Wilmington, NC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Wilmington, NC Metro in January 2026 was $2,673.363. The month over month percentage change (MoM) was -0.74%, and the year over year percentage change (YoY) was -7.14%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Wilmington, NC metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Wilmington, NC metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Wilmington, NC (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Wilmington, NC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Wilmington, NC (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1059.9340618991814 | NaN | NaN |
| Feb 2012 | 1053.4063198380084 | -0.62 | NaN |
| Mar 2012 | 1053.1885986367904 | -0.02 | NaN |
| Apr 2012 | 1043.2187756091905 | -0.95 | NaN |
| May 2012 | 1029.4167685843577 | -1.32 | NaN |
| Jun 2012 | 1017.801804458576 | -1.13 | NaN |
| Jul 2012 | 1007.6213633242751 | -1.00 | NaN |
| Aug 2012 | 1013.4088875059856 | 0.57 | NaN |
| Sep 2012 | 1007.4387621774259 | -0.59 | NaN |
| Oct 2012 | 1000.1571194774958 | -0.72 | NaN |
| Nov 2012 | 999.8889400820495 | -0.03 | NaN |
| Dec 2012 | 1001.5269183629321 | 0.16 | NaN |
| Jan 2013 | 1016.5174174334481 | 1.50 | -4.10 |
| Feb 2013 | 1032.3268594453796 | 1.56 | -2.00 |
| Mar 2013 | 1040.6052391515714 | 0.80 | -1.19 |
| Apr 2013 | 1034.8836709234047 | -0.55 | -0.80 |
| May 2013 | 1046.9606844987559 | 1.17 | 1.70 |
| Jun 2013 | 1098.72431308692 | 4.94 | 7.95 |
| Jul 2013 | 1130.7441349642422 | 2.91 | 12.22 |
| Aug 2013 | 1143.9184430306482 | 1.17 | 12.88 |
| Sep 2013 | 1154.072710344616 | 0.89 | 14.56 |
| Oct 2013 | 1133.0396455403593 | -1.82 | 13.29 |
| Nov 2013 | 1142.8817342675204 | 0.87 | 14.30 |
| Dec 2013 | 1164.6454260988348 | 1.90 | 16.29 |
| Jan 2014 | 1182.6813400416004 | 1.55 | 16.35 |
| Feb 2014 | 1174.1463842451262 | -0.72 | 13.74 |
| Mar 2014 | 1180.3335793108722 | 0.53 | 13.43 |
| Apr 2014 | 1181.0206240849234 | 0.06 | 14.12 |
| May 2014 | 1167.569341309675 | -1.14 | 11.52 |
| Jun 2014 | 1164.6215163074626 | -0.25 | 6.00 |
| Jul 2014 | 1164.77464160508 | 0.01 | 3.01 |
| Aug 2014 | 1168.8586754641292 | 0.35 | 2.18 |
| Sep 2014 | 1180.171543672092 | 0.97 | 2.26 |
| Oct 2014 | 1173.6633875131627 | -0.55 | 3.59 |
| Nov 2014 | 1175.66076209944 | 0.17 | 2.87 |
| Dec 2014 | 1169.5947417580248 | -0.52 | 0.43 |
| Jan 2015 | 1131.2452017983965 | -3.28 | -4.35 |
| Feb 2015 | 1142.6225610362505 | 1.01 | -2.68 |
| Mar 2015 | 1154.2828880441211 | 1.02 | -2.21 |
| Apr 2015 | 1151.7881737063344 | -0.22 | -2.47 |
| May 2015 | 1174.5744190582316 | 1.98 | 0.60 |
| Jun 2015 | 1195.0936008764738 | 1.75 | 2.62 |
| Jul 2015 | 1206.0204425013555 | 0.91 | 3.54 |
| Aug 2015 | 1194.303779202166 | -0.97 | 2.18 |
| Sep 2015 | 1196.9955901965468 | 0.23 | 1.43 |
| Oct 2015 | 1192.5048357196742 | -0.37 | 1.61 |
| Nov 2015 | 1211.0229232604581 | 1.55 | 3.01 |
| Dec 2015 | 1217.2366863196557 | 0.51 | 4.07 |
| Jan 2016 | 1207.5220706218304 | -0.80 | 6.74 |
| Feb 2016 | 1190.1014543184854 | -1.44 | 4.16 |
| Mar 2016 | 1193.9922746229654 | 0.33 | 3.44 |
| Apr 2016 | 1184.2708318458483 | -0.81 | 2.82 |
| May 2016 | 1182.179153555703 | -0.18 | 0.65 |
| Jun 2016 | 1178.511602721042 | -0.31 | -1.39 |
| Jul 2016 | 1165.4005628315838 | -1.11 | -3.37 |
| Aug 2016 | 1166.4618954477946 | 0.09 | -2.33 |
| Sep 2016 | 1172.2212751415602 | 0.49 | -2.07 |
| Oct 2016 | 1178.4281580804175 | 0.53 | -1.18 |
| Nov 2016 | 1215.2704848717763 | 3.13 | 0.35 |
| Dec 2016 | 1266.260624511237 | 4.20 | 4.03 |
| Jan 2017 | 1260.4192103332305 | -0.46 | 4.38 |
| Feb 2017 | 1267.7337795432209 | 0.58 | 6.52 |
| Mar 2017 | 1277.0253633964069 | 0.73 | 6.95 |
| Apr 2017 | 1269.2987803047045 | -0.60 | 7.18 |
| May 2017 | 1273.5132792918778 | 0.33 | 7.73 |
| Jun 2017 | 1269.5318159746432 | -0.31 | 7.72 |
| Jul 2017 | 1281.7623711999936 | 0.96 | 9.99 |
| Aug 2017 | 1277.2669899481652 | -0.35 | 9.50 |
| Sep 2017 | 1273.7163572207028 | -0.28 | 8.66 |
| Oct 2017 | 1288.1785422083003 | 1.14 | 9.31 |
| Nov 2017 | 1296.7504543942196 | 0.67 | 6.71 |
| Dec 2017 | 1306.5047873316548 | 0.75 | 3.18 |
| Jan 2018 | 1316.751169659719 | 0.78 | 4.47 |
| Feb 2018 | 1357.760717927386 | 3.11 | 7.10 |
| Mar 2018 | 1377.7719838585517 | 1.47 | 7.89 |
| Apr 2018 | 1386.7603724957737 | 0.65 | 9.25 |
| May 2018 | 1406.3672695432033 | 1.41 | 10.43 |
| Jun 2018 | 1408.997678405124 | 0.19 | 10.99 |
| Jul 2018 | 1408.4243196441225 | -0.04 | 9.88 |
| Aug 2018 | 1415.5286102637297 | 0.50 | 10.83 |
| Sep 2018 | 1429.6176385253257 | 1.00 | 12.24 |
| Oct 2018 | 1458.983752645935 | 2.05 | 13.26 |
| Nov 2018 | 1467.297536921014 | 0.57 | 13.15 |
| Dec 2018 | 1443.3665365184497 | -1.63 | 10.48 |
| Jan 2019 | 1415.4656973774458 | -1.93 | 7.50 |
| Feb 2019 | 1410.0555364072427 | -0.38 | 3.85 |
| Mar 2019 | 1404.928274358655 | -0.36 | 1.97 |
| Apr 2019 | 1398.676256796964 | -0.44 | 0.86 |
| May 2019 | 1397.2054901344668 | -0.10 | -0.65 |
| Jun 2019 | 1369.6450497852188 | -1.97 | -2.79 |
| Jul 2019 | 1369.918920942814 | 0.02 | -2.73 |
| Aug 2019 | 1358.3542074168997 | -0.84 | -4.04 |
| Sep 2019 | 1362.7030387365367 | 0.32 | -4.68 |
| Oct 2019 | 1379.3704492073086 | 1.22 | -5.46 |
| Nov 2019 | 1388.1905695317405 | 0.64 | -5.39 |
| Dec 2019 | 1400.3858583248089 | 0.88 | -2.98 |
| Jan 2020 | 1378.344343844227 | -1.57 | -2.62 |
| Feb 2020 | 1368.427919584125 | -0.72 | -2.95 |
| Mar 2020 | 1377.3755829873949 | 0.65 | -1.96 |
| Apr 2020 | 1369.9527607522814 | -0.54 | -2.05 |
| May 2020 | 1367.5888962457875 | -0.17 | -2.12 |
| Jun 2020 | 1363.359946047004 | -0.31 | -0.46 |
| Jul 2020 | 1349.434318950171 | -1.02 | -1.49 |
| Aug 2020 | 1345.969969864919 | -0.26 | -0.91 |
| Sep 2020 | 1351.689000091966 | 0.43 | -0.81 |
| Oct 2020 | 1359.040828946887 | 0.54 | -1.47 |
| Nov 2020 | 1365.9469510752137 | 0.51 | -1.60 |
| Dec 2020 | 1371.0729997488584 | 0.38 | -2.09 |
| Jan 2021 | 1392.2718964294984 | 1.55 | 1.01 |
| Feb 2021 | 1418.0332228465654 | 1.85 | 3.63 |
| Mar 2021 | 1471.1557384107753 | 3.75 | 6.81 |
| Apr 2021 | 1487.6539575197755 | 1.12 | 8.59 |
| May 2021 | 1497.3254074895262 | 0.65 | 9.49 |
| Jun 2021 | 1523.8527223597969 | 1.77 | 11.77 |
| Jul 2021 | 1533.9476273388948 | 0.66 | 13.67 |
| Aug 2021 | 1551.7660189386875 | 1.16 | 15.29 |
| Sep 2021 | 1577.8370096240865 | 1.68 | 16.73 |
| Oct 2021 | 1618.9936956574616 | 2.61 | 19.13 |
| Nov 2021 | 1636.1502006519966 | 1.06 | 19.78 |
| Dec 2021 | 1658.2654998404466 | 1.35 | 20.95 |
| Jan 2022 | 1705.952389043004 | 2.88 | 22.53 |
| Feb 2022 | 1784.2038735698482 | 4.59 | 25.82 |
| Mar 2022 | 1888.4109357811312 | 5.84 | 28.36 |
| Apr 2022 | 2073.9589046230394 | 9.83 | 39.41 |
| May 2022 | 2161.382462001457 | 4.22 | 44.35 |
| Jun 2022 | 2254.61514351202 | 4.31 | 47.96 |
| Jul 2022 | 2257.021396019616 | 0.11 | 47.14 |
| Aug 2022 | 2233.9299645812803 | -1.02 | 43.96 |
| Sep 2022 | 2421.8168564613397 | 8.41 | 53.49 |
| Oct 2022 | 2599.716055357219 | 7.35 | 60.58 |
| Nov 2022 | 2590.4655822148056 | -0.36 | 58.33 |
| Dec 2022 | 2503.408240004501 | -3.36 | 50.97 |
| Jan 2023 | 2477.7064172034293 | -1.03 | 45.24 |
| Feb 2023 | 2477.5567039816538 | -0.01 | 38.86 |
| Mar 2023 | 2547.738066000247 | 2.83 | 34.91 |
| Apr 2023 | 2521.988667609958 | -1.01 | 21.60 |
| May 2023 | 2560.9148960371426 | 1.54 | 18.49 |
| Jun 2023 | 2646.6441421658865 | 3.35 | 17.39 |
| Jul 2023 | 2695.016826555419 | 1.83 | 19.41 |
| Aug 2023 | 2764.7428597102285 | 2.59 | 23.76 |
| Sep 2023 | 2807.6952179457294 | 1.55 | 15.93 |
| Oct 2023 | 2916.684648054914 | 3.88 | 12.19 |
| Nov 2023 | 2886.9727182879196 | -1.02 | 11.45 |
| Dec 2023 | 2752.9304239323483 | -4.64 | 9.97 |
| Jan 2024 | 2719.2449954616313 | -1.22 | 9.75 |
| Feb 2024 | 2760.635768207217 | 1.52 | 11.43 |
| Mar 2024 | 2784.742011221635 | 0.87 | 9.30 |
| Apr 2024 | 2841.166478524535 | 2.03 | 12.66 |
| May 2024 | 2866.879386348888 | 0.91 | 11.95 |
| Jun 2024 | 2836.0644239922217 | -1.07 | 7.16 |
| Jul 2024 | 2819.0710886791358 | -0.60 | 4.60 |
| Aug 2024 | 2737.9798407663466 | -2.88 | -0.97 |
| Sep 2024 | 2677.3922279646376 | -2.21 | -4.64 |
| Oct 2024 | 2736.8309719032113 | 2.22 | -6.17 |
| Nov 2024 | 2826.4347018689155 | 3.27 | -2.10 |
| Dec 2024 | 2808.598342206401 | -0.63 | 2.02 |
| Jan 2025 | 2878.8287775673843 | 2.50 | 5.87 |
| Feb 2025 | 2856.7428437237363 | -0.77 | 3.48 |
| Mar 2025 | 2814.605423001157 | -1.47 | 1.07 |
| Apr 2025 | 2829.145890631938 | 0.52 | -0.42 |
| May 2025 | 2845.5033096832585 | 0.58 | -0.75 |
| Jun 2025 | 2840.070410936196 | -0.19 | 0.14 |
| Jul 2025 | 2811.737252550505 | -1.00 | -0.26 |
| Aug 2025 | 2775.3439894466574 | -1.29 | 1.37 |
| Sep 2025 | 2728.7036474415318 | -1.68 | 1.92 |
| Oct 2025 | 2706.9923111347052 | -0.80 | -1.09 |
| Nov 2025 | 2703.4627593626 | -0.13 | -4.35 |
| Dec 2025 | 2693.249623601566 | -0.38 | -4.11 |
| Jan 2026 | 2673.363077179077 | -0.74 | -7.14 |
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