Washington, DC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Washington, DC Metro in January 2026 was $3,621.089. The month over month percentage change (MoM) was -0.67%, and the year over year percentage change (YoY) was -6.40%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Washington, DC metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Washington, DC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Washington, DC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Washington, DC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Washington, DC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1594.3884738238667 | NaN | NaN |
| Feb 2012 | 1593.284443690162 | -0.07 | NaN |
| Mar 2012 | 1607.6492411353888 | 0.90 | NaN |
| Apr 2012 | 1610.0573595763885 | 0.15 | NaN |
| May 2012 | 1602.2437670371773 | -0.48 | NaN |
| Jun 2012 | 1594.268260502203 | -0.50 | NaN |
| Jul 2012 | 1584.8088243346274 | -0.59 | NaN |
| Aug 2012 | 1601.791270646856 | 1.07 | NaN |
| Sep 2012 | 1597.5264870694566 | -0.27 | NaN |
| Oct 2012 | 1592.8566865112878 | -0.29 | NaN |
| Nov 2012 | 1600.4563690451046 | 0.48 | NaN |
| Dec 2012 | 1608.9642065255448 | 0.53 | NaN |
| Jan 2013 | 1643.1373252441663 | 2.12 | 3.06 |
| Feb 2013 | 1670.463296331976 | 1.66 | 4.84 |
| Mar 2013 | 1685.0705539401897 | 0.87 | 4.82 |
| Apr 2013 | 1677.0130861714401 | -0.48 | 4.16 |
| May 2013 | 1701.0017416408643 | 1.43 | 6.16 |
| Jun 2013 | 1796.641335471609 | 5.62 | 12.69 |
| Jul 2013 | 1857.3083420669773 | 3.38 | 17.19 |
| Aug 2013 | 1883.850664270985 | 1.43 | 17.61 |
| Sep 2013 | 1901.878155607828 | 0.96 | 19.05 |
| Oct 2013 | 1866.128066894656 | -1.88 | 17.16 |
| Nov 2013 | 1889.2298477986692 | 1.24 | 18.04 |
| Dec 2013 | 1934.308963673895 | 2.39 | 20.22 |
| Jan 2014 | 1991.528443987011 | 2.96 | 21.20 |
| Feb 2014 | 1978.117728069933 | -0.67 | 18.42 |
| Mar 2014 | 1993.315327728367 | 0.77 | 18.29 |
| Apr 2014 | 2002.0729660903094 | 0.44 | 19.38 |
| May 2014 | 1984.8649391411914 | -0.86 | 16.69 |
| Jun 2014 | 1985.0544820764162 | 0.01 | 10.49 |
| Jul 2014 | 1981.404840647905 | -0.18 | 6.68 |
| Aug 2014 | 1979.3024285042893 | -0.11 | 5.07 |
| Sep 2014 | 1989.80084866475 | 0.53 | 4.62 |
| Oct 2014 | 1971.4993271619212 | -0.92 | 5.65 |
| Nov 2014 | 1969.1345229419894 | -0.12 | 4.23 |
| Dec 2014 | 1948.8933602755837 | -1.03 | 0.75 |
| Jan 2015 | 1918.2351378137455 | -1.57 | -3.68 |
| Feb 2015 | 1928.3901712927936 | 0.53 | -2.51 |
| Mar 2015 | 1942.7766822217327 | 0.75 | -2.53 |
| Apr 2015 | 1928.7312166064867 | -0.72 | -3.66 |
| May 2015 | 1957.818830732468 | 1.51 | -1.36 |
| Jun 2015 | 1982.3294499149401 | 1.25 | -0.14 |
| Jul 2015 | 1995.9670780495062 | 0.69 | 0.74 |
| Aug 2015 | 1976.2908895694322 | -0.99 | -0.15 |
| Sep 2015 | 1979.7768534252864 | 0.18 | -0.50 |
| Oct 2015 | 1971.0134621991706 | -0.44 | -0.02 |
| Nov 2015 | 2003.7049920198945 | 1.66 | 1.76 |
| Dec 2015 | 2014.4691687665036 | 0.54 | 3.37 |
| Jan 2016 | 2011.651847420408 | -0.14 | 4.87 |
| Feb 2016 | 1981.227786159117 | -1.51 | 2.74 |
| Mar 2016 | 1990.2028816817196 | 0.45 | 2.44 |
| Apr 2016 | 1975.3459401550617 | -0.75 | 2.42 |
| May 2016 | 1974.6158539211506 | -0.04 | 0.86 |
| Jun 2016 | 1970.868726595249 | -0.19 | -0.58 |
| Jul 2016 | 1950.3319906086797 | -1.04 | -2.29 |
| Aug 2016 | 1949.7902067563923 | -0.03 | -1.34 |
| Sep 2016 | 1955.22926265456 | 0.28 | -1.24 |
| Oct 2016 | 1961.911583461179 | 0.34 | -0.46 |
| Nov 2016 | 2021.8396391743122 | 3.06 | 0.91 |
| Dec 2016 | 2108.0246310260163 | 4.26 | 4.64 |
| Jan 2017 | 2103.7992939489427 | -0.20 | 4.58 |
| Feb 2017 | 2116.6587285799615 | 0.61 | 6.84 |
| Mar 2017 | 2130.3483944023724 | 0.65 | 7.04 |
| Apr 2017 | 2110.3000046477764 | -0.94 | 6.83 |
| May 2017 | 2107.573642134766 | -0.13 | 6.73 |
| Jun 2017 | 2089.7778547254675 | -0.84 | 6.03 |
| Jul 2017 | 2101.3311000597264 | 0.55 | 7.74 |
| Aug 2017 | 2087.6237253993872 | -0.65 | 7.07 |
| Sep 2017 | 2079.1818458109174 | -0.40 | 6.34 |
| Oct 2017 | 2103.059092849905 | 1.15 | 7.19 |
| Nov 2017 | 2116.4063458475475 | 0.64 | 4.68 |
| Dec 2017 | 2130.748330038876 | 0.68 | 1.08 |
| Jan 2018 | 2149.0056475638617 | 0.86 | 2.15 |
| Feb 2018 | 2213.4096761377664 | 3.00 | 4.57 |
| Mar 2018 | 2244.036656188931 | 1.38 | 5.34 |
| Apr 2018 | 2255.442722255433 | 0.51 | 6.88 |
| May 2018 | 2285.3642101144574 | 1.33 | 8.44 |
| Jun 2018 | 2285.863760475425 | 0.02 | 9.38 |
| Jul 2018 | 2283.574403779544 | -0.10 | 8.67 |
| Aug 2018 | 2293.2791604085555 | 0.43 | 9.85 |
| Sep 2018 | 2315.1135138541194 | 0.95 | 11.35 |
| Oct 2018 | 2360.4061671088566 | 1.96 | 12.24 |
| Nov 2018 | 2372.9933156281995 | 0.53 | 12.12 |
| Dec 2018 | 2332.845239899403 | -1.69 | 9.49 |
| Jan 2019 | 2300.8173579867344 | -1.37 | 7.06 |
| Feb 2019 | 2289.8412990381503 | -0.48 | 3.45 |
| Mar 2019 | 2279.4318617909375 | -0.45 | 1.58 |
| Apr 2019 | 2266.4448894247253 | -0.57 | 0.49 |
| May 2019 | 2259.856298715847 | -0.29 | -1.12 |
| Jun 2019 | 2211.83498005355 | -2.12 | -3.24 |
| Jul 2019 | 2206.930021133877 | -0.22 | -3.36 |
| Aug 2019 | 2181.921612480829 | -1.13 | -4.86 |
| Sep 2019 | 2183.257669948559 | 0.06 | -5.69 |
| Oct 2019 | 2204.362516612504 | 0.97 | -6.61 |
| Nov 2019 | 2213.2950638381417 | 0.41 | -6.73 |
| Dec 2019 | 2228.5188616728306 | 0.69 | -4.47 |
| Jan 2020 | 2206.4984883839215 | -0.99 | -4.10 |
| Feb 2020 | 2189.4198495815 | -0.77 | -4.39 |
| Mar 2020 | 2200.2527740220376 | 0.50 | -3.47 |
| Apr 2020 | 2183.849239834148 | -0.75 | -3.64 |
| May 2020 | 2175.5165167386635 | -0.38 | -3.73 |
| Jun 2020 | 2163.6483518687614 | -0.55 | -2.18 |
| Jul 2020 | 2138.371666997573 | -1.17 | -3.11 |
| Aug 2020 | 2133.1349862987718 | -0.24 | -2.24 |
| Sep 2020 | 2143.8857432805708 | 0.50 | -1.80 |
| Oct 2020 | 2157.7412290795774 | 0.65 | -2.12 |
| Nov 2020 | 2171.3139150746347 | 0.63 | -1.90 |
| Dec 2020 | 2180.9343088825212 | 0.44 | -2.13 |
| Jan 2021 | 2170.7587166433445 | -0.47 | -1.62 |
| Feb 2021 | 2208.925609429044 | 1.76 | 0.89 |
| Mar 2021 | 2290.7021429790066 | 3.70 | 4.11 |
| Apr 2021 | 2315.6461354784433 | 1.09 | 6.04 |
| May 2021 | 2324.996227790681 | 0.40 | 6.87 |
| Jun 2021 | 2353.6800846103133 | 1.23 | 8.78 |
| Jul 2021 | 2346.9116810501014 | -0.29 | 9.75 |
| Aug 2021 | 2347.565626626738 | 0.03 | 10.05 |
| Sep 2021 | 2358.030212609509 | 0.45 | 9.99 |
| Oct 2021 | 2394.2861934634616 | 1.54 | 10.96 |
| Nov 2021 | 2398.555132313298 | 0.18 | 10.47 |
| Dec 2021 | 2415.5984306058544 | 0.71 | 10.76 |
| Jan 2022 | 2520.0303087034263 | 4.32 | 16.09 |
| Feb 2022 | 2621.988210163743 | 4.05 | 18.70 |
| Mar 2022 | 2759.340020334566 | 5.24 | 20.46 |
| Apr 2022 | 3004.2332134837307 | 8.88 | 29.74 |
| May 2022 | 3105.2268464691706 | 3.36 | 33.56 |
| Jun 2022 | 3204.6328328297013 | 3.20 | 36.15 |
| Jul 2022 | 3175.7170072960707 | -0.90 | 35.32 |
| Aug 2022 | 3108.3827602502274 | -2.12 | 32.41 |
| Sep 2022 | 3323.73123559572 | 6.93 | 40.95 |
| Oct 2022 | 3525.4912455418544 | 6.07 | 47.25 |
| Nov 2022 | 3489.179444328922 | -1.03 | 45.47 |
| Dec 2022 | 3363.66675988706 | -3.60 | 39.25 |
| Jan 2023 | 3343.983288278475 | -0.58 | 32.70 |
| Feb 2023 | 3339.456904317556 | -0.13 | 27.36 |
| Mar 2023 | 3420.2840663783195 | 2.42 | 23.95 |
| Apr 2023 | 3375.2634403259426 | -1.32 | 12.35 |
| May 2023 | 3414.9506397504256 | 1.18 | 9.97 |
| Jun 2023 | 3519.8251830806803 | 3.07 | 9.84 |
| Jul 2023 | 3578.199834567603 | 1.66 | 12.67 |
| Aug 2023 | 3663.8837719912153 | 2.40 | 17.87 |
| Sep 2023 | 3713.757517274725 | 1.36 | 11.74 |
| Oct 2023 | 3846.6933352370047 | 3.58 | 9.11 |
| Nov 2023 | 3799.40022353468 | -1.23 | 8.89 |
| Dec 2023 | 3620.4658749000087 | -4.71 | 7.63 |
| Jan 2024 | 3576.1497730973906 | -1.22 | 6.94 |
| Feb 2024 | 3625.092408830183 | 1.37 | 8.55 |
| Mar 2024 | 3658.4614148874844 | 0.92 | 6.96 |
| Apr 2024 | 3738.9258496399057 | 2.20 | 10.77 |
| May 2024 | 3781.909434075491 | 1.15 | 10.75 |
| Jun 2024 | 3750.3396884264303 | -0.83 | 6.55 |
| Jul 2024 | 3733.4766296603143 | -0.45 | 4.34 |
| Aug 2024 | 3633.959959875925 | -2.67 | -0.82 |
| Sep 2024 | 3556.642710543483 | -2.13 | -4.23 |
| Oct 2024 | 3641.960172079444 | 2.40 | -5.32 |
| Nov 2024 | 3768.729425629654 | 3.48 | -0.81 |
| Dec 2024 | 3755.1395762414645 | -0.36 | 3.72 |
| Jan 2025 | 3868.567580747587 | 3.02 | 8.18 |
| Feb 2025 | 3841.038031763553 | -0.71 | 5.96 |
| Mar 2025 | 3784.32846063152 | -1.48 | 3.44 |
| Apr 2025 | 3805.3564681499615 | 0.56 | 1.78 |
| May 2025 | 3825.535788350877 | 0.53 | 1.15 |
| Jun 2025 | 3817.8909098140384 | -0.20 | 1.80 |
| Jul 2025 | 3782.742749661725 | -0.92 | 1.32 |
| Aug 2025 | 3740.017378048602 | -1.13 | 2.92 |
| Sep 2025 | 3678.117751618239 | -1.65 | 3.42 |
| Oct 2025 | 3652.8744050677133 | -0.69 | 0.30 |
| Nov 2025 | 3653.962818661375 | 0.03 | -3.04 |
| Dec 2025 | 3645.6707708118415 | -0.23 | -2.91 |
| Jan 2026 | 3621.0888446993904 | -0.67 | -6.40 |
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