Albany, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Albany, NY Metro in February 2026 was $3,364.182. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was -0.94%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Albany, NY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Albany, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Albany, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Albany, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Albany, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1587.5822330043766 | NaN | NaN |
| Feb 2012 | 1587.5439817369231 | 0.00 | NaN |
| Mar 2012 | 1598.362108952876 | 0.68 | NaN |
| Apr 2012 | 1598.1974727795769 | -0.01 | NaN |
| May 2012 | 1590.1476010063257 | -0.50 | NaN |
| Jun 2012 | 1577.5807441535549 | -0.79 | NaN |
| Jul 2012 | 1561.5950038780825 | -1.01 | NaN |
| Aug 2012 | 1560.1975852245712 | -0.09 | NaN |
| Sep 2012 | 1545.0438469312135 | -0.97 | NaN |
| Oct 2012 | 1530.9025864584955 | -0.91 | NaN |
| Nov 2012 | 1529.9192366505617 | -0.06 | NaN |
| Dec 2012 | 1531.6491966506296 | 0.11 | NaN |
| Jan 2013 | 1543.6591464040591 | 0.78 | -2.77 |
| Feb 2013 | 1561.4529781172134 | 1.15 | -1.64 |
| Mar 2013 | 1569.7303788447016 | 0.53 | -1.79 |
| Apr 2013 | 1562.4053877039246 | -0.47 | -2.24 |
| May 2013 | 1577.189506297218 | 0.95 | -0.81 |
| Jun 2013 | 1638.7735648898147 | 3.91 | 3.88 |
| Jul 2013 | 1673.1515466042083 | 2.10 | 7.14 |
| Aug 2013 | 1680.1576433372566 | 0.42 | 7.69 |
| Sep 2013 | 1680.5707582175442 | 0.03 | 8.77 |
| Oct 2013 | 1644.489928465623 | -2.15 | 7.42 |
| Nov 2013 | 1649.9213546259912 | 0.33 | 7.84 |
| Dec 2013 | 1672.2697485700642 | 1.36 | 9.18 |
| Jan 2014 | 1671.7046298433947 | -0.03 | 8.30 |
| Feb 2014 | 1661.1356610941375 | -0.63 | 6.38 |
| Mar 2014 | 1669.9760297694884 | 0.53 | 6.39 |
| Apr 2014 | 1673.4915389035646 | 0.21 | 7.11 |
| May 2014 | 1662.8029425737536 | -0.64 | 5.43 |
| Jun 2014 | 1661.7620085599651 | -0.06 | 1.40 |
| Jul 2014 | 1658.2400060652863 | -0.21 | -0.89 |
| Aug 2014 | 1652.4568855271227 | -0.35 | -1.65 |
| Sep 2014 | 1654.1687669985831 | 0.10 | -1.57 |
| Oct 2014 | 1635.4751719738802 | -1.13 | -0.55 |
| Nov 2014 | 1627.7230484766058 | -0.47 | -1.34 |
| Dec 2014 | 1612.142010530144 | -0.96 | -3.60 |
| Jan 2015 | 1474.2278142215966 | -8.55 | -11.81 |
| Feb 2015 | 1481.988550103452 | 0.53 | -10.78 |
| Mar 2015 | 1491.5869754018759 | 0.65 | -10.68 |
| Apr 2015 | 1483.9538650362665 | -0.51 | -11.33 |
| May 2015 | 1504.9062236132863 | 1.41 | -9.50 |
| Jun 2015 | 1522.4564436250707 | 1.17 | -8.38 |
| Jul 2015 | 1532.775649261617 | 0.68 | -7.57 |
| Aug 2015 | 1521.4366935703372 | -0.74 | -7.93 |
| Sep 2015 | 1524.389078125003 | 0.19 | -7.85 |
| Oct 2015 | 1516.7929726182238 | -0.50 | -7.26 |
| Nov 2015 | 1534.128479092859 | 1.14 | -5.75 |
| Dec 2015 | 1538.7882162527862 | 0.30 | -4.55 |
| Jan 2016 | 1770.9483502621997 | 15.09 | 20.13 |
| Feb 2016 | 1753.6661566321527 | -0.98 | 18.33 |
| Mar 2016 | 1760.4454345859954 | 0.39 | 18.02 |
| Apr 2016 | 1753.8311542549077 | -0.38 | 18.19 |
| May 2016 | 1755.5597168232039 | 0.10 | 16.66 |
| Jun 2016 | 1756.3344474157466 | 0.04 | 15.36 |
| Jul 2016 | 1744.9830395561276 | -0.65 | 13.85 |
| Aug 2016 | 1747.520442591378 | 0.14 | 14.86 |
| Sep 2016 | 1753.141370642623 | 0.32 | 15.01 |
| Oct 2016 | 1758.027843343235 | 0.28 | 15.90 |
| Nov 2016 | 1796.0894972038336 | 2.17 | 17.08 |
| Dec 2016 | 1849.763912526138 | 2.99 | 20.21 |
| Jan 2017 | 1777.499089560457 | -3.91 | 0.37 |
| Feb 2017 | 1781.5167368374957 | 0.23 | 1.59 |
| Mar 2017 | 1786.5205102917598 | 0.28 | 1.48 |
| Apr 2017 | 1774.3290689259804 | -0.68 | 1.17 |
| May 2017 | 1777.608347607798 | 0.19 | 1.26 |
| Jun 2017 | 1774.5022086756935 | -0.17 | 1.03 |
| Jul 2017 | 1789.5126691464807 | 0.85 | 2.55 |
| Aug 2017 | 1785.9688866277525 | -0.20 | 2.20 |
| Sep 2017 | 1783.4632838819175 | -0.14 | 1.73 |
| Oct 2017 | 1800.6351509564456 | 0.96 | 2.42 |
| Nov 2017 | 1811.1485885394168 | 0.58 | 0.84 |
| Dec 2017 | 1821.119523519786 | 0.55 | -1.55 |
| Jan 2018 | 1748.0135656753316 | -4.01 | -1.66 |
| Feb 2018 | 1789.4723555147073 | 2.37 | 0.45 |
| Mar 2018 | 1810.765336048782 | 1.19 | 1.36 |
| Apr 2018 | 1819.428048750528 | 0.48 | 2.54 |
| May 2018 | 1842.4149218219588 | 1.26 | 3.65 |
| Jun 2018 | 1848.1380399804357 | 0.31 | 4.15 |
| Jul 2018 | 1852.4954762283044 | 0.24 | 3.52 |
| Aug 2018 | 1864.3220077038668 | 0.64 | 4.39 |
| Sep 2018 | 1881.7470561475009 | 0.94 | 5.51 |
| Oct 2018 | 1910.3094734451674 | 1.52 | 6.09 |
| Nov 2018 | 1916.838651061088 | 0.34 | 5.84 |
| Dec 2018 | 1888.1480820694205 | -1.50 | 3.68 |
| Jan 2019 | 1870.04548559618 | -0.96 | 6.98 |
| Feb 2019 | 1864.3177531222218 | -0.31 | 4.18 |
| Mar 2019 | 1860.0996507331643 | -0.23 | 2.73 |
| Apr 2019 | 1852.326471910499 | -0.42 | 1.81 |
| May 2019 | 1848.4362199142804 | -0.21 | 0.33 |
| Jun 2019 | 1820.1591451375834 | -1.53 | -1.51 |
| Jul 2019 | 1821.1681881353334 | 0.06 | -1.69 |
| Aug 2019 | 1808.9663490876137 | -0.67 | -2.97 |
| Sep 2019 | 1811.8880311631365 | 0.16 | -3.71 |
| Oct 2019 | 1827.2285826483694 | 0.85 | -4.35 |
| Nov 2019 | 1835.8731164806034 | 0.47 | -4.22 |
| Dec 2019 | 1846.99084994803 | 0.61 | -2.18 |
| Jan 2020 | 1843.406887641822 | -0.19 | -1.42 |
| Feb 2020 | 1830.3122279320273 | -0.71 | -1.82 |
| Mar 2020 | 1834.6090914533368 | 0.24 | -1.37 |
| Apr 2020 | 1822.1919897127 | -0.68 | -1.63 |
| May 2020 | 1817.0473975817968 | -0.28 | -1.70 |
| Jun 2020 | 1814.4136308667662 | -0.14 | -0.32 |
| Jul 2020 | 1803.4136073989366 | -0.61 | -0.97 |
| Aug 2020 | 1803.0409751511133 | -0.02 | -0.33 |
| Sep 2020 | 1812.4684373753144 | 0.52 | 0.03 |
| Oct 2020 | 1823.5562731251907 | 0.61 | -0.20 |
| Nov 2020 | 1836.0775901275265 | 0.69 | 0.01 |
| Dec 2020 | 1845.3479396676166 | 0.51 | -0.09 |
| Jan 2021 | 1954.1411795449967 | 5.90 | 6.01 |
| Feb 2021 | 1982.7540132529512 | 1.46 | 8.33 |
| Mar 2021 | 2039.1122718085576 | 2.84 | 11.15 |
| Apr 2021 | 2056.7669033197517 | 0.87 | 12.87 |
| May 2021 | 2067.717497238408 | 0.53 | 13.80 |
| Jun 2021 | 2094.198975564969 | 1.28 | 15.42 |
| Jul 2021 | 2103.1583531904093 | 0.43 | 16.62 |
| Aug 2021 | 2114.741427772955 | 0.55 | 17.29 |
| Sep 2021 | 2130.217914248209 | 0.73 | 17.53 |
| Oct 2021 | 2160.091804244275 | 1.40 | 18.45 |
| Nov 2021 | 2170.0065539761868 | 0.46 | 18.19 |
| Dec 2021 | 2184.071480102203 | 0.65 | 18.36 |
| Jan 2022 | 2249.630686831204 | 3.00 | 15.12 |
| Feb 2022 | 2314.9386225731155 | 2.90 | 16.75 |
| Mar 2022 | 2403.8468336348233 | 3.84 | 17.89 |
| Apr 2022 | 2565.972823299103 | 6.74 | 24.76 |
| May 2022 | 2638.214929293524 | 2.82 | 27.59 |
| Jun 2022 | 2721.608230251025 | 3.16 | 29.96 |
| Jul 2022 | 2726.2561256882404 | 0.17 | 29.63 |
| Aug 2022 | 2710.1374262358563 | -0.59 | 28.16 |
| Sep 2022 | 2875.9857465908735 | 6.12 | 35.01 |
| Oct 2022 | 3027.6131960898083 | 5.27 | 40.16 |
| Nov 2022 | 3010.9122055424123 | -0.55 | 38.75 |
| Dec 2022 | 2929.5227276873165 | -2.70 | 34.13 |
| Jan 2023 | 2909.89491322947 | -0.67 | 29.35 |
| Feb 2023 | 2911.747119603289 | 0.06 | 25.78 |
| Mar 2023 | 2975.0700680686045 | 2.17 | 23.76 |
| Apr 2023 | 2953.938441756821 | -0.71 | 15.12 |
| May 2023 | 2987.331452371801 | 1.13 | 13.23 |
| Jun 2023 | 3066.306413255399 | 2.64 | 12.67 |
| Jul 2023 | 3115.925358987862 | 1.62 | 14.29 |
| Aug 2023 | 3182.530338693677 | 2.14 | 17.43 |
| Sep 2023 | 3223.143899924731 | 1.28 | 12.07 |
| Oct 2023 | 3319.156383492599 | 2.98 | 9.63 |
| Nov 2023 | 3291.9499005629295 | -0.82 | 9.33 |
| Dec 2023 | 3176.0085002239357 | -3.52 | 8.41 |
| Jan 2024 | 3152.4407902206203 | -0.74 | 8.34 |
| Feb 2024 | 3195.519903578644 | 1.37 | 9.75 |
| Mar 2024 | 3225.8970207921184 | 0.95 | 8.43 |
| Apr 2024 | 3290.0775450856736 | 1.99 | 11.38 |
| May 2024 | 3330.1653671289364 | 1.22 | 11.48 |
| Jun 2024 | 3319.7350407606514 | -0.31 | 8.27 |
| Jul 2024 | 3320.5529304094543 | 0.03 | 6.57 |
| Aug 2024 | 3261.024725038436 | -1.79 | 2.47 |
| Sep 2024 | 3212.209464671155 | -1.50 | -0.34 |
| Oct 2024 | 3272.8954075321026 | 1.89 | -1.39 |
| Nov 2024 | 3359.266645225813 | 2.64 | 2.05 |
| Dec 2024 | 3350.5595906184035 | -0.26 | 5.50 |
| Jan 2025 | 3410.665585482107 | 1.79 | 8.19 |
| Feb 2025 | 3396.1147072273106 | -0.43 | 6.28 |
| Mar 2025 | 3360.4264461872162 | -1.05 | 4.17 |
| Apr 2025 | 3383.753834228267 | 0.69 | 2.85 |
| May 2025 | 3413.157861183582 | 0.87 | 2.49 |
| Jun 2025 | 3424.8923074094287 | 0.34 | 3.17 |
| Jul 2025 | 3418.3267597250897 | -0.19 | 2.95 |
| Aug 2025 | 3402.309472237498 | -0.47 | 4.33 |
| Sep 2025 | 3370.6332761597128 | -0.93 | 4.93 |
| Oct 2025 | 3359.8055894409863 | -0.32 | 2.66 |
| Nov 2025 | 3365.860996977861 | 0.18 | 0.20 |
| Dec 2025 | 3365.8219143053075 | 0.00 | 0.46 |
| Jan 2026 | 3359.9565908944505 | -0.17 | -1.49 |
| Feb 2026 | 3364.182265880695 | 0.13 | -0.94 |
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