Virginia Beach, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Virginia Beach, VA Metro in January 2026 was $2,388.983. The month over month percentage change (MoM) was -0.50%, and the year over year percentage change (YoY) was -4.37%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Virginia Beach, VA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Virginia Beach, VA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Virginia Beach, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Virginia Beach, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1153.3089323005777 NaN NaN
Feb 2012 1151.452825567875 -0.16 NaN
Mar 2012 1160.071718406201 0.75 NaN
Apr 2012 1160.2675428712903 0.02 NaN
May 2012 1154.6063552718579 -0.49 NaN
Jun 2012 1146.957485896245 -0.66 NaN
Jul 2012 1137.5209893822491 -0.82 NaN
Aug 2012 1142.8070598053619 0.47 NaN
Sep 2012 1133.7498751592768 -0.79 NaN
Oct 2012 1124.7466416329148 -0.79 NaN
Nov 2012 1124.6913681699782 0.00 NaN
Dec 2012 1125.1871157960359 0.04 NaN
Jan 2013 1129.146720289267 0.35 -2.10
Feb 2013 1142.2268031803903 1.16 -0.80
Mar 2013 1147.3895467328673 0.45 -1.09
Apr 2013 1136.9334822583344 -0.91 -2.01
May 2013 1146.7779427801652 0.87 -0.68
Jun 2013 1201.2247357441597 4.75 4.73
Jul 2013 1234.4848088903077 2.77 8.52
Aug 2013 1246.2256081130952 0.95 9.05
Sep 2013 1251.6354184554891 0.43 10.40
Oct 2013 1222.3792487699227 -2.34 8.68
Nov 2013 1228.4492808718662 0.50 9.23
Dec 2013 1247.9740402067039 1.59 10.91
Jan 2014 1230.48228073145 -1.40 8.98
Feb 2014 1216.4763902994066 -1.14 6.50
Mar 2014 1220.6110815927411 0.34 6.38
Apr 2014 1222.0111546169612 0.12 7.48
May 2014 1212.5173646127787 -0.78 5.73
Jun 2014 1214.3474078234542 0.15 1.09
Jul 2014 1215.1082976418818 0.06 -1.57
Aug 2014 1215.9006288325652 0.07 -2.43
Sep 2014 1222.6663491683048 0.56 -2.31
Oct 2014 1210.3547152481647 -1.01 -0.98
Nov 2014 1206.8345914328704 -0.29 -1.76
Dec 2014 1193.8115706484857 -1.08 -4.34
Jan 2015 1165.6804083010093 -2.36 -5.27
Feb 2015 1170.2449813447824 0.39 -3.80
Mar 2015 1177.50109560964 0.62 -3.53
Apr 2015 1169.9417332046417 -0.64 -4.26
May 2015 1189.9799449261225 1.71 -1.86
Jun 2015 1207.1635574844202 1.44 -0.59
Jul 2015 1217.4862434320048 0.86 0.20
Aug 2015 1207.3916739375782 -0.83 -0.70
Sep 2015 1211.4562819919327 0.34 -0.92
Oct 2015 1207.0111552469652 -0.37 -0.28
Nov 2015 1226.1887376369805 1.59 1.60
Dec 2015 1231.5451165446862 0.44 3.16
Jan 2016 1223.828976882165 -0.63 4.99
Feb 2016 1204.650174025223 -1.57 2.94
Mar 2016 1209.0518012425625 0.37 2.68
Apr 2016 1199.8742780041161 -0.76 2.56
May 2016 1199.4714855398468 -0.03 0.80
Jun 2016 1197.6890906030367 -0.15 -0.78
Jul 2016 1185.8021790442924 -0.99 -2.60
Aug 2016 1186.351535772185 0.05 -1.74
Sep 2016 1190.2471968981097 0.33 -1.75
Oct 2016 1194.0314430623334 0.32 -1.07
Nov 2016 1227.9739543893334 2.84 0.15
Dec 2016 1276.1919259910667 3.93 3.63
Jan 2017 1274.8652348798896 -0.10 4.17
Feb 2017 1279.9652386337027 0.40 6.25
Mar 2017 1285.491854391766 0.43 6.32
Apr 2017 1271.7243531215597 -1.07 5.99
May 2017 1269.9760377160292 -0.14 5.88
Jun 2017 1261.2107663988947 -0.69 5.30
Jul 2017 1270.0599683172854 0.70 7.11
Aug 2017 1262.9589417659042 -0.56 6.46
Sep 2017 1257.0760301429632 -0.47 5.62
Oct 2017 1269.2250252264848 0.97 6.30
Nov 2017 1275.0171076295865 0.46 3.83
Dec 2017 1281.4268602627435 0.50 0.41
Jan 2018 1294.3108259635753 1.00 1.53
Feb 2018 1329.7843640261685 2.74 3.89
Mar 2018 1346.5351761004551 1.26 4.75
Apr 2018 1352.0574860804795 0.41 6.32
May 2018 1368.1177865352474 1.19 7.73
Jun 2018 1367.042817933053 -0.08 8.39
Jul 2018 1364.9243910751052 -0.15 7.47
Aug 2018 1369.3392019119829 0.32 8.42
Sep 2018 1380.2010804865392 0.79 9.80
Oct 2018 1403.840253121688 1.71 10.61
Nov 2018 1408.957740535026 0.37 10.51
Dec 2018 1384.3699227378133 -1.74 8.03
Jan 2019 1360.3351606171072 -1.74 5.10
Feb 2019 1352.644851280251 -0.56 1.72
Mar 2019 1345.0026464684838 -0.56 -0.11
Apr 2019 1335.768036383628 -0.69 -1.20
May 2019 1330.9337663252068 -0.36 -2.72
Jun 2019 1302.9820562272548 -2.10 -4.69
Jul 2019 1300.7010065319107 -0.17 -4.70
Aug 2019 1288.154549301895 -0.96 -5.93
Sep 2019 1291.2761914400583 0.24 -6.44
Oct 2019 1305.8759146494845 1.13 -6.98
Nov 2019 1313.5007863917667 0.58 -6.77
Dec 2019 1324.4921146000152 0.84 -4.32
Jan 2020 1331.1823528342884 0.51 -2.14
Feb 2020 1321.5081068838927 -0.73 -2.30
Mar 2020 1326.618027659821 0.39 -1.37
Apr 2020 1316.064220162846 -0.80 -1.47
May 2020 1311.1403636655855 -0.37 -1.49
Jun 2020 1306.3079105483425 -0.37 0.26
Jul 2020 1294.3538721627367 -0.91 -0.49
Aug 2020 1293.6345295326596 -0.06 0.43
Sep 2020 1301.8127416285715 0.63 0.82
Oct 2020 1311.09309021367 0.71 0.40
Nov 2020 1319.5957961172662 0.65 0.46
Dec 2020 1325.2997616162315 0.43 0.06
Jan 2021 1316.8449900538671 -0.64 -1.08
Feb 2021 1339.2101588303274 1.70 1.34
Mar 2021 1385.8730027188096 3.48 4.47
Apr 2021 1398.756661074407 0.93 6.28
May 2021 1403.3200044837795 0.33 7.03
Jun 2021 1420.8231318841022 1.25 8.77
Jul 2021 1419.5397920865846 -0.09 9.67
Aug 2021 1423.0650817539745 0.25 10.01
Sep 2021 1432.0954668149059 0.64 10.01
Oct 2021 1456.1092473961212 1.68 11.06
Nov 2021 1463.0422675385307 0.48 10.87
Dec 2021 1478.545440296904 1.06 11.56
Jan 2022 1543.5180881107444 4.39 17.21
Feb 2022 1603.5412631249264 3.89 19.74
Mar 2022 1679.5797120897862 4.74 21.19
Apr 2022 1817.7585606355879 8.23 29.96
May 2022 1874.0294592030903 3.10 33.54
Jun 2022 1935.7820618174637 3.30 36.24
Jul 2022 1927.3042008401426 -0.44 35.77
Aug 2022 1900.267441993512 -1.40 33.53
Sep 2022 2041.0968706990366 7.41 42.53
Oct 2022 2173.8492783368474 6.50 49.29
Nov 2022 2162.601447994192 -0.52 47.82
Dec 2022 2096.4973979279703 -3.06 41.80
Jan 2023 2087.825722276118 -0.41 35.26
Feb 2023 2093.025613719066 0.25 30.53
Mar 2023 2150.7622694120805 2.76 28.05
Apr 2023 2131.488504060814 -0.90 17.26
May 2023 2163.4933489377395 1.50 15.45
Jun 2023 2233.0025539097105 3.21 15.35
Jul 2023 2273.3988470177924 1.81 17.96
Aug 2023 2331.0435447908067 2.54 22.67
Sep 2023 2367.6807107976642 1.57 16.00
Oct 2023 2454.3427183013446 3.66 12.90
Nov 2023 2427.7585783567038 -1.08 12.26
Dec 2023 2318.7045917158257 -4.49 10.60
Jan 2024 2297.8523369530994 -0.90 10.06
Feb 2024 2331.198727423335 1.45 11.38
Mar 2024 2354.7731528891027 1.01 9.49
Apr 2024 2406.983768307678 2.22 12.93
May 2024 2433.6528748562678 1.11 12.49
Jun 2024 2414.5681058356213 -0.78 8.13
Jul 2024 2406.083175101816 -0.35 5.84
Aug 2024 2347.88204589252 -2.42 0.72
Sep 2024 2304.6921826754738 -1.84 -2.66
Oct 2024 2357.3327389234687 2.28 -3.95
Nov 2024 2432.847421122312 3.20 0.21
Dec 2024 2421.8929514272413 -0.45 4.45
Jan 2025 2498.097376040036 3.15 8.71
Feb 2025 2481.151478988366 -0.68 6.43
Mar 2025 2446.4645220085754 -1.40 3.89
Apr 2025 2459.101234876171 0.52 2.17
May 2025 2475.15685657679 0.65 1.71
Jun 2025 2476.2445432211407 0.04 2.55
Jul 2025 2461.50086596671 -0.59 2.30
Aug 2025 2441.068278610867 -0.83 3.97
Sep 2025 2411.913012957914 -1.19 4.65
Oct 2025 2400.8068921307163 -0.46 1.84
Nov 2025 2404.3833372266863 0.15 -1.17
Dec 2025 2400.889776288798 -0.14 -0.87
Jan 2026 2388.9832883676286 -0.50 -4.37