Springfield, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Springfield, IL Metro in January 2026 was $1,479.969. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was 1.85%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Springfield, IL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Springfield, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Springfield, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 792.5958717446914 NaN NaN
Feb 2012 794.2446468523572 0.21 NaN
Mar 2012 800.9644350085781 0.85 NaN
Apr 2012 800.9433385130568 0.00 NaN
May 2012 797.3599803824277 -0.45 NaN
Jun 2012 793.600382170944 -0.47 NaN
Jul 2012 790.6721427532843 -0.37 NaN
Aug 2012 798.0070303156617 0.93 NaN
Sep 2012 797.0688888359473 -0.12 NaN
Oct 2012 795.310498923908 -0.22 NaN
Nov 2012 795.868955500593 0.07 NaN
Dec 2012 796.1738881027145 0.04 NaN
Jan 2013 800.108181001356 0.49 0.95
Feb 2013 807.056623132022 0.87 1.61
Mar 2013 809.7603337655894 0.34 1.10
Apr 2013 803.5459709000361 -0.77 0.33
May 2013 808.296972938987 0.59 1.37
Jun 2013 839.4245618487668 3.85 5.77
Jul 2013 859.139662701396 2.35 8.66
Aug 2013 869.1241347540602 1.16 8.91
Sep 2013 874.220070812958 0.59 9.68
Oct 2013 858.8344222781077 -1.76 7.99
Nov 2013 862.6932295325298 0.45 8.40
Dec 2013 874.6899224101453 1.39 9.86
Jan 2014 870.8850188049786 -0.43 8.85
Feb 2014 865.0409594623762 -0.67 7.19
Mar 2014 869.6084116351142 0.53 7.39
Apr 2014 872.2030134559052 0.30 8.54
May 2014 864.1735123536203 -0.92 6.91
Jun 2014 865.4753868421012 0.15 3.10
Jul 2014 868.9950073709606 0.41 1.15
Aug 2014 875.5527328200565 0.76 0.74
Sep 2014 883.660065785203 0.93 1.08
Oct 2014 877.7603516417696 -0.67 2.20
Nov 2014 874.0832289497672 -0.42 1.32
Dec 2014 864.0305389619091 -1.15 -1.22
Jan 2015 854.6990090972479 -1.08 -1.86
Feb 2015 853.230666678366 -0.17 -1.36
Mar 2015 855.1390120683484 0.22 -1.66
Apr 2015 848.9729473183513 -0.72 -2.66
May 2015 859.2736535741108 1.21 -0.57
Jun 2015 867.5483178538482 0.96 0.24
Jul 2015 872.8532055292202 0.61 0.44
Aug 2015 866.527493681108 -0.72 -1.03
Sep 2015 867.0988049468012 0.07 -1.87
Oct 2015 864.3333811967598 -0.32 -1.53
Nov 2015 874.5513004428581 1.18 0.05
Dec 2015 877.6227101131087 0.35 1.57
Jan 2016 872.2732656465852 -0.61 2.06
Feb 2016 860.3985950464751 -1.36 0.84
Mar 2016 861.595186767916 0.14 0.76
Apr 2016 856.4151830136902 -0.60 0.88
May 2016 857.2032487334432 0.09 -0.24
Jun 2016 858.3055175757268 0.13 -1.06
Jul 2016 851.1754702472624 -0.83 -2.48
Aug 2016 850.6590386805979 -0.06 -1.83
Sep 2016 850.48813283149 -0.02 -1.92
Oct 2016 852.0720910842786 0.19 -1.42
Nov 2016 872.1448431676818 2.36 -0.28
Dec 2016 902.0400629763642 3.43 2.78
Jan 2017 906.2488579930557 0.47 3.90
Feb 2017 909.0452371641727 0.31 5.65
Mar 2017 911.6911388757619 0.29 5.81
Apr 2017 903.6723244243044 -0.88 5.52
May 2017 903.0195892124398 -0.07 5.35
Jun 2017 896.4891208313003 -0.72 4.45
Jul 2017 899.0030447764009 0.28 5.62
Aug 2017 891.5928259207856 -0.82 4.81
Sep 2017 887.5590352275365 -0.45 4.36
Oct 2017 893.2602321001726 0.64 4.83
Nov 2017 896.3753696060726 0.35 2.78
Dec 2017 898.7981929170328 0.27 -0.36
Jan 2018 914.2433725081623 1.72 0.88
Feb 2018 932.2039136829455 1.97 2.55
Mar 2018 939.7277721079874 0.81 3.08
Apr 2018 941.7848223150675 0.22 4.22
May 2018 950.7035384096105 0.95 5.28
Jun 2018 948.2183822256466 -0.26 5.77
Jul 2018 945.5973556804286 -0.28 5.18
Aug 2018 945.3616337719577 -0.02 6.03
Sep 2018 950.9494778400456 0.59 7.14
Oct 2018 961.575521525953 1.12 7.65
Nov 2018 963.4610279382116 0.20 7.48
Dec 2018 948.0369958544904 -1.60 5.48
Jan 2019 928.6272956648345 -2.05 1.57
Feb 2019 928.1312389595598 -0.05 -0.44
Mar 2019 928.7846635032779 0.07 -1.16
Apr 2019 927.4574662163743 -0.14 -1.52
May 2019 927.6701294307425 0.02 -2.42
Jun 2019 912.480244534355 -1.64 -3.77
Jul 2019 910.1796654220025 -0.25 -3.75
Aug 2019 900.747881514227 -1.04 -4.72
Sep 2019 900.3296257078522 -0.05 -5.32
Oct 2019 907.971616961222 0.85 -5.57
Nov 2019 913.1754496242947 0.57 -5.22
Dec 2019 921.5433785005812 0.92 -2.79
Jan 2020 923.010688694166 0.16 -0.60
Feb 2020 917.2003934422543 -0.63 -1.18
Mar 2020 920.0662675923511 0.31 -0.94
Apr 2020 914.8390622321951 -0.57 -1.36
May 2020 911.901418279424 -0.32 -1.70
Jun 2020 906.389039238934 -0.60 -0.67
Jul 2020 897.2497734194617 -1.01 -1.42
Aug 2020 894.985531344468 -0.25 -0.64
Sep 2020 901.0559926444755 0.68 0.08
Oct 2020 903.7320101628852 0.30 -0.47
Nov 2020 902.2923011621415 -0.16 -1.19
Dec 2020 894.5780002146555 -0.85 -2.93
Jan 2021 887.0083378942933 -0.85 -3.90
Feb 2021 892.5599091941601 0.63 -2.69
Mar 2021 910.8370092285561 2.05 -1.00
Apr 2021 910.7763230238902 -0.01 -0.44
May 2021 908.2299413838701 -0.28 -0.40
Jun 2021 917.299655945973 1.00 1.20
Jul 2021 919.0098679152666 0.19 2.42
Aug 2021 920.5886494607332 0.17 2.86
Sep 2021 921.8638098915062 0.14 2.31
Oct 2021 930.8485900205316 0.98 3.00
Nov 2021 931.8479185949002 0.11 3.28
Dec 2021 938.1741903689119 0.68 4.87
Jan 2022 956.2649959498606 1.93 7.81
Feb 2022 986.3258404056403 3.14 10.51
Mar 2022 1022.2970390356654 3.65 12.24
Apr 2022 1089.6086461705563 6.58 19.64
May 2022 1111.8596790910601 2.04 22.42
Jun 2022 1137.5428450406937 2.31 24.01
Jul 2022 1127.2229234728431 -0.91 22.66
Aug 2022 1113.124755387823 -1.25 20.91
Sep 2022 1182.904227227869 6.27 28.32
Oct 2022 1253.4683677036426 5.97 34.66
Nov 2022 1254.8471822223905 0.11 34.66
Dec 2022 1230.394223127469 -1.95 31.15
Jan 2023 1222.1351938739194 -0.67 27.80
Feb 2023 1225.0610871080462 0.24 24.21
Mar 2023 1253.2973636712195 2.31 22.60
Apr 2023 1246.0115081903027 -0.58 14.35
May 2023 1268.5144916792715 1.81 14.09
Jun 2023 1308.814464925123 3.18 15.06
Jul 2023 1332.695948361583 1.83 18.23
Aug 2023 1365.4018710609653 2.45 22.66
Sep 2023 1385.451124127641 1.47 17.12
Oct 2023 1432.2741163406 3.38 14.27
Nov 2023 1423.4850260018216 -0.61 13.44
Dec 2023 1372.9047980798248 -3.55 11.58
Jan 2024 1352.2371053179793 -1.50 10.65
Feb 2024 1366.4206743382804 1.05 11.54
Mar 2024 1380.1297962604845 1.00 10.12
Apr 2024 1411.5366614987133 2.28 13.28
May 2024 1425.988482016209 1.02 12.41
Jun 2024 1415.3869295822824 -0.74 8.14
Jul 2024 1407.4472228409045 -0.56 5.61
Aug 2024 1375.7844299749 -2.25 0.76
Sep 2024 1354.682208213937 -1.53 -2.22
Oct 2024 1382.3006349857083 2.04 -3.49
Nov 2024 1424.4445304546198 3.05 0.07
Dec 2024 1425.138650283941 0.05 3.81
Jan 2025 1453.132669448849 1.96 7.46
Feb 2025 1445.150650529912 -0.55 5.76
Mar 2025 1430.1821513208724 -1.04 3.63
Apr 2025 1438.1471749639563 0.56 1.89
May 2025 1450.3006122064767 0.85 1.71
Jun 2025 1456.9719352983175 0.46 2.94
Jul 2025 1458.2506339441431 0.09 3.61
Aug 2025 1458.6890221752983 0.03 6.03
Sep 2025 1455.3400205043745 -0.23 7.43
Oct 2025 1458.5624585581602 0.22 5.52
Nov 2025 1469.5665620010934 0.75 3.17
Dec 2025 1478.0661068916797 0.58 3.71
Jan 2026 1479.969114771107 0.13 1.85