Waco, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Waco, TX Metro in January 2026 was $1,730.833. The month over month percentage change (MoM) was -0.45%, and the year over year percentage change (YoY) was -6.46%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Waco, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Waco, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 714.8481647836317 | NaN | NaN |
| Feb 2012 | 713.2553245493464 | -0.22 | NaN |
| Mar 2012 | 714.6224186343296 | 0.19 | NaN |
| Apr 2012 | 708.3915018973502 | -0.87 | NaN |
| May 2012 | 698.8087164459952 | -1.35 | NaN |
| Jun 2012 | 689.4144541072181 | -1.34 | NaN |
| Jul 2012 | 682.221201807731 | -1.04 | NaN |
| Aug 2012 | 683.2095993980668 | 0.14 | NaN |
| Sep 2012 | 677.4499623355644 | -0.84 | NaN |
| Oct 2012 | 670.6851902348842 | -1.00 | NaN |
| Nov 2012 | 668.1178804413494 | -0.38 | NaN |
| Dec 2012 | 666.6250476754396 | -0.22 | NaN |
| Jan 2013 | 670.7747231319659 | 0.62 | -6.16 |
| Feb 2013 | 677.7755555243292 | 1.04 | -4.97 |
| Mar 2013 | 680.6347905939889 | 0.42 | -4.76 |
| Apr 2013 | 674.8033450607011 | -0.86 | -4.74 |
| May 2013 | 678.807831707617 | 0.59 | -2.86 |
| Jun 2013 | 704.2478336728022 | 3.75 | 2.15 |
| Jul 2013 | 718.979361666715 | 2.09 | 5.39 |
| Aug 2013 | 724.6522297533907 | 0.79 | 6.07 |
| Sep 2013 | 727.89314745773 | 0.45 | 7.45 |
| Oct 2013 | 715.4253080777848 | -1.71 | 6.67 |
| Nov 2013 | 719.9874444773463 | 0.64 | 7.76 |
| Dec 2013 | 732.2206567447952 | 1.70 | 9.84 |
| Jan 2014 | 750.2074208066823 | 2.46 | 11.84 |
| Feb 2014 | 748.8621879677708 | -0.18 | 10.49 |
| Mar 2014 | 756.2404697011773 | 0.99 | 11.11 |
| Apr 2014 | 761.3771329858331 | 0.68 | 12.83 |
| May 2014 | 758.727885822582 | -0.35 | 11.77 |
| Jun 2014 | 762.0309064816274 | 0.44 | 8.21 |
| Jul 2014 | 764.2768535400073 | 0.30 | 6.30 |
| Aug 2014 | 766.5985498165084 | 0.30 | 5.79 |
| Sep 2014 | 770.5640049835863 | 0.52 | 5.86 |
| Oct 2014 | 764.9365285893589 | -0.73 | 6.92 |
| Nov 2014 | 764.0283913566972 | -0.12 | 6.12 |
| Dec 2014 | 759.899198451787 | -0.54 | 3.78 |
| Jan 2015 | 740.9749905836836 | -2.49 | -1.23 |
| Feb 2015 | 747.8636720003889 | 0.93 | -0.13 |
| Mar 2015 | 755.5389354208778 | 1.03 | -0.09 |
| Apr 2015 | 754.8102670730016 | -0.10 | -0.86 |
| May 2015 | 767.2952993295924 | 1.65 | 1.13 |
| Jun 2015 | 778.820705046911 | 1.50 | 2.20 |
| Jul 2015 | 787.3299500737106 | 1.09 | 3.02 |
| Aug 2015 | 785.5684981985776 | -0.22 | 2.48 |
| Sep 2015 | 791.1351781824295 | 0.71 | 2.67 |
| Oct 2015 | 792.7924975200633 | 0.21 | 3.64 |
| Nov 2015 | 805.6240800617682 | 1.62 | 5.44 |
| Dec 2015 | 811.1379369047121 | 0.68 | 6.74 |
| Jan 2016 | 796.911875095798 | -1.75 | 7.55 |
| Feb 2016 | 790.1127213989806 | -0.85 | 5.65 |
| Mar 2016 | 794.8653140109099 | 0.60 | 5.21 |
| Apr 2016 | 793.0401046373133 | -0.23 | 5.07 |
| May 2016 | 796.949469082731 | 0.49 | 3.87 |
| Jun 2016 | 801.5212282039645 | 0.57 | 2.92 |
| Jul 2016 | 799.354073547064 | -0.27 | 1.53 |
| Aug 2016 | 802.4256483214297 | 0.38 | 2.15 |
| Sep 2016 | 807.945019451497 | 0.69 | 2.13 |
| Oct 2016 | 814.0672335620968 | 0.76 | 2.68 |
| Nov 2016 | 837.8361229213897 | 2.92 | 4.00 |
| Dec 2016 | 870.56853607637 | 3.91 | 7.33 |
| Jan 2017 | 881.0267195762967 | 1.20 | 10.56 |
| Feb 2017 | 887.0520928179312 | 0.68 | 12.27 |
| Mar 2017 | 891.9929105833958 | 0.56 | 12.22 |
| Apr 2017 | 886.3240688521703 | -0.64 | 11.76 |
| May 2017 | 887.9391080445828 | 0.18 | 11.42 |
| Jun 2017 | 885.9214204252185 | -0.23 | 10.53 |
| Jul 2017 | 895.2562805545779 | 1.05 | 12.00 |
| Aug 2017 | 897.5763943254601 | 0.26 | 11.86 |
| Sep 2017 | 901.9464407607809 | 0.49 | 11.64 |
| Oct 2017 | 917.1878085182727 | 1.69 | 12.67 |
| Nov 2017 | 927.564305924386 | 1.13 | 10.71 |
| Dec 2017 | 936.9474901358868 | 1.01 | 7.63 |
| Jan 2018 | 943.6446640210951 | 0.72 | 7.11 |
| Feb 2018 | 970.3776432537766 | 2.83 | 9.39 |
| Mar 2018 | 986.1600207830312 | 1.63 | 10.56 |
| Apr 2018 | 994.4195332361242 | 0.84 | 12.20 |
| May 2018 | 1010.5692713025757 | 1.62 | 13.81 |
| Jun 2018 | 1015.966655751379 | 0.53 | 14.68 |
| Jul 2018 | 1019.991374754563 | 0.40 | 13.93 |
| Aug 2018 | 1026.7072080716682 | 0.66 | 14.39 |
| Sep 2018 | 1037.7668670898395 | 1.08 | 15.06 |
| Oct 2018 | 1056.829143957336 | 1.84 | 15.23 |
| Nov 2018 | 1064.560989510771 | 0.73 | 14.77 |
| Dec 2018 | 1051.5228861485698 | -1.23 | 12.23 |
| Jan 2019 | 1021.6331241149506 | -2.84 | 8.27 |
| Feb 2019 | 1019.807911735744 | -0.18 | 5.09 |
| Mar 2019 | 1017.8670401426994 | -0.19 | 3.22 |
| Apr 2019 | 1014.4114788386386 | -0.34 | 2.01 |
| May 2019 | 1014.6324877287774 | 0.02 | 0.40 |
| Jun 2019 | 1000.2957098904483 | -1.41 | -1.54 |
| Jul 2019 | 1002.3008532513188 | 0.20 | -1.73 |
| Aug 2019 | 995.3127833958731 | -0.70 | -3.06 |
| Sep 2019 | 997.6984268965278 | 0.24 | -3.86 |
| Oct 2019 | 1008.1956287951914 | 1.05 | -4.60 |
| Nov 2019 | 1013.9411390167398 | 0.57 | -4.75 |
| Dec 2019 | 1021.6169062054399 | 0.76 | -2.84 |
| Jan 2020 | 905.6379889042976 | -11.35 | -11.35 |
| Feb 2020 | 900.6342412408817 | -0.55 | -11.69 |
| Mar 2020 | 906.851161161825 | 0.69 | -10.91 |
| Apr 2020 | 902.0234200028406 | -0.53 | -11.08 |
| May 2020 | 900.8480082487033 | -0.13 | -11.21 |
| Jun 2020 | 899.43202641271 | -0.16 | -10.08 |
| Jul 2020 | 894.262074694273 | -0.57 | -10.78 |
| Aug 2020 | 896.2865268316438 | 0.23 | -9.95 |
| Sep 2020 | 903.736868558158 | 0.83 | -9.42 |
| Oct 2020 | 912.0764903671154 | 0.92 | -9.53 |
| Nov 2020 | 920.3076104791182 | 0.90 | -9.23 |
| Dec 2020 | 926.006351236098 | 0.62 | -9.36 |
| Jan 2021 | 1037.6771772130583 | 12.06 | 14.58 |
| Feb 2021 | 1055.4095041359994 | 1.71 | 17.18 |
| Mar 2021 | 1091.1939292221546 | 3.39 | 20.33 |
| Apr 2021 | 1105.761917027904 | 1.34 | 22.59 |
| May 2021 | 1115.8654564051226 | 0.91 | 23.87 |
| Jun 2021 | 1139.2414742186977 | 2.10 | 26.66 |
| Jul 2021 | 1151.6431089797456 | 1.09 | 28.78 |
| Aug 2021 | 1166.683289594779 | 1.31 | 30.17 |
| Sep 2021 | 1183.2189570723135 | 1.42 | 30.93 |
| Oct 2021 | 1208.2061408908062 | 2.11 | 32.47 |
| Nov 2021 | 1220.1299471779218 | 0.99 | 32.58 |
| Dec 2021 | 1235.7991202866533 | 1.28 | 33.46 |
| Jan 2022 | 1257.2572830624101 | 1.74 | 21.16 |
| Feb 2022 | 1314.2769061343286 | 4.54 | 24.53 |
| Mar 2022 | 1390.2124823181957 | 5.78 | 27.40 |
| Apr 2022 | 1513.5247987915259 | 8.87 | 36.88 |
| May 2022 | 1573.0825431600313 | 3.94 | 40.97 |
| Jun 2022 | 1633.5453447391624 | 3.84 | 43.39 |
| Jul 2022 | 1636.643405434997 | 0.19 | 42.11 |
| Aug 2022 | 1620.2302155594 | -1.00 | 38.88 |
| Sep 2022 | 1733.4495107912421 | 6.99 | 46.50 |
| Oct 2022 | 1836.3293372685862 | 5.94 | 51.99 |
| Nov 2022 | 1823.7819596056074 | -0.68 | 49.47 |
| Dec 2022 | 1764.5201782723611 | -3.25 | 42.78 |
| Jan 2023 | 1728.4212021512992 | -2.05 | 37.48 |
| Feb 2023 | 1723.568460233971 | -0.28 | 31.14 |
| Mar 2023 | 1760.6648901602748 | 2.15 | 26.65 |
| Apr 2023 | 1740.4698491468341 | -1.15 | 14.99 |
| May 2023 | 1760.1415287579125 | 1.13 | 11.89 |
| Jun 2023 | 1809.7042983523665 | 2.82 | 10.78 |
| Jul 2023 | 1834.3938816280543 | 1.36 | 12.08 |
| Aug 2023 | 1870.6839866269788 | 1.98 | 15.46 |
| Sep 2023 | 1886.0928406387725 | 0.82 | 8.81 |
| Oct 2023 | 1939.0068891713245 | 2.81 | 5.59 |
| Nov 2023 | 1909.2603812055138 | -1.53 | 4.69 |
| Dec 2023 | 1823.165301454348 | -4.51 | 3.32 |
| Jan 2024 | 1794.7746177633448 | -1.56 | 3.84 |
| Feb 2024 | 1819.0738257701094 | 1.35 | 5.54 |
| Mar 2024 | 1834.8396120023167 | 0.87 | 4.21 |
| Apr 2024 | 1870.4429230090134 | 1.94 | 7.47 |
| May 2024 | 1885.2858972931824 | 0.79 | 7.11 |
| Jun 2024 | 1867.0129961161545 | -0.97 | 3.17 |
| Jul 2024 | 1854.0070451062343 | -0.70 | 1.07 |
| Aug 2024 | 1803.607613356523 | -2.72 | -3.59 |
| Sep 2024 | 1766.1574356133333 | -2.08 | -6.36 |
| Oct 2024 | 1794.6277173096046 | 1.61 | -7.45 |
| Nov 2024 | 1840.839558738786 | 2.58 | -3.58 |
| Dec 2024 | 1829.7875269590586 | -0.60 | 0.36 |
| Jan 2025 | 1850.4341946703225 | 1.13 | 3.10 |
| Feb 2025 | 1837.155300579777 | -0.72 | 0.99 |
| Mar 2025 | 1810.8837005675723 | -1.43 | -1.31 |
| Apr 2025 | 1818.333537219709 | 0.41 | -2.79 |
| May 2025 | 1826.6696222598757 | 0.46 | -3.11 |
| Jun 2025 | 1822.707005344559 | -0.22 | -2.37 |
| Jul 2025 | 1805.38792252842 | -0.95 | -2.62 |
| Aug 2025 | 1782.899792653138 | -1.25 | -1.15 |
| Sep 2025 | 1757.8921814581704 | -1.40 | -0.47 |
| Oct 2025 | 1743.0321193636128 | -0.84 | -2.87 |
| Nov 2025 | 1742.1019789321854 | -0.05 | -5.36 |
| Dec 2025 | 1738.7298474741258 | -0.19 | -4.98 |
| Jan 2026 | 1730.8331172663252 | -0.45 | -6.46 |