Seattle, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Seattle, WA Metro in January 2026 was $4,534.504. The month over month percentage change (MoM) was -0.56%, and the year over year percentage change (YoY) was -7.89%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Seattle, WA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Seattle, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Seattle, WA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Seattle, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Seattle, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1443.1552691788313 | NaN | NaN |
| Feb 2012 | 1430.8391865739059 | -0.85 | NaN |
| Mar 2012 | 1427.2606467734583 | -0.25 | NaN |
| Apr 2012 | 1408.8905676878521 | -1.29 | NaN |
| May 2012 | 1385.244285104506 | -1.68 | NaN |
| Jun 2012 | 1366.91643219024 | -1.32 | NaN |
| Jul 2012 | 1353.4223464829206 | -0.99 | NaN |
| Aug 2012 | 1364.5999365588323 | 0.83 | NaN |
| Sep 2012 | 1361.1467245622032 | -0.25 | NaN |
| Oct 2012 | 1359.3540707116242 | -0.13 | NaN |
| Nov 2012 | 1370.2002044710118 | 0.80 | NaN |
| Dec 2012 | 1384.8559089664036 | 1.07 | NaN |
| Jan 2013 | 1401.985865321873 | 1.24 | -2.85 |
| Feb 2013 | 1433.3164165769272 | 2.24 | 0.17 |
| Mar 2013 | 1452.9707031932087 | 1.37 | 1.80 |
| Apr 2013 | 1451.924542070079 | -0.07 | 3.05 |
| May 2013 | 1477.4192824778584 | 1.76 | 6.65 |
| Jun 2013 | 1561.16322173504 | 5.67 | 14.21 |
| Jul 2013 | 1616.6348650010846 | 3.55 | 19.45 |
| Aug 2013 | 1643.661618588604 | 1.67 | 20.45 |
| Sep 2013 | 1663.991783295371 | 1.24 | 22.25 |
| Oct 2013 | 1638.6945791625024 | -1.52 | 20.55 |
| Nov 2013 | 1662.1986128860412 | 1.43 | 21.31 |
| Dec 2013 | 1705.9641292229094 | 2.63 | 23.19 |
| Jan 2014 | 1718.6105636462953 | 0.74 | 22.58 |
| Feb 2014 | 1714.1598609961302 | -0.26 | 19.59 |
| Mar 2014 | 1732.1798956482803 | 1.05 | 19.22 |
| Apr 2014 | 1741.8226633305094 | 0.56 | 19.97 |
| May 2014 | 1730.36932158648 | -0.66 | 17.12 |
| Jun 2014 | 1732.6813331334968 | 0.13 | 10.99 |
| Jul 2014 | 1732.5351011809637 | -0.01 | 7.17 |
| Aug 2014 | 1733.6903090046512 | 0.07 | 5.48 |
| Sep 2014 | 1746.1288728053662 | 0.72 | 4.94 |
| Oct 2014 | 1734.8447516165797 | -0.65 | 5.87 |
| Nov 2014 | 1739.7642235250055 | 0.28 | 4.67 |
| Dec 2014 | 1733.911201574207 | -0.34 | 1.64 |
| Jan 2015 | 1668.1249350138928 | -3.79 | -2.94 |
| Feb 2015 | 1692.8133888311984 | 1.48 | -1.25 |
| Mar 2015 | 1719.3254887860662 | 1.57 | -0.74 |
| Apr 2015 | 1719.0700104406317 | -0.01 | -1.31 |
| May 2015 | 1757.6003451032589 | 2.24 | 1.57 |
| Jun 2015 | 1791.7691615488388 | 1.94 | 3.41 |
| Jul 2015 | 1814.4089480166667 | 1.26 | 4.73 |
| Aug 2015 | 1805.7535281797739 | -0.48 | 4.16 |
| Sep 2015 | 1819.2056883475116 | 0.75 | 4.18 |
| Oct 2015 | 1822.337544615169 | 0.17 | 5.04 |
| Nov 2015 | 1866.5108917075354 | 2.42 | 7.29 |
| Dec 2015 | 1893.1992576758616 | 1.43 | 9.19 |
| Jan 2016 | 1891.0495591729111 | -0.11 | 13.36 |
| Feb 2016 | 1880.3557012106908 | -0.56 | 11.08 |
| Mar 2016 | 1907.635918487743 | 1.45 | 10.95 |
| Apr 2016 | 1910.640012108263 | 0.16 | 11.14 |
| May 2016 | 1925.6283838393674 | 0.78 | 9.56 |
| Jun 2016 | 1934.4996840414808 | 0.46 | 7.97 |
| Jul 2016 | 1923.9020298662033 | -0.55 | 6.04 |
| Aug 2016 | 1932.9649648249983 | 0.47 | 7.05 |
| Sep 2016 | 1947.2568691735023 | 0.74 | 7.04 |
| Oct 2016 | 1962.1343400125916 | 0.76 | 7.67 |
| Nov 2016 | 2032.2190243498976 | 3.57 | 8.88 |
| Dec 2016 | 2133.010828219717 | 4.96 | 12.67 |
| Jan 2017 | 2182.2815108420873 | 2.31 | 15.40 |
| Feb 2017 | 2213.333618841605 | 1.42 | 17.71 |
| Mar 2017 | 2247.3307487471925 | 1.54 | 17.81 |
| Apr 2017 | 2245.9713785398753 | -0.06 | 17.55 |
| May 2017 | 2263.618039927263 | 0.79 | 17.55 |
| Jun 2017 | 2265.095213082555 | 0.07 | 17.09 |
| Jul 2017 | 2297.3585855399806 | 1.42 | 19.41 |
| Aug 2017 | 2298.7517800351065 | 0.06 | 18.92 |
| Sep 2017 | 2300.8280528291575 | 0.09 | 18.16 |
| Oct 2017 | 2336.128110892512 | 1.53 | 19.06 |
| Nov 2017 | 2360.5604032148262 | 1.05 | 16.16 |
| Dec 2017 | 2389.940703399936 | 1.25 | 12.05 |
| Jan 2018 | 2413.6758121960884 | 0.99 | 10.60 |
| Feb 2018 | 2509.3397218096507 | 3.96 | 13.37 |
| Mar 2018 | 2569.652493777798 | 2.40 | 14.34 |
| Apr 2018 | 2608.6057233752053 | 1.52 | 16.15 |
| May 2018 | 2667.3997580608525 | 2.25 | 17.84 |
| Jun 2018 | 2684.3073364545016 | 0.63 | 18.51 |
| Jul 2018 | 2693.172048259945 | 0.33 | 17.23 |
| Aug 2018 | 2708.5975690284304 | 0.57 | 17.83 |
| Sep 2018 | 2730.8170109857624 | 0.82 | 18.69 |
| Oct 2018 | 2774.458159074649 | 1.60 | 18.76 |
| Nov 2018 | 2777.159068249843 | 0.10 | 17.65 |
| Dec 2018 | 2717.680928971331 | -2.14 | 13.71 |
| Jan 2019 | 2685.084233232782 | -1.20 | 11.25 |
| Feb 2019 | 2662.3638429326934 | -0.85 | 6.10 |
| Mar 2019 | 2644.3289940499435 | -0.68 | 2.91 |
| Apr 2019 | 2624.202622898828 | -0.76 | 0.60 |
| May 2019 | 2614.2448235691118 | -0.38 | -1.99 |
| Jun 2019 | 2556.6098125961325 | -2.20 | -4.76 |
| Jul 2019 | 2549.289120620827 | -0.29 | -5.34 |
| Aug 2019 | 2516.96485920035 | -1.27 | -7.07 |
| Sep 2019 | 2514.933921129547 | -0.08 | -7.90 |
| Oct 2019 | 2538.931145607796 | 0.95 | -8.49 |
| Nov 2019 | 2551.0052845668433 | 0.48 | -8.14 |
| Dec 2019 | 2572.462811514625 | 0.84 | -5.34 |
| Jan 2020 | 2528.664483453703 | -1.70 | -5.83 |
| Feb 2020 | 2513.6936246084883 | -0.59 | -5.58 |
| Mar 2020 | 2535.0473242598646 | 0.85 | -4.13 |
| Apr 2020 | 2528.306388670363 | -0.27 | -3.65 |
| May 2020 | 2526.4472454845063 | -0.07 | -3.36 |
| Jun 2020 | 2516.2782485970883 | -0.40 | -1.58 |
| Jul 2020 | 2486.7544923636724 | -1.17 | -2.45 |
| Aug 2020 | 2484.4846649712817 | -0.09 | -1.29 |
| Sep 2020 | 2505.516329647528 | 0.85 | -0.37 |
| Oct 2020 | 2532.42679988511 | 1.07 | -0.26 |
| Nov 2020 | 2561.3149337944888 | 1.14 | 0.40 |
| Dec 2020 | 2583.976984340731 | 0.89 | 0.45 |
| Jan 2021 | 2607.8964196630095 | 0.93 | 3.13 |
| Feb 2021 | 2667.8140407097003 | 2.30 | 6.13 |
| Mar 2021 | 2785.874565608875 | 4.43 | 9.89 |
| Apr 2021 | 2839.883661778888 | 1.94 | 12.32 |
| May 2021 | 2877.912954756528 | 1.34 | 13.91 |
| Jun 2021 | 2939.700823093312 | 2.15 | 16.83 |
| Jul 2021 | 2952.2603313584686 | 0.43 | 18.72 |
| Aug 2021 | 2964.9582188147974 | 0.43 | 19.34 |
| Sep 2021 | 2987.7799759065524 | 0.77 | 19.25 |
| Oct 2021 | 3041.276019091022 | 1.79 | 20.09 |
| Nov 2021 | 3058.923009917322 | 0.58 | 19.43 |
| Dec 2021 | 3098.5988398763548 | 1.30 | 19.92 |
| Jan 2022 | 3242.6782733453547 | 4.65 | 24.34 |
| Feb 2022 | 3423.9106591498667 | 5.59 | 28.34 |
| Mar 2022 | 3664.334967834924 | 7.02 | 31.53 |
| Apr 2022 | 4050.3326290690165 | 10.53 | 42.62 |
| May 2022 | 4221.286109290951 | 4.22 | 46.68 |
| Jun 2022 | 4360.081407281537 | 3.29 | 48.32 |
| Jul 2022 | 4287.3114961952715 | -1.67 | 45.22 |
| Aug 2022 | 4146.315731477503 | -3.29 | 39.84 |
| Sep 2022 | 4386.70064203771 | 5.80 | 46.82 |
| Oct 2022 | 4615.460380733057 | 5.22 | 51.76 |
| Nov 2022 | 4538.884836918111 | -1.66 | 48.38 |
| Dec 2022 | 4351.093558492361 | -4.14 | 40.42 |
| Jan 2023 | 4321.622529203688 | -0.68 | 33.27 |
| Feb 2023 | 4284.335876597163 | -0.86 | 25.13 |
| Mar 2023 | 4360.033602403619 | 1.77 | 18.99 |
| Apr 2023 | 4278.511709079854 | -1.87 | 5.63 |
| May 2023 | 4310.93187556128 | 0.76 | 2.12 |
| Jun 2023 | 4432.067908102547 | 2.81 | 1.65 |
| Jul 2023 | 4505.123228148333 | 1.65 | 5.08 |
| Aug 2023 | 4623.5161024858235 | 2.63 | 11.51 |
| Sep 2023 | 4701.0827752581545 | 1.68 | 7.17 |
| Oct 2023 | 4885.189475875673 | 3.92 | 5.84 |
| Nov 2023 | 4833.139638969858 | -1.06 | 6.48 |
| Dec 2023 | 4606.025825752697 | -4.70 | 5.86 |
| Jan 2024 | 4549.617929286161 | -1.23 | 5.28 |
| Feb 2024 | 4614.537392307248 | 1.43 | 7.71 |
| Mar 2024 | 4661.153098567386 | 1.01 | 6.91 |
| Apr 2024 | 4767.35317139639 | 2.28 | 11.43 |
| May 2024 | 4826.900585016094 | 1.25 | 11.97 |
| Jun 2024 | 4786.074665063912 | -0.85 | 7.99 |
| Jul 2024 | 4765.182008873845 | -0.44 | 5.77 |
| Aug 2024 | 4637.124519910565 | -2.69 | 0.29 |
| Sep 2024 | 4538.377734732345 | -2.13 | -3.46 |
| Oct 2024 | 4654.166540170282 | 2.55 | -4.73 |
| Nov 2024 | 4824.20225203346 | 3.65 | -0.18 |
| Dec 2024 | 4811.201934819958 | -0.27 | 4.46 |
| Jan 2025 | 4922.885958421183 | 2.32 | 8.20 |
| Feb 2025 | 4884.295414956219 | -0.78 | 5.85 |
| Mar 2025 | 4797.1137079345235 | -1.78 | 2.92 |
| Apr 2025 | 4801.077639267175 | 0.08 | 0.71 |
| May 2025 | 4801.257334005594 | 0.00 | -0.53 |
| Jun 2025 | 4772.42957292029 | -0.60 | -0.28 |
| Jul 2025 | 4713.800405373216 | -1.23 | -1.08 |
| Aug 2025 | 4655.3236498214055 | -1.24 | 0.39 |
| Sep 2025 | 4577.777277762252 | -1.67 | 0.87 |
| Oct 2025 | 4555.2794076851715 | -0.49 | -2.12 |
| Nov 2025 | 4565.723106823161 | 0.23 | -5.36 |
| Dec 2025 | 4560.207869798385 | -0.12 | -5.22 |
| Jan 2026 | 4534.503520432779 | -0.56 | -7.89 |
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