San Francisco, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the San Francisco, CA Metro in January 2026 was $6,717.997. The month over month percentage change (MoM) was -0.47%, and the year over year percentage change (YoY) was -8.98%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the San Francisco, CA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the San Francisco, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
San Francisco, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
San Francisco, CA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 2248.192344957199 NaN NaN
Feb 2012 2240.1838665886585 -0.36 NaN
Mar 2012 2248.9556198845967 0.39 NaN
Apr 2012 2245.733261578981 -0.14 NaN
May 2012 2235.8348842261394 -0.44 NaN
Jun 2012 2231.6468620562146 -0.19 NaN
Jul 2012 2230.9177669059154 -0.03 NaN
Aug 2012 2272.400029812546 1.86 NaN
Sep 2012 2288.9671264156163 0.73 NaN
Oct 2012 2306.099018363823 0.75 NaN
Nov 2012 2339.7195300987783 1.46 NaN
Dec 2012 2378.1317976420596 1.64 NaN
Jan 2013 2434.3725769389075 2.37 8.28
Feb 2013 2500.4588424153853 2.72 11.62
Mar 2013 2547.251587848421 1.87 13.26
Apr 2013 2564.3382713292804 0.67 14.19
May 2013 2640.4742446861546 2.97 18.10
Jun 2013 2829.8790313676136 7.17 26.81
Jul 2013 2963.210265633602 4.71 32.83
Aug 2013 3031.509577904947 2.31 33.41
Sep 2013 3081.3504988848254 1.64 34.62
Oct 2013 3041.0642400132174 -1.31 31.87
Nov 2013 3090.712468394896 1.63 32.10
Dec 2013 3174.5667335197086 2.71 33.49
Jan 2014 3078.199669509808 -3.04 26.45
Feb 2014 3071.072718139492 -0.23 22.82
Mar 2014 3111.4980539082653 1.32 22.15
Apr 2014 3146.4713208159005 1.12 22.70
May 2014 3144.1802566796273 -0.07 19.08
Jun 2014 3166.4158012874504 0.71 11.89
Jul 2014 3173.344323968664 0.22 7.09
Aug 2014 3181.043078416509 0.24 4.93
Sep 2014 3215.793015721154 1.09 4.36
Oct 2014 3206.934710242461 -0.28 5.45
Nov 2014 3228.8282037958497 0.68 4.47
Dec 2014 3223.087541349962 -0.18 1.53
Jan 2015 3153.2874993722016 -2.17 2.44
Feb 2015 3205.9881934108207 1.67 4.39
Mar 2015 3264.253829013468 1.82 4.91
Apr 2015 3272.1649828943296 0.24 4.00
May 2015 3362.1259142737144 2.75 6.93
Jun 2015 3444.6639803993676 2.46 8.79
Jul 2015 3499.2563848221303 1.59 10.27
Aug 2015 3487.482153806751 -0.34 9.63
Sep 2015 3520.2912992008382 0.94 9.47
Oct 2015 3531.749373055801 0.33 10.13
Nov 2015 3618.8390276827267 2.47 12.08
Dec 2015 3662.1233714054783 1.20 13.62
Jan 2016 3685.574683259599 0.64 16.88
Feb 2016 3658.442439169566 -0.74 14.11
Mar 2016 3706.6550855779788 1.32 13.55
Apr 2016 3697.733952019995 -0.24 13.01
May 2016 3701.1801863793366 0.09 10.09
Jun 2016 3688.3366849205936 -0.35 7.07
Jul 2016 3633.9973946484347 -1.47 3.85
Aug 2016 3624.800644224764 -0.25 3.94
Sep 2016 3628.1180359063464 0.09 3.06
Oct 2016 3637.611779225257 0.26 3.00
Nov 2016 3753.816894662052 3.20 3.73
Dec 2016 3931.670749739673 4.74 7.36
Jan 2017 3920.834818152489 -0.28 6.38
Feb 2017 3961.576715182804 1.04 8.29
Mar 2017 3999.379891824118 0.95 7.90
Apr 2017 3969.7127703425663 -0.74 7.36
May 2017 3977.621752283944 0.20 7.47
Jun 2017 3961.73034713169 -0.40 7.41
Jul 2017 4001.042383262543 0.99 10.10
Aug 2017 3986.142264278075 -0.37 9.97
Sep 2017 3983.0314156588584 -0.08 9.78
Oct 2017 4053.2797450785565 1.76 11.43
Nov 2017 4108.053294430763 1.35 9.44
Dec 2017 4169.734832899652 1.50 6.06
Jan 2018 4232.889362184977 1.52 7.96
Feb 2018 4406.72097910918 4.11 11.24
Mar 2018 4501.006376161201 2.14 12.54
Apr 2018 4552.04413393529 1.13 14.67
May 2018 4646.431135856381 2.07 16.81
Jun 2018 4677.652041767409 0.67 18.07
Jul 2018 4679.177482041263 0.03 16.95
Aug 2018 4698.062368752389 0.40 17.86
Sep 2018 4736.843580078241 0.83 18.93
Oct 2018 4836.94501258725 2.11 19.33
Nov 2018 4859.063595355678 0.46 18.28
Dec 2018 4755.432535422697 -2.13 14.05
Jan 2019 4714.7269958908055 -0.86 11.38
Feb 2019 4656.082721135293 -1.24 5.66
Mar 2019 4596.159121045066 -1.29 2.11
Apr 2019 4534.451696009679 -1.34 -0.39
May 2019 4499.031602446637 -0.78 -3.17
Jun 2019 4389.347382675309 -2.44 -6.16
Jul 2019 4379.638761022367 -0.22 -6.40
Aug 2019 4330.723186610028 -1.12 -7.82
Sep 2019 4335.126648872892 0.10 -8.48
Oct 2019 4375.422098624623 0.93 -9.54
Nov 2019 4387.615174770753 0.28 -9.70
Dec 2019 4409.864500422479 0.51 -7.27
Jan 2020 4394.107877309557 -0.36 -6.80
Feb 2020 4349.862903511637 -1.01 -6.58
Mar 2020 4371.000082238604 0.49 -4.90
Apr 2020 4335.666977478878 -0.81 -4.38
May 2020 4305.309548942401 -0.70 -4.31
Jun 2020 4258.071906530475 -1.10 -2.99
Jul 2020 4185.103006505551 -1.71 -4.44
Aug 2020 4165.164885761788 -0.48 -3.82
Sep 2020 4185.759012866803 0.49 -3.45
Oct 2020 4213.717487555816 0.67 -3.70
Nov 2020 4245.36113905237 0.75 -3.24
Dec 2020 4270.828245604669 0.60 -3.15
Jan 2021 4287.039917619216 0.38 -2.44
Feb 2021 4370.451337690103 1.95 0.47
Mar 2021 4545.70292768971 4.01 4.00
Apr 2021 4608.384184079009 1.38 6.29
May 2021 4647.126254080903 0.84 7.94
Jun 2021 4735.030389865975 1.89 11.20
Jul 2021 4753.415505573055 0.39 13.58
Aug 2021 4776.786281221237 0.49 14.68
Sep 2021 4814.858154335832 0.80 15.03
Oct 2021 4901.392913655523 1.80 16.32
Nov 2021 4926.730612057334 0.52 16.05
Dec 2021 4979.524120622137 1.07 16.59
Jan 2022 5215.805370245696 4.75 21.66
Feb 2022 5490.81150550722 5.27 25.64
Mar 2022 5857.773709444049 6.68 28.86
Apr 2022 6444.723830015943 10.02 39.85
May 2022 6667.796634419502 3.46 43.48
Jun 2022 6849.432194271989 2.72 44.65
Jul 2022 6716.434577834595 -1.94 41.30
Aug 2022 6480.25723900268 -3.52 35.66
Sep 2022 6851.401307563325 5.73 42.30
Oct 2022 7190.377496260405 4.95 46.70
Nov 2022 7035.30243295386 -2.16 42.80
Dec 2022 6706.684022885167 -4.67 34.69
Jan 2023 6660.577847150798 -0.69 27.70
Feb 2023 6582.535689377686 -1.17 19.88
Mar 2023 6691.623636588636 1.66 14.24
Apr 2023 6569.883485365179 -1.82 1.94
May 2023 6629.823644187709 0.91 -0.57
Jun 2023 6822.811204413587 2.91 -0.39
Jul 2023 6937.70214684129 1.68 3.29
Aug 2023 7121.630772194837 2.65 9.90
Sep 2023 7244.990286592383 1.73 5.75
Oct 2023 7529.931588799979 3.93 4.72
Nov 2023 7433.6697893639 -1.28 5.66
Dec 2023 7051.807264088811 -5.14 5.15
Jan 2024 6928.479266150436 -1.75 4.02
Feb 2024 6992.447637305177 0.92 6.23
Mar 2024 7051.423745242705 0.84 5.38
Apr 2024 7227.826856473208 2.50 10.02
May 2024 7346.288510837999 1.64 10.81
Jun 2024 7298.441968238327 -0.65 6.97
Jul 2024 7269.674621045462 -0.39 4.79
Aug 2024 7054.295382184666 -2.96 -0.95
Sep 2024 6865.505167902232 -2.68 -5.24
Oct 2024 6993.7187732755465 1.87 -7.12
Nov 2024 7215.584591806933 3.17 -2.93
Dec 2024 7169.232592910255 -0.64 1.67
Jan 2025 7380.98100591238 2.95 6.53
Feb 2025 7304.3008908602715 -1.04 4.46
Mar 2025 7172.265059796921 -1.81 1.71
Apr 2025 7191.195826363438 0.26 -0.51
May 2025 7200.29475870273 0.13 -1.99
Jun 2025 7141.992602789878 -0.81 -2.14
Jul 2025 7034.915150098777 -1.50 -3.23
Aug 2025 6919.059535202067 -1.65 -1.92
Sep 2025 6781.850606349584 -1.98 -1.22
Oct 2025 6732.6451132436405 -0.73 -3.73
Nov 2025 6745.919713619899 0.20 -6.51
Dec 2025 6749.71098340806 0.06 -5.85
Jan 2026 6717.996739787966 -0.47 -8.98