Santa Fe, NM (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Santa Fe, NM Metro in January 2026 was $3,211.546. The month over month percentage change (MoM) was -0.75%, and the year over year percentage change (YoY) was -7.42%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Santa Fe, NM metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Santa Fe, NM metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Santa Fe, NM (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Santa Fe, NM (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1320.4762079612847 NaN NaN
Feb 2012 1313.4909745342231 -0.53 NaN
Mar 2012 1315.5935585577822 0.16 NaN
Apr 2012 1303.9605425830298 -0.88 NaN
May 2012 1288.4476354089911 -1.19 NaN
Jun 2012 1274.4595186829745 -1.09 NaN
Jul 2012 1263.272354225219 -0.88 NaN
Aug 2012 1272.0377355760102 0.69 NaN
Sep 2012 1262.2419854704287 -0.77 NaN
Oct 2012 1251.4156989266646 -0.86 NaN
Nov 2012 1253.61398464156 0.18 NaN
Dec 2012 1258.8570223671168 0.42 NaN
Jan 2013 1266.6187615549425 0.62 -4.08
Feb 2013 1276.6890742840167 0.80 -2.80
Mar 2013 1276.8277882538712 0.01 -2.95
Apr 2013 1264.229074396867 -0.99 -3.05
May 2013 1283.6137586156435 1.53 -0.37
Jun 2013 1359.8619322031802 5.94 6.70
Jul 2013 1406.7470666342847 3.45 11.36
Aug 2013 1425.5916696649927 1.34 12.07
Sep 2013 1434.0681791466334 0.60 13.61
Oct 2013 1398.0525925680101 -2.51 11.72
Nov 2013 1404.5398832661872 0.46 12.04
Dec 2013 1430.4097219141902 1.84 13.63
Jan 2014 1437.1325704528058 0.47 13.46
Feb 2014 1428.1202373715253 -0.63 11.86
Mar 2014 1442.415585761766 1.00 12.97
Apr 2014 1451.191403961761 0.61 14.79
May 2014 1445.5429463105002 -0.39 12.62
Jun 2014 1453.4195574693406 0.55 6.88
Jul 2014 1458.3625049003294 0.34 3.67
Aug 2014 1458.3517468322063 0.00 2.30
Sep 2014 1466.4911954331305 0.56 2.26
Oct 2014 1452.8006441093264 -0.93 3.92
Nov 2014 1450.013372009628 -0.19 3.24
Dec 2014 1431.7499814297812 -1.26 0.09
Jan 2015 1405.4050492229728 -1.84 -2.21
Feb 2015 1405.668656342818 0.02 -1.57
Mar 2015 1412.7623942344583 0.51 -2.06
Apr 2015 1404.315270174679 -0.60 -3.23
May 2015 1433.2483887336548 2.06 -0.85
Jun 2015 1458.593184544395 1.77 0.36
Jul 2015 1475.3026208451506 1.15 1.16
Aug 2015 1464.0460566296306 -0.76 0.39
Sep 2015 1471.8151702528032 0.53 0.36
Oct 2015 1470.8109196889623 -0.07 1.24
Nov 2015 1501.1108075635768 2.06 3.52
Dec 2015 1504.4757000517711 0.22 5.08
Jan 2016 1482.2826267181797 -1.47 5.47
Feb 2016 1445.3677424990253 -2.49 2.82
Mar 2016 1445.5888235666018 0.02 2.32
Apr 2016 1434.8454151951169 -0.74 2.17
May 2016 1437.3661646048686 0.18 0.29
Jun 2016 1439.2002616868965 0.13 -1.33
Jul 2016 1426.418239623341 -0.89 -3.31
Aug 2016 1427.2459546084424 0.06 -2.51
Sep 2016 1431.8488175506257 0.32 -2.71
Oct 2016 1438.2684719310748 0.45 -2.21
Nov 2016 1484.5313170759314 3.22 -1.10
Dec 2016 1547.6099012139691 4.25 2.87
Jan 2017 1536.8502841263125 -0.69 3.68
Feb 2017 1553.7877382350966 1.10 7.50
Mar 2017 1579.0458629642226 1.63 9.23
Apr 2017 1580.231235935636 0.08 10.13
May 2017 1593.6358982167546 0.85 10.87
Jun 2017 1593.7992043765548 0.01 10.74
Jul 2017 1615.849539532654 1.38 13.28
Aug 2017 1612.6502709155038 -0.20 12.99
Sep 2017 1609.6957558256922 -0.18 12.42
Oct 2017 1629.6644645379108 1.24 13.31
Nov 2017 1641.24961163971 0.71 10.56
Dec 2017 1656.29457134328 0.92 7.02
Jan 2018 1672.4163009781996 0.97 8.82
Feb 2018 1725.3940477607032 3.17 11.04
Mar 2018 1736.7614281878282 0.66 9.99
Apr 2018 1727.788057545819 -0.52 9.34
May 2018 1731.8693472386706 0.24 8.67
Jun 2018 1724.3798657855814 -0.43 8.19
Jul 2018 1723.1072537038067 -0.07 6.64
Aug 2018 1737.7757161836194 0.85 7.76
Sep 2018 1764.5693317088567 1.54 9.62
Oct 2018 1810.7047431425344 2.62 11.11
Nov 2018 1834.6690697591882 1.32 11.79
Dec 2018 1818.7309133081649 -0.87 9.81
Jan 2019 1803.57929233375 -0.83 7.84
Feb 2019 1808.1284741190527 0.25 4.80
Mar 2019 1810.1578317026122 0.11 4.23
Apr 2019 1807.0834915459973 -0.17 4.59
May 2019 1813.545619059396 0.36 4.72
Jun 2019 1784.3188563163992 -1.61 3.48
Jul 2019 1792.3120467632502 0.45 4.02
Aug 2019 1780.1679468907728 -0.68 2.44
Sep 2019 1787.0171358022349 0.39 1.27
Oct 2019 1808.248921189202 1.19 -0.14
Nov 2019 1818.4646245758693 0.56 -0.88
Dec 2019 1834.7272040570742 0.89 0.88
Jan 2020 1819.2970256080416 -0.84 0.87
Feb 2020 1803.1384071907876 -0.89 -0.28
Mar 2020 1812.6565593374694 0.53 0.14
Apr 2020 1798.661005715269 -0.77 -0.47
May 2020 1794.8706988266263 -0.21 -1.03
Jun 2020 1789.9847612818883 -0.27 0.32
Jul 2020 1774.7970337760419 -0.85 -0.98
Aug 2020 1776.51883901494 0.10 -0.20
Sep 2020 1789.3068270384495 0.72 0.13
Oct 2020 1804.4219626620632 0.85 -0.21
Nov 2020 1819.224247125233 0.82 0.04
Dec 2020 1833.2640705118088 0.77 -0.08
Jan 2021 1849.419286146058 0.88 1.66
Feb 2021 1892.6961271325847 2.34 4.97
Mar 2021 1973.7717122175382 4.28 8.89
Apr 2021 2002.6065963250257 1.46 11.34
May 2021 2013.8195686590952 0.56 12.20
Jun 2021 2040.5376492473197 1.33 14.00
Jul 2021 2037.4590358229113 -0.15 14.80
Aug 2021 2045.8180849057612 0.41 15.16
Sep 2021 2070.8782609511804 1.23 15.74
Oct 2021 2121.0228036120197 2.42 17.55
Nov 2021 2139.4973154878357 0.87 17.61
Dec 2021 2164.658313854136 1.18 18.08
Jan 2022 2245.424988550065 3.73 21.41
Feb 2022 2343.0273242185813 4.35 23.79
Mar 2022 2479.6523552650788 5.83 25.63
Apr 2022 2723.4838925277945 9.83 36.00
May 2022 2833.868493042134 4.05 40.72
Jun 2022 2946.1938290551943 3.96 44.38
Jul 2022 2934.9326344771152 -0.38 44.05
Aug 2022 2878.1696088092763 -1.93 40.69
Sep 2022 3092.5279988147936 7.45 49.33
Oct 2022 3285.051518807625 6.23 54.88
Nov 2022 3239.4292278891476 -1.39 51.41
Dec 2022 3109.6939876248994 -4.00 43.66
Jan 2023 3077.2307610550165 -1.04 37.04
Feb 2023 3073.209519344327 -0.13 31.16
Mar 2023 3155.613992937402 2.68 27.26
Apr 2023 3117.0093926972995 -1.22 14.45
May 2023 3162.8117290994733 1.47 11.61
Jun 2023 3271.698235811534 3.44 11.05
Jul 2023 3327.764393303 1.71 13.39
Aug 2023 3408.9648829887165 2.44 18.44
Sep 2023 3454.3553622271447 1.33 11.70
Oct 2023 3581.5998716738613 3.68 9.03
Nov 2023 3535.045659458548 -1.30 9.13
Dec 2023 3356.0453566563588 -5.06 7.92
Jan 2024 3303.31633481447 -1.57 7.35
Feb 2024 3340.2041401087463 1.12 8.69
Mar 2024 3365.3435664194762 0.75 6.65
Apr 2024 3438.943092528455 2.19 10.33
May 2024 3479.7454712359317 1.19 10.02
Jun 2024 3442.615866234676 -1.07 5.22
Jul 2024 3417.801586407333 -0.72 2.71
Aug 2024 3313.8500485777486 -3.04 -2.79
Sep 2024 3233.483969003203 -2.42 -6.39
Oct 2024 3309.73934766556 2.36 -7.59
Nov 2024 3421.716450500143 3.38 -3.21
Dec 2024 3398.901557488884 -0.67 1.28
Jan 2025 3469.0601843186964 2.06 5.02
Feb 2025 3434.541253152847 -0.99 2.82
Mar 2025 3371.7675271231983 -1.83 0.19
Apr 2025 3384.8638854816063 0.39 -1.57
May 2025 3404.4115307123184 0.58 -2.16
Jun 2025 3400.3561143029146 -0.12 -1.23
Jul 2025 3371.3585673029893 -0.85 -1.36
Aug 2025 3332.4377853856504 -1.15 0.56
Sep 2025 3274.4276530136567 -1.74 1.27
Oct 2025 3249.124677785484 -0.77 -1.83
Nov 2025 3246.816530728218 -0.07 -5.11
Dec 2025 3235.8497755544613 -0.34 -4.80
Jan 2026 3211.546429415112 -0.75 -7.42