Worcester, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 20% down for all homes in the Worcester, MA Metro in January 2026 was $3,038.148. The month over month percentage change (MoM) was -0.42%, and the year over year percentage change (YoY) was -4.60%.
The chart below shows the trend of the total monthly payments with 20% down for all homes in the Worcester, MA metro. The table below shows the trend of the the total monthly payments with 20% down, and the MoM and YoY percentage changes for all homes in the Worcester, MA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Worcester, MA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Worcester, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Worcester, MA (Metro) - Trend of Total Monthly Payments: 20% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1294.941511756943 | NaN | NaN |
| Feb 2012 | 1280.2974316380983 | -1.13 | NaN |
| Mar 2012 | 1272.0715557540648 | -0.64 | NaN |
| Apr 2012 | 1254.8374266355604 | -1.35 | NaN |
| May 2012 | 1236.8134914133477 | -1.44 | NaN |
| Jun 2012 | 1223.2898815251763 | -1.09 | NaN |
| Jul 2012 | 1211.1490397590983 | -0.99 | NaN |
| Aug 2012 | 1213.9408579980459 | 0.23 | NaN |
| Sep 2012 | 1201.546762398201 | -1.02 | NaN |
| Oct 2012 | 1189.7106455586172 | -0.98 | NaN |
| Nov 2012 | 1185.6838871242267 | -0.34 | NaN |
| Dec 2012 | 1186.742614051889 | 0.09 | NaN |
| Jan 2013 | 1190.1450428523458 | 0.29 | -8.09 |
| Feb 2013 | 1206.4940216152577 | 1.37 | -5.76 |
| Mar 2013 | 1213.1536701011169 | 0.55 | -4.63 |
| Apr 2013 | 1206.7678420110065 | -0.53 | -3.83 |
| May 2013 | 1222.437008260793 | 1.30 | -1.16 |
| Jun 2013 | 1282.4495088697731 | 4.91 | 4.84 |
| Jul 2013 | 1320.392780669747 | 2.96 | 9.02 |
| Aug 2013 | 1335.4432627286037 | 1.14 | 10.01 |
| Sep 2013 | 1343.9202978867056 | 0.64 | 11.85 |
| Oct 2013 | 1319.4721435927079 | -1.82 | 10.91 |
| Nov 2013 | 1329.3295006865342 | 0.75 | 12.12 |
| Dec 2013 | 1353.736600035756 | 1.84 | 14.07 |
| Jan 2014 | 1349.9879832190823 | -0.28 | 13.43 |
| Feb 2014 | 1341.7796778887523 | -0.61 | 11.21 |
| Mar 2014 | 1351.03116216978 | 0.69 | 11.37 |
| Apr 2014 | 1355.325658202859 | 0.32 | 12.31 |
| May 2014 | 1347.9334483231114 | -0.55 | 10.27 |
| Jun 2014 | 1349.8468704260906 | 0.14 | 5.26 |
| Jul 2014 | 1350.4053354054167 | 0.04 | 2.27 |
| Aug 2014 | 1351.0300118382604 | 0.05 | 1.17 |
| Sep 2014 | 1358.6350814624375 | 0.56 | 1.10 |
| Oct 2014 | 1346.9498472658736 | -0.86 | 2.08 |
| Nov 2014 | 1343.200238913487 | -0.28 | 1.04 |
| Dec 2014 | 1331.1582588972854 | -0.90 | -1.67 |
| Jan 2015 | 1312.0028471599562 | -1.44 | -2.81 |
| Feb 2015 | 1321.1767021955488 | 0.70 | -1.53 |
| Mar 2015 | 1330.8555035842587 | 0.73 | -1.49 |
| Apr 2015 | 1325.698923238488 | -0.39 | -2.19 |
| May 2015 | 1348.003546027091 | 1.68 | 0.01 |
| Jun 2015 | 1367.9599363801578 | 1.48 | 1.34 |
| Jul 2015 | 1380.1528874113612 | 0.89 | 2.20 |
| Aug 2015 | 1370.7157791476207 | -0.68 | 1.46 |
| Sep 2015 | 1374.876724668463 | 0.30 | 1.20 |
| Oct 2015 | 1372.1369153030062 | -0.20 | 1.87 |
| Nov 2015 | 1392.1986067679754 | 1.46 | 3.65 |
| Dec 2015 | 1398.8204686677173 | 0.48 | 5.08 |
| Jan 2016 | 1385.8479823778189 | -0.93 | 5.63 |
| Feb 2016 | 1370.694027390486 | -1.09 | 3.75 |
| Mar 2016 | 1380.3126348994406 | 0.70 | 3.72 |
| Apr 2016 | 1376.3455042142105 | -0.29 | 3.82 |
| May 2016 | 1381.5710447272195 | 0.38 | 2.49 |
| Jun 2016 | 1385.9966594135885 | 0.32 | 1.32 |
| Jul 2016 | 1378.7662062808445 | -0.52 | -0.10 |
| Aug 2016 | 1382.7161120955204 | 0.29 | 0.88 |
| Sep 2016 | 1391.0338413716172 | 0.60 | 1.18 |
| Oct 2016 | 1397.3772979957048 | 0.46 | 1.84 |
| Nov 2016 | 1437.8785147771678 | 2.90 | 3.28 |
| Dec 2016 | 1493.9272050233828 | 3.90 | 6.80 |
| Jan 2017 | 1482.5560275122416 | -0.76 | 6.98 |
| Feb 2017 | 1492.1819035722042 | 0.65 | 8.86 |
| Mar 2017 | 1503.1147444340609 | 0.73 | 8.90 |
| Apr 2017 | 1495.7103006377874 | -0.49 | 8.67 |
| May 2017 | 1500.9394725425602 | 0.35 | 8.64 |
| Jun 2017 | 1498.7953437715935 | -0.14 | 8.14 |
| Jul 2017 | 1515.1760795573628 | 1.09 | 9.89 |
| Aug 2017 | 1512.6131377352215 | -0.17 | 9.39 |
| Sep 2017 | 1511.660847140718 | -0.06 | 8.67 |
| Oct 2017 | 1529.498587197797 | 1.18 | 9.46 |
| Nov 2017 | 1540.301079591447 | 0.71 | 7.12 |
| Dec 2017 | 1550.1785012503992 | 0.64 | 3.77 |
| Jan 2018 | 1558.3259632308777 | 0.53 | 5.11 |
| Feb 2018 | 1603.4950984611155 | 2.90 | 7.46 |
| Mar 2018 | 1629.0579010107795 | 1.59 | 8.38 |
| Apr 2018 | 1642.3836526390978 | 0.82 | 9.81 |
| May 2018 | 1667.9396397072617 | 1.56 | 11.13 |
| Jun 2018 | 1673.6605441413355 | 0.34 | 11.67 |
| Jul 2018 | 1675.8687951019133 | 0.13 | 10.61 |
| Aug 2018 | 1685.739493344192 | 0.59 | 11.45 |
| Sep 2018 | 1702.186546354043 | 0.98 | 12.60 |
| Oct 2018 | 1732.8069857308096 | 1.80 | 13.29 |
| Nov 2018 | 1738.2979761257475 | 0.32 | 12.85 |
| Dec 2018 | 1705.857906022053 | -1.87 | 10.04 |
| Jan 2019 | 1683.574302584788 | -1.31 | 8.04 |
| Feb 2019 | 1675.8328005401652 | -0.46 | 4.51 |
| Mar 2019 | 1668.9860745100248 | -0.41 | 2.45 |
| Apr 2019 | 1661.5014368703878 | -0.45 | 1.16 |
| May 2019 | 1658.9432584988676 | -0.15 | -0.54 |
| Jun 2019 | 1631.3292472267517 | -1.66 | -2.53 |
| Jul 2019 | 1630.4856555620045 | -0.05 | -2.71 |
| Aug 2019 | 1615.1777041913651 | -0.94 | -4.19 |
| Sep 2019 | 1615.9081833259718 | 0.05 | -5.07 |
| Oct 2019 | 1631.3128679312952 | 0.95 | -5.86 |
| Nov 2019 | 1639.6562260558771 | 0.51 | -5.67 |
| Dec 2019 | 1650.7872141412722 | 0.68 | -3.23 |
| Jan 2020 | 1627.1313658526035 | -1.43 | -3.35 |
| Feb 2020 | 1615.0025742738728 | -0.74 | -3.63 |
| Mar 2020 | 1624.145431176221 | 0.57 | -2.69 |
| Apr 2020 | 1616.4765859133042 | -0.47 | -2.71 |
| May 2020 | 1614.2607532115878 | -0.14 | -2.69 |
| Jun 2020 | 1609.601970811052 | -0.29 | -1.33 |
| Jul 2020 | 1596.3055777105565 | -0.83 | -2.10 |
| Aug 2020 | 1597.5322546611992 | 0.08 | -1.09 |
| Sep 2020 | 1611.5506203515251 | 0.88 | -0.27 |
| Oct 2020 | 1629.2841344398946 | 1.10 | -0.12 |
| Nov 2020 | 1648.7697230747585 | 1.20 | 0.56 |
| Dec 2020 | 1666.4530855597159 | 1.07 | 0.95 |
| Jan 2021 | 1660.7332791402177 | -0.34 | 2.07 |
| Feb 2021 | 1695.1909962332963 | 2.08 | 4.97 |
| Mar 2021 | 1758.4541035418883 | 3.73 | 8.27 |
| Apr 2021 | 1781.8646249533313 | 1.33 | 10.23 |
| May 2021 | 1795.0939988075265 | 0.74 | 11.20 |
| Jun 2021 | 1823.7429956588314 | 1.60 | 13.30 |
| Jul 2021 | 1824.9985574278962 | 0.07 | 14.33 |
| Aug 2021 | 1826.9692703237388 | 0.11 | 14.36 |
| Sep 2021 | 1831.1069500546873 | 0.23 | 13.62 |
| Oct 2021 | 1852.346570075652 | 1.16 | 13.69 |
| Nov 2021 | 1851.8458043480673 | -0.03 | 12.32 |
| Dec 2021 | 1862.5981285298976 | 0.58 | 11.77 |
| Jan 2022 | 1905.7374415086556 | 2.32 | 14.75 |
| Feb 2022 | 1988.5683027294554 | 4.35 | 17.31 |
| Mar 2022 | 2098.973774778594 | 5.55 | 19.36 |
| Apr 2022 | 2284.8068140471196 | 8.85 | 28.23 |
| May 2022 | 2367.7781031456557 | 3.63 | 31.90 |
| Jun 2022 | 2454.5182599124237 | 3.66 | 34.59 |
| Jul 2022 | 2450.563451993901 | -0.16 | 34.28 |
| Aug 2022 | 2415.613938527381 | -1.43 | 32.22 |
| Sep 2022 | 2583.113183244991 | 6.93 | 41.07 |
| Oct 2022 | 2735.635411133203 | 5.91 | 47.69 |
| Nov 2022 | 2711.2828946452664 | -0.89 | 46.41 |
| Dec 2022 | 2621.401652612618 | -3.31 | 40.74 |
| Jan 2023 | 2606.045418201119 | -0.59 | 36.75 |
| Feb 2023 | 2608.3737694786914 | 0.09 | 31.17 |
| Mar 2023 | 2678.607383470374 | 2.69 | 27.62 |
| Apr 2023 | 2657.644849360605 | -0.78 | 16.32 |
| May 2023 | 2700.3998262855653 | 1.61 | 14.05 |
| Jun 2023 | 2790.867414431162 | 3.35 | 13.70 |
| Jul 2023 | 2848.0447965565945 | 2.05 | 16.22 |
| Aug 2023 | 2932.570953098124 | 2.97 | 21.40 |
| Sep 2023 | 2991.869986582855 | 2.02 | 15.82 |
| Oct 2023 | 3114.7189716045073 | 4.11 | 13.86 |
| Nov 2023 | 3092.050326512042 | -0.73 | 14.04 |
| Dec 2023 | 2962.6899764490663 | -4.18 | 13.02 |
| Jan 2024 | 2922.7121117475563 | -1.35 | 12.15 |
| Feb 2024 | 2964.3995931263144 | 1.43 | 13.65 |
| Mar 2024 | 2992.9752081042943 | 0.96 | 11.74 |
| Apr 2024 | 3059.5182351354206 | 2.22 | 15.12 |
| May 2024 | 3097.8703746653205 | 1.25 | 14.72 |
| Jun 2024 | 3079.360183856872 | -0.60 | 10.34 |
| Jul 2024 | 3075.3747881041118 | -0.13 | 7.98 |
| Aug 2024 | 3006.9441647002495 | -2.22 | 2.54 |
| Sep 2024 | 2951.881841838025 | -1.83 | -1.34 |
| Oct 2024 | 3020.4359753329354 | 2.32 | -3.03 |
| Nov 2024 | 3119.818691241763 | 3.29 | 0.90 |
| Dec 2024 | 3111.470190496021 | -0.27 | 5.02 |
| Jan 2025 | 3184.4941967227414 | 2.35 | 8.96 |
| Feb 2025 | 3166.4695728255015 | -0.57 | 6.82 |
| Mar 2025 | 3122.7878621208692 | -1.38 | 4.34 |
| Apr 2025 | 3140.8662423774426 | 0.58 | 2.66 |
| May 2025 | 3159.5627674328216 | 0.60 | 1.99 |
| Jun 2025 | 3156.1270288116266 | -0.11 | 2.49 |
| Jul 2025 | 3131.7817024266524 | -0.77 | 1.83 |
| Aug 2025 | 3101.549628340317 | -0.96 | 3.15 |
| Sep 2025 | 3058.1841085581427 | -1.40 | 3.60 |
| Oct 2025 | 3043.8586562845976 | -0.47 | 0.78 |
| Nov 2025 | 3050.242642882762 | 0.21 | -2.23 |
| Dec 2025 | 3051.108206281675 | 0.03 | -1.94 |
| Jan 2026 | 3038.148059017606 | -0.42 | -4.60 |
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