667.7721251637529 | -0.44 | -1.61 |
| Mar 2015 | 667.3039188053929 | -0.07 | -1.13 |
| Apr 2015 | 663.7753005616995 | -0.53 | -1.44 |
| May 2015 | 673.9912650882135 | 1.54 | 0.43 |
| Jun 2015 | 686.0510443121832 | 1.79 | 1.54 |
| Jul 2015 | 696.4580161384849 | 1.52 | 2.07 |
| Aug 2015 | 697.5710843658198 | 0.16 | 1.20 |
| Sep 2015 | 701.9458061486969 | 0.63 | 0.46 |
| Oct 2015 | 701.9036179453559 | -0.01 | 0.63 |
| Nov 2015 | 709.8518835353575 | 1.13 | 1.70 |
| Dec 2015 | 713.1517614639249 | 0.47 | 3.16 |
| Jan 2016 | 699.9106664771514 | -1.86 | 4.35 |
| Feb 2016 | 697.7231920009621 | -0.31 | 4.49 |
| Mar 2016 | 704.2596719276828 | 0.94 | 5.54 |
| Apr 2016 | 704.1020236473929 | -0.02 | 6.08 |
| May 2016 | 706.7430291826863 | 0.38 | 4.86 |
| Jun 2016 | 709.6711765477773 | 0.41 | 3.44 |
| Jul 2016 | 708.5523414277119 | -0.16 | 1.74 |
| Aug 2016 | 713.1365700254954 | 0.65 | 2.23 |
| Sep 2016 | 719.8246140675848 | 0.94 | 2.55 |
| Oct 2016 | 725.9964301735946 | 0.86 | 3.43 |
| Nov 2016 | 745.4947496518004 | 2.69 | 5.02 |
| Dec 2016 | 770.2279260156388 | 3.32 | 8.00 |
| Jan 2017 | 758.0657777200647 | -1.58 | 8.31 |
| Feb 2017 | 764.3680605458388 | 0.83 | 9.55 |
| Mar 2017 | 771.6519528021624 | 0.95 | 9.57 |
| Apr 2017 | 768.8972064473865 | -0.36 | 9.20 |
| May 2017 | 770.0631777462435 | 0.15 | 8.96 |
| Jun 2017 | 766.6742410329775 | -0.44 | 8.03 |
| Jul 2017 | 770.3185412479136 | 0.48 | 8.72 |
| Aug 2017 | 767.2528156345737 | -0.40 | 7.59 |
| Sep 2017 | 765.2635211789012 | -0.26 | 6.31 |
| Oct 2017 | 773.3333165075676 | 1.06 | 6.52 |
| Nov 2017 | 781.4171408463989 | 1.05 | 4.82 |
| Dec 2017 | 791.6488654959038 | 1.31 | 2.78 |
| Jan 2018 | 808.7122833645897 | 2.15 | 6.68 |
| Feb 2018 | 831.7981843566106 | 2.86 | 8.82 |
| Mar 2018 | 845.2629553421384 | 1.62 | 9.54 |
| Apr 2018 | 851.2247115142384 | 0.71 | 10.71 |
| May 2018 | 861.0798611570174 | 1.16 | 11.82 |
| Jun 2018 | 860.8644643118719 | -0.02 | 12.29 |
| Jul 2018 | 859.7835346605659 | -0.13 | 11.61 |
| Aug 2018 | 861.0773823070258 | 0.15 | 12.23 |
| Sep 2018 | 866.5925629497899 | 0.64 | 13.24 |
| Oct 2018 | 877.7738732640969 | 1.29 | 13.51 |
| Nov 2018 | 882.0268948606454 | 0.49 | 12.88 |
| Dec 2018 | 873.0454020882501 | -1.02 | 10.28 |
| Jan 2019 | 851.5629738108893 | -2.46 | 5.30 |
| Feb 2019 | 856.4879777526212 | 0.58 | 2.97 |
| Mar 2019 | 861.1783352881628 | 0.55 | 1.88 |
| Apr 2019 | 860.5126177851045 | -0.08 | 1.09 |
| May 2019 | 858.5977003896257 | -0.22 | -0.29 |
| Jun 2019 | 844.8586369871233 | -1.60 | -1.86 |
| Jul 2019 | 843.0215593469538 | -0.22 | -1.95 |
| Aug 2019 | 835.7213949455296 | -0.87 | -2.94 |
| Sep 2019 | 835.5850938178198 | -0.02 | -3.58 |
| Oct 2019 | 841.8270138100906 | 0.75 | -4.09 |
| Nov 2019 | 845.5266147539392 | 0.44 | -4.14 |
| Dec 2019 | 851.0161220128128 | 0.65 | -2.52 |
| Jan 2020 | 839.8905959153388 | -1.31 | -1.37 |
| Feb 2020 | 837.9975567015706 | -0.22 | -2.16 |
| Mar 2020 | 843.0595877571327 | 0.60 | -2.10 |
| Apr 2020 | 837.4123929623975 | -0.67 | -2.68 |
| May 2020 | 831.9070911753254 | -0.66 | -3.11 |
| Jun 2020 | 824.6715661506416 | -0.87 | -2.39 |
| Jul 2020 | 815.1254269372647 | -1.16 | -3.31 |
| Aug 2020 | 812.7975816070085 | -0.29 | -2.74 |
| Sep 2020 | 816.8908713475734 | 0.50 | -2.24 |
| Oct 2020 | 823.3844656233888 | 0.80 | -2.19 |
| Nov 2020 | 831.8844616969188 | 1.03 | -1.61 |
| Dec 2020 | 840.2607259112763 | 1.01 | -1.26 |
| Jan 2021 | 815.0840858281551 | -3.00 | -2.95 |
| Feb 2021 | 830.6122293181699 | 1.91 | -0.88 |
| Mar 2021 | 857.0318114735408 | 3.18 | 1.66 |
| Apr 2021 | 864.8765272939437 | 0.92 | 3.28 |
| May 2021 | 867.5576849687764 | 0.31 | 4.29 |
| Jun 2021 | 877.8562804915886 | 1.19 | 6.45 |
| Jul 2021 | 880.289327697586 | 0.28 | 7.99 |
| Aug 2021 | 885.1514835548271 | 0.55 | 8.90 |
| Sep 2021 | 891.3766554250856 | 0.70 | 9.12 |
| Oct 2021 | 904.5666927683326 | 1.48 | 9.86 |
| Nov 2021 | 909.1628986651831 | 0.51 | 9.29 |
| Dec 2021 | 917.39480205028 | 0.91 | 9.18 |
| Jan 2022 | 951.0356157399647 | 3.67 | 16.68 |
| Feb 2022 | 989.0986782761152 | 4.00 | 19.08 |
| Mar 2022 | 1036.9837105306806 | 4.84 | 21.00 |
| Apr 2022 | 1113.7108854839569 | 7.40 | 28.77 |
| May 2022 | 1144.797227333309 | 2.79 | 31.96 |
| Jun 2022 | 1176.843097983149 | 2.80 | 34.06 |
| Jul 2022 | 1171.7497186732478 | -0.43 | 33.11 |
| Aug 2022 | 1155.6369765628392 | -1.37 | 30.56 |
| Sep 2022 | 1221.1639613745126 | 5.67 | 37.00 |
| Oct 2022 | 1283.412327141661 | 5.10 | 41.88 |
| Nov 2022 | 1277.8451776632883 | -0.43 | 40.55 |
| Dec 2022 | 1246.8479925594402 | -2.43 | 35.91 |
| Jan 2023 | 1243.0873941559287 | -0.30 | 30.71 |
| Feb 2023 | 1247.9945987226115 | 0.40 | 26.18 |
| Mar 2023 | 1279.3528541948367 | 2.51 | 23.37 |
| Apr 2023 | 1275.30187019223 | -0.32 | 14.51 |
| May 2023 | 1296.1329655815314 | 1.63 | 13.22 |
| Jun 2023 | 1337.2226436787028 | 3.17 | 13.63 |
| Jul 2023 | 1365.1144712569699 | 2.09 | 16.50 |
| Aug 2023 | 1402.3681259738823 | 2.73 | 21.35 |
| Sep 2023 | 1428.0341424754124 | 1.83 | 16.94 |
| Oct 2023 | 1479.9557162763745 | 3.64 | 15.31 |
| Nov 2023 | 1475.571372209499 | -0.30 | 15.47 |
| Dec 2023 | 1428.4068056743122 | -3.20 | 14.56 |
| Jan 2024 | 1409.1737181469034 | -1.35 | 13.36 |
| Feb 2024 | 1430.970721563976 | 1.55 | 14.66 |
| Mar 2024 | 1450.1445273303116 | 1.34 | 13.35 |
| Apr 2024 | 1487.2268640307748 | 2.56 | 16.62 |
| May 2024 | 1511.0949425009344 | 1.61 | 16.59 |
| Jun 2024 | 1509.1967070263197 | -0.13 | 12.86 |
| Jul 2024 | 1512.2524337985487 | 0.20 | 10.78 |
| Aug 2024 | 1486.850914875417 | -1.68 | 6.02 |
| Sep 2024 | 1470.1273131598577 | -1.12 | 2.95 |
| Oct 2024 | 1501.1558826068754 | 2.11 | 1.43 |
| Nov 2024 | 1545.4911313165182 | 2.95 | 4.74 |
| Dec 2024 | 1547.012083070983 | 0.10 | 8.30 |
| Jan 2025 | 1581.3345864490734 | 2.22 | 12.22 |
| Feb 2025 | 1579.4305693587264 | -0.12 | 10.38 |
| Mar 2025 | 1566.8368689122344 | -0.80 | 8.05 |
| Apr 2025 | 1580.6394336981396 | 0.88 | 6.28 |
| May 2025 | 1595.4759918437207 | 0.94 | 5.58 |
| Jun 2025 | 1601.7783506708329 | 0.40 | 6.13 |
| Jul 2025 | 1600.383207756558 | -0.09 | 5.83 |
| Aug 2025 | 1595.2806815371462 | -0.32 | 7.29 |
| Sep 2025 | 1588.0105928624794 | -0.46 | 8.02 |
| Oct 2025 | 1588.860642464784 | 0.05 | 5.84 |
| Nov 2025 | 1600.5919791402994 | 0.74 | 3.57 |
| Dec 2025 | 1610.1132432287307 | 0.60 | 4.08 |
| Jan 2026 | 1614.1133292757622 | 0.25 | 2.07 |
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