Traverse City, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Traverse City, MI Metro in January 2026 was $2,467. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -5.40%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Traverse City, MI metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Traverse City, MI metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Traverse City, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Traverse City, MI (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 668.9017205473901 NaN NaN
Feb 2012 667.150357648552 -0.26 NaN
Mar 2012 677.3603013907425 1.53 NaN
Apr 2012 685.5566338633246 1.21 NaN
May 2012 687.237430710187 0.25 NaN
Jun 2012 688.056362125292 0.12 NaN
Jul 2012 688.5139115198408 0.07 NaN
Aug 2012 701.4846710437143 1.88 NaN
Sep 2012 701.4478906623203 0.00 NaN
Oct 2012 697.838457640812 -0.51 NaN
Nov 2012 697.9470518237478 0.02 NaN
Dec 2012 698.3525185158253 0.06 NaN
Jan 2013 704.6054535324254 0.90 5.34
Feb 2013 715.1289985525411 1.49 7.19
Mar 2013 719.9294075326653 0.67 6.29
Apr 2013 713.6435118418519 -0.87 4.10
May 2013 721.0117628825933 1.03 4.92
Jun 2013 763.7111482057596 5.92 11.00
Jul 2013 791.756912082325 3.67 15.00
Aug 2013 808.2435224913124 2.08 15.22
Sep 2013 820.9845505789656 1.58 17.04
Oct 2013 806.1928419936529 -1.80 15.53
Nov 2013 818.6867069631944 1.55 17.30
Dec 2013 840.9172395511434 2.72 20.41
Jan 2014 844.0878651361911 0.38 19.80
Feb 2014 837.187306194752 -0.82 17.07
Mar 2014 842.2953920599665 0.61 17.00
Apr 2014 844.3103416258245 0.24 18.31
May 2014 833.3792767316069 -1.29 15.59
Jun 2014 833.7013264307177 0.04 9.16
Jul 2014 835.5160670811829 0.22 5.53
Aug 2014 841.4948476095992 0.72 4.11
Sep 2014 854.2228678072138 1.51 4.05
Oct 2014 850.4431537486735 -0.44 5.49
Nov 2014 854.0507190326601 0.42 4.32
Dec 2014 849.8525086817928 -0.49 1.06
Jan 2015 840.127501621416 -1.14 -0.47
Feb 2015 848.957523512009 1.05 1.41
Mar 2015 857.0478238518475 0.95 1.75
Apr 2015 851.0455830809037 -0.70 0.80
May 2015 866.1342897979805 1.77 3.93
Jun 2015 878.5804937815884 1.44 5.38
Jul 2015 883.9298663673139 0.61 5.79
Aug 2015 874.169969736031 -1.10 3.88
Sep 2015 877.9370219390856 0.43 2.78
Oct 2015 875.6012152557088 -0.27 2.96
Nov 2015 894.6469813613762 2.17 4.75
Dec 2015 902.2821789654452 0.85 6.17
Jan 2016 1056.7798747738002 17.12 25.79
Feb 2016 1045.0078489730324 -1.11 23.09
Mar 2016 1051.691183929562 0.64 22.71
Apr 2016 1045.1389456338998 -0.62 22.81
May 2016 1046.7700603477938 0.16 20.86
Jun 2016 1046.4428578985971 -0.03 19.11
Jul 2016 1035.337507878101 -1.06 17.13
Aug 2016 1034.1714782141564 -0.11 18.30
Sep 2016 1037.8056071958108 0.35 18.21
Oct 2016 1041.6277931589707 0.37 18.96
Nov 2016 1072.8870205436288 3.00 19.92
Dec 2016 1119.7954735235676 4.37 24.11
Jan 2017 1113.446767491812 -0.57 5.36
Feb 2017 1125.3884521743403 1.07 7.69
Mar 2017 1136.7558416475895 1.01 8.09
Apr 2017 1130.3253300216197 -0.57 8.15
May 2017 1132.7894478731632 0.22 8.22
Jun 2017 1127.7348769178852 -0.45 7.77
Jul 2017 1138.511280529985 0.96 9.97
Aug 2017 1135.1243498507054 -0.30 9.76
Sep 2017 1132.7071906546173 -0.21 9.14
Oct 2017 1145.825366002729 1.16 10.00
Nov 2017 1153.4313196767287 0.66 7.51
Dec 2017 1162.6336447002202 0.80 3.83
Jan 2018 1204.2178791490746 3.58 8.15
Feb 2018 1241.7708998294047 3.12 10.34
Mar 2018 1260.2170969928502 1.49 10.86
Apr 2018 1267.858623180239 0.61 12.17
May 2018 1287.0281638216782 1.51 13.62
Jun 2018 1290.3255988231897 0.26 14.42
Jul 2018 1293.7431145838082 0.27 13.64
Aug 2018 1302.2958071280316 0.66 14.73
Sep 2018 1317.4477432063893 1.16 16.31
Oct 2018 1342.2674892826046 1.88 17.14
Nov 2018 1350.1383155389706 0.59 17.05
Dec 2018 1329.4350363269323 -1.53 14.35
Jan 2019 1312.8471507439256 -1.25 9.02
Feb 2019 1308.1508217059272 -0.36 5.35
Mar 2019 1300.2958363654861 -0.60 3.18
Apr 2019 1289.9871147592157 -0.79 1.75
May 2019 1283.6409476600347 -0.49 -0.26
Jun 2019 1257.823466391566 -2.01 -2.52
Jul 2019 1257.320268287604 -0.04 -2.81
Aug 2019 1245.4880746287067 -0.94 -4.36
Sep 2019 1247.44848372216 0.16 -5.31
Oct 2019 1261.3463489115834 1.11 -6.03
Nov 2019 1268.8675752718914 0.60 -6.02
Dec 2019 1278.737381111801 0.78 -3.81
Jan 2020 1243.2878952739497 -2.77 -5.30
Feb 2020 1236.714442273771 -0.53 -5.46
Mar 2020 1246.3221912954962 0.78 -4.15
Apr 2020 1236.176861151793 -0.81 -4.17
May 2020 1225.5381086465854 -0.86 -4.53
Jun 2020 1211.5884362815532 -1.14 -3.68
Jul 2020 1193.6442345309463 -1.48 -5.06
Aug 2020 1191.7901597799582 -0.15 -4.31
Sep 2020 1203.4930076064475 0.98 -3.52
Oct 2020 1217.6221637586339 1.17 -3.47
Nov 2020 1233.1922497568921 1.28 -2.81
Dec 2020 1246.9134744034618 1.11 -2.49
Jan 2021 1254.293051779131 0.59 0.89
Feb 2021 1287.6698399673571 2.66 4.12
Mar 2021 1345.687870443614 4.51 7.97
Apr 2021 1370.728097348181 1.86 10.88
May 2021 1388.9127143782944 1.33 13.33
Jun 2021 1424.263500955666 2.55 17.55
Jul 2021 1437.550362571698 0.93 20.43
Aug 2021 1452.110563359998 1.01 21.84
Sep 2021 1466.2248724638878 0.97 21.83
Oct 2021 1493.7898544168925 1.88 22.68
Nov 2021 1500.78894827579 0.47 21.70
Dec 2021 1513.8577041408382 0.87 21.41
Jan 2022 1565.8049396134968 3.43 24.84
Feb 2022 1634.8264214021801 4.41 26.96
Mar 2022 1728.4515151260441 5.73 28.44
Apr 2022 1893.6111746741867 9.56 38.15
May 2022 1967.4262395672056 3.90 41.65
Jun 2022 2047.572460376289 4.07 43.76
Jul 2022 2042.8422535726754 -0.23 42.11
Aug 2022 2011.8578353142327 -1.52 38.55
Sep 2022 2163.882172125255 7.56 47.58
Oct 2022 2307.232218303475 6.63 54.46
Nov 2022 2290.0000701705176 -0.75 52.59
Dec 2022 2207.772791837296 -3.59 45.84
Jan 2023 2187.4963459070777 -0.92 39.70
Feb 2023 2183.140108192948 -0.20 33.54
Mar 2023 2243.680428756448 2.77 29.81
Apr 2023 2222.706085734702 -0.93 17.38
May 2023 2268.6684535948352 2.07 15.31
Jun 2023 2354.011778245187 3.76 14.97
Jul 2023 2401.668105361647 2.02 17.57
Aug 2023 2463.8756393274666 2.59 22.47
Sep 2023 2501.9526678480524 1.55 15.62
Oct 2023 2594.592624465805 3.70 12.46
Nov 2023 2560.313921784749 -1.32 11.80
Dec 2023 2432.3970844454707 -5.00 10.17
Jan 2024 2391.258341989611 -1.69 9.32
Feb 2024 2423.946028826727 1.37 11.03
Mar 2024 2448.1118752006273 1.00 9.11
Apr 2024 2502.6572709363045 2.23 12.60
May 2024 2529.2174302503986 1.06 11.49
Jun 2024 2506.905825363988 -0.88 6.50
Jul 2024 2498.635303254954 -0.33 4.04
Aug 2024 2435.9272866638717 -2.51 -1.13
Sep 2024 2388.5955151031985 -1.94 -4.53
Oct 2024 2451.7627123222287 2.65 -5.50
Nov 2024 2539.8361690501333 3.59 -0.80
Dec 2024 2526.124145308961 -0.54 3.85
Jan 2025 2607.935246249887 3.24 9.06
Feb 2025 2584.989341401747 -0.88 6.64
Mar 2025 2546.457685407318 -1.49 4.02
Apr 2025 2562.9028427762896 0.65 2.41
May 2025 2583.196118118164 0.79 2.13
Jun 2025 2582.752736711458 -0.02 3.03
Jul 2025 2560.59007918864 -0.86 2.48
Aug 2025 2529.5844641505746 -1.21 3.85
Sep 2025 2486.323286876706 -1.71 4.09
Oct 2025 2468.002644435038 -0.74 0.66
Nov 2025 2471.6775474091264 0.15 -2.68
Dec 2025 2473.187224067575 0.06 -2.10
Jan 2026 2466.999506928393 -0.25 -5.40