Spokane, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Spokane, WA Metro in January 2026 was $2,574.82. The month over month percentage change (MoM) was -0.44%, and the year over year percentage change (YoY) was -5.96%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Spokane, WA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Spokane, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 717.8944567930374 | NaN | NaN |
| Feb 2012 | 717.1406424643604 | -0.10 | NaN |
| Mar 2012 | 722.1235014909734 | 0.70 | NaN |
| Apr 2012 | 716.0011677381035 | -0.85 | NaN |
| May 2012 | 704.6151630776977 | -1.59 | NaN |
| Jun 2012 | 693.0455742457771 | -1.64 | NaN |
| Jul 2012 | 681.8859855217007 | -1.61 | NaN |
| Aug 2012 | 683.597540654145 | 0.25 | NaN |
| Sep 2012 | 675.8131376315696 | -1.14 | NaN |
| Oct 2012 | 668.8075351799591 | -1.04 | NaN |
| Nov 2012 | 668.9379126613968 | 0.02 | NaN |
| Dec 2012 | 672.1229796668329 | 0.48 | NaN |
| Jan 2013 | 851.7898911924183 | 26.73 | 18.65 |
| Feb 2013 | 864.2747938159033 | 1.47 | 20.52 |
| Mar 2013 | 868.1007937294951 | 0.44 | 20.22 |
| Apr 2013 | 861.595755177879 | -0.75 | 20.33 |
| May 2013 | 870.8769637855713 | 1.08 | 23.60 |
| Jun 2013 | 913.366993163158 | 4.88 | 31.79 |
| Jul 2013 | 938.8623218640109 | 2.79 | 37.69 |
| Aug 2013 | 946.4186994691404 | 0.81 | 38.45 |
| Sep 2013 | 949.0809893684941 | 0.28 | 40.44 |
| Oct 2013 | 927.9691780304101 | -2.22 | 38.75 |
| Nov 2013 | 935.3026773718874 | 0.79 | 39.82 |
| Dec 2013 | 956.5605396992269 | 2.27 | 42.32 |
| Jan 2014 | 955.9562389488669 | -0.06 | 12.23 |
| Feb 2014 | 950.215506925904 | -0.60 | 9.94 |
| Mar 2014 | 954.8092290567115 | 0.48 | 9.99 |
| Apr 2014 | 957.136793002378 | 0.24 | 11.09 |
| May 2014 | 948.4866420215884 | -0.90 | 8.91 |
| Jun 2014 | 947.9802435668098 | -0.05 | 3.79 |
| Jul 2014 | 947.3479637055852 | -0.07 | 0.90 |
| Aug 2014 | 947.8232466393049 | 0.05 | 0.15 |
| Sep 2014 | 953.3422044214401 | 0.58 | 0.45 |
| Oct 2014 | 944.5859083374321 | -0.92 | 1.79 |
| Nov 2014 | 943.8259721293875 | -0.08 | 0.91 |
| Dec 2014 | 938.6262975553836 | -0.55 | -1.87 |
| Jan 2015 | 915.8703756922553 | -2.42 | -4.19 |
| Feb 2015 | 923.3805384938383 | 0.82 | -2.82 |
| Mar 2015 | 930.3218720451499 | 0.75 | -2.56 |
| Apr 2015 | 927.0354420137921 | -0.35 | -3.14 |
| May 2015 | 944.5261888288825 | 1.89 | -0.42 |
| Jun 2015 | 961.3079094518847 | 1.78 | 1.41 |
| Jul 2015 | 972.7912925111962 | 1.20 | 2.69 |
| Aug 2015 | 968.5009110333272 | -0.44 | 2.18 |
| Sep 2015 | 974.8202064194193 | 0.65 | 2.25 |
| Oct 2015 | 974.9307001748502 | 0.01 | 3.21 |
| Nov 2015 | 994.3716268532369 | 1.99 | 5.36 |
| Dec 2015 | 1004.9626197692952 | 1.07 | 7.07 |
| Jan 2016 | 1005.5610573404797 | 0.06 | 9.79 |
| Feb 2016 | 996.5510621598248 | -0.90 | 7.92 |
| Mar 2016 | 1004.7689715464355 | 0.83 | 8.00 |
| Apr 2016 | 1001.9887180332644 | -0.28 | 8.09 |
| May 2016 | 1005.2838916566609 | 0.33 | 6.43 |
| Jun 2016 | 1007.2281025580364 | 0.19 | 4.78 |
| Jul 2016 | 1001.1810920063226 | -0.60 | 2.92 |
| Aug 2016 | 1006.1749513855676 | 0.50 | 3.89 |
| Sep 2016 | 1014.1493432085215 | 0.79 | 4.04 |
| Oct 2016 | 1022.6098053090584 | 0.83 | 4.89 |
| Nov 2016 | 1057.3752917575464 | 3.40 | 6.34 |
| Dec 2016 | 1106.0641825820394 | 4.61 | 10.06 |
| Jan 2017 | 1111.6060071393727 | 0.50 | 10.55 |
| Feb 2017 | 1125.7725011499003 | 1.27 | 12.97 |
| Mar 2017 | 1140.9170070039422 | 1.35 | 13.55 |
| Apr 2017 | 1137.6739477156316 | -0.28 | 13.54 |
| May 2017 | 1142.902028136074 | 0.46 | 13.69 |
| Jun 2017 | 1140.930900248944 | -0.17 | 13.27 |
| Jul 2017 | 1154.4814556326473 | 1.19 | 15.31 |
| Aug 2017 | 1152.7986382357776 | -0.15 | 14.57 |
| Sep 2017 | 1152.017499125216 | -0.07 | 13.59 |
| Oct 2017 | 1165.738027543295 | 1.19 | 14.00 |
| Nov 2017 | 1174.0604001711617 | 0.71 | 11.04 |
| Dec 2017 | 1183.9535003850847 | 0.84 | 7.04 |
| Jan 2018 | 1168.766228757578 | -1.28 | 5.14 |
| Feb 2018 | 1210.4046015708698 | 3.56 | 7.52 |
| Mar 2018 | 1235.753978845003 | 2.09 | 8.31 |
| Apr 2018 | 1252.4201595999605 | 1.35 | 10.09 |
| May 2018 | 1278.1143214167537 | 2.05 | 11.83 |
| Jun 2018 | 1287.6808930786633 | 0.75 | 12.86 |
| Jul 2018 | 1296.8780188550425 | 0.71 | 12.33 |
| Aug 2018 | 1313.4871908966827 | 1.28 | 13.94 |
| Sep 2018 | 1334.977789682619 | 1.64 | 15.88 |
| Oct 2018 | 1366.5903932106987 | 2.37 | 17.23 |
| Nov 2018 | 1378.9292391593267 | 0.90 | 17.45 |
| Dec 2018 | 1361.4296149397421 | -1.27 | 14.99 |
| Jan 2019 | 1329.9669353493553 | -2.31 | 13.79 |
| Feb 2019 | 1330.1477523959802 | 0.01 | 9.89 |
| Mar 2019 | 1333.4120484084008 | 0.25 | 7.90 |
| Apr 2019 | 1338.1722006058692 | 0.36 | 6.85 |
| May 2019 | 1348.755803089592 | 0.79 | 5.53 |
| Jun 2019 | 1333.5872355587605 | -1.12 | 3.57 |
| Jul 2019 | 1340.5060066964274 | 0.52 | 3.36 |
| Aug 2019 | 1331.2908255970538 | -0.69 | 1.36 |
| Sep 2019 | 1335.2851910632644 | 0.30 | 0.02 |
| Oct 2019 | 1351.0319667445565 | 1.18 | -1.14 |
| Nov 2019 | 1359.4517911811713 | 0.62 | -1.41 |
| Dec 2019 | 1371.1258534403769 | 0.86 | 0.71 |
| Jan 2020 | 1372.9604080617191 | 0.13 | 3.23 |
| Feb 2020 | 1372.0132668627732 | -0.07 | 3.15 |
| Mar 2020 | 1391.0699921525547 | 1.39 | 4.32 |
| Apr 2020 | 1388.8154018820674 | -0.16 | 3.79 |
| May 2020 | 1390.4868065660776 | 0.12 | 3.09 |
| Jun 2020 | 1388.8840562221353 | -0.11 | 4.15 |
| Jul 2020 | 1378.3490163543108 | -0.76 | 2.82 |
| Aug 2020 | 1381.2084780062846 | 0.21 | 3.75 |
| Sep 2020 | 1394.6726699204023 | 0.98 | 4.45 |
| Oct 2020 | 1411.1417997350936 | 1.18 | 4.45 |
| Nov 2020 | 1427.6684579521 | 1.17 | 5.02 |
| Dec 2020 | 1442.442805389728 | 1.03 | 5.20 |
| Jan 2021 | 1443.7520096232454 | 0.09 | 5.16 |
| Feb 2021 | 1482.380826215642 | 2.68 | 8.04 |
| Mar 2021 | 1553.8835191280118 | 4.82 | 11.70 |
| Apr 2021 | 1591.842781616203 | 2.44 | 14.62 |
| May 2021 | 1619.2851197022264 | 1.72 | 16.45 |
| Jun 2021 | 1662.3220277239272 | 2.66 | 19.69 |
| Jul 2021 | 1680.6864272657108 | 1.11 | 21.94 |
| Aug 2021 | 1700.237380110113 | 1.16 | 23.10 |
| Sep 2021 | 1721.9122098947446 | 1.27 | 23.46 |
| Oct 2021 | 1756.5669889958015 | 2.01 | 24.48 |
| Nov 2021 | 1765.6364030221507 | 0.52 | 23.67 |
| Dec 2021 | 1783.5744989915593 | 1.02 | 23.65 |
| Jan 2022 | 1878.4387483782325 | 5.32 | 30.11 |
| Feb 2022 | 1963.7324145290086 | 4.54 | 32.47 |
| Mar 2022 | 2078.282073136672 | 5.83 | 33.75 |
| Apr 2022 | 2278.765513159861 | 9.65 | 43.15 |
| May 2022 | 2370.7438856519457 | 4.04 | 46.41 |
| Jun 2022 | 2461.5593335539133 | 3.83 | 48.08 |
| Jul 2022 | 2446.1751597640405 | -0.62 | 45.55 |
| Aug 2022 | 2393.9930030440264 | -2.13 | 40.80 |
| Sep 2022 | 2553.100909271685 | 6.65 | 48.27 |
| Oct 2022 | 2698.0408067498556 | 5.68 | 53.60 |
| Nov 2022 | 2658.0625621815034 | -1.48 | 50.54 |
| Dec 2022 | 2549.289404226636 | -4.09 | 42.93 |
| Jan 2023 | 2527.7052451192594 | -0.85 | 34.56 |
| Feb 2023 | 2509.1760823116842 | -0.73 | 27.78 |
| Mar 2023 | 2559.273716495153 | 2.00 | 23.14 |
| Apr 2023 | 2518.7948115981435 | -1.58 | 10.53 |
| May 2023 | 2542.4068764120248 | 0.94 | 7.24 |
| Jun 2023 | 2611.561770560986 | 2.72 | 6.09 |
| Jul 2023 | 2646.7276229017148 | 1.35 | 8.20 |
| Aug 2023 | 2703.938809367558 | 2.16 | 12.95 |
| Sep 2023 | 2736.829079948784 | 1.22 | 7.20 |
| Oct 2023 | 2830.6374768753585 | 3.43 | 4.92 |
| Nov 2023 | 2791.636286709264 | -1.38 | 5.03 |
| Dec 2023 | 2655.0036536328507 | -4.89 | 4.15 |
| Jan 2024 | 2625.6446774896594 | -1.11 | 3.88 |
| Feb 2024 | 2653.0601050661635 | 1.04 | 5.73 |
| Mar 2024 | 2668.137449209269 | 0.57 | 4.25 |
| Apr 2024 | 2717.7822277230566 | 1.86 | 7.90 |
| May 2024 | 2743.677891866231 | 0.95 | 7.92 |
| Jun 2024 | 2716.1551550246636 | -1.00 | 4.01 |
| Jul 2024 | 2700.6535675392615 | -0.57 | 2.04 |
| Aug 2024 | 2624.694744840846 | -2.81 | -2.93 |
| Sep 2024 | 2566.678818024315 | -2.21 | -6.22 |
| Oct 2024 | 2623.738612167813 | 2.22 | -7.31 |
| Nov 2024 | 2709.8180796793054 | 3.28 | -2.93 |
| Dec 2024 | 2698.0884138495867 | -0.43 | 1.62 |
| Jan 2025 | 2738.120412579065 | 1.48 | 4.28 |
| Feb 2025 | 2714.3463151503565 | -0.87 | 2.31 |
| Mar 2025 | 2667.6705755798093 | -1.72 | -0.02 |
| Apr 2025 | 2677.240465599972 | 0.36 | -1.49 |
| May 2025 | 2690.41598867803 | 0.49 | -1.94 |
| Jun 2025 | 2685.2318061024102 | -0.19 | -1.14 |
| Jul 2025 | 2662.0478692164934 | -0.86 | -1.43 |
| Aug 2025 | 2633.350895091875 | -1.08 | 0.33 |
| Sep 2025 | 2594.29164188905 | -1.48 | 1.08 |
| Oct 2025 | 2579.967393290458 | -0.55 | -1.67 |
| Nov 2025 | 2585.857749668033 | 0.23 | -4.57 |
| Dec 2025 | 2586.1030500872284 | 0.01 | -4.15 |
| Jan 2026 | 2574.820168720473 | -0.44 | -5.96 |