Wichita Falls, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Wichita Falls, TX Metro in January 2026 was $1,194.146. The month over month percentage change (MoM) was -0.33%, and the year over year percentage change (YoY) was -5.69%.

The chart below shows the trend of the total monthly payments with 20% down for all homes in the Wichita Falls, TX metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Wichita Falls, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Wichita Falls, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Wichita Falls, TX (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 169
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 651.4807999860614 NaN NaN
Feb 2012 648.4782579057647 -0.46 NaN
Mar 2012 649.8993806640433 0.22 NaN
Apr 2012 644.5786500467925 -0.82 NaN
May 2012 636.9213546674829 -1.19 NaN
Jun 2012 628.6189642755187 -1.30 NaN
Jul 2012 621.0563872728208 -1.20 NaN
Aug 2012 619.2224768563424 -0.29 NaN
Sep 2012 609.8944893324873 -1.51 NaN
Oct 2012 600.0319165311821 -1.62 NaN
Nov 2012 595.0610011801407 -0.83 NaN
Dec 2012 593.6112743344554 -0.24 NaN
Jan 2013 598.4342955929446 0.81 -8.14
Feb 2013 605.3733875926389 1.16 -6.65
Mar 2013 608.5574307394434 0.53 -6.36
Apr 2013 604.0165939500191 -0.75 -6.29
May 2013 608.0813252673207 0.67 -4.53
Jun 2013 630.2698217681768 3.65 0.26
Jul 2013 641.5939417811969 1.80 3.31
Aug 2013 643.7103618787232 0.33 3.96
Sep 2013 643.8282751772349 0.02 5.56
Oct 2013 629.5241236844058 -2.22 4.92
Nov 2013 630.3868670629821 0.14 5.94
Dec 2013 638.4212333267428 1.27 7.55
Jan 2014 639.7166413633528 0.20 6.90
Feb 2014 637.7787147503623 -0.30 5.35
Mar 2014 642.7693199740246 0.78 5.62
Apr 2014 645.1798133979687 0.38 6.82
May 2014 641.3376147273359 -0.60 5.47
Jun 2014 642.3680389880358 0.16 1.92
Jul 2014 643.65728264001 0.20 0.32
Aug 2014 645.7733636881537 0.33 0.32
Sep 2014 648.5773923410163 0.43 0.74
Oct 2014 641.2550802517774 -1.13 1.86
Nov 2014 638.1587114517249 -0.48 1.23
Dec 2014 632.9407487162023 -0.82 -0.86
Jan 2015 627.7480022161952 -0.82 -1.87
Feb 2015 630.5893816443622 0.45 -1.13
Mar 2015 632.4816842178559 0.30 -1.60
Apr 2015 628.7658850807766 -0.59 -2.54
May 2015 636.2102914921932 1.18 -0.80
Jun 2015 643.3201522915002 1.12 0.15
Jul 2015 646.502808377327 0.50 0.44
Aug 2015 641.1363331868074 -0.83 -0.72
Sep 2015 641.5439366123001 0.06 -1.08
Oct 2015 638.7129675881523 -0.44 -0.40
Nov 2015 645.9745867133106 1.14 1.23
Dec 2015 648.5453415312868 0.40 2.47
Jan 2016 649.1329416920094 0.09 3.41
Feb 2016 642.4225508991902 -1.03 1.88
Mar 2016 644.4647396037267 0.32 1.90
Apr 2016 640.0436062653296 -0.69 1.79
May 2016 638.5403626618721 -0.23 0.37
Jun 2016 637.2022110704384 -0.21 -0.95
Jul 2016 632.6223543760584 -0.72 -2.15
Aug 2016 634.036592742328 0.22 -1.11
Sep 2016 636.7861016408206 0.43 -0.74
Oct 2016 638.6304336133962 0.29 -0.01
Nov 2016 652.1346526592649 2.12 0.95
Dec 2016 671.4044685474519 2.96 3.53
Jan 2017 671.9668092836743 0.08 3.52
Feb 2017 673.3219277900575 0.20 4.81
Mar 2017 674.9643696626026 0.24 4.73
Apr 2017 669.281662274557 -0.84 4.57
May 2017 668.7777029101167 -0.07 4.74
Jun 2017 665.8919698064385 -0.43 4.50
Jul 2017 670.2739154623163 0.66 5.95
Aug 2017 669.0335339106435 -0.18 5.52
Sep 2017 668.4715394334797 -0.08 4.98
Oct 2017 675.1452706645869 1.00 5.72
Nov 2017 679.0303106346189 0.57 4.12
Dec 2017 682.441459342695 0.50 1.64
Jan 2018 683.9001889282009 0.21 1.78
Feb 2018 699.7805580880994 2.32 3.93
Mar 2018 709.5602812264727 1.40 5.13
Apr 2018 717.1638116072759 1.07 7.15
May 2018 729.7113771496906 1.75 9.11
Jun 2018 734.5461604750888 0.66 10.31
Jul 2018 737.4132615935507 0.39 10.02
Aug 2018 742.3735279113014 0.67 10.96
Sep 2018 749.6090853696512 0.98 12.14
Oct 2018 761.0127354238821 1.52 12.72
Nov 2018 764.9487111408455 0.52 12.65
Dec 2018 754.9533475198355 -1.31 10.63
Jan 2019 750.9184865482191 -0.53 9.80
Feb 2019 747.4853319709515 -0.46 6.82
Mar 2019 745.3007272866269 -0.29 5.04
Apr 2019 744.5392166354756 -0.10 3.82
May 2019 746.0206272153824 0.20 2.24
Jun 2019 737.1937799784343 -1.18 0.36
Jul 2019 739.9166975670971 0.37 0.34
Aug 2019 736.7368789129462 -0.43 -0.76
Sep 2019 739.7266941840379 0.41 -1.32
Oct 2019 747.9466592464124 1.11 -1.72
Nov 2019 753.4900577437793 0.74 -1.50
Dec 2019 760.3992058264118 0.92 0.72
Jan 2020 747.2435618146081 -1.73 -0.49
Feb 2020 745.1986689216483 -0.27 -0.31
Mar 2020 751.7252270061108 0.88 0.86
Apr 2020 751.3903080241668 -0.04 0.92
May 2020 752.5574573567112 0.16 0.88
Jun 2020 752.3393607421983 -0.03 2.05
Jul 2020 749.1401454906521 -0.42 1.25
Aug 2020 750.7509005202834 0.22 1.90
Sep 2020 756.727070629582 0.80 2.30
Oct 2020 762.4663186904688 0.76 1.94
Nov 2020 767.4080800226352 0.65 1.85
Dec 2020 770.1446418897979 0.36 1.28
Jan 2021 771.2404285483959 0.14 3.21
Feb 2021 781.532383074137 1.33 4.88
Mar 2021 802.7479229027044 2.72 6.79
Apr 2021 808.0265575744711 0.66 7.54
May 2021 810.8028028490914 0.34 7.74
Jun 2021 823.1761113829264 1.53 9.42
Jul 2021 829.9621361421704 0.82 10.79
Aug 2021 842.0631506952211 1.46 12.16
Sep 2021 855.0317553221669 1.54 12.99
Oct 2021 875.5361692666455 2.40 14.83
Nov 2021 886.6452298243732 1.27 15.54
Dec 2021 900.8643238131503 1.60 16.97
Jan 2022 911.7975923229844 1.21 18.23
Feb 2022 950.4816262851036 4.24 21.62
Mar 2022 997.4477501825272 4.94 24.25
Apr 2022 1072.5610685374002 7.53 32.74
May 2022 1103.3392608431493 2.87 36.08
Jun 2022 1138.6938076049764 3.20 38.33
Jul 2022 1139.4302763318683 0.07 37.29
Aug 2022 1128.6224806727273 -0.95 34.03
Sep 2022 1201.8336283788324 6.49 40.56
Oct 2022 1270.8429351828513 5.74 45.15
Nov 2022 1264.6755158751835 -0.48 42.64
Dec 2022 1227.1541870785763 -2.97 36.22
Jan 2023 1181.0041303953126 -3.76 29.53
Feb 2023 1174.3630276892318 -0.56 23.56
Mar 2023 1195.8993274827908 1.83 19.90
Apr 2023 1183.3706786582593 -1.05 10.33
May 2023 1200.5942548287019 1.46 8.82
Jun 2023 1236.1436030358702 2.96 8.56
Jul 2023 1256.5760825075204 1.65 10.28
Aug 2023 1282.226922497292 2.04 13.61
Sep 2023 1298.1769549439837 1.24 8.02
Oct 2023 1339.8300726918221 3.21 5.43
Nov 2023 1327.6246879586722 -0.91 4.98
Dec 2023 1273.6782304492974 -4.06 3.79
Jan 2024 1259.9237491426197 -1.08 6.68
Feb 2024 1275.9657827569438 1.27 8.65
Mar 2024 1287.446782325762 0.90 7.66
Apr 2024 1312.530168395172 1.95 10.92
May 2024 1323.6165868318717 0.85 10.25
Jun 2024 1312.5714266717464 -0.83 6.18
Jul 2024 1305.019329862023 -0.57 3.86
Aug 2024 1273.7714640719012 -2.39 -0.66
Sep 2024 1256.7831218706297 -1.33 -3.19
Oct 2024 1282.7514859091284 2.07 -4.26
Nov 2024 1320.402896767836 2.94 -0.54
Dec 2024 1318.598634432613 -0.14 3.53
Jan 2025 1266.1996386014653 -3.97 0.50
Feb 2025 1258.4731199752998 -0.61 -1.37
Mar 2025 1241.48978736854 -1.35 -3.57
Apr 2025 1244.6290726329928 0.25 -5.17
May 2025 1247.0828517160899 0.20 -5.78
Jun 2025 1242.226927489012 -0.39 -5.36
Jul 2025 1231.1380019248222 -0.89 -5.66
Aug 2025 1219.79793356369 -0.92 -4.24
Sep 2025 1209.5728358682113 -0.84 -3.76
Oct 2025 1201.3686820894654 -0.68 -6.34
Nov 2025 1200.1054303319381 -0.10 -9.11
Dec 2025 1198.0748662585847 -0.17 -9.14
Jan 2026 1194.1460612201347 -0.33 -5.69