Sacramento, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Sacramento, CA Metro in January 2026 was $3,553.427. The month over month percentage change (MoM) was -0.60%, and the year over year percentage change (YoY) was -8.41%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Sacramento, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Sacramento, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Sacramento, CA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Sacramento, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Sacramento, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1106.4312872481755 | NaN | NaN |
| Feb 2012 | 1102.0035964575802 | -0.40 | NaN |
| Mar 2012 | 1108.8680766611956 | 0.62 | NaN |
| Apr 2012 | 1106.7030738145004 | -0.19 | NaN |
| May 2012 | 1099.3505193335895 | -0.66 | NaN |
| Jun 2012 | 1093.1251735008766 | -0.57 | NaN |
| Jul 2012 | 1086.1663438935193 | -0.64 | NaN |
| Aug 2012 | 1097.7208715935344 | 1.06 | NaN |
| Sep 2012 | 1096.2635999048978 | -0.13 | NaN |
| Oct 2012 | 1098.8110300173216 | 0.23 | NaN |
| Nov 2012 | 1113.4004401892496 | 1.33 | NaN |
| Dec 2012 | 1132.6735056614139 | 1.73 | NaN |
| Jan 2013 | 1162.2558581859635 | 2.61 | 5.05 |
| Feb 2013 | 1197.501593888058 | 3.03 | 8.67 |
| Mar 2013 | 1224.5319582754319 | 2.26 | 10.43 |
| Apr 2013 | 1236.7626933418687 | 1.00 | 11.75 |
| May 2013 | 1277.2634894906787 | 3.28 | 16.18 |
| Jun 2013 | 1373.9255570102325 | 7.57 | 25.69 |
| Jul 2013 | 1443.1879922558392 | 5.04 | 32.87 |
| Aug 2013 | 1482.5611984290563 | 2.73 | 35.06 |
| Sep 2013 | 1513.558972878223 | 2.09 | 38.07 |
| Oct 2013 | 1501.727843862579 | -0.78 | 36.67 |
| Nov 2013 | 1533.488946297766 | 2.12 | 37.73 |
| Dec 2013 | 1577.3695225608194 | 2.86 | 39.26 |
| Jan 2014 | 1594.32147760007 | 1.08 | 37.17 |
| Feb 2014 | 1586.981771788914 | -0.46 | 32.52 |
| Mar 2014 | 1605.4429607370087 | 1.16 | 31.11 |
| Apr 2014 | 1618.4870445468932 | 0.81 | 30.87 |
| May 2014 | 1612.9648290811124 | -0.34 | 26.28 |
| Jun 2014 | 1618.4639845835327 | 0.34 | 17.80 |
| Jul 2014 | 1616.9789872555434 | -0.09 | 12.04 |
| Aug 2014 | 1613.231013543717 | -0.23 | 8.81 |
| Sep 2014 | 1621.810921645661 | 0.53 | 7.15 |
| Oct 2014 | 1610.6400430649721 | -0.69 | 7.25 |
| Nov 2014 | 1616.2520985059004 | 0.35 | 5.40 |
| Dec 2014 | 1608.089094529009 | -0.50 | 1.95 |
| Jan 2015 | 1578.7721272759838 | -1.82 | -0.97 |
| Feb 2015 | 1595.6986198273673 | 1.07 | 0.55 |
| Mar 2015 | 1615.9625849894114 | 1.27 | 0.66 |
| Apr 2015 | 1613.312792615432 | -0.16 | -0.32 |
| May 2015 | 1648.9654470489243 | 2.21 | 2.23 |
| Jun 2015 | 1679.658415412691 | 1.86 | 3.78 |
| Jul 2015 | 1695.0174593794459 | 0.91 | 4.83 |
| Aug 2015 | 1678.9554382882657 | -0.95 | 4.07 |
| Sep 2015 | 1684.852767338789 | 0.35 | 3.89 |
| Oct 2015 | 1683.681994821497 | -0.07 | 4.54 |
| Nov 2015 | 1721.3926724227297 | 2.24 | 6.51 |
| Dec 2015 | 1739.2587616905962 | 1.04 | 8.16 |
| Jan 2016 | 1739.28149609091 | 0.00 | 10.17 |
| Feb 2016 | 1722.121040999532 | -0.99 | 7.92 |
| Mar 2016 | 1741.293351463163 | 1.11 | 7.76 |
| Apr 2016 | 1738.715771359167 | -0.15 | 7.77 |
| May 2016 | 1748.0513165802504 | 0.54 | 6.01 |
| Jun 2016 | 1752.3230256821278 | 0.24 | 4.33 |
| Jul 2016 | 1738.5671551618834 | -0.78 | 2.57 |
| Aug 2016 | 1742.4599288687643 | 0.22 | 3.78 |
| Sep 2016 | 1753.2762066304815 | 0.62 | 4.06 |
| Oct 2016 | 1764.9330771299392 | 0.67 | 4.83 |
| Nov 2016 | 1826.5270196426163 | 3.49 | 6.11 |
| Dec 2016 | 1912.5002253989992 | 4.71 | 9.96 |
| Jan 2017 | 1914.5629004450336 | 0.11 | 10.08 |
| Feb 2017 | 1934.3695328696144 | 1.03 | 12.33 |
| Mar 2017 | 1954.9256805098705 | 1.06 | 12.27 |
| Apr 2017 | 1943.0316865268812 | -0.61 | 11.75 |
| May 2017 | 1948.4812849719629 | 0.28 | 11.47 |
| Jun 2017 | 1940.320868895098 | -0.42 | 10.73 |
| Jul 2017 | 1960.0757551632842 | 1.02 | 12.74 |
| Aug 2017 | 1954.8616133341386 | -0.27 | 12.19 |
| Sep 2017 | 1953.2859570341507 | -0.08 | 11.41 |
| Oct 2017 | 1984.221106547709 | 1.58 | 12.43 |
| Nov 2017 | 2004.632494592542 | 1.03 | 9.75 |
| Dec 2017 | 2026.863643367937 | 1.11 | 5.98 |
| Jan 2018 | 2056.3243840347 | 1.45 | 7.40 |
| Feb 2018 | 2129.6244753177903 | 3.57 | 10.09 |
| Mar 2018 | 2167.4676194082335 | 1.78 | 10.87 |
| Apr 2018 | 2184.846572278177 | 0.80 | 12.45 |
| May 2018 | 2220.9534472074592 | 1.65 | 13.98 |
| Jun 2018 | 2228.672890800294 | 0.35 | 14.86 |
| Jul 2018 | 2227.139978767462 | -0.07 | 13.63 |
| Aug 2018 | 2233.856368978755 | 0.30 | 14.27 |
| Sep 2018 | 2250.5678159508407 | 0.75 | 15.22 |
| Oct 2018 | 2293.311910641959 | 1.90 | 15.58 |
| Nov 2018 | 2302.5187913583495 | 0.40 | 14.86 |
| Dec 2018 | 2258.8688473559296 | -1.90 | 11.45 |
| Jan 2019 | 2241.4376009182342 | -0.77 | 9.00 |
| Feb 2019 | 2230.4908129210744 | -0.49 | 4.74 |
| Mar 2019 | 2220.3414646916135 | -0.45 | 2.44 |
| Apr 2019 | 2205.1573675863606 | -0.68 | 0.93 |
| May 2019 | 2197.3818776461694 | -0.35 | -1.06 |
| Jun 2019 | 2148.4119174755556 | -2.23 | -3.60 |
| Jul 2019 | 2144.112261623366 | -0.20 | -3.73 |
| Aug 2019 | 2119.739354810838 | -1.14 | -5.11 |
| Sep 2019 | 2123.040898428446 | 0.16 | -5.67 |
| Oct 2019 | 2146.761902479231 | 1.12 | -6.39 |
| Nov 2019 | 2159.667983132467 | 0.60 | -6.20 |
| Dec 2019 | 2176.397588281039 | 0.78 | -3.65 |
| Jan 2020 | 2161.1062603329847 | -0.70 | -3.58 |
| Feb 2020 | 2143.6409709121012 | -0.81 | -3.89 |
| Mar 2020 | 2156.0119186388847 | 0.58 | -2.90 |
| Apr 2020 | 2141.251422707336 | -0.68 | -2.90 |
| May 2020 | 2132.564075381446 | -0.41 | -2.95 |
| Jun 2020 | 2119.46676091122 | -0.61 | -1.35 |
| Jul 2020 | 2091.827714151399 | -1.30 | -2.44 |
| Aug 2020 | 2084.6800302545353 | -0.34 | -1.65 |
| Sep 2020 | 2095.67403281439 | 0.53 | -1.29 |
| Oct 2020 | 2112.797758121777 | 0.82 | -1.58 |
| Nov 2020 | 2133.831207048198 | 1.00 | -1.20 |
| Dec 2020 | 2154.3964107055185 | 0.96 | -1.01 |
| Jan 2021 | 2157.238574911208 | 0.13 | -0.18 |
| Feb 2021 | 2208.8178476541125 | 2.39 | 3.04 |
| Mar 2021 | 2304.515303429115 | 4.33 | 6.89 |
| Apr 2021 | 2343.5691977057845 | 1.70 | 9.45 |
| May 2021 | 2369.58896716301 | 1.11 | 11.12 |
| Jun 2021 | 2418.6990687354164 | 2.07 | 14.12 |
| Jul 2021 | 2435.006489677112 | 0.67 | 16.41 |
| Aug 2021 | 2456.426513734057 | 0.88 | 17.83 |
| Sep 2021 | 2487.116685453724 | 1.25 | 18.68 |
| Oct 2021 | 2539.6578579026577 | 2.11 | 20.20 |
| Nov 2021 | 2558.529836650703 | 0.74 | 19.90 |
| Dec 2021 | 2589.9570590107605 | 1.23 | 20.22 |
| Jan 2022 | 2705.7549364303954 | 4.47 | 25.43 |
| Feb 2022 | 2834.3953333525524 | 4.75 | 28.32 |
| Mar 2022 | 3002.48821966812 | 5.93 | 30.29 |
| Apr 2022 | 3285.836255953155 | 9.44 | 40.21 |
| May 2022 | 3402.7787777539343 | 3.56 | 43.60 |
| Jun 2022 | 3513.9864249464617 | 3.27 | 45.28 |
| Jul 2022 | 3477.4439228242645 | -1.04 | 42.81 |
| Aug 2022 | 3390.6136211549483 | -2.50 | 38.03 |
| Sep 2022 | 3610.6934365519505 | 6.49 | 45.18 |
| Oct 2022 | 3804.465303788953 | 5.37 | 49.80 |
| Nov 2022 | 3730.7463573179753 | -1.94 | 45.82 |
| Dec 2022 | 3556.2539656167714 | -4.68 | 37.31 |
| Jan 2023 | 3516.910503430816 | -1.11 | 29.98 |
| Feb 2023 | 3476.487761753558 | -1.15 | 22.65 |
| Mar 2023 | 3538.8463814998413 | 1.79 | 17.86 |
| Apr 2023 | 3477.950414969704 | -1.72 | 5.85 |
| May 2023 | 3508.1766612485667 | 0.87 | 3.10 |
| Jun 2023 | 3607.6663682992125 | 2.84 | 2.67 |
| Jul 2023 | 3666.859928893972 | 1.64 | 5.45 |
| Aug 2023 | 3761.468448620183 | 2.58 | 10.94 |
| Sep 2023 | 3818.123807917318 | 1.51 | 5.75 |
| Oct 2023 | 3958.620556701646 | 3.68 | 4.05 |
| Nov 2023 | 3909.059776045534 | -1.25 | 4.78 |
| Dec 2023 | 3721.0444495080715 | -4.81 | 4.63 |
| Jan 2024 | 3672.2065480732294 | -1.31 | 4.42 |
| Feb 2024 | 3718.419097447921 | 1.26 | 6.96 |
| Mar 2024 | 3747.9233258962486 | 0.79 | 5.91 |
| Apr 2024 | 3823.585188817184 | 2.02 | 9.94 |
| May 2024 | 3862.3673517333373 | 1.01 | 10.10 |
| Jun 2024 | 3823.704300616527 | -1.00 | 5.99 |
| Jul 2024 | 3804.268776293906 | -0.51 | 3.75 |
| Aug 2024 | 3696.4487901381926 | -2.83 | -1.73 |
| Sep 2024 | 3609.206892315225 | -2.36 | -5.47 |
| Oct 2024 | 3684.7455324151683 | 2.09 | -6.92 |
| Nov 2024 | 3804.942515809754 | 3.26 | -2.66 |
| Dec 2024 | 3783.8049968521827 | -0.56 | 1.69 |
| Jan 2025 | 3879.5770822598597 | 2.53 | 5.65 |
| Feb 2025 | 3841.0577108323805 | -0.99 | 3.30 |
| Mar 2025 | 3773.0382059228373 | -1.77 | 0.67 |
| Apr 2025 | 3783.9731150045195 | 0.29 | -1.04 |
| May 2025 | 3795.686766448114 | 0.31 | -1.73 |
| Jun 2025 | 3778.602921270457 | -0.45 | -1.18 |
| Jul 2025 | 3733.1620757023256 | -1.20 | -1.87 |
| Aug 2025 | 3680.3243630421557 | -1.41 | -0.44 |
| Sep 2025 | 3611.9651807690952 | -1.86 | 0.08 |
| Oct 2025 | 3581.8218319139164 | -0.83 | -2.79 |
| Nov 2025 | 3581.677381297005 | 0.00 | -5.87 |
| Dec 2025 | 3575.034910777015 | -0.18 | -5.52 |
| Jan 2026 | 3553.4271424988283 | -0.60 | -8.41 |
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