Springfield, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Springfield, MA Metro in January 2026 was $2,433.421. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -4.36%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Springfield, MA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Springfield, MA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1135.9127488027948 | NaN | NaN |
| Feb 2012 | 1132.372366765294 | -0.31 | NaN |
| Mar 2012 | 1137.959753363625 | 0.49 | NaN |
| Apr 2012 | 1135.0756264625718 | -0.25 | NaN |
| May 2012 | 1125.8780139361559 | -0.81 | NaN |
| Jun 2012 | 1114.83064915652 | -0.98 | NaN |
| Jul 2012 | 1104.503834453331 | -0.93 | NaN |
| Aug 2012 | 1108.4846092499556 | 0.36 | NaN |
| Sep 2012 | 1099.514045029858 | -0.81 | NaN |
| Oct 2012 | 1089.9970525910112 | -0.87 | NaN |
| Nov 2012 | 1086.781112036513 | -0.29 | NaN |
| Dec 2012 | 1086.3829283478194 | -0.04 | NaN |
| Jan 2013 | 1088.778198293541 | 0.22 | -4.15 |
| Feb 2013 | 1102.6964806768544 | 1.28 | -2.62 |
| Mar 2013 | 1108.283829580594 | 0.51 | -2.61 |
| Apr 2013 | 1100.4183575817426 | -0.71 | -3.05 |
| May 2013 | 1111.411120993303 | 1.00 | -1.28 |
| Jun 2013 | 1162.519969101546 | 4.60 | 4.28 |
| Jul 2013 | 1194.6370661624405 | 2.76 | 8.16 |
| Aug 2013 | 1206.30966490735 | 0.98 | 8.82 |
| Sep 2013 | 1212.0197696401733 | 0.47 | 10.23 |
| Oct 2013 | 1187.378753273953 | -2.03 | 8.93 |
| Nov 2013 | 1193.4822520221126 | 0.51 | 9.82 |
| Dec 2013 | 1213.0826169928282 | 1.64 | 11.66 |
| Jan 2014 | 1202.7391710681377 | -0.85 | 10.47 |
| Feb 2014 | 1193.315227521584 | -0.78 | 8.22 |
| Mar 2014 | 1199.1215039312958 | 0.49 | 8.20 |
| Apr 2014 | 1199.6651095980164 | 0.05 | 9.02 |
| May 2014 | 1190.3348457664772 | -0.78 | 7.10 |
| Jun 2014 | 1189.470872816437 | -0.07 | 2.32 |
| Jul 2014 | 1188.445576353336 | -0.09 | -0.52 |
| Aug 2014 | 1187.161874577669 | -0.11 | -1.59 |
| Sep 2014 | 1190.81171717563 | 0.31 | -1.75 |
| Oct 2014 | 1177.1701905020986 | -1.15 | -0.86 |
| Nov 2014 | 1171.436075989918 | -0.49 | -1.85 |
| Dec 2014 | 1159.343148478405 | -1.03 | -4.43 |
| Jan 2015 | 1145.8516926645025 | -1.16 | -4.73 |
| Feb 2015 | 1151.9184042498491 | 0.53 | -3.47 |
| Mar 2015 | 1159.646864439396 | 0.67 | -3.29 |
| Apr 2015 | 1153.7138978926996 | -0.51 | -3.83 |
| May 2015 | 1171.74178058483 | 1.56 | -1.56 |
| Jun 2015 | 1187.9738228348144 | 1.39 | -0.13 |
| Jul 2015 | 1198.9930279556552 | 0.93 | 0.89 |
| Aug 2015 | 1191.808353718593 | -0.60 | 0.39 |
| Sep 2015 | 1195.5446345567298 | 0.31 | 0.40 |
| Oct 2015 | 1192.7023823484676 | -0.24 | 1.32 |
| Nov 2015 | 1208.9592183732084 | 1.36 | 3.20 |
| Dec 2015 | 1213.7872401691134 | 0.40 | 4.70 |
| Jan 2016 | 1218.8182481405358 | 0.41 | 6.37 |
| Feb 2016 | 1201.5067832214177 | -1.42 | 4.31 |
| Mar 2016 | 1205.0693661149703 | 0.30 | 3.92 |
| Apr 2016 | 1198.6139057518371 | -0.54 | 3.89 |
| May 2016 | 1201.6632817756363 | 0.25 | 2.55 |
| Jun 2016 | 1203.9481767523787 | 0.19 | 1.35 |
| Jul 2016 | 1196.13031963421 | -0.65 | -0.24 |
| Aug 2016 | 1197.9562747423724 | 0.15 | 0.52 |
| Sep 2016 | 1203.146061977055 | 0.43 | 0.64 |
| Oct 2016 | 1206.761972466833 | 0.30 | 1.18 |
| Nov 2016 | 1238.9990831774658 | 2.67 | 2.49 |
| Dec 2016 | 1284.427388093758 | 3.67 | 5.82 |
| Jan 2017 | 1276.370271852385 | -0.63 | 4.72 |
| Feb 2017 | 1281.0214462565546 | 0.36 | 6.62 |
| Mar 2017 | 1287.2139673369652 | 0.48 | 6.82 |
| Apr 2017 | 1277.1050967029694 | -0.78 | 6.55 |
| May 2017 | 1277.9579935094082 | 0.07 | 6.35 |
| Jun 2017 | 1272.0857836023783 | -0.46 | 5.66 |
| Jul 2017 | 1282.7989954027412 | 0.84 | 7.25 |
| Aug 2017 | 1277.982694483053 | -0.37 | 6.68 |
| Sep 2017 | 1274.715142539174 | -0.26 | 5.95 |
| Oct 2017 | 1287.1564328180507 | 0.98 | 6.66 |
| Nov 2017 | 1294.796099405543 | 0.59 | 4.50 |
| Dec 2017 | 1302.245564294982 | 0.57 | 1.39 |
| Jan 2018 | 1309.9537705577272 | 0.59 | 2.63 |
| Feb 2018 | 1345.0933545750256 | 2.68 | 5.00 |
| Mar 2018 | 1363.0236026993948 | 1.33 | 5.89 |
| Apr 2018 | 1370.800984941291 | 0.57 | 7.34 |
| May 2018 | 1388.2832159960308 | 1.27 | 8.63 |
| Jun 2018 | 1391.1383641492268 | 0.21 | 9.36 |
| Jul 2018 | 1393.2591593328832 | 0.15 | 8.61 |
| Aug 2018 | 1403.0619729740424 | 0.70 | 9.79 |
| Sep 2018 | 1417.1789591209194 | 1.01 | 11.18 |
| Oct 2018 | 1441.852462905315 | 1.74 | 12.02 |
| Nov 2018 | 1446.658963686928 | 0.33 | 11.73 |
| Dec 2018 | 1421.6152258272161 | -1.73 | 9.17 |
| Jan 2019 | 1399.8203681479556 | -1.53 | 6.86 |
| Feb 2019 | 1393.093650905491 | -0.48 | 3.57 |
| Mar 2019 | 1386.4444330915867 | -0.48 | 1.72 |
| Apr 2019 | 1378.7558611942347 | -0.56 | 0.58 |
| May 2019 | 1374.563029584092 | -0.30 | -0.99 |
| Jun 2019 | 1350.3977223263987 | -1.76 | -2.93 |
| Jul 2019 | 1348.988756721478 | -0.10 | -3.18 |
| Aug 2019 | 1336.9778658641537 | -0.89 | -4.71 |
| Sep 2019 | 1338.737487758433 | 0.13 | -5.53 |
| Oct 2019 | 1351.6590537569707 | 0.97 | -6.25 |
| Nov 2019 | 1359.3584970577667 | 0.57 | -6.03 |
| Dec 2019 | 1368.933683093552 | 0.70 | -3.71 |
| Jan 2020 | 1356.3939769905958 | -0.92 | -3.10 |
| Feb 2020 | 1345.1435695077025 | -0.83 | -3.44 |
| Mar 2020 | 1349.962659541774 | 0.36 | -2.63 |
| Apr 2020 | 1340.9115040947308 | -0.67 | -2.74 |
| May 2020 | 1338.2434053905786 | -0.20 | -2.64 |
| Jun 2020 | 1335.1919652855402 | -0.23 | -1.13 |
| Jul 2020 | 1325.5135826370247 | -0.72 | -1.74 |
| Aug 2020 | 1325.6836698360967 | 0.01 | -0.84 |
| Sep 2020 | 1335.257388455792 | 0.72 | -0.26 |
| Oct 2020 | 1347.4614919997152 | 0.91 | -0.31 |
| Nov 2020 | 1361.1822464928975 | 1.02 | 0.13 |
| Dec 2020 | 1372.7999218942732 | 0.85 | 0.28 |
| Jan 2021 | 1357.5865228613088 | -1.11 | 0.09 |
| Feb 2021 | 1382.4549439272737 | 1.83 | 2.77 |
| Mar 2021 | 1429.5093199822816 | 3.40 | 5.89 |
| Apr 2021 | 1445.275572416338 | 1.10 | 7.78 |
| May 2021 | 1453.8071075740972 | 0.59 | 8.64 |
| Jun 2021 | 1475.68900603534 | 1.51 | 10.52 |
| Jul 2021 | 1477.2146144013223 | 0.10 | 11.45 |
| Aug 2021 | 1479.2716253378214 | 0.14 | 11.59 |
| Sep 2021 | 1484.3834620727189 | 0.35 | 11.17 |
| Oct 2021 | 1502.6224637964447 | 1.23 | 11.52 |
| Nov 2021 | 1503.2264341271025 | 0.04 | 10.44 |
| Dec 2021 | 1510.2791737812588 | 0.47 | 10.02 |
| Jan 2022 | 1546.2710229276 | 2.38 | 13.90 |
| Feb 2022 | 1612.0637549408991 | 4.26 | 16.61 |
| Mar 2022 | 1699.9751176582165 | 5.45 | 18.92 |
| Apr 2022 | 1847.1948184469657 | 8.66 | 27.81 |
| May 2022 | 1912.9639448742662 | 3.56 | 31.58 |
| Jun 2022 | 1982.9944118660483 | 3.66 | 34.38 |
| Jul 2022 | 1981.8274135059758 | -0.06 | 34.16 |
| Aug 2022 | 1956.5169965976493 | -1.28 | 32.26 |
| Sep 2022 | 2091.1667468442693 | 6.88 | 40.88 |
| Oct 2022 | 2213.3172169287404 | 5.84 | 47.30 |
| Nov 2022 | 2195.988703582226 | -0.78 | 46.09 |
| Dec 2022 | 2125.9831938142484 | -3.19 | 40.77 |
| Jan 2023 | 2114.5473535628075 | -0.54 | 36.75 |
| Feb 2023 | 2119.6249668446653 | 0.24 | 31.49 |
| Mar 2023 | 2178.575198245046 | 2.78 | 28.15 |
| Apr 2023 | 2163.830919613951 | -0.68 | 17.14 |
| May 2023 | 2196.9157720062244 | 1.53 | 14.84 |
| Jun 2023 | 2266.1235144768957 | 3.15 | 14.28 |
| Jul 2023 | 2306.795509422608 | 1.80 | 16.40 |
| Aug 2023 | 2366.5865883384567 | 2.59 | 20.96 |
| Sep 2023 | 2405.218092664097 | 1.63 | 15.02 |
| Oct 2023 | 2493.727446328554 | 3.68 | 12.67 |
| Nov 2023 | 2471.9515756413234 | -0.87 | 12.57 |
| Dec 2023 | 2369.644176516631 | -4.14 | 11.46 |
| Jan 2024 | 2338.305736586082 | -1.32 | 10.58 |
| Feb 2024 | 2369.841766757512 | 1.35 | 11.81 |
| Mar 2024 | 2390.3093332440867 | 0.86 | 9.72 |
| Apr 2024 | 2440.7572215933724 | 2.11 | 12.80 |
| May 2024 | 2469.99561324933 | 1.20 | 12.43 |
| Jun 2024 | 2456.96987482522 | -0.53 | 8.42 |
| Jul 2024 | 2453.6586661451215 | -0.13 | 6.37 |
| Aug 2024 | 2402.7856436676275 | -2.07 | 1.53 |
| Sep 2024 | 2366.0241728727915 | -1.53 | -1.63 |
| Oct 2024 | 2424.485569629249 | 2.47 | -2.78 |
| Nov 2024 | 2501.712120197124 | 3.19 | 1.20 |
| Dec 2024 | 2493.3014439022254 | -0.34 | 5.22 |
| Jan 2025 | 2544.360356562112 | 2.05 | 8.81 |
| Feb 2025 | 2529.4532905187975 | -0.59 | 6.74 |
| Mar 2025 | 2494.481046148602 | -1.38 | 4.36 |
| Apr 2025 | 2506.514331030538 | 0.48 | 2.69 |
| May 2025 | 2521.4172095757895 | 0.60 | 2.08 |
| Jun 2025 | 2519.945512080486 | -0.06 | 2.56 |
| Jul 2025 | 2503.6471758324947 | -0.65 | 2.04 |
| Aug 2025 | 2480.6924373326547 | -0.92 | 3.24 |
| Sep 2025 | 2448.7157962005067 | -1.29 | 3.50 |
| Oct 2025 | 2436.2239289339764 | -0.51 | 0.48 |
| Nov 2025 | 2439.5379809591677 | 0.14 | -2.48 |
| Dec 2025 | 2439.9446413182022 | 0.02 | -2.14 |
| Jan 2026 | 2433.421349298227 | -0.27 | -4.36 |