Saginaw, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Saginaw, MI Metro in January 2026 was $1,168.158. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was 0.97%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Saginaw, MI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Saginaw, MI metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 426.39481812603583 | NaN | NaN |
| Feb 2012 | 428.2925062176947 | 0.45 | NaN |
| Mar 2012 | 431.854085338362 | 0.83 | NaN |
| Apr 2012 | 429.70121678695364 | -0.50 | NaN |
| May 2012 | 424.04571918086685 | -1.32 | NaN |
| Jun 2012 | 418.79491192663 | -1.24 | NaN |
| Jul 2012 | 415.0267295471665 | -0.90 | NaN |
| Aug 2012 | 416.5066306560133 | 0.36 | NaN |
| Sep 2012 | 414.53976200200685 | -0.47 | NaN |
| Oct 2012 | 412.3026528313028 | -0.54 | NaN |
| Nov 2012 | 412.74647140329114 | 0.11 | NaN |
| Dec 2012 | 413.44182306825485 | 0.17 | NaN |
| Jan 2013 | 416.5548204671018 | 0.75 | -2.31 |
| Feb 2013 | 421.3886718177249 | 1.16 | -1.61 |
| Mar 2013 | 423.87310828778527 | 0.59 | -1.85 |
| Apr 2013 | 420.16125510808376 | -0.88 | -2.22 |
| May 2013 | 421.84364852567086 | 0.40 | -0.52 |
| Jun 2013 | 437.4271818410608 | 3.69 | 4.45 |
| Jul 2013 | 448.1548910589912 | 2.45 | 7.98 |
| Aug 2013 | 453.6778818003197 | 1.23 | 8.93 |
| Sep 2013 | 456.409722109141 | 0.60 | 10.10 |
| Oct 2013 | 448.3991687327057 | -1.75 | 8.76 |
| Nov 2013 | 450.9569936924095 | 0.57 | 9.26 |
| Dec 2013 | 459.191878125759 | 1.83 | 11.07 |
| Jan 2014 | 471.62493630377816 | 2.71 | 13.22 |
| Feb 2014 | 468.83522909719727 | -0.59 | 11.26 |
| Mar 2014 | 470.7829093287004 | 0.42 | 11.07 |
| Apr 2014 | 471.71998843208337 | 0.20 | 12.27 |
| May 2014 | 468.516146566525 | -0.68 | 11.06 |
| Jun 2014 | 469.6366046905555 | 0.24 | 7.36 |
| Jul 2014 | 471.54617442102744 | 0.41 | 5.22 |
| Aug 2014 | 472.27550701099983 | 0.16 | 4.10 |
| Sep 2014 | 474.313186737138 | 0.43 | 3.92 |
| Oct 2014 | 469.369598899125 | -1.04 | 4.68 |
| Nov 2014 | 468.81557945080885 | -0.12 | 3.96 |
| Dec 2014 | 464.8649945683359 | -0.84 | 1.24 |
| Jan 2015 | 444.856470974352 | -4.30 | -5.68 |
| Feb 2015 | 446.1761963050837 | 0.30 | -4.83 |
| Mar 2015 | 449.38998472576804 | 0.72 | -4.54 |
| Apr 2015 | 447.27392738021035 | -0.47 | -5.18 |
| May 2015 | 453.1407389251282 | 1.31 | -3.28 |
| Jun 2015 | 457.7247625867716 | 1.01 | -2.54 |
| Jul 2015 | 461.5645671266639 | 0.84 | -2.12 |
| Aug 2015 | 459.783532103985 | -0.39 | -2.64 |
| Sep 2015 | 461.7491730489747 | 0.43 | -2.65 |
| Oct 2015 | 459.27529953793515 | -0.54 | -2.15 |
| Nov 2015 | 463.385894114523 | 0.90 | -1.16 |
| Dec 2015 | 462.6829111001455 | -0.15 | -0.47 |
| Jan 2016 | 460.0951139714482 | -0.56 | 3.43 |
| Feb 2016 | 453.2895100908098 | -1.48 | 1.59 |
| Mar 2016 | 453.8342281595838 | 0.12 | 0.99 |
| Apr 2016 | 450.6773094205695 | -0.70 | 0.76 |
| May 2016 | 449.89579657303346 | -0.17 | -0.72 |
| Jun 2016 | 449.84195497713665 | -0.01 | -1.72 |
| Jul 2016 | 445.962436677224 | -0.86 | -3.38 |
| Aug 2016 | 446.7322706169126 | 0.17 | -2.84 |
| Sep 2016 | 448.42494307379343 | 0.38 | -2.89 |
| Oct 2016 | 451.09288498037586 | 0.60 | -1.78 |
| Nov 2016 | 463.94687741083413 | 2.85 | 0.12 |
| Dec 2016 | 481.76226367031416 | 3.84 | 4.12 |
| Jan 2017 | 476.8156907113334 | -1.03 | 3.63 |
| Feb 2017 | 478.91980897106936 | 0.44 | 5.65 |
| Mar 2017 | 482.55903251386195 | 0.76 | 6.33 |
| Apr 2017 | 481.2265851610043 | -0.28 | 6.78 |
| May 2017 | 485.16751359241664 | 0.82 | 7.84 |
| Jun 2017 | 485.49247083358915 | 0.07 | 7.93 |
| Jul 2017 | 491.4818866003743 | 1.23 | 10.21 |
| Aug 2017 | 492.1444621800094 | 0.14 | 10.16 |
| Sep 2017 | 492.7359814395654 | 0.12 | 9.88 |
| Oct 2017 | 499.08936726787863 | 1.29 | 10.64 |
| Nov 2017 | 502.801042865095 | 0.74 | 8.38 |
| Dec 2017 | 507.53609781986836 | 0.94 | 5.35 |
| Jan 2018 | 529.0439170742385 | 4.24 | 10.95 |
| Feb 2018 | 543.2363843762084 | 2.68 | 13.43 |
| Mar 2018 | 552.0264083506484 | 1.62 | 14.40 |
| Apr 2018 | 556.9739427707044 | 0.90 | 15.74 |
| May 2018 | 565.862566120618 | 1.60 | 16.63 |
| Jun 2018 | 567.4766641243428 | 0.28 | 16.89 |
| Jul 2018 | 568.4020874200819 | 0.16 | 15.65 |
| Aug 2018 | 571.4165377221125 | 0.53 | 16.11 |
| Sep 2018 | 575.6691401265743 | 0.74 | 16.83 |
| Oct 2018 | 582.6357371052741 | 1.21 | 16.74 |
| Nov 2018 | 584.1965088667631 | 0.27 | 16.19 |
| Dec 2018 | 576.6385258309476 | -1.29 | 13.62 |
| Jan 2019 | 574.8544441182671 | -0.31 | 8.66 |
| Feb 2019 | 578.1755255884339 | 0.58 | 6.43 |
| Mar 2019 | 582.876401424365 | 0.81 | 5.59 |
| Apr 2019 | 585.8432961939126 | 0.51 | 5.18 |
| May 2019 | 588.4052558042167 | 0.44 | 3.98 |
| Jun 2019 | 581.3270496429159 | -1.20 | 2.44 |
| Jul 2019 | 581.6471124767836 | 0.06 | 2.33 |
| Aug 2019 | 577.3889363961707 | -0.73 | 1.05 |
| Sep 2019 | 577.5688189527061 | 0.03 | 0.33 |
| Oct 2019 | 585.0423884643179 | 1.29 | 0.41 |
| Nov 2019 | 590.7999687249494 | 0.98 | 1.13 |
| Dec 2019 | 597.3347431074799 | 1.11 | 3.59 |
| Jan 2020 | 605.7166458396209 | 1.40 | 5.37 |
| Feb 2020 | 602.4543711173131 | -0.54 | 4.20 |
| Mar 2020 | 606.6062342398563 | 0.69 | 4.07 |
| Apr 2020 | 606.5192633748214 | -0.01 | 3.53 |
| May 2020 | 606.7116240266813 | 0.03 | 3.11 |
| Jun 2020 | 604.7254125043431 | -0.33 | 4.03 |
| Jul 2020 | 599.8400622186155 | -0.81 | 3.13 |
| Aug 2020 | 600.7356436252326 | 0.15 | 4.04 |
| Sep 2020 | 607.5432879574322 | 1.13 | 5.19 |
| Oct 2020 | 615.6912519212601 | 1.34 | 5.24 |
| Nov 2020 | 623.846111672095 | 1.33 | 5.59 |
| Dec 2020 | 629.9177357896053 | 0.97 | 5.46 |
| Jan 2021 | 618.9750335620854 | -1.74 | 2.19 |
| Feb 2021 | 632.3367855552775 | 2.16 | 4.96 |
| Mar 2021 | 655.6301664858395 | 3.68 | 8.08 |
| Apr 2021 | 662.8122125335494 | 1.10 | 9.28 |
| May 2021 | 667.1543780875468 | 0.66 | 9.96 |
| Jun 2021 | 677.5987105932057 | 1.57 | 12.05 |
| Jul 2021 | 678.7940735692073 | 0.18 | 13.16 |
| Aug 2021 | 676.452461113653 | -0.34 | 12.60 |
| Sep 2021 | 673.6345378200192 | -0.42 | 10.88 |
| Oct 2021 | 679.1359318008724 | 0.82 | 10.31 |
| Nov 2021 | 680.1551050363264 | 0.15 | 9.03 |
| Dec 2021 | 683.2122042701717 | 0.45 | 8.46 |
| Jan 2022 | 706.4065547313683 | 3.40 | 14.13 |
| Feb 2022 | 733.9171932053141 | 3.89 | 16.06 |
| Mar 2022 | 771.8950139340398 | 5.18 | 17.73 |
| Apr 2022 | 833.6513006374857 | 8.00 | 25.78 |
| May 2022 | 858.3968221495738 | 2.97 | 28.67 |
| Jun 2022 | 886.5882913102757 | 3.28 | 30.84 |
| Jul 2022 | 888.0307599630864 | 0.16 | 30.83 |
| Aug 2022 | 882.754618429972 | -0.59 | 30.50 |
| Sep 2022 | 943.6583859770725 | 6.90 | 40.09 |
| Oct 2022 | 1000.4107854716674 | 6.01 | 47.31 |
| Nov 2022 | 998.7683113573642 | -0.16 | 46.84 |
| Dec 2022 | 973.8895251145377 | -2.49 | 42.55 |
| Jan 2023 | 945.6413135767054 | -2.90 | 33.87 |
| Feb 2023 | 954.7364138694112 | 0.96 | 30.09 |
| Mar 2023 | 986.9880939567603 | 3.38 | 27.87 |
| Apr 2023 | 983.7959539111 | -0.32 | 18.01 |
| May 2023 | 997.1712573797874 | 1.36 | 16.17 |
| Jun 2023 | 1025.1605537548057 | 2.81 | 15.63 |
| Jul 2023 | 1041.032780951043 | 1.55 | 17.23 |
| Aug 2023 | 1064.1467152715366 | 2.22 | 20.55 |
| Sep 2023 | 1077.511738235993 | 1.26 | 14.19 |
| Oct 2023 | 1112.7563048740194 | 3.27 | 11.23 |
| Nov 2023 | 1105.2001298050488 | -0.68 | 10.66 |
| Dec 2023 | 1067.443257070301 | -3.42 | 9.61 |
| Jan 2024 | 1060.672592740406 | -0.63 | 12.16 |
| Feb 2024 | 1081.1159582436812 | 1.93 | 13.24 |
| Mar 2024 | 1095.4578675859188 | 1.33 | 10.99 |
| Apr 2024 | 1122.1071354296255 | 2.43 | 14.06 |
| May 2024 | 1134.1180704182605 | 1.07 | 13.73 |
| Jun 2024 | 1125.4974917069467 | -0.76 | 9.79 |
| Jul 2024 | 1119.2445838280369 | -0.56 | 7.51 |
| Aug 2024 | 1090.3716418548029 | -2.58 | 2.46 |
| Sep 2024 | 1071.0733081100732 | -1.77 | -0.60 |
| Oct 2024 | 1090.3046886427744 | 1.80 | -2.02 |
| Nov 2024 | 1124.702266634175 | 3.16 | 1.77 |
| Dec 2024 | 1127.9710588728265 | 0.29 | 5.67 |
| Jan 2025 | 1156.8866235652451 | 2.56 | 9.07 |
| Feb 2025 | 1154.3894911712264 | -0.22 | 6.78 |
| Mar 2025 | 1142.3195069144592 | -1.05 | 4.28 |
| Apr 2025 | 1149.7363786457104 | 0.65 | 2.46 |
| May 2025 | 1158.5945631599297 | 0.77 | 2.16 |
| Jun 2025 | 1163.6034025991405 | 0.43 | 3.39 |
| Jul 2025 | 1167.9825648282501 | 0.38 | 4.36 |
| Aug 2025 | 1170.166324774215 | 0.19 | 7.32 |
| Sep 2025 | 1167.3455146139668 | -0.24 | 8.99 |
| Oct 2025 | 1164.9817412624745 | -0.20 | 6.85 |
| Nov 2025 | 1168.737815761458 | 0.32 | 3.92 |
| Dec 2025 | 1171.033423163121 | 0.20 | 3.82 |
| Jan 2026 | 1168.157585549487 | -0.25 | 0.97 |