Utica, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Utica, NY Metro in January 2026 was $1,411.278. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -0.17%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Utica, NY metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Utica, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Utica, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Utica, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Utica, NY (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 733.2551742903681 | NaN | NaN |
| Feb 2012 | 733.4736438386476 | 0.03 | NaN |
| Mar 2012 | 739.3378241303903 | 0.80 | NaN |
| Apr 2012 | 738.4212966587863 | -0.12 | NaN |
| May 2012 | 733.3282578268393 | -0.69 | NaN |
| Jun 2012 | 726.8254052647753 | -0.89 | NaN |
| Jul 2012 | 720.3256564500173 | -0.89 | NaN |
| Aug 2012 | 719.8842221862442 | -0.06 | NaN |
| Sep 2012 | 712.6861901931615 | -1.00 | NaN |
| Oct 2012 | 706.0211690515736 | -0.93 | NaN |
| Nov 2012 | 704.1483335881824 | -0.26 | NaN |
| Dec 2012 | 703.517689600864 | -0.09 | NaN |
| Jan 2013 | 706.5583240981857 | 0.43 | -3.64 |
| Feb 2013 | 713.6612273648907 | 1.00 | -2.70 |
| Mar 2013 | 718.2594644042207 | 0.64 | -2.85 |
| Apr 2013 | 716.5380080872778 | -0.24 | -2.96 |
| May 2013 | 723.7771939891066 | 1.01 | -1.30 |
| Jun 2013 | 750.7862991563505 | 3.73 | 3.30 |
| Jul 2013 | 765.8660542345704 | 2.01 | 6.32 |
| Aug 2013 | 770.3233672189716 | 0.58 | 7.01 |
| Sep 2013 | 770.5411026569452 | 0.03 | 8.12 |
| Oct 2013 | 755.891835890226 | -1.90 | 7.06 |
| Nov 2013 | 758.2488851349212 | 0.31 | 7.68 |
| Dec 2013 | 768.4436651446917 | 1.35 | 9.23 |
| Jan 2014 | 767.2294589109368 | -0.16 | 8.59 |
| Feb 2014 | 761.8261697338615 | -0.70 | 6.75 |
| Mar 2014 | 764.1112314556733 | 0.30 | 6.38 |
| Apr 2014 | 765.7711535788173 | 0.22 | 6.87 |
| May 2014 | 761.7458911826568 | -0.53 | 5.25 |
| Jun 2014 | 763.5976697955414 | 0.24 | 1.71 |
| Jul 2014 | 763.0246528194969 | -0.07 | -0.37 |
| Aug 2014 | 760.2573988469487 | -0.36 | -1.31 |
| Sep 2014 | 759.356142197451 | -0.12 | -1.45 |
| Oct 2014 | 749.9179270780073 | -1.24 | -0.79 |
| Nov 2014 | 747.3229216751197 | -0.35 | -1.44 |
| Dec 2014 | 742.6270408808809 | -0.63 | -3.36 |
| Jan 2015 | 736.2360445074439 | -0.86 | -4.04 |
| Feb 2015 | 741.0559138697076 | 0.66 | -2.73 |
| Mar 2015 | 746.7957778024435 | 0.78 | -2.27 |
| Apr 2015 | 746.0630820480546 | -0.10 | -2.57 |
| May 2015 | 756.4968702428885 | 1.40 | -0.69 |
| Jun 2015 | 765.018567014019 | 1.13 | 0.19 |
| Jul 2015 | 769.3308282009763 | 0.56 | 0.83 |
| Aug 2015 | 764.6045419946745 | -0.61 | 0.57 |
| Sep 2015 | 765.543255333246 | 0.12 | 0.82 |
| Oct 2015 | 763.9264232801424 | -0.21 | 1.87 |
| Nov 2015 | 773.2299238606317 | 1.22 | 3.47 |
| Dec 2015 | 776.9486525487205 | 0.48 | 4.62 |
| Jan 2016 | 774.0310147789899 | -0.38 | 5.13 |
| Feb 2016 | 764.5377532780205 | -1.23 | 3.17 |
| Mar 2016 | 765.4476070355418 | 0.12 | 2.50 |
| Apr 2016 | 760.2334399428346 | -0.68 | 1.90 |
| May 2016 | 760.071366101567 | -0.02 | 0.47 |
| Jun 2016 | 760.5331926866427 | 0.06 | -0.59 |
| Jul 2016 | 757.0211370651641 | -0.46 | -1.60 |
| Aug 2016 | 760.178752228476 | 0.42 | -0.58 |
| Sep 2016 | 765.0075079954092 | 0.64 | -0.07 |
| Oct 2016 | 769.4668485726568 | 0.58 | 0.73 |
| Nov 2016 | 787.8956666774537 | 2.40 | 1.90 |
| Dec 2016 | 813.0626635184917 | 3.19 | 4.65 |
| Jan 2017 | 801.8313355632126 | -1.38 | 3.59 |
| Feb 2017 | 804.5881870809468 | 0.34 | 5.24 |
| Mar 2017 | 806.7286287098896 | 0.27 | 5.39 |
| Apr 2017 | 800.4788027244907 | -0.77 | 5.29 |
| May 2017 | 800.2246967464673 | -0.03 | 5.28 |
| Jun 2017 | 796.5542754517338 | -0.46 | 4.74 |
| Jul 2017 | 802.8712242212462 | 0.79 | 6.06 |
| Aug 2017 | 803.3406034189239 | 0.06 | 5.68 |
| Sep 2017 | 805.1361158781475 | 0.22 | 5.25 |
| Oct 2017 | 814.6314420322722 | 1.18 | 5.87 |
| Nov 2017 | 821.0525889273097 | 0.79 | 4.21 |
| Dec 2017 | 827.6634177707256 | 0.81 | 1.80 |
| Jan 2018 | 670.472341911279 | -18.99 | -16.38 |
| Feb 2018 | 688.9267927055413 | 2.75 | -14.37 |
| Mar 2018 | 698.564571839991 | 1.40 | -13.41 |
| Apr 2018 | 702.8943400840274 | 0.62 | -12.19 |
| May 2018 | 713.7773405694317 | 1.55 | -10.80 |
| Jun 2018 | 717.3634487739681 | 0.50 | -9.94 |
| Jul 2018 | 720.6491020349085 | 0.46 | -10.24 |
| Aug 2018 | 727.0933796037282 | 0.89 | -9.49 |
| Sep 2018 | 735.289176952214 | 1.13 | -8.68 |
| Oct 2018 | 747.5671772279771 | 1.67 | -8.23 |
| Nov 2018 | 749.7784860703965 | 0.30 | -8.68 |
| Dec 2018 | 735.8626144797796 | -1.86 | -11.09 |
| Jan 2019 | 726.7321968348107 | -1.24 | 8.39 |
| Feb 2019 | 722.7219801732862 | -0.55 | 4.91 |
| Mar 2019 | 719.264937576191 | -0.48 | 2.96 |
| Apr 2019 | 714.6679890934571 | -0.64 | 1.68 |
| May 2019 | 713.1340469511761 | -0.21 | -0.09 |
| Jun 2019 | 700.67423761924 | -1.75 | -2.33 |
| Jul 2019 | 702.2672446270219 | 0.23 | -2.55 |
| Aug 2019 | 697.5262063225126 | -0.67 | -4.07 |
| Sep 2019 | 700.1332333919552 | 0.37 | -4.78 |
| Oct 2019 | 708.5159186101231 | 1.20 | -5.22 |
| Nov 2019 | 713.5783301628537 | 0.72 | -4.83 |
| Dec 2019 | 719.3562460405823 | 0.81 | -2.24 |
| Jan 2020 | 718.0305036234498 | -0.18 | -1.20 |
| Feb 2020 | 712.9570291507438 | -0.71 | -1.35 |
| Mar 2020 | 716.3256987142603 | 0.47 | -0.41 |
| Apr 2020 | 712.0190073677986 | -0.60 | -0.37 |
| May 2020 | 711.1970900836795 | -0.11 | -0.27 |
| Jun 2020 | 711.1091401378986 | -0.01 | 1.49 |
| Jul 2020 | 706.4089615759667 | -0.66 | 0.59 |
| Aug 2020 | 705.9467455820055 | -0.06 | 1.21 |
| Sep 2020 | 709.5967641385777 | 0.52 | 1.35 |
| Oct 2020 | 715.2120768340887 | 0.79 | 0.95 |
| Nov 2020 | 722.8925000685515 | 1.07 | 1.31 |
| Dec 2020 | 729.4229306118438 | 0.90 | 1.40 |
| Jan 2021 | 741.3384756924585 | 1.63 | 3.25 |
| Feb 2021 | 753.8319573453678 | 1.69 | 5.73 |
| Mar 2021 | 778.8630207987853 | 3.32 | 8.73 |
| Apr 2021 | 785.7360259639249 | 0.88 | 10.35 |
| May 2021 | 788.1546019672966 | 0.31 | 10.82 |
| Jun 2021 | 798.5199726926943 | 1.32 | 12.29 |
| Jul 2021 | 798.8126211473514 | 0.04 | 13.08 |
| Aug 2021 | 800.2889349815257 | 0.19 | 13.36 |
| Sep 2021 | 802.6963759184753 | 0.30 | 13.12 |
| Oct 2021 | 813.3981885402699 | 1.33 | 13.73 |
| Nov 2021 | 814.4917770714856 | 0.13 | 12.67 |
| Dec 2021 | 819.1188055525677 | 0.57 | 12.30 |
| Jan 2022 | 852.0118227212657 | 4.02 | 14.93 |
| Feb 2022 | 888.3451567018076 | 4.26 | 17.84 |
| Mar 2022 | 936.8996013539359 | 5.47 | 20.29 |
| Apr 2022 | 1017.1361915519938 | 8.56 | 29.45 |
| May 2022 | 1050.7665600744065 | 3.31 | 33.32 |
| Jun 2022 | 1089.840656868986 | 3.72 | 36.48 |
| Jul 2022 | 1091.07415637349 | 0.11 | 36.59 |
| Aug 2022 | 1080.423259142206 | -0.98 | 35.00 |
| Sep 2022 | 1160.7406541825321 | 7.43 | 44.61 |
| Oct 2022 | 1233.8133591145252 | 6.30 | 51.69 |
| Nov 2022 | 1224.4293110311414 | -0.76 | 50.33 |
| Dec 2022 | 1181.5408831335985 | -3.50 | 44.25 |
| Jan 2023 | 1170.1224439370749 | -0.97 | 37.34 |
| Feb 2023 | 1166.1692005585862 | -0.34 | 31.27 |
| Mar 2023 | 1192.1750934531906 | 2.23 | 27.25 |
| Apr 2023 | 1179.4791932121125 | -1.06 | 15.96 |
| May 2023 | 1197.3529205998982 | 1.52 | 13.95 |
| Jun 2023 | 1237.611341133506 | 3.36 | 13.56 |
| Jul 2023 | 1260.2090487779558 | 1.83 | 15.50 |
| Aug 2023 | 1291.6386300507643 | 2.49 | 19.55 |
| Sep 2023 | 1312.3434864545372 | 1.60 | 13.06 |
| Oct 2023 | 1362.4262069018532 | 3.82 | 10.42 |
| Nov 2023 | 1352.3855877707672 | -0.74 | 10.45 |
| Dec 2023 | 1294.8620939508519 | -4.25 | 9.59 |
| Jan 2024 | 1280.0449406001403 | -1.14 | 9.39 |
| Feb 2024 | 1297.678681125137 | 1.38 | 11.28 |
| Mar 2024 | 1310.8432059134884 | 1.01 | 9.95 |
| Apr 2024 | 1342.683544653042 | 2.43 | 13.84 |
| May 2024 | 1361.9725277071143 | 1.44 | 13.75 |
| Jun 2024 | 1358.6382465704253 | -0.24 | 9.78 |
| Jul 2024 | 1359.2005152014992 | 0.04 | 7.86 |
| Aug 2024 | 1329.2334841607162 | -2.20 | 2.91 |
| Sep 2024 | 1308.6558592967474 | -1.55 | -0.28 |
| Oct 2024 | 1340.1842828934525 | 2.41 | -1.63 |
| Nov 2024 | 1385.5702731396132 | 3.39 | 2.45 |
| Dec 2024 | 1383.7931128344562 | -0.13 | 6.87 |
| Jan 2025 | 1413.7310386044178 | 2.16 | 10.44 |
| Feb 2025 | 1404.9226143764324 | -0.62 | 8.26 |
| Mar 2025 | 1384.9827858490703 | -1.42 | 5.66 |
| Apr 2025 | 1395.597830785555 | 0.77 | 3.94 |
| May 2025 | 1411.8325113235492 | 1.16 | 3.66 |
| Jun 2025 | 1422.1011407139863 | 0.73 | 4.67 |
| Jul 2025 | 1425.3410918632628 | 0.23 | 4.87 |
| Aug 2025 | 1422.5637279901189 | -0.19 | 7.02 |
| Sep 2025 | 1414.4042669585529 | -0.57 | 8.08 |
| Oct 2025 | 1410.7181824527586 | -0.26 | 5.26 |
| Nov 2025 | 1415.100938054446 | 0.31 | 2.13 |
| Dec 2025 | 1415.901176205213 | 0.06 | 2.32 |
| Jan 2026 | 1411.2776600066743 | -0.33 | -0.17 |
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