Ames, IA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Ames, IA Metro in February 2026 was $2,215.653. The month over month percentage change (MoM) was -0.04%, and the year over year percentage change (YoY) was -2.28%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Ames, IA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1044.8675347502463 | NaN | NaN |
| Feb 2012 | 1043.3333238828172 | -0.15 | NaN |
| Mar 2012 | 1050.0559233136705 | 0.64 | NaN |
| Apr 2012 | 1047.2868162059979 | -0.26 | NaN |
| May 2012 | 1039.651391110543 | -0.73 | NaN |
| Jun 2012 | 1028.4375485605076 | -1.08 | NaN |
| Jul 2012 | 1016.2932241509212 | -1.18 | NaN |
| Aug 2012 | 1017.0173736864901 | 0.07 | NaN |
| Sep 2012 | 1006.3636518414157 | -1.05 | NaN |
| Oct 2012 | 996.10061403714 | -1.02 | NaN |
| Nov 2012 | 991.8393986766541 | -0.43 | NaN |
| Dec 2012 | 990.7795603296449 | -0.11 | NaN |
| Jan 2013 | 999.7314194213761 | 0.90 | -4.32 |
| Feb 2013 | 1014.3988123326931 | 1.47 | -2.77 |
| Mar 2013 | 1024.8766319743936 | 1.03 | -2.40 |
| Apr 2013 | 1023.580294759062 | -0.13 | -2.26 |
| May 2013 | 1038.290430053116 | 1.44 | -0.13 |
| Jun 2013 | 1085.4854659814673 | 4.55 | 5.55 |
| Jul 2013 | 1113.159265290556 | 2.55 | 9.53 |
| Aug 2013 | 1125.2805560674053 | 1.09 | 10.65 |
| Sep 2013 | 1135.4543515771645 | 0.90 | 12.83 |
| Oct 2013 | 1120.2021193964626 | -1.34 | 12.46 |
| Nov 2013 | 1132.9566416531422 | 1.14 | 14.23 |
| Dec 2013 | 1157.1261860392851 | 2.13 | 16.79 |
| Jan 2014 | 1161.39175530299 | 0.37 | 16.17 |
| Feb 2014 | 1158.356547832815 | -0.26 | 14.19 |
| Mar 2014 | 1170.9023608179334 | 1.08 | 14.25 |
| Apr 2014 | 1181.166517121901 | 0.88 | 15.40 |
| May 2014 | 1175.8679462677312 | -0.45 | 13.25 |
| Jun 2014 | 1179.2867755083194 | 0.29 | 8.64 |
| Jul 2014 | 1183.105100224326 | 0.32 | 6.28 |
| Aug 2014 | 1186.6700093387922 | 0.30 | 5.46 |
| Sep 2014 | 1193.2917871721304 | 0.56 | 5.09 |
| Oct 2014 | 1179.369118107003 | -1.17 | 5.28 |
| Nov 2014 | 1177.8604937917805 | -0.13 | 3.96 |
| Dec 2014 | 1170.1958236943128 | -0.65 | 1.13 |
| Jan 2015 | 1160.7795668939193 | -0.80 | -0.05 |
| Feb 2015 | 1170.202136284008 | 0.81 | 1.02 |
| Mar 2015 | 1182.695038975447 | 1.07 | 1.01 |
| Apr 2015 | 1184.1480099808805 | 0.12 | 0.25 |
| May 2015 | 1209.1324734917337 | 2.11 | 2.83 |
| Jun 2015 | 1230.644970738093 | 1.78 | 4.36 |
| Jul 2015 | 1242.6816544391233 | 0.98 | 5.04 |
| Aug 2015 | 1236.2141434165599 | -0.52 | 4.18 |
| Sep 2015 | 1239.3670055108905 | 0.26 | 3.86 |
| Oct 2015 | 1234.9196548996656 | -0.36 | 4.71 |
| Nov 2015 | 1251.2419983922969 | 1.32 | 6.23 |
| Dec 2015 | 1258.1905633398028 | 0.56 | 7.52 |
| Jan 2016 | 1246.218569615972 | -0.95 | 7.36 |
| Feb 2016 | 1230.717471463628 | -1.24 | 5.17 |
| Mar 2016 | 1235.6713739121246 | 0.40 | 4.48 |
| Apr 2016 | 1229.7801567447575 | -0.48 | 3.85 |
| May 2016 | 1231.4960529375646 | 0.14 | 1.85 |
| Jun 2016 | 1233.220215578974 | 0.14 | 0.21 |
| Jul 2016 | 1225.4398206590708 | -0.63 | -1.39 |
| Aug 2016 | 1228.7504347690547 | 0.27 | -0.60 |
| Sep 2016 | 1234.92639812661 | 0.50 | -0.36 |
| Oct 2016 | 1241.224720023028 | 0.51 | 0.51 |
| Nov 2016 | 1273.9505044792081 | 2.64 | 1.82 |
| Dec 2016 | 1317.2170631010406 | 3.40 | 4.69 |
| Jan 2017 | 1309.3143981952999 | -0.60 | 5.06 |
| Feb 2017 | 1313.5075160097667 | 0.32 | 6.73 |
| Mar 2017 | 1321.2361690167054 | 0.59 | 6.93 |
| Apr 2017 | 1315.6403711118546 | -0.42 | 6.98 |
| May 2017 | 1321.4636184011317 | 0.44 | 7.31 |
| Jun 2017 | 1319.4394105104554 | -0.15 | 6.99 |
| Jul 2017 | 1331.1491552443422 | 0.89 | 8.63 |
| Aug 2017 | 1326.1882991158152 | -0.37 | 7.93 |
| Sep 2017 | 1320.9049485077044 | -0.40 | 6.96 |
| Oct 2017 | 1331.5041488103248 | 0.80 | 7.27 |
| Nov 2017 | 1336.9129120190278 | 0.41 | 4.94 |
| Dec 2017 | 1343.161809416994 | 0.47 | 1.97 |
| Jan 2018 | 1354.5039497528985 | 0.84 | 3.45 |
| Feb 2018 | 1387.4925346317957 | 2.44 | 5.63 |
| Mar 2018 | 1403.1200936701048 | 1.13 | 6.20 |
| Apr 2018 | 1408.7128440933097 | 0.40 | 7.07 |
| May 2018 | 1424.7994171116538 | 1.14 | 7.82 |
| Jun 2018 | 1425.5663236177527 | 0.05 | 8.04 |
| Jul 2018 | 1425.0669562138803 | -0.04 | 7.06 |
| Aug 2018 | 1430.0648535454286 | 0.35 | 7.83 |
| Sep 2018 | 1440.940794257136 | 0.76 | 9.09 |
| Oct 2018 | 1463.412615584616 | 1.56 | 9.91 |
| Nov 2018 | 1469.08007383103 | 0.39 | 9.89 |
| Dec 2018 | 1448.014010788158 | -1.43 | 7.81 |
| Jan 2019 | 1456.4592520042206 | 0.58 | 7.53 |
| Feb 2019 | 1447.9058072008143 | -0.59 | 4.35 |
| Mar 2019 | 1437.257833416025 | -0.73 | 2.43 |
| Apr 2019 | 1425.8921411879287 | -0.79 | 1.22 |
| May 2019 | 1422.4616006209103 | -0.24 | -0.16 |
| Jun 2019 | 1399.61073734879 | -1.61 | -1.82 |
| Jul 2019 | 1397.672712389538 | -0.14 | -1.92 |
| Aug 2019 | 1383.3985590123784 | -1.02 | -3.26 |
| Sep 2019 | 1381.688271955484 | -0.12 | -4.11 |
| Oct 2019 | 1394.2825283971783 | 0.91 | -4.72 |
| Nov 2019 | 1399.274901201029 | 0.36 | -4.75 |
| Dec 2019 | 1407.487441316843 | 0.59 | -2.80 |
| Jan 2020 | 1378.6748510080706 | -2.05 | -5.34 |
| Feb 2020 | 1364.7346670170027 | -1.01 | -5.74 |
| Mar 2020 | 1367.0587872030505 | 0.17 | -4.88 |
| Apr 2020 | 1359.6319310974948 | -0.54 | -4.65 |
| May 2020 | 1360.3519475276635 | 0.05 | -4.37 |
| Jun 2020 | 1358.90290377789 | -0.11 | -2.91 |
| Jul 2020 | 1348.4681205159309 | -0.77 | -3.52 |
| Aug 2020 | 1344.7821315401052 | -0.27 | -2.79 |
| Sep 2020 | 1348.5553635784988 | 0.28 | -2.40 |
| Oct 2020 | 1351.8708863883298 | 0.25 | -3.04 |
| Nov 2020 | 1354.885361155344 | 0.22 | -3.17 |
| Dec 2020 | 1355.3634367282748 | 0.04 | -3.70 |
| Jan 2021 | 1346.9444963370647 | -0.62 | -2.30 |
| Feb 2021 | 1361.349154884832 | 1.07 | -0.25 |
| Mar 2021 | 1395.4464674983294 | 2.51 | 2.08 |
| Apr 2021 | 1402.151138531753 | 0.48 | 3.13 |
| May 2021 | 1406.1910661299098 | 0.29 | 3.37 |
| Jun 2021 | 1424.4871872404742 | 1.30 | 4.83 |
| Jul 2021 | 1429.9244753931223 | 0.38 | 6.04 |
| Aug 2021 | 1438.4688675997693 | 0.60 | 6.97 |
| Sep 2021 | 1450.8978012967061 | 0.86 | 7.59 |
| Oct 2021 | 1475.8481418628935 | 1.72 | 9.17 |
| Nov 2021 | 1486.398832012354 | 0.72 | 9.71 |
| Dec 2021 | 1502.4060118804396 | 1.08 | 10.85 |
| Jan 2022 | 1533.6551541186752 | 2.08 | 13.86 |
| Feb 2022 | 1585.5727666054797 | 3.39 | 16.47 |
| Mar 2022 | 1654.60642124726 | 4.35 | 18.57 |
| Apr 2022 | 1777.1377099970439 | 7.41 | 26.74 |
| May 2022 | 1829.1329176036888 | 2.93 | 30.08 |
| Jun 2022 | 1884.4060465971818 | 3.02 | 32.29 |
| Jul 2022 | 1878.883276669883 | -0.29 | 31.40 |
| Aug 2022 | 1857.6454270652011 | -1.13 | 29.14 |
| Sep 2022 | 1986.6074217536416 | 6.94 | 36.92 |
| Oct 2022 | 2111.179023812682 | 6.27 | 43.05 |
| Nov 2022 | 2109.309957619787 | -0.09 | 41.91 |
| Dec 2022 | 2054.237855870748 | -2.61 | 36.73 |
| Jan 2023 | 2036.8643086967284 | -0.85 | 32.81 |
| Feb 2023 | 2034.7263731231542 | -0.10 | 28.33 |
| Mar 2023 | 2077.6830395980446 | 2.11 | 25.57 |
| Apr 2023 | 2058.621122411052 | -0.92 | 15.84 |
| May 2023 | 2085.440212127656 | 1.30 | 14.01 |
| Jun 2023 | 2147.4014279354064 | 2.97 | 13.96 |
| Jul 2023 | 2179.7571302520864 | 1.51 | 16.01 |
| Aug 2023 | 2224.355777948516 | 2.05 | 19.74 |
| Sep 2023 | 2247.5847926960846 | 1.04 | 13.14 |
| Oct 2023 | 2313.2894606048694 | 2.92 | 9.57 |
| Nov 2023 | 2280.485015021043 | -1.42 | 8.12 |
| Dec 2023 | 2175.1077536770217 | -4.62 | 5.88 |
| Jan 2024 | 2144.8790197697112 | -1.39 | 5.30 |
| Feb 2024 | 2160.2646246264876 | 0.72 | 6.17 |
| Mar 2024 | 2171.1597305761284 | 0.50 | 4.50 |
| Apr 2024 | 2210.9356175249236 | 1.83 | 7.40 |
| May 2024 | 2233.5223920799563 | 1.02 | 7.10 |
| Jun 2024 | 2217.910096829225 | -0.70 | 3.28 |
| Jul 2024 | 2209.7588099324316 | -0.37 | 1.38 |
| Aug 2024 | 2157.940404502321 | -2.35 | -2.99 |
| Sep 2024 | 2119.1889567095686 | -1.80 | -5.71 |
| Oct 2024 | 2162.7833557489253 | 2.06 | -6.51 |
| Nov 2024 | 2228.2562663937765 | 3.03 | -2.29 |
| Dec 2024 | 2225.9301129770647 | -0.10 | 2.34 |
| Jan 2025 | 2275.4342829947277 | 2.22 | 6.09 |
| Feb 2025 | 2267.4704435837343 | -0.35 | 4.96 |
| Mar 2025 | 2243.268416752134 | -1.07 | 3.32 |
| Apr 2025 | 2257.800031083675 | 0.65 | 2.12 |
| May 2025 | 2275.3309293449097 | 0.78 | 1.87 |
| Jun 2025 | 2279.175354346812 | 0.17 | 2.76 |
| Jul 2025 | 2271.1426450263543 | -0.35 | 2.78 |
| Aug 2025 | 2258.0465638262403 | -0.58 | 4.64 |
| Sep 2025 | 2235.4202018832816 | -1.00 | 5.49 |
| Oct 2025 | 2223.9747714061386 | -0.51 | 2.83 |
| Nov 2025 | 2225.150353436744 | 0.05 | -0.14 |
| Dec 2025 | 2223.1301621140633 | -0.09 | -0.13 |
| Jan 2026 | 2216.5834826925475 | -0.29 | -2.59 |
| Feb 2026 | 2215.652559626014 | -0.04 | -2.28 |