Waco, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Waco, TX Metro in January 2026 was $1,730.833. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -6.46%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Waco, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Waco, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Waco, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 714.8481647836317 NaN NaN
Feb 2012 713.2553245493464 -0.22 NaN
Mar 2012 714.6224186343296 0.19 NaN
Apr 2012 708.3915018973502 -0.87 NaN
May 2012 698.8087164459952 -1.35 NaN
Jun 2012 689.4144541072181 -1.34 NaN
Jul 2012 682.221201807731 -1.04 NaN
Aug 2012 683.2095993980668 0.14 NaN
Sep 2012 677.4499623355644 -0.84 NaN
Oct 2012 670.6851902348842 -1.00 NaN
Nov 2012 668.1178804413494 -0.38 NaN
Dec 2012 666.6250476754396 -0.22 NaN
Jan 2013 670.7747231319659 0.62 -6.16
Feb 2013 677.7755555243292 1.04 -4.97
Mar 2013 680.6347905939889 0.42 -4.76
Apr 2013 674.8033450607011 -0.86 -4.74
May 2013 678.807831707617 0.59 -2.86
Jun 2013 704.2478336728022 3.75 2.15
Jul 2013 718.979361666715 2.09 5.39
Aug 2013 724.6522297533907 0.79 6.07
Sep 2013 727.89314745773 0.45 7.45
Oct 2013 715.4253080777848 -1.71 6.67
Nov 2013 719.9874444773463 0.64 7.76
Dec 2013 732.2206567447952 1.70 9.84
Jan 2014 750.2074208066823 2.46 11.84
Feb 2014 748.8621879677708 -0.18 10.49
Mar 2014 756.2404697011773 0.99 11.11
Apr 2014 761.3771329858331 0.68 12.83
May 2014 758.727885822582 -0.35 11.77
Jun 2014 762.0309064816274 0.44 8.21
Jul 2014 764.2768535400073 0.30 6.30
Aug 2014 766.5985498165084 0.30 5.79
Sep 2014 770.5640049835863 0.52 5.86
Oct 2014 764.9365285893589 -0.73 6.92
Nov 2014 764.0283913566972 -0.12 6.12
Dec 2014 759.899198451787 -0.54 3.78
Jan 2015 740.9749905836836 -2.49 -1.23
Feb 2015 747.8636720003889 0.93 -0.13
Mar 2015 755.5389354208778 1.03 -0.09
Apr 2015 754.8102670730016 -0.10 -0.86
May 2015 767.2952993295924 1.65 1.13
Jun 2015 778.820705046911 1.50 2.20
Jul 2015 787.3299500737106 1.09 3.02
Aug 2015 785.5684981985776 -0.22 2.48
Sep 2015 791.1351781824295 0.71 2.67
Oct 2015 792.7924975200633 0.21 3.64
Nov 2015 805.6240800617682 1.62 5.44
Dec 2015 811.1379369047121 0.68 6.74
Jan 2016 796.911875095798 -1.75 7.55
Feb 2016 790.1127213989806 -0.85 5.65
Mar 2016 794.8653140109099 0.60 5.21
Apr 2016 793.0401046373133 -0.23 5.07
May 2016 796.949469082731 0.49 3.87
Jun 2016 801.5212282039645 0.57 2.92
Jul 2016 799.354073547064 -0.27 1.53
Aug 2016 802.4256483214297 0.38 2.15
Sep 2016 807.945019451497 0.69 2.13
Oct 2016 814.0672335620968 0.76 2.68
Nov 2016 837.8361229213897 2.92 4.00
Dec 2016 870.56853607637 3.91 7.33
Jan 2017 881.0267195762967 1.20 10.56
Feb 2017 887.0520928179312 0.68 12.27
Mar 2017 891.9929105833958 0.56 12.22
Apr 2017 886.3240688521703 -0.64 11.76
May 2017 887.9391080445828 0.18 11.42
Jun 2017 885.9214204252185 -0.23 10.53
Jul 2017 895.2562805545779 1.05 12.00
Aug 2017 897.5763943254601 0.26 11.86
Sep 2017 901.9464407607809 0.49 11.64
Oct 2017 917.1878085182727 1.69 12.67
Nov 2017 927.564305924386 1.13 10.71
Dec 2017 936.9474901358868 1.01 7.63
Jan 2018 943.6446640210951 0.72 7.11
Feb 2018 970.3776432537766 2.83 9.39
Mar 2018 986.1600207830312 1.63 10.56
Apr 2018 994.4195332361242 0.84 12.20
May 2018 1010.5692713025757 1.62 13.81
Jun 2018 1015.966655751379 0.53 14.68
Jul 2018 1019.991374754563 0.40 13.93
Aug 2018 1026.7072080716682 0.66 14.39
Sep 2018 1037.7668670898395 1.08 15.06
Oct 2018 1056.829143957336 1.84 15.23
Nov 2018 1064.560989510771 0.73 14.77
Dec 2018 1051.5228861485698 -1.23 12.23
Jan 2019 1021.6331241149506 -2.84 8.27
Feb 2019 1019.807911735744 -0.18 5.09
Mar 2019 1017.8670401426994 -0.19 3.22
Apr 2019 1014.4114788386386 -0.34 2.01
May 2019 1014.6324877287774 0.02 0.40
Jun 2019 1000.2957098904483 -1.41 -1.54
Jul 2019 1002.3008532513188 0.20 -1.73
Aug 2019 995.3127833958731 -0.70 -3.06
Sep 2019 997.6984268965278 0.24 -3.86
Oct 2019 1008.1956287951914 1.05 -4.60
Nov 2019 1013.9411390167398 0.57 -4.75
Dec 2019 1021.6169062054399 0.76 -2.84
Jan 2020 905.6379889042976 -11.35 -11.35
Feb 2020 900.6342412408817 -0.55 -11.69
Mar 2020 906.851161161825 0.69 -10.91
Apr 2020 902.0234200028406 -0.53 -11.08
May 2020 900.8480082487033 -0.13 -11.21
Jun 2020 899.43202641271 -0.16 -10.08
Jul 2020 894.262074694273 -0.57 -10.78
Aug 2020 896.2865268316438 0.23 -9.95
Sep 2020 903.736868558158 0.83 -9.42
Oct 2020 912.0764903671154 0.92 -9.53
Nov 2020 920.3076104791182 0.90 -9.23
Dec 2020 926.006351236098 0.62 -9.36
Jan 2021 1037.6771772130583 12.06 14.58
Feb 2021 1055.4095041359994 1.71 17.18
Mar 2021 1091.1939292221546 3.39 20.33
Apr 2021 1105.761917027904 1.34 22.59
May 2021 1115.8654564051226 0.91 23.87
Jun 2021 1139.2414742186977 2.10 26.66
Jul 2021 1151.6431089797456 1.09 28.78
Aug 2021 1166.683289594779 1.31 30.17
Sep 2021 1183.2189570723135 1.42 30.93
Oct 2021 1208.2061408908062 2.11 32.47
Nov 2021 1220.1299471779218 0.99 32.58
Dec 2021 1235.7991202866533 1.28 33.46
Jan 2022 1257.2572830624101 1.74 21.16
Feb 2022 1314.2769061343286 4.54 24.53
Mar 2022 1390.2124823181957 5.78 27.40
Apr 2022 1513.5247987915259 8.87 36.88
May 2022 1573.0825431600313 3.94 40.97
Jun 2022 1633.5453447391624 3.84 43.39
Jul 2022 1636.643405434997 0.19 42.11
Aug 2022 1620.2302155594 -1.00 38.88
Sep 2022 1733.4495107912421 6.99 46.50
Oct 2022 1836.3293372685862 5.94 51.99
Nov 2022 1823.7819596056074 -0.68 49.47
Dec 2022 1764.5201782723611 -3.25 42.78
Jan 2023 1728.4212021512992 -2.05 37.48
Feb 2023 1723.568460233971 -0.28 31.14
Mar 2023 1760.6648901602748 2.15 26.65
Apr 2023 1740.4698491468341 -1.15 14.99
May 2023 1760.1415287579125 1.13 11.89
Jun 2023 1809.7042983523665 2.82 10.78
Jul 2023 1834.3938816280543 1.36 12.08
Aug 2023 1870.6839866269788 1.98 15.46
Sep 2023 1886.0928406387725 0.82 8.81
Oct 2023 1939.0068891713245 2.81 5.59
Nov 2023 1909.2603812055138 -1.53 4.69
Dec 2023 1823.165301454348 -4.51 3.32
Jan 2024 1794.7746177633448 -1.56 3.84
Feb 2024 1819.0738257701094 1.35 5.54
Mar 2024 1834.8396120023167 0.87 4.21
Apr 2024 1870.4429230090134 1.94 7.47
May 2024 1885.2858972931824 0.79 7.11
Jun 2024 1867.0129961161545 -0.97 3.17
Jul 2024 1854.0070451062343 -0.70 1.07
Aug 2024 1803.607613356523 -2.72 -3.59
Sep 2024 1766.1574356133333 -2.08 -6.36
Oct 2024 1794.6277173096046 1.61 -7.45
Nov 2024 1840.839558738786 2.58 -3.58
Dec 2024 1829.7875269590586 -0.60 0.36
Jan 2025 1850.4341946703225 1.13 3.10
Feb 2025 1837.155300579777 -0.72 0.99
Mar 2025 1810.8837005675723 -1.43 -1.31
Apr 2025 1818.333537219709 0.41 -2.79
May 2025 1826.6696222598757 0.46 -3.11
Jun 2025 1822.707005344559 -0.22 -2.37
Jul 2025 1805.38792252842 -0.95 -2.62
Aug 2025 1782.899792653138 -1.25 -1.15
Sep 2025 1757.8921814581704 -1.40 -0.47
Oct 2025 1743.0321193636128 -0.84 -2.87
Nov 2025 1742.1019789321854 -0.05 -5.36
Dec 2025 1738.7298474741258 -0.19 -4.98
Jan 2026 1730.8331172663252 -0.45 -6.46