Springfield, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Springfield, MA Metro in January 2026 was $2,433.421. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -4.36%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Springfield, MA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Springfield, MA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Springfield, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1135.9127488027948 NaN NaN
Feb 2012 1132.372366765294 -0.31 NaN
Mar 2012 1137.959753363625 0.49 NaN
Apr 2012 1135.0756264625718 -0.25 NaN
May 2012 1125.8780139361559 -0.81 NaN
Jun 2012 1114.83064915652 -0.98 NaN
Jul 2012 1104.503834453331 -0.93 NaN
Aug 2012 1108.4846092499556 0.36 NaN
Sep 2012 1099.514045029858 -0.81 NaN
Oct 2012 1089.9970525910112 -0.87 NaN
Nov 2012 1086.781112036513 -0.29 NaN
Dec 2012 1086.3829283478194 -0.04 NaN
Jan 2013 1088.778198293541 0.22 -4.15
Feb 2013 1102.6964806768544 1.28 -2.62
Mar 2013 1108.283829580594 0.51 -2.61
Apr 2013 1100.4183575817426 -0.71 -3.05
May 2013 1111.411120993303 1.00 -1.28
Jun 2013 1162.519969101546 4.60 4.28
Jul 2013 1194.6370661624405 2.76 8.16
Aug 2013 1206.30966490735 0.98 8.82
Sep 2013 1212.0197696401733 0.47 10.23
Oct 2013 1187.378753273953 -2.03 8.93
Nov 2013 1193.4822520221126 0.51 9.82
Dec 2013 1213.0826169928282 1.64 11.66
Jan 2014 1202.7391710681377 -0.85 10.47
Feb 2014 1193.315227521584 -0.78 8.22
Mar 2014 1199.1215039312958 0.49 8.20
Apr 2014 1199.6651095980164 0.05 9.02
May 2014 1190.3348457664772 -0.78 7.10
Jun 2014 1189.470872816437 -0.07 2.32
Jul 2014 1188.445576353336 -0.09 -0.52
Aug 2014 1187.161874577669 -0.11 -1.59
Sep 2014 1190.81171717563 0.31 -1.75
Oct 2014 1177.1701905020986 -1.15 -0.86
Nov 2014 1171.436075989918 -0.49 -1.85
Dec 2014 1159.343148478405 -1.03 -4.43
Jan 2015 1145.8516926645025 -1.16 -4.73
Feb 2015 1151.9184042498491 0.53 -3.47
Mar 2015 1159.646864439396 0.67 -3.29
Apr 2015 1153.7138978926996 -0.51 -3.83
May 2015 1171.74178058483 1.56 -1.56
Jun 2015 1187.9738228348144 1.39 -0.13
Jul 2015 1198.9930279556552 0.93 0.89
Aug 2015 1191.808353718593 -0.60 0.39
Sep 2015 1195.5446345567298 0.31 0.40
Oct 2015 1192.7023823484676 -0.24 1.32
Nov 2015 1208.9592183732084 1.36 3.20
Dec 2015 1213.7872401691134 0.40 4.70
Jan 2016 1218.8182481405358 0.41 6.37
Feb 2016 1201.5067832214177 -1.42 4.31
Mar 2016 1205.0693661149703 0.30 3.92
Apr 2016 1198.6139057518371 -0.54 3.89
May 2016 1201.6632817756363 0.25 2.55
Jun 2016 1203.9481767523787 0.19 1.35
Jul 2016 1196.13031963421 -0.65 -0.24
Aug 2016 1197.9562747423724 0.15 0.52
Sep 2016 1203.146061977055 0.43 0.64
Oct 2016 1206.761972466833 0.30 1.18
Nov 2016 1238.9990831774658 2.67 2.49
Dec 2016 1284.427388093758 3.67 5.82
Jan 2017 1276.370271852385 -0.63 4.72
Feb 2017 1281.0214462565546 0.36 6.62
Mar 2017 1287.2139673369652 0.48 6.82
Apr 2017 1277.1050967029694 -0.78 6.55
May 2017 1277.9579935094082 0.07 6.35
Jun 2017 1272.0857836023783 -0.46 5.66
Jul 2017 1282.7989954027412 0.84 7.25
Aug 2017 1277.982694483053 -0.37 6.68
Sep 2017 1274.715142539174 -0.26 5.95
Oct 2017 1287.1564328180507 0.98 6.66
Nov 2017 1294.796099405543 0.59 4.50
Dec 2017 1302.245564294982 0.57 1.39
Jan 2018 1309.9537705577272 0.59 2.63
Feb 2018 1345.0933545750256 2.68 5.00
Mar 2018 1363.0236026993948 1.33 5.89
Apr 2018 1370.800984941291 0.57 7.34
May 2018 1388.2832159960308 1.27 8.63
Jun 2018 1391.1383641492268 0.21 9.36
Jul 2018 1393.2591593328832 0.15 8.61
Aug 2018 1403.0619729740424 0.70 9.79
Sep 2018 1417.1789591209194 1.01 11.18
Oct 2018 1441.852462905315 1.74 12.02
Nov 2018 1446.658963686928 0.33 11.73
Dec 2018 1421.6152258272161 -1.73 9.17
Jan 2019 1399.8203681479556 -1.53 6.86
Feb 2019 1393.093650905491 -0.48 3.57
Mar 2019 1386.4444330915867 -0.48 1.72
Apr 2019 1378.7558611942347 -0.56 0.58
May 2019 1374.563029584092 -0.30 -0.99
Jun 2019 1350.3977223263987 -1.76 -2.93
Jul 2019 1348.988756721478 -0.10 -3.18
Aug 2019 1336.9778658641537 -0.89 -4.71
Sep 2019 1338.737487758433 0.13 -5.53
Oct 2019 1351.6590537569707 0.97 -6.25
Nov 2019 1359.3584970577667 0.57 -6.03
Dec 2019 1368.933683093552 0.70 -3.71
Jan 2020 1356.3939769905958 -0.92 -3.10
Feb 2020 1345.1435695077025 -0.83 -3.44
Mar 2020 1349.962659541774 0.36 -2.63
Apr 2020 1340.9115040947308 -0.67 -2.74
May 2020 1338.2434053905786 -0.20 -2.64
Jun 2020 1335.1919652855402 -0.23 -1.13
Jul 2020 1325.5135826370247 -0.72 -1.74
Aug 2020 1325.6836698360967 0.01 -0.84
Sep 2020 1335.257388455792 0.72 -0.26
Oct 2020 1347.4614919997152 0.91 -0.31
Nov 2020 1361.1822464928975 1.02 0.13
Dec 2020 1372.7999218942732 0.85 0.28
Jan 2021 1357.5865228613088 -1.11 0.09
Feb 2021 1382.4549439272737 1.83 2.77
Mar 2021 1429.5093199822816 3.40 5.89
Apr 2021 1445.275572416338 1.10 7.78
May 2021 1453.8071075740972 0.59 8.64
Jun 2021 1475.68900603534 1.51 10.52
Jul 2021 1477.2146144013223 0.10 11.45
Aug 2021 1479.2716253378214 0.14 11.59
Sep 2021 1484.3834620727189 0.35 11.17
Oct 2021 1502.6224637964447 1.23 11.52
Nov 2021 1503.2264341271025 0.04 10.44
Dec 2021 1510.2791737812588 0.47 10.02
Jan 2022 1546.2710229276 2.38 13.90
Feb 2022 1612.0637549408991 4.26 16.61
Mar 2022 1699.9751176582165 5.45 18.92
Apr 2022 1847.1948184469657 8.66 27.81
May 2022 1912.9639448742662 3.56 31.58
Jun 2022 1982.9944118660483 3.66 34.38
Jul 2022 1981.8274135059758 -0.06 34.16
Aug 2022 1956.5169965976493 -1.28 32.26
Sep 2022 2091.1667468442693 6.88 40.88
Oct 2022 2213.3172169287404 5.84 47.30
Nov 2022 2195.988703582226 -0.78 46.09
Dec 2022 2125.9831938142484 -3.19 40.77
Jan 2023 2114.5473535628075 -0.54 36.75
Feb 2023 2119.6249668446653 0.24 31.49
Mar 2023 2178.575198245046 2.78 28.15
Apr 2023 2163.830919613951 -0.68 17.14
May 2023 2196.9157720062244 1.53 14.84
Jun 2023 2266.1235144768957 3.15 14.28
Jul 2023 2306.795509422608 1.80 16.40
Aug 2023 2366.5865883384567 2.59 20.96
Sep 2023 2405.218092664097 1.63 15.02
Oct 2023 2493.727446328554 3.68 12.67
Nov 2023 2471.9515756413234 -0.87 12.57
Dec 2023 2369.644176516631 -4.14 11.46
Jan 2024 2338.305736586082 -1.32 10.58
Feb 2024 2369.841766757512 1.35 11.81
Mar 2024 2390.3093332440867 0.86 9.72
Apr 2024 2440.7572215933724 2.11 12.80
May 2024 2469.99561324933 1.20 12.43
Jun 2024 2456.96987482522 -0.53 8.42
Jul 2024 2453.6586661451215 -0.13 6.37
Aug 2024 2402.7856436676275 -2.07 1.53
Sep 2024 2366.0241728727915 -1.53 -1.63
Oct 2024 2424.485569629249 2.47 -2.78
Nov 2024 2501.712120197124 3.19 1.20
Dec 2024 2493.3014439022254 -0.34 5.22
Jan 2025 2544.360356562112 2.05 8.81
Feb 2025 2529.4532905187975 -0.59 6.74
Mar 2025 2494.481046148602 -1.38 4.36
Apr 2025 2506.514331030538 0.48 2.69
May 2025 2521.4172095757895 0.60 2.08
Jun 2025 2519.945512080486 -0.06 2.56
Jul 2025 2503.6471758324947 -0.65 2.04
Aug 2025 2480.6924373326547 -0.92 3.24
Sep 2025 2448.7157962005067 -1.29 3.50
Oct 2025 2436.2239289339764 -0.51 0.48
Nov 2025 2439.5379809591677 0.14 -2.48
Dec 2025 2439.9446413182022 0.02 -2.14
Jan 2026 2433.421349298227 -0.27 -4.36