Springfield, MO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Springfield, MO Metro in January 2026 was $1,576.941. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -5.00%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Springfield, MO metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Springfield, MO metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Springfield, MO (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Springfield, MO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, MO (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 602.3750461116614 | NaN | NaN |
| Feb 2012 | 600.872635207818 | -0.25 | NaN |
| Mar 2012 | 606.1207261559132 | 0.87 | NaN |
| Apr 2012 | 607.7384901735685 | 0.27 | NaN |
| May 2012 | 606.3996294997096 | -0.22 | NaN |
| Jun 2012 | 604.3802834091648 | -0.33 | NaN |
| Jul 2012 | 602.0121657023797 | -0.39 | NaN |
| Aug 2012 | 607.3367892182941 | 0.88 | NaN |
| Sep 2012 | 604.4671717060723 | -0.47 | NaN |
| Oct 2012 | 599.6476809740817 | -0.80 | NaN |
| Nov 2012 | 598.5149234860745 | -0.19 | NaN |
| Dec 2012 | 597.8467070887394 | -0.11 | NaN |
| Jan 2013 | 560.5554971832105 | -6.24 | -6.94 |
| Feb 2013 | 566.9224788733572 | 1.14 | -5.65 |
| Mar 2013 | 569.9364068870786 | 0.53 | -5.97 |
| Apr 2013 | 566.9129494474073 | -0.53 | -6.72 |
| May 2013 | 575.4746557725692 | 1.51 | -5.10 |
| Jun 2013 | 608.0177723883419 | 5.66 | 0.60 |
| Jul 2013 | 629.4489841057933 | 3.53 | 4.56 |
| Aug 2013 | 639.6760254914789 | 1.63 | 5.33 |
| Sep 2013 | 646.076628323761 | 1.00 | 6.88 |
| Oct 2013 | 633.136278747068 | -2.00 | 5.59 |
| Nov 2013 | 638.3701020774249 | 0.83 | 6.66 |
| Dec 2013 | 650.6175231387333 | 1.92 | 8.83 |
| Jan 2014 | 720.5080748573157 | 10.74 | 28.54 |
| Feb 2014 | 713.7598143438365 | -0.94 | 25.90 |
| Mar 2014 | 717.0400962855908 | 0.46 | 25.81 |
| Apr 2014 | 719.1747533545783 | 0.30 | 26.86 |
| May 2014 | 713.9909964604949 | -0.72 | 24.07 |
| Jun 2014 | 715.8253032697423 | 0.26 | 17.73 |
| Jul 2014 | 717.3684872504758 | 0.22 | 13.97 |
| Aug 2014 | 719.3045751263644 | 0.27 | 12.45 |
| Sep 2014 | 723.8688835990403 | 0.64 | 12.04 |
| Oct 2014 | 716.746563456465 | -0.98 | 13.21 |
| Nov 2014 | 715.218573898673 | -0.21 | 12.04 |
| Dec 2014 | 709.332422750218 | -0.82 | 9.02 |
| Jan 2015 | 697.7507058577563 | -1.63 | -3.16 |
| Feb 2015 | 701.1712048091769 | 0.49 | -1.76 |
| Mar 2015 | 705.3840546390556 | 0.60 | -1.63 |
| Apr 2015 | 701.7618981848448 | -0.51 | -2.42 |
| May 2015 | 714.0653272334772 | 1.75 | 0.01 |
| Jun 2015 | 725.9097798992541 | 1.66 | 1.41 |
| Jul 2015 | 734.1411943436956 | 1.13 | 2.34 |
| Aug 2015 | 730.2897464305594 | -0.52 | 1.53 |
| Sep 2015 | 733.5436385771092 | 0.45 | 1.34 |
| Oct 2015 | 731.0118724735343 | -0.34 | 1.99 |
| Nov 2015 | 741.6107021234944 | 1.45 | 3.69 |
| Dec 2015 | 745.1506027228495 | 0.48 | 5.05 |
| Jan 2016 | 738.0101185522849 | -0.96 | 5.77 |
| Feb 2016 | 729.0510631592887 | -1.21 | 3.98 |
| Mar 2016 | 733.0044528416158 | 0.54 | 3.92 |
| Apr 2016 | 729.4158957915158 | -0.49 | 3.94 |
| May 2016 | 731.4633442319133 | 0.28 | 2.44 |
| Jun 2016 | 732.5161251724205 | 0.14 | 0.91 |
| Jul 2016 | 727.7180526661543 | -0.65 | -0.87 |
| Aug 2016 | 728.9430827710771 | 0.17 | -0.18 |
| Sep 2016 | 732.6272874717306 | 0.51 | -0.12 |
| Oct 2016 | 736.2617315578908 | 0.50 | 0.72 |
| Nov 2016 | 758.450257123472 | 3.01 | 2.27 |
| Dec 2016 | 788.9168678613083 | 4.02 | 5.87 |
| Jan 2017 | 784.3665554936795 | -0.58 | 6.28 |
| Feb 2017 | 789.3061343030777 | 0.63 | 8.27 |
| Mar 2017 | 795.1866408873873 | 0.75 | 8.48 |
| Apr 2017 | 789.9263733984183 | -0.66 | 8.30 |
| May 2017 | 791.0505311340218 | 0.14 | 8.15 |
| Jun 2017 | 786.9241407323123 | -0.52 | 7.43 |
| Jul 2017 | 793.005009646228 | 0.77 | 8.97 |
| Aug 2017 | 789.2597459271025 | -0.47 | 8.28 |
| Sep 2017 | 787.0765444088282 | -0.28 | 7.43 |
| Oct 2017 | 796.3640988049949 | 1.18 | 8.16 |
| Nov 2017 | 802.8759946614372 | 0.82 | 5.86 |
| Dec 2017 | 809.6395545721508 | 0.84 | 2.63 |
| Jan 2018 | 818.7507985392956 | 1.13 | 4.38 |
| Feb 2018 | 845.1267521132775 | 3.22 | 7.07 |
| Mar 2018 | 860.9403647327142 | 1.87 | 8.27 |
| Apr 2018 | 869.1988248480146 | 0.96 | 10.04 |
| May 2018 | 882.3460147442393 | 1.51 | 11.54 |
| Jun 2018 | 883.7161150606985 | 0.16 | 12.30 |
| Jul 2018 | 883.0559185538909 | -0.07 | 11.36 |
| Aug 2018 | 887.1513556588836 | 0.46 | 12.40 |
| Sep 2018 | 896.4770481859152 | 1.05 | 13.90 |
| Oct 2018 | 914.2210868239902 | 1.98 | 14.80 |
| Nov 2018 | 920.9922148569535 | 0.74 | 14.71 |
| Dec 2018 | 907.4978259562128 | -1.46 | 12.09 |
| Jan 2019 | 865.3056784287148 | -4.65 | 5.69 |
| Feb 2019 | 863.2838661427752 | -0.23 | 2.15 |
| Mar 2019 | 861.8482016040273 | -0.17 | 0.11 |
| Apr 2019 | 858.6065780281818 | -0.38 | -1.22 |
| May 2019 | 858.2030599370805 | -0.05 | -2.74 |
| Jun 2019 | 842.9728745107813 | -1.77 | -4.61 |
| Jul 2019 | 844.2206341087665 | 0.15 | -4.40 |
| Aug 2019 | 837.0809732237276 | -0.85 | -5.64 |
| Sep 2019 | 838.6642794041584 | 0.19 | -6.45 |
| Oct 2019 | 848.1759103814184 | 1.13 | -7.22 |
| Nov 2019 | 853.3006155312236 | 0.60 | -7.35 |
| Dec 2019 | 860.7110658829653 | 0.87 | -5.16 |
| Jan 2020 | 885.0582539412044 | 2.83 | 2.28 |
| Feb 2020 | 877.3443334722979 | -0.87 | 1.63 |
| Mar 2020 | 880.3584628112771 | 0.34 | 2.15 |
| Apr 2020 | 874.2350309916931 | -0.70 | 1.82 |
| May 2020 | 872.3507636095986 | -0.22 | 1.65 |
| Jun 2020 | 870.0282533155311 | -0.27 | 3.21 |
| Jul 2020 | 863.7725497534027 | -0.72 | 2.32 |
| Aug 2020 | 864.5403380012958 | 0.09 | 3.28 |
| Sep 2020 | 871.0977389347609 | 0.76 | 3.87 |
| Oct 2020 | 878.7981349654632 | 0.88 | 3.61 |
| Nov 2020 | 887.3159834076591 | 0.97 | 3.99 |
| Dec 2020 | 893.335395892846 | 0.68 | 3.79 |
| Jan 2021 | 892.5344194378627 | -0.09 | 0.85 |
| Feb 2021 | 907.4166691931302 | 1.67 | 3.43 |
| Mar 2021 | 939.6700292163057 | 3.55 | 6.74 |
| Apr 2021 | 951.4353093074187 | 1.25 | 8.83 |
| May 2021 | 960.1035372959482 | 0.91 | 10.06 |
| Jun 2021 | 979.4539829446828 | 2.02 | 12.58 |
| Jul 2021 | 985.6279121953232 | 0.63 | 14.11 |
| Aug 2021 | 993.2900542945216 | 0.78 | 14.89 |
| Sep 2021 | 1004.2654780592259 | 1.11 | 15.29 |
| Oct 2021 | 1026.9524616677777 | 2.26 | 16.86 |
| Nov 2021 | 1038.3348979700622 | 1.11 | 17.02 |
| Dec 2021 | 1055.1632448219052 | 1.62 | 18.11 |
| Jan 2022 | 1090.679776790257 | 3.37 | 22.20 |
| Feb 2022 | 1142.117988837896 | 4.72 | 25.87 |
| Mar 2022 | 1208.1285469432337 | 5.78 | 28.57 |
| Apr 2022 | 1320.5343803816256 | 9.30 | 38.79 |
| May 2022 | 1370.9715845032367 | 3.82 | 42.79 |
| Jun 2022 | 1424.474457981884 | 3.90 | 45.44 |
| Jul 2022 | 1424.8143409672668 | 0.02 | 44.56 |
| Aug 2022 | 1409.1773243411435 | -1.10 | 41.87 |
| Sep 2022 | 1518.3256181498753 | 7.75 | 51.19 |
| Oct 2022 | 1617.534947280913 | 6.53 | 57.51 |
| Nov 2022 | 1606.0756865130115 | -0.71 | 54.68 |
| Dec 2022 | 1551.8350235428063 | -3.38 | 47.07 |
| Jan 2023 | 1545.583372390485 | -0.40 | 41.71 |
| Feb 2023 | 1544.094540296549 | -0.10 | 35.20 |
| Mar 2023 | 1582.1323378129807 | 2.46 | 30.96 |
| Apr 2023 | 1562.8835741093446 | -1.22 | 18.35 |
| May 2023 | 1581.13619601701 | 1.17 | 15.33 |
| Jun 2023 | 1626.9470167788545 | 2.90 | 14.21 |
| Jul 2023 | 1652.3714377707433 | 1.56 | 15.97 |
| Aug 2023 | 1693.485232348248 | 2.49 | 20.18 |
| Sep 2023 | 1719.9442052805398 | 1.56 | 13.28 |
| Oct 2023 | 1784.4034660282705 | 3.75 | 10.32 |
| Nov 2023 | 1763.5668124412039 | -1.17 | 9.81 |
| Dec 2023 | 1681.4068942924673 | -4.66 | 8.35 |
| Jan 2024 | 1655.267770320014 | -1.55 | 7.10 |
| Feb 2024 | 1676.5521629425612 | 1.29 | 8.58 |
| Mar 2024 | 1688.4058097765496 | 0.71 | 6.72 |
| Apr 2024 | 1720.488593899916 | 1.90 | 10.08 |
| May 2024 | 1735.5729929628699 | 0.88 | 9.77 |
| Jun 2024 | 1720.2077965062895 | -0.88 | 5.73 |
| Jul 2024 | 1715.0847572718321 | -0.30 | 3.80 |
| Aug 2024 | 1672.9241101612597 | -2.46 | -1.21 |
| Sep 2024 | 1643.1779550031388 | -1.78 | -4.46 |
| Oct 2024 | 1678.6088229083769 | 2.16 | -5.93 |
| Nov 2024 | 1732.1875517570313 | 3.19 | -1.78 |
| Dec 2024 | 1725.3041753818047 | -0.40 | 2.61 |
| Jan 2025 | 1659.995150455937 | -3.78 | 0.29 |
| Feb 2025 | 1647.792171796426 | -0.73 | -1.71 |
| Mar 2025 | 1621.7680173211202 | -1.58 | -3.95 |
| Apr 2025 | 1629.7943346672694 | 0.50 | -5.27 |
| May 2025 | 1639.4848902908868 | 0.60 | -5.54 |
| Jun 2025 | 1638.138378925865 | -0.08 | -4.77 |
| Jul 2025 | 1625.5176296050904 | -0.77 | -5.22 |
| Aug 2025 | 1609.342463598669 | -0.99 | -3.80 |
| Sep 2025 | 1589.1095139014997 | -1.26 | -3.29 |
| Oct 2025 | 1578.962221032409 | -0.64 | -5.94 |
| Nov 2025 | 1581.8243604117015 | 0.18 | -8.68 |
| Dec 2025 | 1581.9617739083958 | 0.01 | -8.31 |
| Jan 2026 | 1576.941236978271 | -0.32 | -5.00 |
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