Saginaw, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Saginaw, MI Metro in January 2026 was $1,168.158. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was 0.97%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Saginaw, MI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Saginaw, MI metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Saginaw, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Saginaw, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 426.39481812603583 NaN NaN
Feb 2012 428.2925062176947 0.45 NaN
Mar 2012 431.854085338362 0.83 NaN
Apr 2012 429.70121678695364 -0.50 NaN
May 2012 424.04571918086685 -1.32 NaN
Jun 2012 418.79491192663 -1.24 NaN
Jul 2012 415.0267295471665 -0.90 NaN
Aug 2012 416.5066306560133 0.36 NaN
Sep 2012 414.53976200200685 -0.47 NaN
Oct 2012 412.3026528313028 -0.54 NaN
Nov 2012 412.74647140329114 0.11 NaN
Dec 2012 413.44182306825485 0.17 NaN
Jan 2013 416.5548204671018 0.75 -2.31
Feb 2013 421.3886718177249 1.16 -1.61
Mar 2013 423.87310828778527 0.59 -1.85
Apr 2013 420.16125510808376 -0.88 -2.22
May 2013 421.84364852567086 0.40 -0.52
Jun 2013 437.4271818410608 3.69 4.45
Jul 2013 448.1548910589912 2.45 7.98
Aug 2013 453.6778818003197 1.23 8.93
Sep 2013 456.409722109141 0.60 10.10
Oct 2013 448.3991687327057 -1.75 8.76
Nov 2013 450.9569936924095 0.57 9.26
Dec 2013 459.191878125759 1.83 11.07
Jan 2014 471.62493630377816 2.71 13.22
Feb 2014 468.83522909719727 -0.59 11.26
Mar 2014 470.7829093287004 0.42 11.07
Apr 2014 471.71998843208337 0.20 12.27
May 2014 468.516146566525 -0.68 11.06
Jun 2014 469.6366046905555 0.24 7.36
Jul 2014 471.54617442102744 0.41 5.22
Aug 2014 472.27550701099983 0.16 4.10
Sep 2014 474.313186737138 0.43 3.92
Oct 2014 469.369598899125 -1.04 4.68
Nov 2014 468.81557945080885 -0.12 3.96
Dec 2014 464.8649945683359 -0.84 1.24
Jan 2015 444.856470974352 -4.30 -5.68
Feb 2015 446.1761963050837 0.30 -4.83
Mar 2015 449.38998472576804 0.72 -4.54
Apr 2015 447.27392738021035 -0.47 -5.18
May 2015 453.1407389251282 1.31 -3.28
Jun 2015 457.7247625867716 1.01 -2.54
Jul 2015 461.5645671266639 0.84 -2.12
Aug 2015 459.783532103985 -0.39 -2.64
Sep 2015 461.7491730489747 0.43 -2.65
Oct 2015 459.27529953793515 -0.54 -2.15
Nov 2015 463.385894114523 0.90 -1.16
Dec 2015 462.6829111001455 -0.15 -0.47
Jan 2016 460.0951139714482 -0.56 3.43
Feb 2016 453.2895100908098 -1.48 1.59
Mar 2016 453.8342281595838 0.12 0.99
Apr 2016 450.6773094205695 -0.70 0.76
May 2016 449.89579657303346 -0.17 -0.72
Jun 2016 449.84195497713665 -0.01 -1.72
Jul 2016 445.962436677224 -0.86 -3.38
Aug 2016 446.7322706169126 0.17 -2.84
Sep 2016 448.42494307379343 0.38 -2.89
Oct 2016 451.09288498037586 0.60 -1.78
Nov 2016 463.94687741083413 2.85 0.12
Dec 2016 481.76226367031416 3.84 4.12
Jan 2017 476.8156907113334 -1.03 3.63
Feb 2017 478.91980897106936 0.44 5.65
Mar 2017 482.55903251386195 0.76 6.33
Apr 2017 481.2265851610043 -0.28 6.78
May 2017 485.16751359241664 0.82 7.84
Jun 2017 485.49247083358915 0.07 7.93
Jul 2017 491.4818866003743 1.23 10.21
Aug 2017 492.1444621800094 0.14 10.16
Sep 2017 492.7359814395654 0.12 9.88
Oct 2017 499.08936726787863 1.29 10.64
Nov 2017 502.801042865095 0.74 8.38
Dec 2017 507.53609781986836 0.94 5.35
Jan 2018 529.0439170742385 4.24 10.95
Feb 2018 543.2363843762084 2.68 13.43
Mar 2018 552.0264083506484 1.62 14.40
Apr 2018 556.9739427707044 0.90 15.74
May 2018 565.862566120618 1.60 16.63
Jun 2018 567.4766641243428 0.28 16.89
Jul 2018 568.4020874200819 0.16 15.65
Aug 2018 571.4165377221125 0.53 16.11
Sep 2018 575.6691401265743 0.74 16.83
Oct 2018 582.6357371052741 1.21 16.74
Nov 2018 584.1965088667631 0.27 16.19
Dec 2018 576.6385258309476 -1.29 13.62
Jan 2019 574.8544441182671 -0.31 8.66
Feb 2019 578.1755255884339 0.58 6.43
Mar 2019 582.876401424365 0.81 5.59
Apr 2019 585.8432961939126 0.51 5.18
May 2019 588.4052558042167 0.44 3.98
Jun 2019 581.3270496429159 -1.20 2.44
Jul 2019 581.6471124767836 0.06 2.33
Aug 2019 577.3889363961707 -0.73 1.05
Sep 2019 577.5688189527061 0.03 0.33
Oct 2019 585.0423884643179 1.29 0.41
Nov 2019 590.7999687249494 0.98 1.13
Dec 2019 597.3347431074799 1.11 3.59
Jan 2020 605.7166458396209 1.40 5.37
Feb 2020 602.4543711173131 -0.54 4.20
Mar 2020 606.6062342398563 0.69 4.07
Apr 2020 606.5192633748214 -0.01 3.53
May 2020 606.7116240266813 0.03 3.11
Jun 2020 604.7254125043431 -0.33 4.03
Jul 2020 599.8400622186155 -0.81 3.13
Aug 2020 600.7356436252326 0.15 4.04
Sep 2020 607.5432879574322 1.13 5.19
Oct 2020 615.6912519212601 1.34 5.24
Nov 2020 623.846111672095 1.33 5.59
Dec 2020 629.9177357896053 0.97 5.46
Jan 2021 618.9750335620854 -1.74 2.19
Feb 2021 632.3367855552775 2.16 4.96
Mar 2021 655.6301664858395 3.68 8.08
Apr 2021 662.8122125335494 1.10 9.28
May 2021 667.1543780875468 0.66 9.96
Jun 2021 677.5987105932057 1.57 12.05
Jul 2021 678.7940735692073 0.18 13.16
Aug 2021 676.452461113653 -0.34 12.60
Sep 2021 673.6345378200192 -0.42 10.88
Oct 2021 679.1359318008724 0.82 10.31
Nov 2021 680.1551050363264 0.15 9.03
Dec 2021 683.2122042701717 0.45 8.46
Jan 2022 706.4065547313683 3.40 14.13
Feb 2022 733.9171932053141 3.89 16.06
Mar 2022 771.8950139340398 5.18 17.73
Apr 2022 833.6513006374857 8.00 25.78
May 2022 858.3968221495738 2.97 28.67
Jun 2022 886.5882913102757 3.28 30.84
Jul 2022 888.0307599630864 0.16 30.83
Aug 2022 882.754618429972 -0.59 30.50
Sep 2022 943.6583859770725 6.90 40.09
Oct 2022 1000.4107854716674 6.01 47.31
Nov 2022 998.7683113573642 -0.16 46.84
Dec 2022 973.8895251145377 -2.49 42.55
Jan 2023 945.6413135767054 -2.90 33.87
Feb 2023 954.7364138694112 0.96 30.09
Mar 2023 986.9880939567603 3.38 27.87
Apr 2023 983.7959539111 -0.32 18.01
May 2023 997.1712573797874 1.36 16.17
Jun 2023 1025.1605537548057 2.81 15.63
Jul 2023 1041.032780951043 1.55 17.23
Aug 2023 1064.1467152715366 2.22 20.55
Sep 2023 1077.511738235993 1.26 14.19
Oct 2023 1112.7563048740194 3.27 11.23
Nov 2023 1105.2001298050488 -0.68 10.66
Dec 2023 1067.443257070301 -3.42 9.61
Jan 2024 1060.672592740406 -0.63 12.16
Feb 2024 1081.1159582436812 1.93 13.24
Mar 2024 1095.4578675859188 1.33 10.99
Apr 2024 1122.1071354296255 2.43 14.06
May 2024 1134.1180704182605 1.07 13.73
Jun 2024 1125.4974917069467 -0.76 9.79
Jul 2024 1119.2445838280369 -0.56 7.51
Aug 2024 1090.3716418548029 -2.58 2.46
Sep 2024 1071.0733081100732 -1.77 -0.60
Oct 2024 1090.3046886427744 1.80 -2.02
Nov 2024 1124.702266634175 3.16 1.77
Dec 2024 1127.9710588728265 0.29 5.67
Jan 2025 1156.8866235652451 2.56 9.07
Feb 2025 1154.3894911712264 -0.22 6.78
Mar 2025 1142.3195069144592 -1.05 4.28
Apr 2025 1149.7363786457104 0.65 2.46
May 2025 1158.5945631599297 0.77 2.16
Jun 2025 1163.6034025991405 0.43 3.39
Jul 2025 1167.9825648282501 0.38 4.36
Aug 2025 1170.166324774215 0.19 7.32
Sep 2025 1167.3455146139668 -0.24 8.99
Oct 2025 1164.9817412624745 -0.20 6.85
Nov 2025 1168.737815761458 0.32 3.92
Dec 2025 1171.033423163121 0.20 3.82
Jan 2026 1168.157585549487 -0.25 0.97