Rome, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Rome, GA Metro in January 2026 was $1,545.633. The month over month percentage change (MoM) was -0.43%, and the year over year percentage change (YoY) was -4.22%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Rome, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Rome, GA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Rome, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Rome, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 422.3328564508508 NaN NaN
Feb 2012 421.27691350771494 -0.25 NaN
Mar 2012 425.5662419851083 1.02 NaN
Apr 2012 426.9708454990789 0.33 NaN
May 2012 427.91902242421327 0.22 NaN
Jun 2012 428.08892789638116 0.04 NaN
Jul 2012 427.5542726288678 -0.12 NaN
Aug 2012 431.2265229620866 0.86 NaN
Sep 2012 429.6955768764246 -0.35 NaN
Oct 2012 428.505957432373 -0.28 NaN
Nov 2012 431.3218897195634 0.66 NaN
Dec 2012 434.8863753505798 0.83 NaN
Jan 2013 442.53037830239964 1.76 4.78
Feb 2013 452.7260665702064 2.30 7.47
Mar 2013 459.8692517303407 1.58 8.06
Apr 2013 458.74466885070353 -0.24 7.44
May 2013 466.6907913595038 1.73 9.06
Jun 2013 492.08268982117477 5.44 14.95
Jul 2013 508.1505748633595 3.27 18.85
Aug 2013 514.9959084117065 1.35 19.43
Sep 2013 519.8552138575697 0.94 20.98
Oct 2013 509.79868254924196 -1.93 18.97
Nov 2013 515.1440813129807 1.05 19.43
Dec 2013 527.4299157884607 2.38 21.28
Jan 2014 528.1517469961425 0.14 19.35
Feb 2014 523.7020238916557 -0.84 15.68
Mar 2014 525.8736597430325 0.42 14.35
Apr 2014 525.34997887573 -0.10 14.52
May 2014 518.7288135524022 -1.26 11.15
Jun 2014 518.3139378864707 -0.08 5.33
Jul 2014 518.27982512009 -0.01 1.99
Aug 2014 519.2739290758914 0.19 0.83
Sep 2014 522.0336646843522 0.53 0.42
Oct 2014 515.7298028178926 -1.21 1.16
Nov 2014 513.7020085702758 -0.39 -0.28
Dec 2014 508.3760149659121 -1.04 -3.61
Jan 2015 592.600001872952 16.57 12.20
Feb 2015 595.2988447520165 0.46 13.67
Mar 2015 599.7796971191615 0.75 14.05
Apr 2015 599.6423125836336 -0.02 14.14
May 2015 611.8887365454922 2.04 17.96
Jun 2015 622.9713067040078 1.81 20.19
Jul 2015 630.3758744784841 1.19 21.63
Aug 2015 628.6460762281973 -0.27 21.06
Sep 2015 632.3696497882138 0.59 21.14
Oct 2015 631.661565696649 -0.11 22.48
Nov 2015 641.971755710854 1.63 24.97
Dec 2015 647.9693668886013 0.93 27.46
Jan 2016 649.0089402227425 0.16 9.52
Feb 2016 643.4275362183885 -0.86 8.09
Mar 2016 646.8978983897117 0.54 7.86
Apr 2016 643.7206643346693 -0.49 7.35
May 2016 644.7397685941346 0.16 5.37
Jun 2016 644.8477776510606 0.02 3.51
Jul 2016 638.9329987606279 -0.92 1.36
Aug 2016 638.222703826103 -0.11 1.52
Sep 2016 639.8156490354352 0.25 1.18
Oct 2016 640.0650284087702 0.04 1.33
Nov 2016 653.1849109689754 2.05 1.75
Dec 2016 671.6218148511474 2.82 3.65
Jan 2017 667.473546530144 -0.62 2.85
Feb 2017 667.1592316510552 -0.05 3.69
Mar 2017 669.5431169923918 0.36 3.50
Apr 2017 665.3383386677581 -0.63 3.36
May 2017 668.684945932463 0.50 3.71
Jun 2017 669.0573205915458 0.06 3.75
Jul 2017 678.6919028982843 1.44 6.22
Aug 2017 681.0706858581632 0.35 6.71
Sep 2017 683.423370976298 0.35 6.82
Oct 2017 694.4061695310052 1.61 8.49
Nov 2017 700.0654025006816 0.82 7.18
Dec 2017 704.0315233147378 0.57 4.83
Jan 2018 699.4356368641271 -0.65 4.79
Feb 2018 717.2233182627658 2.54 7.50
Mar 2018 727.7194801855287 1.46 8.69
Apr 2018 734.0431437681455 0.87 10.33
May 2018 746.5790823281828 1.71 11.65
Jun 2018 750.1991184826907 0.49 12.13
Jul 2018 752.6149667179977 0.32 10.89
Aug 2018 758.6618659561227 0.80 11.39
Sep 2018 769.9835355978258 1.49 12.67
Oct 2018 789.2118688715283 2.50 13.65
Nov 2018 800.5321377184679 1.43 14.35
Dec 2018 796.8110019320997 -0.46 13.18
Jan 2019 792.3130063293279 -0.56 13.28
Feb 2019 798.2432872783609 0.75 11.30
Mar 2019 802.1246522789797 0.49 10.22
Apr 2019 801.741384505749 -0.05 9.22
May 2019 801.0230288482251 -0.09 7.29
Jun 2019 786.2004998367875 -1.85 4.80
Jul 2019 786.1966437904949 0.00 4.46
Aug 2019 780.5587035996799 -0.72 2.89
Sep 2019 783.4356046076191 0.37 1.75
Oct 2019 793.6182683159647 1.30 0.56
Nov 2019 800.534770241194 0.87 0.00
Dec 2019 809.8140084234208 1.16 1.63
Jan 2020 805.4702981375864 -0.54 1.66
Feb 2020 800.6148569902062 -0.60 0.30
Mar 2020 805.3913914044895 0.60 0.41
Apr 2020 802.6386312704564 -0.34 0.11
May 2020 801.6307277061007 -0.13 0.08
Jun 2020 798.7193873532426 -0.36 1.59
Jul 2020 791.5508586866001 -0.90 0.68
Aug 2020 792.8916116823435 0.17 1.58
Sep 2020 800.6232862652566 0.98 2.19
Oct 2020 809.1140891316888 1.06 1.95
Nov 2020 816.2181126271826 0.88 1.96
Dec 2020 820.6245781849982 0.54 1.34
Jan 2021 822.612795356717 0.24 2.13
Feb 2021 839.3809204977351 2.04 4.84
Mar 2021 870.8819417967225 3.75 8.13
Apr 2021 880.420455395928 1.10 9.69
May 2021 883.1460434791445 0.31 10.17
Jun 2021 894.5079163697987 1.29 11.99
Jul 2021 896.7796291607274 0.25 13.29
Aug 2021 905.1618147701857 0.94 14.16
Sep 2021 919.9294117604295 1.63 14.90
Oct 2021 945.7958886974119 2.81 16.89
Nov 2021 959.9557247214095 1.50 17.61
Dec 2021 976.6815802924996 1.74 19.02
Jan 2022 1021.2064783014702 4.56 24.14
Feb 2022 1068.0858801541713 4.59 27.25
Mar 2022 1121.480697600268 5.00 28.78
Apr 2022 1211.756625862789 8.05 37.63
May 2022 1244.1759417955507 2.68 40.88
Jun 2022 1287.69804967763 3.50 43.96
Jul 2022 1290.0226997443392 0.18 43.85
Aug 2022 1280.7691005706392 -0.72 41.50
Sep 2022 1378.513778482949 7.63 49.85
Oct 2022 1466.4118193456334 6.38 55.05
Nov 2022 1456.6357903828937 -0.67 51.74
Dec 2022 1404.727577042066 -3.56 43.83
Jan 2023 1397.4978285691102 -0.51 36.85
Feb 2023 1394.1493770006969 -0.24 30.53
Mar 2023 1430.660681408169 2.62 27.57
Apr 2023 1416.9704390592751 -0.96 16.93
May 2023 1433.330001495316 1.16 15.20
Jun 2023 1471.3111319600155 2.65 14.26
Jul 2023 1490.7406031479782 1.32 15.56
Aug 2023 1521.4360548187003 2.06 18.79
Sep 2023 1540.4307090346974 1.25 11.75
Oct 2023 1594.6009200077715 3.52 8.74
Nov 2023 1582.4743746645304 -0.76 8.64
Dec 2023 1519.4882172149448 -3.98 8.17
Jan 2024 1505.9260409678807 -0.89 7.76
Feb 2024 1528.1163786659424 1.47 9.61
Mar 2024 1542.217604240762 0.92 7.80
Apr 2024 1575.3290143325266 2.15 11.18
May 2024 1593.304088534705 1.14 11.16
Jun 2024 1582.0565277109076 -0.71 7.53
Jul 2024 1576.8314197622858 -0.33 5.78
Aug 2024 1537.6335475470673 -2.49 1.07
Sep 2024 1510.759379835036 -1.75 -1.93
Oct 2024 1542.5013662963624 2.10 -3.27
Nov 2024 1589.1876855051987 3.03 0.42
Dec 2024 1582.3435609552212 -0.43 4.14
Jan 2025 1613.7539068313658 1.99 7.16
Feb 2025 1601.6200009375364 -0.75 4.81
Mar 2025 1578.9530694479163 -1.41 2.38
Apr 2025 1586.7790663709186 0.50 0.73
May 2025 1598.4329044746012 0.73 0.32
Jun 2025 1599.6919491763756 0.08 1.12
Jul 2025 1591.1880233420713 -0.53 0.91
Aug 2025 1579.7683873940614 -0.72 2.74
Sep 2025 1564.3568461374393 -0.98 3.55
Oct 2025 1555.3424165137717 -0.58 0.83
Nov 2025 1555.1887562997294 -0.01 -2.14
Dec 2025 1552.241004400334 -0.19 -1.90
Jan 2026 1545.6333940926606 -0.43 -4.22