Valdosta, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Valdosta, GA Metro in January 2026 was $1,441.196. The month over month percentage change (MoM) was -0.25%, and the year over year percentage change (YoY) was -3.80%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Valdosta, GA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Valdosta, GA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Valdosta, GA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Valdosta, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Valdosta, GA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 680.3120831338947 | NaN | NaN |
| Feb 2012 | 677.1331770963509 | -0.47 | NaN |
| Mar 2012 | 679.9405480970805 | 0.42 | NaN |
| Apr 2012 | 677.1959270186601 | -0.40 | NaN |
| May 2012 | 672.2170196150748 | -0.73 | NaN |
| Jun 2012 | 667.810913786805 | -0.65 | NaN |
| Jul 2012 | 665.0531620294389 | -0.41 | NaN |
| Aug 2012 | 671.3425904997259 | 0.95 | NaN |
| Sep 2012 | 667.4589336816538 | -0.58 | NaN |
| Oct 2012 | 661.9191799085668 | -0.83 | NaN |
| Nov 2012 | 661.2617181309952 | -0.10 | NaN |
| Dec 2012 | 661.9301894005464 | 0.10 | NaN |
| Jan 2013 | 667.0407334942712 | 0.77 | -1.95 |
| Feb 2013 | 673.5291287463469 | 0.97 | -0.53 |
| Mar 2013 | 676.2748952697419 | 0.41 | -0.54 |
| Apr 2013 | 669.3917898836327 | -1.02 | -1.15 |
| May 2013 | 674.1530082570308 | 0.71 | 0.29 |
| Jun 2013 | 703.1742554538394 | 4.31 | 5.30 |
| Jul 2013 | 720.921539726538 | 2.52 | 8.40 |
| Aug 2013 | 727.8230375883234 | 0.96 | 8.41 |
| Sep 2013 | 730.1444302785234 | 0.32 | 9.39 |
| Oct 2013 | 713.1478158326624 | -2.33 | 7.74 |
| Nov 2013 | 715.0523214344356 | 0.27 | 8.14 |
| Dec 2013 | 726.3430699311963 | 1.58 | 9.73 |
| Jan 2014 | 725.1062015507371 | -0.17 | 8.71 |
| Feb 2014 | 718.2964540101732 | -0.94 | 6.65 |
| Mar 2014 | 719.7163237404795 | 0.20 | 6.42 |
| Apr 2014 | 717.9017858812017 | -0.25 | 7.25 |
| May 2014 | 707.8424268139718 | -1.40 | 5.00 |
| Jun 2014 | 705.4055747883417 | -0.34 | 0.32 |
| Jul 2014 | 703.7367876481085 | -0.24 | -2.38 |
| Aug 2014 | 704.3293704933909 | 0.08 | -3.23 |
| Sep 2014 | 707.3781493572527 | 0.43 | -3.12 |
| Oct 2014 | 699.0760754757245 | -1.17 | -1.97 |
| Nov 2014 | 696.5510472831891 | -0.36 | -2.59 |
| Dec 2014 | 689.4230560279445 | -1.02 | -5.08 |
| Jan 2015 | 680.8505650227482 | -1.24 | -6.10 |
| Feb 2015 | 683.5859919124132 | 0.40 | -4.83 |
| Mar 2015 | 687.876514370012 | 0.63 | -4.42 |
| Apr 2015 | 683.9671869069409 | -0.57 | -4.73 |
| May 2015 | 695.6067549104989 | 1.70 | -1.73 |
| Jun 2015 | 706.8135656586237 | 1.61 | 0.20 |
| Jul 2015 | 714.0981294548793 | 1.03 | 1.47 |
| Aug 2015 | 708.7854728769425 | -0.74 | 0.63 |
| Sep 2015 | 709.6286469726949 | 0.12 | 0.32 |
| Oct 2015 | 705.8298298766904 | -0.53 | 0.97 |
| Nov 2015 | 715.503348509653 | 1.37 | 2.72 |
| Dec 2015 | 717.5219366481898 | 0.28 | 4.08 |
| Jan 2016 | 716.9719735202582 | -0.08 | 5.31 |
| Feb 2016 | 703.4505276219694 | -1.89 | 2.91 |
| Mar 2016 | 703.1731697887301 | -0.04 | 2.22 |
| Apr 2016 | 696.9815595105076 | -0.88 | 1.90 |
| May 2016 | 696.5950955556991 | -0.05 | 0.14 |
| Jun 2016 | 695.1265801150589 | -0.21 | -1.65 |
| Jul 2016 | 686.8830620069856 | -1.19 | -3.81 |
| Aug 2016 | 683.6613692431941 | -0.47 | -3.54 |
| Sep 2016 | 681.8438040520915 | -0.27 | -3.91 |
| Oct 2016 | 679.5472185332978 | -0.34 | -3.72 |
| Nov 2016 | 693.7597210483652 | 2.09 | -3.04 |
| Dec 2016 | 715.4690721675454 | 3.13 | -0.29 |
| Jan 2017 | 709.5399730407443 | -0.83 | -1.04 |
| Feb 2017 | 707.92157427491 | -0.23 | 0.64 |
| Mar 2017 | 707.3640632155202 | -0.08 | 0.60 |
| Apr 2017 | 698.5674229755072 | -1.24 | 0.23 |
| May 2017 | 696.8185934338048 | -0.25 | 0.03 |
| Jun 2017 | 692.412700859431 | -0.63 | -0.39 |
| Jul 2017 | 699.2093634315663 | 0.98 | 1.80 |
| Aug 2017 | 698.7914589805715 | -0.06 | 2.21 |
| Sep 2017 | 697.9308756141048 | -0.12 | 2.36 |
| Oct 2017 | 706.1343679124269 | 1.18 | 3.91 |
| Nov 2017 | 712.3982595059375 | 0.89 | 2.69 |
| Dec 2017 | 719.3131015983065 | 0.97 | 0.54 |
| Jan 2018 | 722.7570720974338 | 0.48 | 1.86 |
| Feb 2018 | 744.3025329277632 | 2.98 | 5.14 |
| Mar 2018 | 757.3538355231901 | 1.75 | 7.07 |
| Apr 2018 | 765.3626388641094 | 1.06 | 9.56 |
| May 2018 | 778.689908238388 | 1.74 | 11.75 |
| Jun 2018 | 781.4806502216004 | 0.36 | 12.86 |
| Jul 2018 | 780.2212223691238 | -0.16 | 11.59 |
| Aug 2018 | 781.31332803268 | 0.14 | 11.81 |
| Sep 2018 | 786.9617171778907 | 0.72 | 12.76 |
| Oct 2018 | 799.1270751840804 | 1.55 | 13.17 |
| Nov 2018 | 802.5271269103046 | 0.43 | 12.65 |
| Dec 2018 | 790.2947977098765 | -1.52 | 9.87 |
| Jan 2019 | 777.8666476183123 | -1.57 | 7.63 |
| Feb 2019 | 775.3591346180843 | -0.32 | 4.17 |
| Mar 2019 | 772.6958431538242 | -0.34 | 2.03 |
| Apr 2019 | 768.8197218881166 | -0.50 | 0.45 |
| May 2019 | 766.5148200392949 | -0.30 | -1.56 |
| Jun 2019 | 751.2685028318812 | -1.99 | -3.87 |
| Jul 2019 | 750.0911998118704 | -0.16 | -3.86 |
| Aug 2019 | 744.2523312963579 | -0.78 | -4.74 |
| Sep 2019 | 746.0818830722048 | 0.25 | -5.19 |
| Oct 2019 | 754.5449829382294 | 1.13 | -5.58 |
| Nov 2019 | 758.2493947916678 | 0.49 | -5.52 |
| Dec 2019 | 763.5288734586742 | 0.70 | -3.39 |
| Jan 2020 | 754.1420284154392 | -1.23 | -3.05 |
| Feb 2020 | 749.1496349773192 | -0.66 | -3.38 |
| Mar 2020 | 754.0711271494257 | 0.66 | -2.41 |
| Apr 2020 | 751.057168244283 | -0.40 | -2.31 |
| May 2020 | 751.2330912016483 | 0.02 | -1.99 |
| Jun 2020 | 750.4548038566602 | -0.10 | -0.11 |
| Jul 2020 | 745.2715874701112 | -0.69 | -0.64 |
| Aug 2020 | 744.6977810612434 | -0.08 | 0.06 |
| Sep 2020 | 748.759727971855 | 0.55 | 0.36 |
| Oct 2020 | 752.95515317866 | 0.56 | -0.21 |
| Nov 2020 | 757.1859106351471 | 0.56 | -0.14 |
| Dec 2020 | 759.6662871598492 | 0.33 | -0.51 |
| Jan 2021 | 762.5370305734841 | 0.38 | 1.11 |
| Feb 2021 | 774.7906159962386 | 1.61 | 3.42 |
| Mar 2021 | 799.9674683170549 | 3.25 | 6.09 |
| Apr 2021 | 806.1221372310314 | 0.77 | 7.33 |
| May 2021 | 809.9469927600964 | 0.47 | 7.82 |
| Jun 2021 | 823.8164351039557 | 1.71 | 9.78 |
| Jul 2021 | 830.1519025530865 | 0.77 | 11.39 |
| Aug 2021 | 839.6110713818464 | 1.14 | 12.75 |
| Sep 2021 | 852.0941585366797 | 1.49 | 13.80 |
| Oct 2021 | 872.9223824763858 | 2.44 | 15.93 |
| Nov 2021 | 883.4301263695697 | 1.20 | 16.67 |
| Dec 2021 | 896.6664806981939 | 1.50 | 18.03 |
| Jan 2022 | 924.0757440954933 | 3.06 | 21.18 |
| Feb 2022 | 961.9761003198192 | 4.10 | 24.16 |
| Mar 2022 | 1006.8334156985136 | 4.66 | 25.86 |
| Apr 2022 | 1087.7304811976803 | 8.04 | 34.93 |
| May 2022 | 1120.5089866578205 | 3.01 | 38.34 |
| Jun 2022 | 1162.123702276912 | 3.71 | 41.07 |
| Jul 2022 | 1164.0511234649348 | 0.17 | 40.22 |
| Aug 2022 | 1154.5959565785622 | -0.81 | 37.52 |
| Sep 2022 | 1243.25314967906 | 7.68 | 45.91 |
| Oct 2022 | 1325.7653474277645 | 6.64 | 51.88 |
| Nov 2022 | 1320.0550054318835 | -0.43 | 49.42 |
| Dec 2022 | 1277.6812866527368 | -3.21 | 42.49 |
| Jan 2023 | 1286.0228166063716 | 0.65 | 39.17 |
| Feb 2023 | 1287.1377875577 | 0.09 | 33.80 |
| Mar 2023 | 1324.9547602913926 | 2.94 | 31.60 |
| Apr 2023 | 1317.9328891693697 | -0.53 | 21.16 |
| May 2023 | 1339.78687403912 | 1.66 | 19.57 |
| Jun 2023 | 1379.4461276612421 | 2.96 | 18.70 |
| Jul 2023 | 1398.8079333240344 | 1.40 | 20.17 |
| Aug 2023 | 1425.3188337458057 | 1.90 | 23.45 |
| Sep 2023 | 1439.5561122361928 | 1.00 | 15.79 |
| Oct 2023 | 1486.2205145183948 | 3.24 | 12.10 |
| Nov 2023 | 1471.4271112115812 | -0.99 | 11.47 |
| Dec 2023 | 1409.2660758153693 | -4.22 | 10.30 |
| Jan 2024 | 1375.4254170345087 | -2.40 | 6.95 |
| Feb 2024 | 1395.8775847144825 | 1.49 | 8.45 |
| Mar 2024 | 1410.593305342017 | 1.05 | 6.46 |
| Apr 2024 | 1441.8043801746253 | 2.21 | 9.40 |
| May 2024 | 1459.7261527167077 | 1.24 | 8.95 |
| Jun 2024 | 1451.3224361773232 | -0.58 | 5.21 |
| Jul 2024 | 1448.7199530129978 | -0.18 | 3.57 |
| Aug 2024 | 1414.4831666818404 | -2.36 | -0.76 |
| Sep 2024 | 1388.4558887739734 | -1.84 | -3.55 |
| Oct 2024 | 1417.3699163351216 | 2.08 | -4.63 |
| Nov 2024 | 1460.9455018617273 | 3.07 | -0.71 |
| Dec 2024 | 1455.4038842678274 | -0.38 | 3.27 |
| Jan 2025 | 1498.1305608479463 | 2.94 | 8.92 |
| Feb 2025 | 1489.4666091466095 | -0.58 | 6.71 |
| Mar 2025 | 1470.2027354253134 | -1.29 | 4.23 |
| Apr 2025 | 1477.3854385913369 | 0.49 | 2.47 |
| May 2025 | 1487.2776688425379 | 0.67 | 1.89 |
| Jun 2025 | 1487.760401998909 | 0.03 | 2.51 |
| Jul 2025 | 1479.2746240235244 | -0.57 | 2.11 |
| Aug 2025 | 1465.5911203428038 | -0.92 | 3.61 |
| Sep 2025 | 1448.2410427958866 | -1.18 | 4.31 |
| Oct 2025 | 1440.5812173901704 | -0.53 | 1.64 |
| Nov 2025 | 1443.9018877237436 | 0.23 | -1.17 |
| Dec 2025 | 1444.874151470851 | 0.07 | -0.72 |
| Jan 2026 | 1441.1955596292682 | -0.25 | -3.80 |
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