Tampa, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Tampa, FL Metro in January 2026 was $2,421.631. The month over month percentage change (MoM) was -0.64%, and the year over year percentage change (YoY) was -9.94%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Tampa, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Tampa, FL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 753.9348094448077 | NaN | NaN |
| Feb 2012 | 752.1569664636713 | -0.24 | NaN |
| Mar 2012 | 756.3948232487253 | 0.56 | NaN |
| Apr 2012 | 756.9734698320347 | 0.08 | NaN |
| May 2012 | 754.0898626691267 | -0.38 | NaN |
| Jun 2012 | 750.4854040455605 | -0.48 | NaN |
| Jul 2012 | 746.488670746824 | -0.53 | NaN |
| Aug 2012 | 751.0839140310984 | 0.62 | NaN |
| Sep 2012 | 747.4102828984353 | -0.49 | NaN |
| Oct 2012 | 744.2142352466406 | -0.43 | NaN |
| Nov 2012 | 747.4348311993551 | 0.43 | NaN |
| Dec 2012 | 754.1219576761349 | 0.90 | NaN |
| Jan 2013 | 758.0951451153957 | 0.53 | 0.55 |
| Feb 2013 | 771.4311284360344 | 1.76 | 2.56 |
| Mar 2013 | 780.1426636448269 | 1.13 | 3.14 |
| Apr 2013 | 780.9794749679011 | 0.11 | 3.17 |
| May 2013 | 795.7394338282832 | 1.89 | 5.52 |
| Jun 2013 | 837.0244784695292 | 5.19 | 11.53 |
| Jul 2013 | 865.290821987498 | 3.38 | 15.92 |
| Aug 2013 | 879.9167414981878 | 1.69 | 17.15 |
| Sep 2013 | 890.6807447483632 | 1.22 | 19.17 |
| Oct 2013 | 880.5618348389461 | -1.14 | 18.32 |
| Nov 2013 | 893.0610930278383 | 1.42 | 19.48 |
| Dec 2013 | 915.4610853986887 | 2.51 | 21.39 |
| Jan 2014 | 916.3372864056223 | 0.10 | 20.87 |
| Feb 2014 | 914.829314172166 | -0.16 | 18.59 |
| Mar 2014 | 923.9639324017437 | 1.00 | 18.43 |
| Apr 2014 | 929.5630521437921 | 0.61 | 19.02 |
| May 2014 | 925.3184410838752 | -0.46 | 16.28 |
| Jun 2014 | 927.9285943668408 | 0.28 | 10.86 |
| Jul 2014 | 930.7749543248322 | 0.31 | 7.57 |
| Aug 2014 | 933.7954559193358 | 0.33 | 6.12 |
| Sep 2014 | 941.4993244385555 | 0.83 | 5.71 |
| Oct 2014 | 936.6308442622269 | -0.52 | 6.37 |
| Nov 2014 | 938.945499084122 | 0.25 | 5.14 |
| Dec 2014 | 935.7565221528098 | -0.34 | 2.22 |
| Jan 2015 | 925.7124788540292 | -1.07 | 1.02 |
| Feb 2015 | 933.6388729064342 | 0.86 | 2.06 |
| Mar 2015 | 942.4312758830208 | 0.94 | 2.00 |
| Apr 2015 | 940.6974937285274 | -0.18 | 1.20 |
| May 2015 | 958.35419852056 | 1.88 | 3.57 |
| Jun 2015 | 974.3372041102525 | 1.67 | 5.00 |
| Jul 2015 | 985.3155925856706 | 1.13 | 5.86 |
| Aug 2015 | 981.3170688334358 | -0.41 | 5.09 |
| Sep 2015 | 987.534301626099 | 0.63 | 4.89 |
| Oct 2015 | 988.0510005841022 | 0.05 | 5.49 |
| Nov 2015 | 1007.0608510870527 | 1.92 | 7.25 |
| Dec 2015 | 1016.9323951060793 | 0.98 | 8.68 |
| Jan 2016 | 1014.0246724931833 | -0.29 | 9.54 |
| Feb 2016 | 1004.8350167040926 | -0.91 | 7.63 |
| Mar 2016 | 1013.5048455663547 | 0.86 | 7.54 |
| Apr 2016 | 1012.9292185905746 | -0.06 | 7.68 |
| May 2016 | 1017.8690500393359 | 0.49 | 6.21 |
| Jun 2016 | 1020.8272494653564 | 0.29 | 4.77 |
| Jul 2016 | 1016.1271529952253 | -0.46 | 3.13 |
| Aug 2016 | 1022.6509668644708 | 0.64 | 4.21 |
| Sep 2016 | 1033.0965548394017 | 1.02 | 4.61 |
| Oct 2016 | 1043.156021935738 | 0.97 | 5.58 |
| Nov 2016 | 1077.5656305781436 | 3.30 | 7.00 |
| Dec 2016 | 1122.9858417761934 | 4.22 | 10.43 |
| Jan 2017 | 1128.1051449541378 | 0.46 | 11.25 |
| Feb 2017 | 1137.2727884869723 | 0.81 | 13.18 |
| Mar 2017 | 1147.6563141731267 | 0.91 | 13.24 |
| Apr 2017 | 1142.499723491044 | -0.45 | 12.79 |
| May 2017 | 1146.6448904901624 | 0.36 | 12.65 |
| Jun 2017 | 1144.8306488282342 | -0.16 | 12.15 |
| Jul 2017 | 1157.896468112265 | 1.14 | 13.95 |
| Aug 2017 | 1157.7676220450408 | -0.01 | 13.21 |
| Sep 2017 | 1158.3064297228907 | 0.05 | 12.12 |
| Oct 2017 | 1173.7412118610557 | 1.33 | 12.52 |
| Nov 2017 | 1183.940731246113 | 0.87 | 9.87 |
| Dec 2017 | 1194.8707220335966 | 0.92 | 6.40 |
| Jan 2018 | 1205.2605740069387 | 0.87 | 6.84 |
| Feb 2018 | 1239.9265635766542 | 2.88 | 9.03 |
| Mar 2018 | 1257.3617414454595 | 1.41 | 9.56 |
| Apr 2018 | 1266.4101673473285 | 0.72 | 10.85 |
| May 2018 | 1284.7548759754263 | 1.45 | 12.05 |
| Jun 2018 | 1288.1907662404137 | 0.27 | 12.52 |
| Jul 2018 | 1290.500910936892 | 0.18 | 11.45 |
| Aug 2018 | 1300.0282382918617 | 0.74 | 12.29 |
| Sep 2018 | 1315.25089647618 | 1.17 | 13.55 |
| Oct 2018 | 1342.1370840534837 | 2.04 | 14.35 |
| Nov 2018 | 1352.321170134854 | 0.76 | 14.22 |
| Dec 2018 | 1335.246961547258 | -1.26 | 11.75 |
| Jan 2019 | 1318.2111691400128 | -1.28 | 9.37 |
| Feb 2019 | 1314.6447223326275 | -0.27 | 6.03 |
| Mar 2019 | 1308.3315422011256 | -0.48 | 4.05 |
| Apr 2019 | 1299.7905425139224 | -0.65 | 2.64 |
| May 2019 | 1295.6915129858544 | -0.31 | 0.85 |
| Jun 2019 | 1272.1996693102108 | -1.81 | -1.24 |
| Jul 2019 | 1272.5990675674361 | 0.03 | -1.39 |
| Aug 2019 | 1262.3427240141436 | -0.81 | -2.90 |
| Sep 2019 | 1265.3011104591187 | 0.23 | -3.80 |
| Oct 2019 | 1278.6009906286408 | 1.05 | -4.73 |
| Nov 2019 | 1285.505627396042 | 0.54 | -4.94 |
| Dec 2019 | 1295.9859209149336 | 0.82 | -2.94 |
| Jan 2020 | 1300.259539402069 | 0.33 | -1.36 |
| Feb 2020 | 1294.0807938034263 | -0.47 | -1.56 |
| Mar 2020 | 1301.9146855155095 | 0.61 | -0.49 |
| Apr 2020 | 1292.0099191408822 | -0.76 | -0.60 |
| May 2020 | 1286.7372257293619 | -0.41 | -0.69 |
| Jun 2020 | 1281.6018694386028 | -0.40 | 0.74 |
| Jul 2020 | 1271.156893221757 | -0.81 | -0.11 |
| Aug 2020 | 1272.1016437039373 | 0.07 | 0.77 |
| Sep 2020 | 1280.7672965834388 | 0.68 | 1.22 |
| Oct 2020 | 1290.0629275982537 | 0.73 | 0.90 |
| Nov 2020 | 1300.4139606141312 | 0.80 | 1.16 |
| Dec 2020 | 1309.4309227450567 | 0.69 | 1.04 |
| Jan 2021 | 1302.895731659888 | -0.50 | 0.20 |
| Feb 2021 | 1331.1911416238966 | 2.17 | 2.87 |
| Mar 2021 | 1384.6947585587825 | 4.02 | 6.36 |
| Apr 2021 | 1406.083767408622 | 1.55 | 8.83 |
| May 2021 | 1420.8951853716476 | 1.05 | 10.43 |
| Jun 2021 | 1452.573016316726 | 2.23 | 13.34 |
| Jul 2021 | 1470.769610185923 | 1.25 | 15.70 |
| Aug 2021 | 1495.7765081369212 | 1.70 | 17.58 |
| Sep 2021 | 1526.6267671873275 | 2.06 | 19.20 |
| Oct 2021 | 1570.759227086367 | 2.89 | 21.76 |
| Nov 2021 | 1595.9183162390996 | 1.60 | 22.72 |
| Dec 2021 | 1627.0202978542989 | 1.95 | 24.25 |
| Jan 2022 | 1680.9467472255983 | 3.31 | 29.02 |
| Feb 2022 | 1767.5090338939149 | 5.15 | 32.78 |
| Mar 2022 | 1879.5928974259314 | 6.34 | 35.74 |
| Apr 2022 | 2069.107110727654 | 10.08 | 47.15 |
| May 2022 | 2169.1235424084807 | 4.83 | 52.66 |
| Jun 2022 | 2274.579039666385 | 4.86 | 56.59 |
| Jul 2022 | 2291.0092738050016 | 0.72 | 55.77 |
| Aug 2022 | 2275.3622538397804 | -0.68 | 52.12 |
| Sep 2022 | 2450.313174992691 | 7.69 | 60.51 |
| Oct 2022 | 2602.707193161799 | 6.22 | 65.70 |
| Nov 2022 | 2573.1772135013443 | -1.13 | 61.24 |
| Dec 2022 | 2473.4113952503103 | -3.88 | 52.02 |
| Jan 2023 | 2467.7067159346393 | -0.23 | 46.81 |
| Feb 2023 | 2455.8112423226567 | -0.48 | 38.94 |
| Mar 2023 | 2508.9195239777764 | 2.16 | 33.48 |
| Apr 2023 | 2473.191011987109 | -1.42 | 19.53 |
| May 2023 | 2497.4005132410657 | 0.98 | 15.13 |
| Jun 2023 | 2567.4790471354854 | 2.81 | 12.88 |
| Jul 2023 | 2607.617943371282 | 1.56 | 13.82 |
| Aug 2023 | 2669.629306861926 | 2.38 | 17.33 |
| Sep 2023 | 2707.275722414514 | 1.41 | 10.49 |
| Oct 2023 | 2805.0390838762023 | 3.61 | 7.77 |
| Nov 2023 | 2777.7675611159484 | -0.97 | 7.95 |
| Dec 2023 | 2659.1744497712243 | -4.27 | 7.51 |
| Jan 2024 | 2650.017075352816 | -0.34 | 7.39 |
| Feb 2024 | 2685.3480232533216 | 1.33 | 9.35 |
| Mar 2024 | 2703.375940744912 | 0.67 | 7.75 |
| Apr 2024 | 2748.4456516723785 | 1.67 | 11.13 |
| May 2024 | 2763.507407458127 | 0.55 | 10.66 |
| Jun 2024 | 2728.4267852927187 | -1.27 | 6.27 |
| Jul 2024 | 2707.320130365952 | -0.77 | 3.82 |
| Aug 2024 | 2630.3775264071583 | -2.84 | -1.47 |
| Sep 2024 | 2573.012473382548 | -2.18 | -4.96 |
| Oct 2024 | 2613.9342664580126 | 1.59 | -6.81 |
| Nov 2024 | 2677.7652645362223 | 2.44 | -3.60 |
| Dec 2024 | 2649.699495287634 | -1.05 | -0.36 |
| Jan 2025 | 2688.8972907142465 | 1.48 | 1.47 |
| Feb 2025 | 2657.6445311704892 | -1.16 | -1.03 |
| Mar 2025 | 2610.589214459492 | -1.77 | -3.43 |
| Apr 2025 | 2611.0622648151707 | 0.02 | -5.00 |
| May 2025 | 2613.776838287697 | 0.10 | -5.42 |
| Jun 2025 | 2597.8432841135887 | -0.61 | -4.79 |
| Jul 2025 | 2562.864801764511 | -1.35 | -5.34 |
| Aug 2025 | 2521.9593747024287 | -1.60 | -4.12 |
| Sep 2025 | 2478.9009156931734 | -1.71 | -3.66 |
| Oct 2025 | 2453.9063946743313 | -1.01 | -6.12 |
| Nov 2025 | 2447.6245687469864 | -0.26 | -8.60 |
| Dec 2025 | 2437.2657333854117 | -0.42 | -8.02 |
| Jan 2026 | 2421.6312352266978 | -0.64 | -9.94 |