Springfield, IL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Springfield, IL Metro in January 2026 was $1,479.969. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was 1.85%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Springfield, IL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Springfield, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 792.5958717446914 | NaN | NaN |
| Feb 2012 | 794.2446468523572 | 0.21 | NaN |
| Mar 2012 | 800.9644350085781 | 0.85 | NaN |
| Apr 2012 | 800.9433385130568 | 0.00 | NaN |
| May 2012 | 797.3599803824277 | -0.45 | NaN |
| Jun 2012 | 793.600382170944 | -0.47 | NaN |
| Jul 2012 | 790.6721427532843 | -0.37 | NaN |
| Aug 2012 | 798.0070303156617 | 0.93 | NaN |
| Sep 2012 | 797.0688888359473 | -0.12 | NaN |
| Oct 2012 | 795.310498923908 | -0.22 | NaN |
| Nov 2012 | 795.868955500593 | 0.07 | NaN |
| Dec 2012 | 796.1738881027145 | 0.04 | NaN |
| Jan 2013 | 800.108181001356 | 0.49 | 0.95 |
| Feb 2013 | 807.056623132022 | 0.87 | 1.61 |
| Mar 2013 | 809.7603337655894 | 0.34 | 1.10 |
| Apr 2013 | 803.5459709000361 | -0.77 | 0.33 |
| May 2013 | 808.296972938987 | 0.59 | 1.37 |
| Jun 2013 | 839.4245618487668 | 3.85 | 5.77 |
| Jul 2013 | 859.139662701396 | 2.35 | 8.66 |
| Aug 2013 | 869.1241347540602 | 1.16 | 8.91 |
| Sep 2013 | 874.220070812958 | 0.59 | 9.68 |
| Oct 2013 | 858.8344222781077 | -1.76 | 7.99 |
| Nov 2013 | 862.6932295325298 | 0.45 | 8.40 |
| Dec 2013 | 874.6899224101453 | 1.39 | 9.86 |
| Jan 2014 | 870.8850188049786 | -0.43 | 8.85 |
| Feb 2014 | 865.0409594623762 | -0.67 | 7.19 |
| Mar 2014 | 869.6084116351142 | 0.53 | 7.39 |
| Apr 2014 | 872.2030134559052 | 0.30 | 8.54 |
| May 2014 | 864.1735123536203 | -0.92 | 6.91 |
| Jun 2014 | 865.4753868421012 | 0.15 | 3.10 |
| Jul 2014 | 868.9950073709606 | 0.41 | 1.15 |
| Aug 2014 | 875.5527328200565 | 0.76 | 0.74 |
| Sep 2014 | 883.660065785203 | 0.93 | 1.08 |
| Oct 2014 | 877.7603516417696 | -0.67 | 2.20 |
| Nov 2014 | 874.0832289497672 | -0.42 | 1.32 |
| Dec 2014 | 864.0305389619091 | -1.15 | -1.22 |
| Jan 2015 | 854.6990090972479 | -1.08 | -1.86 |
| Feb 2015 | 853.230666678366 | -0.17 | -1.36 |
| Mar 2015 | 855.1390120683484 | 0.22 | -1.66 |
| Apr 2015 | 848.9729473183513 | -0.72 | -2.66 |
| May 2015 | 859.2736535741108 | 1.21 | -0.57 |
| Jun 2015 | 867.5483178538482 | 0.96 | 0.24 |
| Jul 2015 | 872.8532055292202 | 0.61 | 0.44 |
| Aug 2015 | 866.527493681108 | -0.72 | -1.03 |
| Sep 2015 | 867.0988049468012 | 0.07 | -1.87 |
| Oct 2015 | 864.3333811967598 | -0.32 | -1.53 |
| Nov 2015 | 874.5513004428581 | 1.18 | 0.05 |
| Dec 2015 | 877.6227101131087 | 0.35 | 1.57 |
| Jan 2016 | 872.2732656465852 | -0.61 | 2.06 |
| Feb 2016 | 860.3985950464751 | -1.36 | 0.84 |
| Mar 2016 | 861.595186767916 | 0.14 | 0.76 |
| Apr 2016 | 856.4151830136902 | -0.60 | 0.88 |
| May 2016 | 857.2032487334432 | 0.09 | -0.24 |
| Jun 2016 | 858.3055175757268 | 0.13 | -1.06 |
| Jul 2016 | 851.1754702472624 | -0.83 | -2.48 |
| Aug 2016 | 850.6590386805979 | -0.06 | -1.83 |
| Sep 2016 | 850.48813283149 | -0.02 | -1.92 |
| Oct 2016 | 852.0720910842786 | 0.19 | -1.42 |
| Nov 2016 | 872.1448431676818 | 2.36 | -0.28 |
| Dec 2016 | 902.0400629763642 | 3.43 | 2.78 |
| Jan 2017 | 906.2488579930557 | 0.47 | 3.90 |
| Feb 2017 | 909.0452371641727 | 0.31 | 5.65 |
| Mar 2017 | 911.6911388757619 | 0.29 | 5.81 |
| Apr 2017 | 903.6723244243044 | -0.88 | 5.52 |
| May 2017 | 903.0195892124398 | -0.07 | 5.35 |
| Jun 2017 | 896.4891208313003 | -0.72 | 4.45 |
| Jul 2017 | 899.0030447764009 | 0.28 | 5.62 |
| Aug 2017 | 891.5928259207856 | -0.82 | 4.81 |
| Sep 2017 | 887.5590352275365 | -0.45 | 4.36 |
| Oct 2017 | 893.2602321001726 | 0.64 | 4.83 |
| Nov 2017 | 896.3753696060726 | 0.35 | 2.78 |
| Dec 2017 | 898.7981929170328 | 0.27 | -0.36 |
| Jan 2018 | 914.2433725081623 | 1.72 | 0.88 |
| Feb 2018 | 932.2039136829455 | 1.97 | 2.55 |
| Mar 2018 | 939.7277721079874 | 0.81 | 3.08 |
| Apr 2018 | 941.7848223150675 | 0.22 | 4.22 |
| May 2018 | 950.7035384096105 | 0.95 | 5.28 |
| Jun 2018 | 948.2183822256466 | -0.26 | 5.77 |
| Jul 2018 | 945.5973556804286 | -0.28 | 5.18 |
| Aug 2018 | 945.3616337719577 | -0.02 | 6.03 |
| Sep 2018 | 950.9494778400456 | 0.59 | 7.14 |
| Oct 2018 | 961.575521525953 | 1.12 | 7.65 |
| Nov 2018 | 963.4610279382116 | 0.20 | 7.48 |
| Dec 2018 | 948.0369958544904 | -1.60 | 5.48 |
| Jan 2019 | 928.6272956648345 | -2.05 | 1.57 |
| Feb 2019 | 928.1312389595598 | -0.05 | -0.44 |
| Mar 2019 | 928.7846635032779 | 0.07 | -1.16 |
| Apr 2019 | 927.4574662163743 | -0.14 | -1.52 |
| May 2019 | 927.6701294307425 | 0.02 | -2.42 |
| Jun 2019 | 912.480244534355 | -1.64 | -3.77 |
| Jul 2019 | 910.1796654220025 | -0.25 | -3.75 |
| Aug 2019 | 900.747881514227 | -1.04 | -4.72 |
| Sep 2019 | 900.3296257078522 | -0.05 | -5.32 |
| Oct 2019 | 907.971616961222 | 0.85 | -5.57 |
| Nov 2019 | 913.1754496242947 | 0.57 | -5.22 |
| Dec 2019 | 921.5433785005812 | 0.92 | -2.79 |
| Jan 2020 | 923.010688694166 | 0.16 | -0.60 |
| Feb 2020 | 917.2003934422543 | -0.63 | -1.18 |
| Mar 2020 | 920.0662675923511 | 0.31 | -0.94 |
| Apr 2020 | 914.8390622321951 | -0.57 | -1.36 |
| May 2020 | 911.901418279424 | -0.32 | -1.70 |
| Jun 2020 | 906.389039238934 | -0.60 | -0.67 |
| Jul 2020 | 897.2497734194617 | -1.01 | -1.42 |
| Aug 2020 | 894.985531344468 | -0.25 | -0.64 |
| Sep 2020 | 901.0559926444755 | 0.68 | 0.08 |
| Oct 2020 | 903.7320101628852 | 0.30 | -0.47 |
| Nov 2020 | 902.2923011621415 | -0.16 | -1.19 |
| Dec 2020 | 894.5780002146555 | -0.85 | -2.93 |
| Jan 2021 | 887.0083378942933 | -0.85 | -3.90 |
| Feb 2021 | 892.5599091941601 | 0.63 | -2.69 |
| Mar 2021 | 910.8370092285561 | 2.05 | -1.00 |
| Apr 2021 | 910.7763230238902 | -0.01 | -0.44 |
| May 2021 | 908.2299413838701 | -0.28 | -0.40 |
| Jun 2021 | 917.299655945973 | 1.00 | 1.20 |
| Jul 2021 | 919.0098679152666 | 0.19 | 2.42 |
| Aug 2021 | 920.5886494607332 | 0.17 | 2.86 |
| Sep 2021 | 921.8638098915062 | 0.14 | 2.31 |
| Oct 2021 | 930.8485900205316 | 0.98 | 3.00 |
| Nov 2021 | 931.8479185949002 | 0.11 | 3.28 |
| Dec 2021 | 938.1741903689119 | 0.68 | 4.87 |
| Jan 2022 | 956.2649959498606 | 1.93 | 7.81 |
| Feb 2022 | 986.3258404056403 | 3.14 | 10.51 |
| Mar 2022 | 1022.2970390356654 | 3.65 | 12.24 |
| Apr 2022 | 1089.6086461705563 | 6.58 | 19.64 |
| May 2022 | 1111.8596790910601 | 2.04 | 22.42 |
| Jun 2022 | 1137.5428450406937 | 2.31 | 24.01 |
| Jul 2022 | 1127.2229234728431 | -0.91 | 22.66 |
| Aug 2022 | 1113.124755387823 | -1.25 | 20.91 |
| Sep 2022 | 1182.904227227869 | 6.27 | 28.32 |
| Oct 2022 | 1253.4683677036426 | 5.97 | 34.66 |
| Nov 2022 | 1254.8471822223905 | 0.11 | 34.66 |
| Dec 2022 | 1230.394223127469 | -1.95 | 31.15 |
| Jan 2023 | 1222.1351938739194 | -0.67 | 27.80 |
| Feb 2023 | 1225.0610871080462 | 0.24 | 24.21 |
| Mar 2023 | 1253.2973636712195 | 2.31 | 22.60 |
| Apr 2023 | 1246.0115081903027 | -0.58 | 14.35 |
| May 2023 | 1268.5144916792715 | 1.81 | 14.09 |
| Jun 2023 | 1308.814464925123 | 3.18 | 15.06 |
| Jul 2023 | 1332.695948361583 | 1.83 | 18.23 |
| Aug 2023 | 1365.4018710609653 | 2.45 | 22.66 |
| Sep 2023 | 1385.451124127641 | 1.47 | 17.12 |
| Oct 2023 | 1432.2741163406 | 3.38 | 14.27 |
| Nov 2023 | 1423.4850260018216 | -0.61 | 13.44 |
| Dec 2023 | 1372.9047980798248 | -3.55 | 11.58 |
| Jan 2024 | 1352.2371053179793 | -1.50 | 10.65 |
| Feb 2024 | 1366.4206743382804 | 1.05 | 11.54 |
| Mar 2024 | 1380.1297962604845 | 1.00 | 10.12 |
| Apr 2024 | 1411.5366614987133 | 2.28 | 13.28 |
| May 2024 | 1425.988482016209 | 1.02 | 12.41 |
| Jun 2024 | 1415.3869295822824 | -0.74 | 8.14 |
| Jul 2024 | 1407.4472228409045 | -0.56 | 5.61 |
| Aug 2024 | 1375.7844299749 | -2.25 | 0.76 |
| Sep 2024 | 1354.682208213937 | -1.53 | -2.22 |
| Oct 2024 | 1382.3006349857083 | 2.04 | -3.49 |
| Nov 2024 | 1424.4445304546198 | 3.05 | 0.07 |
| Dec 2024 | 1425.138650283941 | 0.05 | 3.81 |
| Jan 2025 | 1453.132669448849 | 1.96 | 7.46 |
| Feb 2025 | 1445.150650529912 | -0.55 | 5.76 |
| Mar 2025 | 1430.1821513208724 | -1.04 | 3.63 |
| Apr 2025 | 1438.1471749639563 | 0.56 | 1.89 |
| May 2025 | 1450.3006122064767 | 0.85 | 1.71 |
| Jun 2025 | 1456.9719352983175 | 0.46 | 2.94 |
| Jul 2025 | 1458.2506339441431 | 0.09 | 3.61 |
| Aug 2025 | 1458.6890221752983 | 0.03 | 6.03 |
| Sep 2025 | 1455.3400205043745 | -0.23 | 7.43 |
| Oct 2025 | 1458.5624585581602 | 0.22 | 5.52 |
| Nov 2025 | 1469.5665620010934 | 0.75 | 3.17 |
| Dec 2025 | 1478.0661068916797 | 0.58 | 3.71 |
| Jan 2026 | 1479.969114771107 | 0.13 | 1.85 |