Springfield, OH (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Springfield, OH Metro in January 2026 was $1,311.655. The month over month percentage change (MoM) was -0.28%, and the year over year percentage change (YoY) was -1.89%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Springfield, OH metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Springfield, OH metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Springfield, OH (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Springfield, OH (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Springfield, OH (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 480.4909220108284 | NaN | NaN |
| Feb 2012 | 484.25334378510524 | 0.78 | NaN |
| Mar 2012 | 496.30553460548373 | 2.49 | NaN |
| Apr 2012 | 508.124074583474 | 2.38 | NaN |
| May 2012 | 514.2846703786838 | 1.21 | NaN |
| Jun 2012 | 515.7221178968225 | 0.28 | NaN |
| Jul 2012 | 514.8715377602294 | -0.16 | NaN |
| Aug 2012 | 518.9084324125629 | 0.78 | NaN |
| Sep 2012 | 516.2659430929693 | -0.51 | NaN |
| Oct 2012 | 512.2465226465202 | -0.78 | NaN |
| Nov 2012 | 510.2048239549306 | -0.40 | NaN |
| Dec 2012 | 509.03869898468713 | -0.23 | NaN |
| Jan 2013 | 502.937569196848 | -1.20 | 4.67 |
| Feb 2013 | 505.9392238326118 | 0.60 | 4.48 |
| Mar 2013 | 506.6872311720714 | 0.15 | 2.09 |
| Apr 2013 | 502.9636394210298 | -0.73 | -1.02 |
| May 2013 | 508.64344047030795 | 1.13 | -1.10 |
| Jun 2013 | 531.3895759362892 | 4.47 | 3.04 |
| Jul 2013 | 545.5643644384149 | 2.67 | 5.96 |
| Aug 2013 | 551.6680916468533 | 1.12 | 6.31 |
| Sep 2013 | 554.3622269607625 | 0.49 | 7.38 |
| Oct 2013 | 544.104269431205 | -1.85 | 6.22 |
| Nov 2013 | 546.5379409473032 | 0.45 | 7.12 |
| Dec 2013 | 556.059121970188 | 1.74 | 9.24 |
| Jan 2014 | 557.0392589814495 | 0.18 | 10.76 |
| Feb 2014 | 553.1376856072064 | -0.70 | 9.33 |
| Mar 2014 | 554.6309244641348 | 0.27 | 9.46 |
| Apr 2014 | 557.1070915308135 | 0.45 | 10.77 |
| May 2014 | 555.2978044492031 | -0.32 | 9.17 |
| Jun 2014 | 558.8575310993044 | 0.64 | 5.17 |
| Jul 2014 | 560.7944088887684 | 0.35 | 2.79 |
| Aug 2014 | 562.7734229655041 | 0.35 | 2.01 |
| Sep 2014 | 565.4473002736835 | 0.48 | 2.00 |
| Oct 2014 | 559.3780123332128 | -1.07 | 2.81 |
| Nov 2014 | 556.2355885213001 | -0.56 | 1.77 |
| Dec 2014 | 551.1750990224523 | -0.91 | -0.88 |
| Jan 2015 | 542.3060632362856 | -1.61 | -2.64 |
| Feb 2015 | 543.3282911761839 | 0.19 | -1.77 |
| Mar 2015 | 543.7286833717158 | 0.07 | -1.97 |
| Apr 2015 | 539.7538941286535 | -0.73 | -3.11 |
| May 2015 | 548.1530934461973 | 1.56 | -1.29 |
| Jun 2015 | 556.8954384644569 | 1.60 | -0.35 |
| Jul 2015 | 562.4127900170245 | 0.99 | 0.29 |
| Aug 2015 | 559.2524584061769 | -0.56 | -0.63 |
| Sep 2015 | 559.9671909493295 | 0.13 | -0.97 |
| Oct 2015 | 557.4648601151137 | -0.45 | -0.34 |
| Nov 2015 | 563.8478594570682 | 1.15 | 1.37 |
| Dec 2015 | 567.7826625138788 | 0.70 | 3.01 |
| Jan 2016 | 563.5817163320874 | -0.74 | 3.92 |
| Feb 2016 | 559.5304494218722 | -0.72 | 2.98 |
| Mar 2016 | 562.3278094900182 | 0.50 | 3.42 |
| Apr 2016 | 559.5698394575054 | -0.49 | 3.67 |
| May 2016 | 560.177442711777 | 0.11 | 2.19 |
| Jun 2016 | 561.205137897969 | 0.18 | 0.77 |
| Jul 2016 | 558.2734599997957 | -0.52 | -0.74 |
| Aug 2016 | 560.8241553795559 | 0.46 | 0.28 |
| Sep 2016 | 565.3174356588448 | 0.80 | 0.96 |
| Oct 2016 | 569.4941186994859 | 0.74 | 2.16 |
| Nov 2016 | 585.2965132216061 | 2.78 | 3.80 |
| Dec 2016 | 607.5747585723616 | 3.81 | 7.01 |
| Jan 2017 | 612.4615315891101 | 0.80 | 8.67 |
| Feb 2017 | 615.7488872892909 | 0.54 | 10.05 |
| Mar 2017 | 617.9913456096174 | 0.36 | 9.90 |
| Apr 2017 | 612.4468454721097 | -0.90 | 9.45 |
| May 2017 | 611.8784937363752 | -0.09 | 9.23 |
| Jun 2017 | 608.6371863280141 | -0.53 | 8.45 |
| Jul 2017 | 612.3621668020057 | 0.61 | 9.69 |
| Aug 2017 | 610.5291780000601 | -0.30 | 8.86 |
| Sep 2017 | 609.6655801830793 | -0.14 | 7.85 |
| Oct 2017 | 617.0459300663907 | 1.21 | 8.35 |
| Nov 2017 | 621.7404100697215 | 0.76 | 6.23 |
| Dec 2017 | 625.9320256823261 | 0.67 | 3.02 |
| Jan 2018 | 624.1604754591056 | -0.28 | 1.91 |
| Feb 2018 | 638.8284822050592 | 2.35 | 3.75 |
| Mar 2018 | 646.4635323598877 | 1.20 | 4.61 |
| Apr 2018 | 650.4284518444247 | 0.61 | 6.20 |
| May 2018 | 660.0846883985298 | 1.49 | 7.88 |
| Jun 2018 | 662.189583692406 | 0.32 | 8.80 |
| Jul 2018 | 663.2860794881601 | 0.17 | 8.32 |
| Aug 2018 | 667.8682646123834 | 0.69 | 9.39 |
| Sep 2018 | 675.3336913683327 | 1.12 | 10.77 |
| Oct 2018 | 688.5100103690968 | 1.95 | 11.58 |
| Nov 2018 | 694.6589313173434 | 0.89 | 11.73 |
| Dec 2018 | 687.992472171266 | -0.96 | 9.91 |
| Jan 2019 | 691.8748468078429 | 0.56 | 10.85 |
| Feb 2019 | 692.5704543910012 | 0.10 | 8.41 |
| Mar 2019 | 692.5973836578705 | 0.00 | 7.14 |
| Apr 2019 | 690.142428377988 | -0.35 | 6.11 |
| May 2019 | 689.344486690188 | -0.12 | 4.43 |
| Jun 2019 | 677.8823707379938 | -1.66 | 2.37 |
| Jul 2019 | 678.2359167488387 | 0.05 | 2.25 |
| Aug 2019 | 673.3520870039273 | -0.72 | 0.82 |
| Sep 2019 | 675.4314648957567 | 0.31 | 0.01 |
| Oct 2019 | 683.184148590934 | 1.15 | -0.77 |
| Nov 2019 | 687.8476814336273 | 0.68 | -0.98 |
| Dec 2019 | 692.948018820121 | 0.74 | 0.72 |
| Jan 2020 | 676.7586737834633 | -2.34 | -2.18 |
| Feb 2020 | 673.917220252242 | -0.42 | -2.69 |
| Mar 2020 | 678.4578759815282 | 0.67 | -2.04 |
| Apr 2020 | 674.6343481481046 | -0.56 | -2.25 |
| May 2020 | 673.1537375944531 | -0.22 | -2.35 |
| Jun 2020 | 672.2546304330442 | -0.13 | -0.83 |
| Jul 2020 | 668.3356849650212 | -0.58 | -1.46 |
| Aug 2020 | 669.7477049060383 | 0.21 | -0.53 |
| Sep 2020 | 675.5148311312205 | 0.86 | 0.01 |
| Oct 2020 | 682.8793247532333 | 1.09 | -0.04 |
| Nov 2020 | 691.2500179136838 | 1.23 | 0.50 |
| Dec 2020 | 698.5572441197216 | 1.06 | 0.81 |
| Jan 2021 | 690.3281612050662 | -1.18 | 2.01 |
| Feb 2021 | 703.3571702570847 | 1.89 | 4.37 |
| Mar 2021 | 727.9463508978173 | 3.50 | 7.29 |
| Apr 2021 | 734.8904470482071 | 0.95 | 8.93 |
| May 2021 | 736.9843985879103 | 0.28 | 9.48 |
| Jun 2021 | 746.4466645793163 | 1.28 | 11.04 |
| Jul 2021 | 747.0704081156878 | 0.08 | 11.78 |
| Aug 2021 | 748.0425076733102 | 0.13 | 11.69 |
| Sep 2021 | 748.6481801762228 | 0.08 | 10.83 |
| Oct 2021 | 757.4663390117655 | 1.18 | 10.92 |
| Nov 2021 | 759.7749487041353 | 0.31 | 9.91 |
| Dec 2021 | 765.2363014297578 | 0.72 | 9.55 |
| Jan 2022 | 796.1404178815627 | 4.04 | 15.33 |
| Feb 2022 | 829.146714116976 | 4.15 | 17.88 |
| Mar 2022 | 872.6192161684306 | 5.24 | 19.87 |
| Apr 2022 | 944.6156436326465 | 8.25 | 28.54 |
| May 2022 | 974.8072146979324 | 3.20 | 32.27 |
| Jun 2022 | 1008.6853652515404 | 3.48 | 35.13 |
| Jul 2022 | 1009.9651924953424 | 0.13 | 35.19 |
| Aug 2022 | 1002.9552882000073 | -0.69 | 34.08 |
| Sep 2022 | 1078.3258809934343 | 7.52 | 44.04 |
| Oct 2022 | 1146.910520623084 | 6.36 | 51.41 |
| Nov 2022 | 1142.3504439952694 | -0.40 | 50.35 |
| Dec 2022 | 1107.550742923522 | -3.05 | 44.73 |
| Jan 2023 | 1089.964070211576 | -1.59 | 36.91 |
| Feb 2023 | 1090.194244135272 | 0.02 | 31.48 |
| Mar 2023 | 1117.7585904151688 | 2.53 | 28.09 |
| Apr 2023 | 1108.905547542844 | -0.79 | 17.39 |
| May 2023 | 1125.6581991624796 | 1.51 | 15.48 |
| Jun 2023 | 1161.6052908253782 | 3.19 | 15.16 |
| Jul 2023 | 1183.4633353720399 | 1.88 | 17.18 |
| Aug 2023 | 1214.5238642595168 | 2.63 | 21.10 |
| Sep 2023 | 1236.9899612663683 | 1.85 | 14.71 |
| Oct 2023 | 1285.4733130276288 | 3.92 | 12.08 |
| Nov 2023 | 1277.5979864154347 | -0.61 | 11.84 |
| Dec 2023 | 1225.8977212602001 | -4.05 | 10.69 |
| Jan 2024 | 1201.3436155455822 | -2.00 | 10.22 |
| Feb 2024 | 1217.6992840071655 | 1.36 | 11.70 |
| Mar 2024 | 1230.7115552213834 | 1.07 | 10.11 |
| Apr 2024 | 1261.2758525070035 | 2.48 | 13.74 |
| May 2024 | 1281.5164892789492 | 1.61 | 13.85 |
| Jun 2024 | 1279.0552689933206 | -0.19 | 10.11 |
| Jul 2024 | 1281.7225830542784 | 0.21 | 8.30 |
| Aug 2024 | 1254.7365260411448 | -2.10 | 3.31 |
| Sep 2024 | 1233.375505402886 | -1.70 | -0.29 |
| Oct 2024 | 1259.9232568924413 | 2.15 | -1.99 |
| Nov 2024 | 1301.8669560442347 | 3.33 | 1.90 |
| Dec 2024 | 1303.7079626017737 | 0.14 | 6.35 |
| Jan 2025 | 1336.948247480059 | 2.55 | 11.29 |
| Feb 2025 | 1332.935473775888 | -0.30 | 9.46 |
| Mar 2025 | 1317.6939960684986 | -1.14 | 7.07 |
| Apr 2025 | 1325.564620981058 | 0.60 | 5.10 |
| May 2025 | 1335.0834889587695 | 0.72 | 4.18 |
| Jun 2025 | 1336.8975138454648 | 0.14 | 4.52 |
| Jul 2025 | 1332.467673746326 | -0.33 | 3.96 |
| Aug 2025 | 1325.7338605973578 | -0.50 | 5.66 |
| Sep 2025 | 1315.2019527045754 | -0.79 | 6.63 |
| Oct 2025 | 1311.2366785335228 | -0.30 | 4.07 |
| Nov 2025 | 1314.3816311166788 | 0.24 | 0.96 |
| Dec 2025 | 1315.3917115900015 | 0.08 | 0.90 |
| Jan 2026 | 1311.654991971319 | -0.28 | -1.89 |
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