Spokane, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Spokane, WA Metro in January 2026 was $2,574.82. The month over month percentage change (MoM) was -0.44%, and the year over year percentage change (YoY) was -5.96%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Spokane, WA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Spokane, WA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Spokane, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Spokane, WA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 717.8944567930374 NaN NaN
Feb 2012 717.1406424643604 -0.10 NaN
Mar 2012 722.1235014909734 0.70 NaN
Apr 2012 716.0011677381035 -0.85 NaN
May 2012 704.6151630776977 -1.59 NaN
Jun 2012 693.0455742457771 -1.64 NaN
Jul 2012 681.8859855217007 -1.61 NaN
Aug 2012 683.597540654145 0.25 NaN
Sep 2012 675.8131376315696 -1.14 NaN
Oct 2012 668.8075351799591 -1.04 NaN
Nov 2012 668.9379126613968 0.02 NaN
Dec 2012 672.1229796668329 0.48 NaN
Jan 2013 851.7898911924183 26.73 18.65
Feb 2013 864.2747938159033 1.47 20.52
Mar 2013 868.1007937294951 0.44 20.22
Apr 2013 861.595755177879 -0.75 20.33
May 2013 870.8769637855713 1.08 23.60
Jun 2013 913.366993163158 4.88 31.79
Jul 2013 938.8623218640109 2.79 37.69
Aug 2013 946.4186994691404 0.81 38.45
Sep 2013 949.0809893684941 0.28 40.44
Oct 2013 927.9691780304101 -2.22 38.75
Nov 2013 935.3026773718874 0.79 39.82
Dec 2013 956.5605396992269 2.27 42.32
Jan 2014 955.9562389488669 -0.06 12.23
Feb 2014 950.215506925904 -0.60 9.94
Mar 2014 954.8092290567115 0.48 9.99
Apr 2014 957.136793002378 0.24 11.09
May 2014 948.4866420215884 -0.90 8.91
Jun 2014 947.9802435668098 -0.05 3.79
Jul 2014 947.3479637055852 -0.07 0.90
Aug 2014 947.8232466393049 0.05 0.15
Sep 2014 953.3422044214401 0.58 0.45
Oct 2014 944.5859083374321 -0.92 1.79
Nov 2014 943.8259721293875 -0.08 0.91
Dec 2014 938.6262975553836 -0.55 -1.87
Jan 2015 915.8703756922553 -2.42 -4.19
Feb 2015 923.3805384938383 0.82 -2.82
Mar 2015 930.3218720451499 0.75 -2.56
Apr 2015 927.0354420137921 -0.35 -3.14
May 2015 944.5261888288825 1.89 -0.42
Jun 2015 961.3079094518847 1.78 1.41
Jul 2015 972.7912925111962 1.20 2.69
Aug 2015 968.5009110333272 -0.44 2.18
Sep 2015 974.8202064194193 0.65 2.25
Oct 2015 974.9307001748502 0.01 3.21
Nov 2015 994.3716268532369 1.99 5.36
Dec 2015 1004.9626197692952 1.07 7.07
Jan 2016 1005.5610573404797 0.06 9.79
Feb 2016 996.5510621598248 -0.90 7.92
Mar 2016 1004.7689715464355 0.83 8.00
Apr 2016 1001.9887180332644 -0.28 8.09
May 2016 1005.2838916566609 0.33 6.43
Jun 2016 1007.2281025580364 0.19 4.78
Jul 2016 1001.1810920063226 -0.60 2.92
Aug 2016 1006.1749513855676 0.50 3.89
Sep 2016 1014.1493432085215 0.79 4.04
Oct 2016 1022.6098053090584 0.83 4.89
Nov 2016 1057.3752917575464 3.40 6.34
Dec 2016 1106.0641825820394 4.61 10.06
Jan 2017 1111.6060071393727 0.50 10.55
Feb 2017 1125.7725011499003 1.27 12.97
Mar 2017 1140.9170070039422 1.35 13.55
Apr 2017 1137.6739477156316 -0.28 13.54
May 2017 1142.902028136074 0.46 13.69
Jun 2017 1140.930900248944 -0.17 13.27
Jul 2017 1154.4814556326473 1.19 15.31
Aug 2017 1152.7986382357776 -0.15 14.57
Sep 2017 1152.017499125216 -0.07 13.59
Oct 2017 1165.738027543295 1.19 14.00
Nov 2017 1174.0604001711617 0.71 11.04
Dec 2017 1183.9535003850847 0.84 7.04
Jan 2018 1168.766228757578 -1.28 5.14
Feb 2018 1210.4046015708698 3.56 7.52
Mar 2018 1235.753978845003 2.09 8.31
Apr 2018 1252.4201595999605 1.35 10.09
May 2018 1278.1143214167537 2.05 11.83
Jun 2018 1287.6808930786633 0.75 12.86
Jul 2018 1296.8780188550425 0.71 12.33
Aug 2018 1313.4871908966827 1.28 13.94
Sep 2018 1334.977789682619 1.64 15.88
Oct 2018 1366.5903932106987 2.37 17.23
Nov 2018 1378.9292391593267 0.90 17.45
Dec 2018 1361.4296149397421 -1.27 14.99
Jan 2019 1329.9669353493553 -2.31 13.79
Feb 2019 1330.1477523959802 0.01 9.89
Mar 2019 1333.4120484084008 0.25 7.90
Apr 2019 1338.1722006058692 0.36 6.85
May 2019 1348.755803089592 0.79 5.53
Jun 2019 1333.5872355587605 -1.12 3.57
Jul 2019 1340.5060066964274 0.52 3.36
Aug 2019 1331.2908255970538 -0.69 1.36
Sep 2019 1335.2851910632644 0.30 0.02
Oct 2019 1351.0319667445565 1.18 -1.14
Nov 2019 1359.4517911811713 0.62 -1.41
Dec 2019 1371.1258534403769 0.86 0.71
Jan 2020 1372.9604080617191 0.13 3.23
Feb 2020 1372.0132668627732 -0.07 3.15
Mar 2020 1391.0699921525547 1.39 4.32
Apr 2020 1388.8154018820674 -0.16 3.79
May 2020 1390.4868065660776 0.12 3.09
Jun 2020 1388.8840562221353 -0.11 4.15
Jul 2020 1378.3490163543108 -0.76 2.82
Aug 2020 1381.2084780062846 0.21 3.75
Sep 2020 1394.6726699204023 0.98 4.45
Oct 2020 1411.1417997350936 1.18 4.45
Nov 2020 1427.6684579521 1.17 5.02
Dec 2020 1442.442805389728 1.03 5.20
Jan 2021 1443.7520096232454 0.09 5.16
Feb 2021 1482.380826215642 2.68 8.04
Mar 2021 1553.8835191280118 4.82 11.70
Apr 2021 1591.842781616203 2.44 14.62
May 2021 1619.2851197022264 1.72 16.45
Jun 2021 1662.3220277239272 2.66 19.69
Jul 2021 1680.6864272657108 1.11 21.94
Aug 2021 1700.237380110113 1.16 23.10
Sep 2021 1721.9122098947446 1.27 23.46
Oct 2021 1756.5669889958015 2.01 24.48
Nov 2021 1765.6364030221507 0.52 23.67
Dec 2021 1783.5744989915593 1.02 23.65
Jan 2022 1878.4387483782325 5.32 30.11
Feb 2022 1963.7324145290086 4.54 32.47
Mar 2022 2078.282073136672 5.83 33.75
Apr 2022 2278.765513159861 9.65 43.15
May 2022 2370.7438856519457 4.04 46.41
Jun 2022 2461.5593335539133 3.83 48.08
Jul 2022 2446.1751597640405 -0.62 45.55
Aug 2022 2393.9930030440264 -2.13 40.80
Sep 2022 2553.100909271685 6.65 48.27
Oct 2022 2698.0408067498556 5.68 53.60
Nov 2022 2658.0625621815034 -1.48 50.54
Dec 2022 2549.289404226636 -4.09 42.93
Jan 2023 2527.7052451192594 -0.85 34.56
Feb 2023 2509.1760823116842 -0.73 27.78
Mar 2023 2559.273716495153 2.00 23.14
Apr 2023 2518.7948115981435 -1.58 10.53
May 2023 2542.4068764120248 0.94 7.24
Jun 2023 2611.561770560986 2.72 6.09
Jul 2023 2646.7276229017148 1.35 8.20
Aug 2023 2703.938809367558 2.16 12.95
Sep 2023 2736.829079948784 1.22 7.20
Oct 2023 2830.6374768753585 3.43 4.92
Nov 2023 2791.636286709264 -1.38 5.03
Dec 2023 2655.0036536328507 -4.89 4.15
Jan 2024 2625.6446774896594 -1.11 3.88
Feb 2024 2653.0601050661635 1.04 5.73
Mar 2024 2668.137449209269 0.57 4.25
Apr 2024 2717.7822277230566 1.86 7.90
May 2024 2743.677891866231 0.95 7.92
Jun 2024 2716.1551550246636 -1.00 4.01
Jul 2024 2700.6535675392615 -0.57 2.04
Aug 2024 2624.694744840846 -2.81 -2.93
Sep 2024 2566.678818024315 -2.21 -6.22
Oct 2024 2623.738612167813 2.22 -7.31
Nov 2024 2709.8180796793054 3.28 -2.93
Dec 2024 2698.0884138495867 -0.43 1.62
Jan 2025 2738.120412579065 1.48 4.28
Feb 2025 2714.3463151503565 -0.87 2.31
Mar 2025 2667.6705755798093 -1.72 -0.02
Apr 2025 2677.240465599972 0.36 -1.49
May 2025 2690.41598867803 0.49 -1.94
Jun 2025 2685.2318061024102 -0.19 -1.14
Jul 2025 2662.0478692164934 -0.86 -1.43
Aug 2025 2633.350895091875 -1.08 0.33
Sep 2025 2594.29164188905 -1.48 1.08
Oct 2025 2579.967393290458 -0.55 -1.67
Nov 2025 2585.857749668033 0.23 -4.57
Dec 2025 2586.1030500872284 0.01 -4.15
Jan 2026 2574.820168720473 -0.44 -5.96