Winchester, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Winchester, VA Metro in January 2026 was $2,275.678. The month over month percentage change (MoM) was -0.63%, and the year over year percentage change (YoY) was -5.47%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Winchester, VA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Winchester, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Winchester, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Winchester, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Winchester, VA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 913.2114871830353 | NaN | NaN |
| Feb 2012 | 912.2737381482904 | -0.10 | NaN |
| Mar 2012 | 913.5006944299836 | 0.13 | NaN |
| Apr 2012 | 904.3047596758554 | -1.01 | NaN |
| May 2012 | 894.1429721057867 | -1.12 | NaN |
| Jun 2012 | 887.6202604428139 | -0.73 | NaN |
| Jul 2012 | 882.585488236271 | -0.57 | NaN |
| Aug 2012 | 891.4975372211788 | 1.01 | NaN |
| Sep 2012 | 886.6106570960812 | -0.55 | NaN |
| Oct 2012 | 879.9834881441487 | -0.75 | NaN |
| Nov 2012 | 879.0314146337087 | -0.11 | NaN |
| Dec 2012 | 879.4549496699813 | 0.05 | NaN |
| Jan 2013 | 887.2516639818471 | 0.89 | -2.84 |
| Feb 2013 | 901.1964586020995 | 1.57 | -1.21 |
| Mar 2013 | 909.0112811916738 | 0.87 | -0.49 |
| Apr 2013 | 903.4432817648486 | -0.61 | -0.09 |
| May 2013 | 918.6482786282089 | 1.68 | 2.74 |
| Jun 2013 | 973.7612785052286 | 6.00 | 9.71 |
| Jul 2013 | 1008.4553895496737 | 3.56 | 14.26 |
| Aug 2013 | 1021.3763588098182 | 1.28 | 14.57 |
| Sep 2013 | 1028.8237185300457 | 0.73 | 16.04 |
| Oct 2013 | 1006.2184555113879 | -2.20 | 14.35 |
| Nov 2013 | 1015.472964494375 | 0.92 | 15.52 |
| Dec 2013 | 1036.613809289384 | 2.08 | 17.87 |
| Jan 2014 | 1006.5690734248637 | -2.90 | 13.45 |
| Feb 2014 | 995.9270930706783 | -1.06 | 10.51 |
| Mar 2014 | 1001.3937470882537 | 0.55 | 10.16 |
| Apr 2014 | 1003.4865695526282 | 0.21 | 11.07 |
| May 2014 | 995.2866617962904 | -0.82 | 8.34 |
| Jun 2014 | 997.2040119514504 | 0.19 | 2.41 |
| Jul 2014 | 998.3717777106106 | 0.12 | -1.00 |
| Aug 2014 | 999.4277896377934 | 0.11 | -2.15 |
| Sep 2014 | 1007.2029705054604 | 0.78 | -2.10 |
| Oct 2014 | 997.2876664089963 | -0.98 | -0.89 |
| Nov 2014 | 995.2622170300291 | -0.20 | -1.99 |
| Dec 2014 | 984.187148500509 | -1.11 | -5.06 |
| Jan 2015 | 1006.0702360018367 | 2.22 | -0.05 |
| Feb 2015 | 1012.0604044737552 | 0.60 | 1.62 |
| Mar 2015 | 1019.7603652240468 | 0.76 | 1.83 |
| Apr 2015 | 1014.3597829492892 | -0.53 | 1.08 |
| May 2015 | 1036.0938779126504 | 2.14 | 4.10 |
| Jun 2015 | 1056.5002103620754 | 1.97 | 5.95 |
| Jul 2015 | 1069.7082602964615 | 1.25 | 7.15 |
| Aug 2015 | 1060.8204399833821 | -0.83 | 6.14 |
| Sep 2015 | 1063.9208514198422 | 0.29 | 5.63 |
| Oct 2015 | 1057.8690006323743 | -0.57 | 6.08 |
| Nov 2015 | 1074.2882157026086 | 1.55 | 7.94 |
| Dec 2015 | 1078.741165600956 | 0.42 | 9.61 |
| Jan 2016 | 1076.7637149568488 | -0.18 | 7.03 |
| Feb 2016 | 1060.7977140690853 | -1.48 | 4.82 |
| Mar 2016 | 1067.139899743186 | 0.60 | 4.65 |
| Apr 2016 | 1060.8351894110865 | -0.59 | 4.58 |
| May 2016 | 1062.6587432992255 | 0.17 | 2.56 |
| Jun 2016 | 1062.3215075735304 | -0.03 | 0.55 |
| Jul 2016 | 1052.9500261757203 | -0.88 | -1.57 |
| Aug 2016 | 1054.4640616000884 | 0.14 | -0.60 |
| Sep 2016 | 1060.6697362458035 | 0.59 | -0.31 |
| Oct 2016 | 1066.032371564536 | 0.51 | 0.77 |
| Nov 2016 | 1100.6666926476921 | 3.25 | 2.46 |
| Dec 2016 | 1149.3784588903402 | 4.43 | 6.55 |
| Jan 2017 | 1152.6421354503377 | 0.28 | 7.05 |
| Feb 2017 | 1159.784293058039 | 0.62 | 9.33 |
| Mar 2017 | 1167.1967247893126 | 0.64 | 9.38 |
| Apr 2017 | 1156.8031481061873 | -0.89 | 9.05 |
| May 2017 | 1158.8813185915017 | 0.18 | 9.06 |
| Jun 2017 | 1153.0901089506706 | -0.50 | 8.54 |
| Jul 2017 | 1163.9692240954691 | 0.94 | 10.54 |
| Aug 2017 | 1157.6412082987786 | -0.54 | 9.79 |
| Sep 2017 | 1153.980540751516 | -0.32 | 8.80 |
| Oct 2017 | 1169.1829483644378 | 1.32 | 9.68 |
| Nov 2017 | 1177.1451987367996 | 0.68 | 6.95 |
| Dec 2017 | 1184.5656869433024 | 0.63 | 3.06 |
| Jan 2018 | 1193.7982824212818 | 0.78 | 3.57 |
| Feb 2018 | 1231.3016074741322 | 3.14 | 6.17 |
| Mar 2018 | 1249.8105664259597 | 1.50 | 7.08 |
| Apr 2018 | 1257.699442054983 | 0.63 | 8.72 |
| May 2018 | 1276.3731558190236 | 1.49 | 10.14 |
| Jun 2018 | 1277.049739682641 | 0.05 | 10.75 |
| Jul 2018 | 1274.98659772577 | -0.16 | 9.54 |
| Aug 2018 | 1278.6078007259098 | 0.28 | 10.45 |
| Sep 2018 | 1290.002867658863 | 0.89 | 11.79 |
| Oct 2018 | 1315.2657101665952 | 1.96 | 12.49 |
| Nov 2018 | 1320.622608179211 | 0.41 | 12.19 |
| Dec 2018 | 1295.9150527201775 | -1.87 | 9.40 |
| Jan 2019 | 1377.2764591035682 | 6.28 | 15.37 |
| Feb 2019 | 1376.2026828260216 | -0.08 | 11.77 |
| Mar 2019 | 1374.8279539457776 | -0.10 | 10.00 |
| Apr 2019 | 1369.5235504635962 | -0.39 | 8.89 |
| May 2019 | 1367.6779792694288 | -0.13 | 7.15 |
| Jun 2019 | 1340.9293394394729 | -1.96 | 5.00 |
| Jul 2019 | 1340.5151011631788 | -0.03 | 5.14 |
| Aug 2019 | 1326.5905106869857 | -1.04 | 3.75 |
| Sep 2019 | 1328.9001607582682 | 0.17 | 3.02 |
| Oct 2019 | 1342.4122686891978 | 1.02 | 2.06 |
| Nov 2019 | 1348.2767390092754 | 0.44 | 2.09 |
| Dec 2019 | 1356.1822911042018 | 0.59 | 4.65 |
| Jan 2020 | 1245.826639732574 | -8.14 | -9.54 |
| Feb 2020 | 1233.4132536626578 | -1.00 | -10.38 |
| Mar 2020 | 1238.8309370788575 | 0.44 | -9.89 |
| Apr 2020 | 1228.9881351198476 | -0.79 | -10.26 |
| May 2020 | 1223.4786358239132 | -0.45 | -10.54 |
| Jun 2020 | 1216.1011388039835 | -0.60 | -9.31 |
| Jul 2020 | 1201.739774014254 | -1.18 | -10.35 |
| Aug 2020 | 1199.3946251094615 | -0.19 | -9.59 |
| Sep 2020 | 1206.3239472818282 | 0.58 | -9.22 |
| Oct 2020 | 1215.5103628012587 | 0.76 | -9.45 |
| Nov 2020 | 1225.8446329206374 | 0.85 | -9.08 |
| Dec 2020 | 1235.19270440326 | 0.76 | -8.92 |
| Jan 2021 | 1196.1599302908658 | -3.16 | -3.99 |
| Feb 2021 | 1220.4873426890576 | 2.03 | -1.05 |
| Mar 2021 | 1269.135676516848 | 3.99 | 2.45 |
| Apr 2021 | 1283.1107507552824 | 1.10 | 4.40 |
| May 2021 | 1289.9012616999057 | 0.53 | 5.43 |
| Jun 2021 | 1312.5827510574973 | 1.76 | 7.93 |
| Jul 2021 | 1315.073000054526 | 0.19 | 9.43 |
| Aug 2021 | 1320.8902664191626 | 0.44 | 10.13 |
| Sep 2021 | 1331.2640123010322 | 0.79 | 10.36 |
| Oct 2021 | 1357.6601659571638 | 1.98 | 11.70 |
| Nov 2021 | 1366.2419051060715 | 0.63 | 11.45 |
| Dec 2021 | 1382.4347801555175 | 1.19 | 11.92 |
| Jan 2022 | 1448.5496808434375 | 4.78 | 21.10 |
| Feb 2022 | 1517.7113545553434 | 4.78 | 24.35 |
| Mar 2022 | 1607.2197960299845 | 5.90 | 26.64 |
| Apr 2022 | 1762.5343483944773 | 9.66 | 37.36 |
| May 2022 | 1826.669741915855 | 3.64 | 41.61 |
| Jun 2022 | 1894.165404401234 | 3.70 | 44.31 |
| Jul 2022 | 1881.6577852717294 | -0.66 | 43.08 |
| Aug 2022 | 1847.260202195976 | -1.83 | 39.85 |
| Sep 2022 | 1994.5931884922932 | 7.98 | 49.83 |
| Oct 2022 | 2132.0526175459004 | 6.89 | 57.04 |
| Nov 2022 | 2112.4104477587252 | -0.92 | 54.62 |
| Dec 2022 | 2031.7361687264843 | -3.82 | 46.97 |
| Jan 2023 | 2070.0682780020506 | 1.89 | 42.91 |
| Feb 2023 | 2067.6840654330554 | -0.11 | 36.24 |
| Mar 2023 | 2123.9756818413966 | 2.72 | 32.15 |
| Apr 2023 | 2095.640159529859 | -1.33 | 18.90 |
| May 2023 | 2123.676630064543 | 1.34 | 16.26 |
| Jun 2023 | 2190.8821471662104 | 3.17 | 15.67 |
| Jul 2023 | 2227.375407200266 | 1.67 | 18.37 |
| Aug 2023 | 2282.90340926931 | 2.49 | 23.58 |
| Sep 2023 | 2317.8920143398705 | 1.53 | 16.21 |
| Oct 2023 | 2409.167845035149 | 3.94 | 13.00 |
| Nov 2023 | 2382.581459138671 | -1.10 | 12.79 |
| Dec 2023 | 2267.91743830919 | -4.81 | 11.63 |
| Jan 2024 | 2230.840526411678 | -1.63 | 7.77 |
| Feb 2024 | 2261.715658579948 | 1.38 | 9.38 |
| Mar 2024 | 2279.2019623171614 | 0.77 | 7.31 |
| Apr 2024 | 2327.4849264391287 | 2.12 | 11.06 |
| May 2024 | 2351.582552571897 | 1.03 | 10.73 |
| Jun 2024 | 2329.8833090655507 | -0.92 | 6.35 |
| Jul 2024 | 2320.5033589970876 | -0.40 | 4.18 |
| Aug 2024 | 2257.3785040207513 | -2.72 | -1.12 |
| Sep 2024 | 2209.8376462274637 | -2.11 | -4.66 |
| Oct 2024 | 2265.8452064149574 | 2.53 | -5.95 |
| Nov 2024 | 2348.934238604878 | 3.67 | -1.41 |
| Dec 2024 | 2341.5162001258986 | -0.32 | 3.25 |
| Jan 2025 | 2407.4587316328675 | 2.82 | 7.92 |
| Feb 2025 | 2389.608284647224 | -0.74 | 5.66 |
| Mar 2025 | 2352.5724877478315 | -1.55 | 3.22 |
| Apr 2025 | 2365.7809670103607 | 0.56 | 1.65 |
| May 2025 | 2381.9339749948413 | 0.68 | 1.29 |
| Jun 2025 | 2380.6767711559855 | -0.05 | 2.18 |
| Jul 2025 | 2363.71317705705 | -0.71 | 1.86 |
| Aug 2025 | 2341.0806650980335 | -0.96 | 3.71 |
| Sep 2025 | 2308.011427066993 | -1.41 | 4.44 |
| Oct 2025 | 2293.650900514668 | -0.62 | 1.23 |
| Nov 2025 | 2295.2533459747797 | 0.07 | -2.28 |
| Dec 2025 | 2290.1169625136195 | -0.22 | -2.19 |
| Jan 2026 | 2275.6776920085586 | -0.63 | -5.47 |
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