Rome, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Rome, GA Metro in January 2026 was $1,545.633. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -4.22%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Rome, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Rome, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 422.3328564508508 | NaN | NaN |
| Feb 2012 | 421.27691350771494 | -0.25 | NaN |
| Mar 2012 | 425.5662419851083 | 1.02 | NaN |
| Apr 2012 | 426.9708454990789 | 0.33 | NaN |
| May 2012 | 427.91902242421327 | 0.22 | NaN |
| Jun 2012 | 428.08892789638116 | 0.04 | NaN |
| Jul 2012 | 427.5542726288678 | -0.12 | NaN |
| Aug 2012 | 431.2265229620866 | 0.86 | NaN |
| Sep 2012 | 429.6955768764246 | -0.35 | NaN |
| Oct 2012 | 428.505957432373 | -0.28 | NaN |
| Nov 2012 | 431.3218897195634 | 0.66 | NaN |
| Dec 2012 | 434.8863753505798 | 0.83 | NaN |
| Jan 2013 | 442.53037830239964 | 1.76 | 4.78 |
| Feb 2013 | 452.7260665702064 | 2.30 | 7.47 |
| Mar 2013 | 459.8692517303407 | 1.58 | 8.06 |
| Apr 2013 | 458.74466885070353 | -0.24 | 7.44 |
| May 2013 | 466.6907913595038 | 1.73 | 9.06 |
| Jun 2013 | 492.08268982117477 | 5.44 | 14.95 |
| Jul 2013 | 508.1505748633595 | 3.27 | 18.85 |
| Aug 2013 | 514.9959084117065 | 1.35 | 19.43 |
| Sep 2013 | 519.8552138575697 | 0.94 | 20.98 |
| Oct 2013 | 509.79868254924196 | -1.93 | 18.97 |
| Nov 2013 | 515.1440813129807 | 1.05 | 19.43 |
| Dec 2013 | 527.4299157884607 | 2.38 | 21.28 |
| Jan 2014 | 528.1517469961425 | 0.14 | 19.35 |
| Feb 2014 | 523.7020238916557 | -0.84 | 15.68 |
| Mar 2014 | 525.8736597430325 | 0.42 | 14.35 |
| Apr 2014 | 525.34997887573 | -0.10 | 14.52 |
| May 2014 | 518.7288135524022 | -1.26 | 11.15 |
| Jun 2014 | 518.3139378864707 | -0.08 | 5.33 |
| Jul 2014 | 518.27982512009 | -0.01 | 1.99 |
| Aug 2014 | 519.2739290758914 | 0.19 | 0.83 |
| Sep 2014 | 522.0336646843522 | 0.53 | 0.42 |
| Oct 2014 | 515.7298028178926 | -1.21 | 1.16 |
| Nov 2014 | 513.7020085702758 | -0.39 | -0.28 |
| Dec 2014 | 508.3760149659121 | -1.04 | -3.61 |
| Jan 2015 | 592.600001872952 | 16.57 | 12.20 |
| Feb 2015 | 595.2988447520165 | 0.46 | 13.67 |
| Mar 2015 | 599.7796971191615 | 0.75 | 14.05 |
| Apr 2015 | 599.6423125836336 | -0.02 | 14.14 |
| May 2015 | 611.8887365454922 | 2.04 | 17.96 |
| Jun 2015 | 622.9713067040078 | 1.81 | 20.19 |
| Jul 2015 | 630.3758744784841 | 1.19 | 21.63 |
| Aug 2015 | 628.6460762281973 | -0.27 | 21.06 |
| Sep 2015 | 632.3696497882138 | 0.59 | 21.14 |
| Oct 2015 | 631.661565696649 | -0.11 | 22.48 |
| Nov 2015 | 641.971755710854 | 1.63 | 24.97 |
| Dec 2015 | 647.9693668886013 | 0.93 | 27.46 |
| Jan 2016 | 649.0089402227425 | 0.16 | 9.52 |
| Feb 2016 | 643.4275362183885 | -0.86 | 8.09 |
| Mar 2016 | 646.8978983897117 | 0.54 | 7.86 |
| Apr 2016 | 643.7206643346693 | -0.49 | 7.35 |
| May 2016 | 644.7397685941346 | 0.16 | 5.37 |
| Jun 2016 | 644.8477776510606 | 0.02 | 3.51 |
| Jul 2016 | 638.9329987606279 | -0.92 | 1.36 |
| Aug 2016 | 638.222703826103 | -0.11 | 1.52 |
| Sep 2016 | 639.8156490354352 | 0.25 | 1.18 |
| Oct 2016 | 640.0650284087702 | 0.04 | 1.33 |
| Nov 2016 | 653.1849109689754 | 2.05 | 1.75 |
| Dec 2016 | 671.6218148511474 | 2.82 | 3.65 |
| Jan 2017 | 667.473546530144 | -0.62 | 2.85 |
| Feb 2017 | 667.1592316510552 | -0.05 | 3.69 |
| Mar 2017 | 669.5431169923918 | 0.36 | 3.50 |
| Apr 2017 | 665.3383386677581 | -0.63 | 3.36 |
| May 2017 | 668.684945932463 | 0.50 | 3.71 |
| Jun 2017 | 669.0573205915458 | 0.06 | 3.75 |
| Jul 2017 | 678.6919028982843 | 1.44 | 6.22 |
| Aug 2017 | 681.0706858581632 | 0.35 | 6.71 |
| Sep 2017 | 683.423370976298 | 0.35 | 6.82 |
| Oct 2017 | 694.4061695310052 | 1.61 | 8.49 |
| Nov 2017 | 700.0654025006816 | 0.82 | 7.18 |
| Dec 2017 | 704.0315233147378 | 0.57 | 4.83 |
| Jan 2018 | 699.4356368641271 | -0.65 | 4.79 |
| Feb 2018 | 717.2233182627658 | 2.54 | 7.50 |
| Mar 2018 | 727.7194801855287 | 1.46 | 8.69 |
| Apr 2018 | 734.0431437681455 | 0.87 | 10.33 |
| May 2018 | 746.5790823281828 | 1.71 | 11.65 |
| Jun 2018 | 750.1991184826907 | 0.49 | 12.13 |
| Jul 2018 | 752.6149667179977 | 0.32 | 10.89 |
| Aug 2018 | 758.6618659561227 | 0.80 | 11.39 |
| Sep 2018 | 769.9835355978258 | 1.49 | 12.67 |
| Oct 2018 | 789.2118688715283 | 2.50 | 13.65 |
| Nov 2018 | 800.5321377184679 | 1.43 | 14.35 |
| Dec 2018 | 796.8110019320997 | -0.46 | 13.18 |
| Jan 2019 | 792.3130063293279 | -0.56 | 13.28 |
| Feb 2019 | 798.2432872783609 | 0.75 | 11.30 |
| Mar 2019 | 802.1246522789797 | 0.49 | 10.22 |
| Apr 2019 | 801.741384505749 | -0.05 | 9.22 |
| May 2019 | 801.0230288482251 | -0.09 | 7.29 |
| Jun 2019 | 786.2004998367875 | -1.85 | 4.80 |
| Jul 2019 | 786.1966437904949 | 0.00 | 4.46 |
| Aug 2019 | 780.5587035996799 | -0.72 | 2.89 |
| Sep 2019 | 783.4356046076191 | 0.37 | 1.75 |
| Oct 2019 | 793.6182683159647 | 1.30 | 0.56 |
| Nov 2019 | 800.534770241194 | 0.87 | 0.00 |
| Dec 2019 | 809.8140084234208 | 1.16 | 1.63 |
| Jan 2020 | 805.4702981375864 | -0.54 | 1.66 |
| Feb 2020 | 800.6148569902062 | -0.60 | 0.30 |
| Mar 2020 | 805.3913914044895 | 0.60 | 0.41 |
| Apr 2020 | 802.6386312704564 | -0.34 | 0.11 |
| May 2020 | 801.6307277061007 | -0.13 | 0.08 |
| Jun 2020 | 798.7193873532426 | -0.36 | 1.59 |
| Jul 2020 | 791.5508586866001 | -0.90 | 0.68 |
| Aug 2020 | 792.8916116823435 | 0.17 | 1.58 |
| Sep 2020 | 800.6232862652566 | 0.98 | 2.19 |
| Oct 2020 | 809.1140891316888 | 1.06 | 1.95 |
| Nov 2020 | 816.2181126271826 | 0.88 | 1.96 |
| Dec 2020 | 820.6245781849982 | 0.54 | 1.34 |
| Jan 2021 | 822.612795356717 | 0.24 | 2.13 |
| Feb 2021 | 839.3809204977351 | 2.04 | 4.84 |
| Mar 2021 | 870.8819417967225 | 3.75 | 8.13 |
| Apr 2021 | 880.420455395928 | 1.10 | 9.69 |
| May 2021 | 883.1460434791445 | 0.31 | 10.17 |
| Jun 2021 | 894.5079163697987 | 1.29 | 11.99 |
| Jul 2021 | 896.7796291607274 | 0.25 | 13.29 |
| Aug 2021 | 905.1618147701857 | 0.94 | 14.16 |
| Sep 2021 | 919.9294117604295 | 1.63 | 14.90 |
| Oct 2021 | 945.7958886974119 | 2.81 | 16.89 |
| Nov 2021 | 959.9557247214095 | 1.50 | 17.61 |
| Dec 2021 | 976.6815802924996 | 1.74 | 19.02 |
| Jan 2022 | 1021.2064783014702 | 4.56 | 24.14 |
| Feb 2022 | 1068.0858801541713 | 4.59 | 27.25 |
| Mar 2022 | 1121.480697600268 | 5.00 | 28.78 |
| Apr 2022 | 1211.756625862789 | 8.05 | 37.63 |
| May 2022 | 1244.1759417955507 | 2.68 | 40.88 |
| Jun 2022 | 1287.69804967763 | 3.50 | 43.96 |
| Jul 2022 | 1290.0226997443392 | 0.18 | 43.85 |
| Aug 2022 | 1280.7691005706392 | -0.72 | 41.50 |
| Sep 2022 | 1378.513778482949 | 7.63 | 49.85 |
| Oct 2022 | 1466.4118193456334 | 6.38 | 55.05 |
| Nov 2022 | 1456.6357903828937 | -0.67 | 51.74 |
| Dec 2022 | 1404.727577042066 | -3.56 | 43.83 |
| Jan 2023 | 1397.4978285691102 | -0.51 | 36.85 |
| Feb 2023 | 1394.1493770006969 | -0.24 | 30.53 |
| Mar 2023 | 1430.660681408169 | 2.62 | 27.57 |
| Apr 2023 | 1416.9704390592751 | -0.96 | 16.93 |
| May 2023 | 1433.330001495316 | 1.16 | 15.20 |
| Jun 2023 | 1471.3111319600155 | 2.65 | 14.26 |
| Jul 2023 | 1490.7406031479782 | 1.32 | 15.56 |
| Aug 2023 | 1521.4360548187003 | 2.06 | 18.79 |
| Sep 2023 | 1540.4307090346974 | 1.25 | 11.75 |
| Oct 2023 | 1594.6009200077715 | 3.52 | 8.74 |
| Nov 2023 | 1582.4743746645304 | -0.76 | 8.64 |
| Dec 2023 | 1519.4882172149448 | -3.98 | 8.17 |
| Jan 2024 | 1505.9260409678807 | -0.89 | 7.76 |
| Feb 2024 | 1528.1163786659424 | 1.47 | 9.61 |
| Mar 2024 | 1542.217604240762 | 0.92 | 7.80 |
| Apr 2024 | 1575.3290143325266 | 2.15 | 11.18 |
| May 2024 | 1593.304088534705 | 1.14 | 11.16 |
| Jun 2024 | 1582.0565277109076 | -0.71 | 7.53 |
| Jul 2024 | 1576.8314197622858 | -0.33 | 5.78 |
| Aug 2024 | 1537.6335475470673 | -2.49 | 1.07 |
| Sep 2024 | 1510.759379835036 | -1.75 | -1.93 |
| Oct 2024 | 1542.5013662963624 | 2.10 | -3.27 |
| Nov 2024 | 1589.1876855051987 | 3.03 | 0.42 |
| Dec 2024 | 1582.3435609552212 | -0.43 | 4.14 |
| Jan 2025 | 1613.7539068313658 | 1.99 | 7.16 |
| Feb 2025 | 1601.6200009375364 | -0.75 | 4.81 |
| Mar 2025 | 1578.9530694479163 | -1.41 | 2.38 |
| Apr 2025 | 1586.7790663709186 | 0.50 | 0.73 |
| May 2025 | 1598.4329044746012 | 0.73 | 0.32 |
| Jun 2025 | 1599.6919491763756 | 0.08 | 1.12 |
| Jul 2025 | 1591.1880233420713 | -0.53 | 0.91 |
| Aug 2025 | 1579.7683873940614 | -0.72 | 2.74 |
| Sep 2025 | 1564.3568461374393 | -0.98 | 3.55 |
| Oct 2025 | 1555.3424165137717 | -0.58 | 0.83 |
| Nov 2025 | 1555.1887562997294 | -0.01 | -2.14 |
| Dec 2025 | 1552.241004400334 | -0.19 | -1.90 |
| Jan 2026 | 1545.6333940926606 | -0.43 | -4.22 |