Tampa, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Tampa, FL Metro in January 2026 was $2,421.631. The month over month percentage change (MoM) was -0.64%, and the year over year percentage change (YoY) was -9.94%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Tampa, FL metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Tampa, FL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Tampa, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Tampa, FL (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 753.9348094448077 NaN NaN
Feb 2012 752.1569664636713 -0.24 NaN
Mar 2012 756.3948232487253 0.56 NaN
Apr 2012 756.9734698320347 0.08 NaN
May 2012 754.0898626691267 -0.38 NaN
Jun 2012 750.4854040455605 -0.48 NaN
Jul 2012 746.488670746824 -0.53 NaN
Aug 2012 751.0839140310984 0.62 NaN
Sep 2012 747.4102828984353 -0.49 NaN
Oct 2012 744.2142352466406 -0.43 NaN
Nov 2012 747.4348311993551 0.43 NaN
Dec 2012 754.1219576761349 0.90 NaN
Jan 2013 758.0951451153957 0.53 0.55
Feb 2013 771.4311284360344 1.76 2.56
Mar 2013 780.1426636448269 1.13 3.14
Apr 2013 780.9794749679011 0.11 3.17
May 2013 795.7394338282832 1.89 5.52
Jun 2013 837.0244784695292 5.19 11.53
Jul 2013 865.290821987498 3.38 15.92
Aug 2013 879.9167414981878 1.69 17.15
Sep 2013 890.6807447483632 1.22 19.17
Oct 2013 880.5618348389461 -1.14 18.32
Nov 2013 893.0610930278383 1.42 19.48
Dec 2013 915.4610853986887 2.51 21.39
Jan 2014 916.3372864056223 0.10 20.87
Feb 2014 914.829314172166 -0.16 18.59
Mar 2014 923.9639324017437 1.00 18.43
Apr 2014 929.5630521437921 0.61 19.02
May 2014 925.3184410838752 -0.46 16.28
Jun 2014 927.9285943668408 0.28 10.86
Jul 2014 930.7749543248322 0.31 7.57
Aug 2014 933.7954559193358 0.33 6.12
Sep 2014 941.4993244385555 0.83 5.71
Oct 2014 936.6308442622269 -0.52 6.37
Nov 2014 938.945499084122 0.25 5.14
Dec 2014 935.7565221528098 -0.34 2.22
Jan 2015 925.7124788540292 -1.07 1.02
Feb 2015 933.6388729064342 0.86 2.06
Mar 2015 942.4312758830208 0.94 2.00
Apr 2015 940.6974937285274 -0.18 1.20
May 2015 958.35419852056 1.88 3.57
Jun 2015 974.3372041102525 1.67 5.00
Jul 2015 985.3155925856706 1.13 5.86
Aug 2015 981.3170688334358 -0.41 5.09
Sep 2015 987.534301626099 0.63 4.89
Oct 2015 988.0510005841022 0.05 5.49
Nov 2015 1007.0608510870527 1.92 7.25
Dec 2015 1016.9323951060793 0.98 8.68
Jan 2016 1014.0246724931833 -0.29 9.54
Feb 2016 1004.8350167040926 -0.91 7.63
Mar 2016 1013.5048455663547 0.86 7.54
Apr 2016 1012.9292185905746 -0.06 7.68
May 2016 1017.8690500393359 0.49 6.21
Jun 2016 1020.8272494653564 0.29 4.77
Jul 2016 1016.1271529952253 -0.46 3.13
Aug 2016 1022.6509668644708 0.64 4.21
Sep 2016 1033.0965548394017 1.02 4.61
Oct 2016 1043.156021935738 0.97 5.58
Nov 2016 1077.5656305781436 3.30 7.00
Dec 2016 1122.9858417761934 4.22 10.43
Jan 2017 1128.1051449541378 0.46 11.25
Feb 2017 1137.2727884869723 0.81 13.18
Mar 2017 1147.6563141731267 0.91 13.24
Apr 2017 1142.499723491044 -0.45 12.79
May 2017 1146.6448904901624 0.36 12.65
Jun 2017 1144.8306488282342 -0.16 12.15
Jul 2017 1157.896468112265 1.14 13.95
Aug 2017 1157.7676220450408 -0.01 13.21
Sep 2017 1158.3064297228907 0.05 12.12
Oct 2017 1173.7412118610557 1.33 12.52
Nov 2017 1183.940731246113 0.87 9.87
Dec 2017 1194.8707220335966 0.92 6.40
Jan 2018 1205.2605740069387 0.87 6.84
Feb 2018 1239.9265635766542 2.88 9.03
Mar 2018 1257.3617414454595 1.41 9.56
Apr 2018 1266.4101673473285 0.72 10.85
May 2018 1284.7548759754263 1.45 12.05
Jun 2018 1288.1907662404137 0.27 12.52
Jul 2018 1290.500910936892 0.18 11.45
Aug 2018 1300.0282382918617 0.74 12.29
Sep 2018 1315.25089647618 1.17 13.55
Oct 2018 1342.1370840534837 2.04 14.35
Nov 2018 1352.321170134854 0.76 14.22
Dec 2018 1335.246961547258 -1.26 11.75
Jan 2019 1318.2111691400128 -1.28 9.37
Feb 2019 1314.6447223326275 -0.27 6.03
Mar 2019 1308.3315422011256 -0.48 4.05
Apr 2019 1299.7905425139224 -0.65 2.64
May 2019 1295.6915129858544 -0.31 0.85
Jun 2019 1272.1996693102108 -1.81 -1.24
Jul 2019 1272.5990675674361 0.03 -1.39
Aug 2019 1262.3427240141436 -0.81 -2.90
Sep 2019 1265.3011104591187 0.23 -3.80
Oct 2019 1278.6009906286408 1.05 -4.73
Nov 2019 1285.505627396042 0.54 -4.94
Dec 2019 1295.9859209149336 0.82 -2.94
Jan 2020 1300.259539402069 0.33 -1.36
Feb 2020 1294.0807938034263 -0.47 -1.56
Mar 2020 1301.9146855155095 0.61 -0.49
Apr 2020 1292.0099191408822 -0.76 -0.60
May 2020 1286.7372257293619 -0.41 -0.69
Jun 2020 1281.6018694386028 -0.40 0.74
Jul 2020 1271.156893221757 -0.81 -0.11
Aug 2020 1272.1016437039373 0.07 0.77
Sep 2020 1280.7672965834388 0.68 1.22
Oct 2020 1290.0629275982537 0.73 0.90
Nov 2020 1300.4139606141312 0.80 1.16
Dec 2020 1309.4309227450567 0.69 1.04
Jan 2021 1302.895731659888 -0.50 0.20
Feb 2021 1331.1911416238966 2.17 2.87
Mar 2021 1384.6947585587825 4.02 6.36
Apr 2021 1406.083767408622 1.55 8.83
May 2021 1420.8951853716476 1.05 10.43
Jun 2021 1452.573016316726 2.23 13.34
Jul 2021 1470.769610185923 1.25 15.70
Aug 2021 1495.7765081369212 1.70 17.58
Sep 2021 1526.6267671873275 2.06 19.20
Oct 2021 1570.759227086367 2.89 21.76
Nov 2021 1595.9183162390996 1.60 22.72
Dec 2021 1627.0202978542989 1.95 24.25
Jan 2022 1680.9467472255983 3.31 29.02
Feb 2022 1767.5090338939149 5.15 32.78
Mar 2022 1879.5928974259314 6.34 35.74
Apr 2022 2069.107110727654 10.08 47.15
May 2022 2169.1235424084807 4.83 52.66
Jun 2022 2274.579039666385 4.86 56.59
Jul 2022 2291.0092738050016 0.72 55.77
Aug 2022 2275.3622538397804 -0.68 52.12
Sep 2022 2450.313174992691 7.69 60.51
Oct 2022 2602.707193161799 6.22 65.70
Nov 2022 2573.1772135013443 -1.13 61.24
Dec 2022 2473.4113952503103 -3.88 52.02
Jan 2023 2467.7067159346393 -0.23 46.81
Feb 2023 2455.8112423226567 -0.48 38.94
Mar 2023 2508.9195239777764 2.16 33.48
Apr 2023 2473.191011987109 -1.42 19.53
May 2023 2497.4005132410657 0.98 15.13
Jun 2023 2567.4790471354854 2.81 12.88
Jul 2023 2607.617943371282 1.56 13.82
Aug 2023 2669.629306861926 2.38 17.33
Sep 2023 2707.275722414514 1.41 10.49
Oct 2023 2805.0390838762023 3.61 7.77
Nov 2023 2777.7675611159484 -0.97 7.95
Dec 2023 2659.1744497712243 -4.27 7.51
Jan 2024 2650.017075352816 -0.34 7.39
Feb 2024 2685.3480232533216 1.33 9.35
Mar 2024 2703.375940744912 0.67 7.75
Apr 2024 2748.4456516723785 1.67 11.13
May 2024 2763.507407458127 0.55 10.66
Jun 2024 2728.4267852927187 -1.27 6.27
Jul 2024 2707.320130365952 -0.77 3.82
Aug 2024 2630.3775264071583 -2.84 -1.47
Sep 2024 2573.012473382548 -2.18 -4.96
Oct 2024 2613.9342664580126 1.59 -6.81
Nov 2024 2677.7652645362223 2.44 -3.60
Dec 2024 2649.699495287634 -1.05 -0.36
Jan 2025 2688.8972907142465 1.48 1.47
Feb 2025 2657.6445311704892 -1.16 -1.03
Mar 2025 2610.589214459492 -1.77 -3.43
Apr 2025 2611.0622648151707 0.02 -5.00
May 2025 2613.776838287697 0.10 -5.42
Jun 2025 2597.8432841135887 -0.61 -4.79
Jul 2025 2562.864801764511 -1.35 -5.34
Aug 2025 2521.9593747024287 -1.60 -4.12
Sep 2025 2478.9009156931734 -1.71 -3.66
Oct 2025 2453.9063946743313 -1.01 -6.12
Nov 2025 2447.6245687469864 -0.26 -8.60
Dec 2025 2437.2657333854117 -0.42 -8.02
Jan 2026 2421.6312352266978 -0.64 -9.94