Sebring, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Sebring, FL Metro in January 2026 was $1,658.299. The month over month percentage change (MoM) was -0.55%, and the year over year percentage change (YoY) was -6.97%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Sebring, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Sebring, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Sebring, FL (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Sebring, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Sebring, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 522.8247426593888 | NaN | NaN |
| Feb 2012 | 519.6235167218953 | -0.61 | NaN |
| Mar 2012 | 520.1624565000337 | 0.10 | NaN |
| Apr 2012 | 518.8564623227794 | -0.25 | NaN |
| May 2012 | 515.5097519954797 | -0.64 | NaN |
| Jun 2012 | 512.4068442620352 | -0.60 | NaN |
| Jul 2012 | 508.2364769816397 | -0.81 | NaN |
| Aug 2012 | 508.32781203747436 | 0.02 | NaN |
| Sep 2012 | 501.8479724384298 | -1.27 | NaN |
| Oct 2012 | 495.7644204864488 | -1.21 | NaN |
| Nov 2012 | 494.0826725925459 | -0.34 | NaN |
| Dec 2012 | 493.94686186186755 | -0.03 | NaN |
| Jan 2013 | 496.29518412734626 | 0.48 | -5.07 |
| Feb 2013 | 501.0408849513866 | 0.96 | -3.58 |
| Mar 2013 | 503.55622928605396 | 0.50 | -3.19 |
| Apr 2013 | 501.0933877313709 | -0.49 | -3.42 |
| May 2013 | 506.23778294884517 | 1.03 | -1.80 |
| Jun 2013 | 527.2992968150725 | 4.16 | 2.91 |
| Jul 2013 | 540.4146910279323 | 2.49 | 6.33 |
| Aug 2013 | 545.8114406692392 | 1.00 | 7.37 |
| Sep 2013 | 549.3469366477977 | 0.65 | 9.47 |
| Oct 2013 | 540.7043697574265 | -1.57 | 9.07 |
| Nov 2013 | 544.5836003984355 | 0.72 | 10.22 |
| Dec 2013 | 553.754549098885 | 1.68 | 12.11 |
| Jan 2014 | 554.0636273435026 | 0.06 | 11.64 |
| Feb 2014 | 551.6911377465086 | -0.43 | 10.11 |
| Mar 2014 | 556.6062614105455 | 0.89 | 10.54 |
| Apr 2014 | 560.1810485702649 | 0.64 | 11.79 |
| May 2014 | 558.5706117466216 | -0.29 | 10.34 |
| Jun 2014 | 561.4631478354697 | 0.52 | 6.48 |
| Jul 2014 | 564.5301446125924 | 0.55 | 4.46 |
| Aug 2014 | 567.8488191132186 | 0.59 | 4.04 |
| Sep 2014 | 572.5723754446192 | 0.83 | 4.23 |
| Oct 2014 | 569.1838835984655 | -0.59 | 5.27 |
| Nov 2014 | 569.7044070130123 | 0.09 | 4.61 |
| Dec 2014 | 566.7295073031822 | -0.52 | 2.34 |
| Jan 2015 | 588.037498440139 | 3.76 | 6.13 |
| Feb 2015 | 591.3944176640052 | 0.57 | 7.20 |
| Mar 2015 | 596.2967072632982 | 0.83 | 7.13 |
| Apr 2015 | 596.8675629298934 | 0.10 | 6.55 |
| May 2015 | 608.9829105498229 | 2.03 | 9.03 |
| Jun 2015 | 620.7218638519203 | 1.93 | 10.55 |
| Jul 2015 | 629.4695587423073 | 1.41 | 11.50 |
| Aug 2015 | 628.9146522026463 | -0.09 | 10.75 |
| Sep 2015 | 633.836206655465 | 0.78 | 10.70 |
| Oct 2015 | 635.6138918107449 | 0.28 | 11.67 |
| Nov 2015 | 647.6051130970307 | 1.89 | 13.67 |
| Dec 2015 | 653.236207416648 | 0.87 | 15.26 |
| Jan 2016 | 646.9520983855714 | -0.96 | 10.02 |
| Feb 2016 | 640.4771502837807 | -1.00 | 8.30 |
| Mar 2016 | 645.0493372866495 | 0.71 | 8.18 |
| Apr 2016 | 644.2863587505203 | -0.12 | 7.95 |
| May 2016 | 647.4379929139143 | 0.49 | 6.32 |
| Jun 2016 | 649.9762304857381 | 0.39 | 4.71 |
| Jul 2016 | 648.2819903318708 | -0.26 | 2.99 |
| Aug 2016 | 652.570839374744 | 0.66 | 3.76 |
| Sep 2016 | 658.9892709325509 | 0.98 | 3.97 |
| Oct 2016 | 665.721267235064 | 1.02 | 4.74 |
| Nov 2016 | 686.5975801066819 | 3.14 | 6.02 |
| Dec 2016 | 713.4427632464043 | 3.91 | 9.22 |
| Jan 2017 | 715.7540803038531 | 0.32 | 10.64 |
| Feb 2017 | 720.439073187475 | 0.66 | 12.49 |
| Mar 2017 | 725.4631678970634 | 0.70 | 12.47 |
| Apr 2017 | 721.7498585408107 | -0.51 | 12.02 |
| May 2017 | 723.1986153019564 | 0.20 | 11.70 |
| Jun 2017 | 721.9087233694654 | -0.18 | 11.07 |
| Jul 2017 | 729.6658877330847 | 1.08 | 12.55 |
| Aug 2017 | 730.0243841078415 | 0.05 | 11.87 |
| Sep 2017 | 731.4237765046094 | 0.19 | 10.99 |
| Oct 2017 | 742.2875583929206 | 1.49 | 11.50 |
| Nov 2017 | 750.2912848903538 | 1.08 | 9.28 |
| Dec 2017 | 757.7111321552875 | 0.99 | 6.21 |
| Jan 2018 | 765.7372932269083 | 1.06 | 6.98 |
| Feb 2018 | 786.7831815062793 | 2.75 | 9.21 |
| Mar 2018 | 797.9884233086432 | 1.42 | 10.00 |
| Apr 2018 | 803.1482566553159 | 0.65 | 11.28 |
| May 2018 | 813.3309856474368 | 1.27 | 12.46 |
| Jun 2018 | 814.9114945793021 | 0.19 | 12.88 |
| Jul 2018 | 816.8599487255112 | 0.24 | 11.95 |
| Aug 2018 | 822.2409329534917 | 0.66 | 12.63 |
| Sep 2018 | 831.7105645797112 | 1.15 | 13.71 |
| Oct 2018 | 848.3734543571429 | 2.00 | 14.29 |
| Nov 2018 | 856.4943459861684 | 0.96 | 14.16 |
| Dec 2018 | 849.127983840252 | -0.86 | 12.07 |
| Jan 2019 | 841.9475856495272 | -0.85 | 9.95 |
| Feb 2019 | 842.4890707732818 | 0.06 | 7.08 |
| Mar 2019 | 840.2013738187285 | -0.27 | 5.29 |
| Apr 2019 | 835.822006649365 | -0.52 | 4.07 |
| May 2019 | 833.3512147210647 | -0.30 | 2.46 |
| Jun 2019 | 819.080495144527 | -1.71 | 0.51 |
| Jul 2019 | 819.6250872836385 | 0.07 | 0.34 |
| Aug 2019 | 814.2796547662606 | -0.65 | -0.97 |
| Sep 2019 | 817.2582375177852 | 0.37 | -1.74 |
| Oct 2019 | 827.8252307406185 | 1.29 | -2.42 |
| Nov 2019 | 835.5666388223257 | 0.94 | -2.44 |
| Dec 2019 | 844.7954824593023 | 1.11 | -0.51 |
| Jan 2020 | 836.025303094505 | -1.04 | -0.70 |
| Feb 2020 | 830.5956858480836 | -0.65 | -1.41 |
| Mar 2020 | 833.2543890707651 | 0.32 | -0.83 |
| Apr 2020 | 827.6057632372464 | -0.68 | -0.98 |
| May 2020 | 826.1390284836642 | -0.18 | -0.86 |
| Jun 2020 | 825.1449367890489 | -0.12 | 0.74 |
| Jul 2020 | 820.3267933298503 | -0.58 | 0.09 |
| Aug 2020 | 821.0819522640293 | 0.09 | 0.84 |
| Sep 2020 | 826.4471095714025 | 0.65 | 1.12 |
| Oct 2020 | 832.3907982010237 | 0.72 | 0.55 |
| Nov 2020 | 838.64786174797 | 0.75 | 0.37 |
| Dec 2020 | 843.4103840068025 | 0.57 | -0.16 |
| Jan 2021 | 841.9102033368824 | -0.18 | 0.70 |
| Feb 2021 | 855.39919261217 | 1.60 | 2.99 |
| Mar 2021 | 883.7699047677236 | 3.32 | 6.06 |
| Apr 2021 | 894.5528728987581 | 1.22 | 8.09 |
| May 2021 | 902.4361497984339 | 0.88 | 9.24 |
| Jun 2021 | 921.201538562019 | 2.08 | 11.64 |
| Jul 2021 | 933.1657346205061 | 1.30 | 13.76 |
| Aug 2021 | 951.7587196340938 | 1.99 | 15.92 |
| Sep 2021 | 974.1308752130305 | 2.35 | 17.87 |
| Oct 2021 | 1003.0179673651519 | 2.97 | 20.50 |
| Nov 2021 | 1017.3761201366618 | 1.43 | 21.31 |
| Dec 2021 | 1034.3188821731956 | 1.67 | 22.64 |
| Jan 2022 | 1067.2703379211225 | 3.19 | 26.77 |
| Feb 2022 | 1114.630331502854 | 4.44 | 30.31 |
| Mar 2022 | 1173.88558420619 | 5.32 | 32.83 |
| Apr 2022 | 1276.6349224610215 | 8.75 | 42.71 |
| May 2022 | 1326.9250544491465 | 3.94 | 47.04 |
| Jun 2022 | 1384.444994274095 | 4.34 | 50.29 |
| Jul 2022 | 1395.2479525222977 | 0.78 | 49.52 |
| Aug 2022 | 1391.0540088446276 | -0.30 | 46.16 |
| Sep 2022 | 1498.81055883575 | 7.75 | 53.86 |
| Oct 2022 | 1598.7183875055146 | 6.67 | 59.39 |
| Nov 2022 | 1595.3222846423316 | -0.21 | 56.81 |
| Dec 2022 | 1548.3813537332283 | -2.94 | 49.70 |
| Jan 2023 | 1544.5393205241453 | -0.25 | 44.72 |
| Feb 2023 | 1541.6604116353615 | -0.19 | 38.31 |
| Mar 2023 | 1578.8837392505293 | 2.41 | 34.50 |
| Apr 2023 | 1564.7388078706842 | -0.90 | 22.57 |
| May 2023 | 1587.8399803650211 | 1.48 | 19.66 |
| Jun 2023 | 1638.424747149047 | 3.19 | 18.35 |
| Jul 2023 | 1667.9890556551113 | 1.80 | 19.55 |
| Aug 2023 | 1708.8927856339824 | 2.45 | 22.85 |
| Sep 2023 | 1733.9257212344232 | 1.47 | 15.69 |
| Oct 2023 | 1795.5854779530682 | 3.56 | 12.31 |
| Nov 2023 | 1782.2203123087654 | -0.74 | 11.72 |
| Dec 2023 | 1712.7103724854182 | -3.90 | 10.61 |
| Jan 2024 | 1702.125892088872 | -0.62 | 10.20 |
| Feb 2024 | 1727.4071094928292 | 1.49 | 12.05 |
| Mar 2024 | 1742.507428844656 | 0.87 | 10.36 |
| Apr 2024 | 1777.550237692018 | 2.01 | 13.60 |
| May 2024 | 1793.2223150613154 | 0.88 | 12.94 |
| Jun 2024 | 1779.892397098305 | -0.74 | 8.63 |
| Jul 2024 | 1772.777725157729 | -0.40 | 6.28 |
| Aug 2024 | 1726.8779913000435 | -2.59 | 1.05 |
| Sep 2024 | 1694.2226471131057 | -1.89 | -2.29 |
| Oct 2024 | 1719.2645028145087 | 1.48 | -4.25 |
| Nov 2024 | 1761.6634329176684 | 2.47 | -1.15 |
| Dec 2024 | 1751.3866656803975 | -0.58 | 2.26 |
| Jan 2025 | 1782.4615127639513 | 1.77 | 4.72 |
| Feb 2025 | 1767.7416019212396 | -0.83 | 2.34 |
| Mar 2025 | 1742.540498013293 | -1.43 | 0.00 |
| Apr 2025 | 1747.554516804873 | 0.29 | -1.69 |
| May 2025 | 1756.224386438007 | 0.50 | -2.06 |
| Jun 2025 | 1752.2633865684645 | -0.23 | -1.55 |
| Jul 2025 | 1737.6635327314598 | -0.83 | -1.98 |
| Aug 2025 | 1715.1828371292063 | -1.29 | -0.68 |
| Sep 2025 | 1694.1785042611405 | -1.23 | 0.00 |
| Oct 2025 | 1677.3103424641777 | -1.00 | -2.44 |
| Nov 2025 | 1673.1121457312247 | -0.25 | -5.03 |
| Dec 2025 | 1667.4929585846467 | -0.34 | -4.79 |
| Jan 2026 | 1658.2985237815374 | -0.55 | -6.97 |
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