Ames, IA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Ames, IA Metro in February 2026 was $2,215.653. The month over month percentage change (MoM) was -0.04%, and the year over year percentage change (YoY) was -2.28%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Ames, IA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Ames, IA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Ames, IA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Ames, IA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1044.8675347502463 NaN NaN
Feb 2012 1043.3333238828172 -0.15 NaN
Mar 2012 1050.0559233136705 0.64 NaN
Apr 2012 1047.2868162059979 -0.26 NaN
May 2012 1039.651391110543 -0.73 NaN
Jun 2012 1028.4375485605076 -1.08 NaN
Jul 2012 1016.2932241509212 -1.18 NaN
Aug 2012 1017.0173736864901 0.07 NaN
Sep 2012 1006.3636518414157 -1.05 NaN
Oct 2012 996.10061403714 -1.02 NaN
Nov 2012 991.8393986766541 -0.43 NaN
Dec 2012 990.7795603296449 -0.11 NaN
Jan 2013 999.7314194213761 0.90 -4.32
Feb 2013 1014.3988123326931 1.47 -2.77
Mar 2013 1024.8766319743936 1.03 -2.40
Apr 2013 1023.580294759062 -0.13 -2.26
May 2013 1038.290430053116 1.44 -0.13
Jun 2013 1085.4854659814673 4.55 5.55
Jul 2013 1113.159265290556 2.55 9.53
Aug 2013 1125.2805560674053 1.09 10.65
Sep 2013 1135.4543515771645 0.90 12.83
Oct 2013 1120.2021193964626 -1.34 12.46
Nov 2013 1132.9566416531422 1.14 14.23
Dec 2013 1157.1261860392851 2.13 16.79
Jan 2014 1161.39175530299 0.37 16.17
Feb 2014 1158.356547832815 -0.26 14.19
Mar 2014 1170.9023608179334 1.08 14.25
Apr 2014 1181.166517121901 0.88 15.40
May 2014 1175.8679462677312 -0.45 13.25
Jun 2014 1179.2867755083194 0.29 8.64
Jul 2014 1183.105100224326 0.32 6.28
Aug 2014 1186.6700093387922 0.30 5.46
Sep 2014 1193.2917871721304 0.56 5.09
Oct 2014 1179.369118107003 -1.17 5.28
Nov 2014 1177.8604937917805 -0.13 3.96
Dec 2014 1170.1958236943128 -0.65 1.13
Jan 2015 1160.7795668939193 -0.80 -0.05
Feb 2015 1170.202136284008 0.81 1.02
Mar 2015 1182.695038975447 1.07 1.01
Apr 2015 1184.1480099808805 0.12 0.25
May 2015 1209.1324734917337 2.11 2.83
Jun 2015 1230.644970738093 1.78 4.36
Jul 2015 1242.6816544391233 0.98 5.04
Aug 2015 1236.2141434165599 -0.52 4.18
Sep 2015 1239.3670055108905 0.26 3.86
Oct 2015 1234.9196548996656 -0.36 4.71
Nov 2015 1251.2419983922969 1.32 6.23
Dec 2015 1258.1905633398028 0.56 7.52
Jan 2016 1246.218569615972 -0.95 7.36
Feb 2016 1230.717471463628 -1.24 5.17
Mar 2016 1235.6713739121246 0.40 4.48
Apr 2016 1229.7801567447575 -0.48 3.85
May 2016 1231.4960529375646 0.14 1.85
Jun 2016 1233.220215578974 0.14 0.21
Jul 2016 1225.4398206590708 -0.63 -1.39
Aug 2016 1228.7504347690547 0.27 -0.60
Sep 2016 1234.92639812661 0.50 -0.36
Oct 2016 1241.224720023028 0.51 0.51
Nov 2016 1273.9505044792081 2.64 1.82
Dec 2016 1317.2170631010406 3.40 4.69
Jan 2017 1309.3143981952999 -0.60 5.06
Feb 2017 1313.5075160097667 0.32 6.73
Mar 2017 1321.2361690167054 0.59 6.93
Apr 2017 1315.6403711118546 -0.42 6.98
May 2017 1321.4636184011317 0.44 7.31
Jun 2017 1319.4394105104554 -0.15 6.99
Jul 2017 1331.1491552443422 0.89 8.63
Aug 2017 1326.1882991158152 -0.37 7.93
Sep 2017 1320.9049485077044 -0.40 6.96
Oct 2017 1331.5041488103248 0.80 7.27
Nov 2017 1336.9129120190278 0.41 4.94
Dec 2017 1343.161809416994 0.47 1.97
Jan 2018 1354.5039497528985 0.84 3.45
Feb 2018 1387.4925346317957 2.44 5.63
Mar 2018 1403.1200936701048 1.13 6.20
Apr 2018 1408.7128440933097 0.40 7.07
May 2018 1424.7994171116538 1.14 7.82
Jun 2018 1425.5663236177527 0.05 8.04
Jul 2018 1425.0669562138803 -0.04 7.06
Aug 2018 1430.0648535454286 0.35 7.83
Sep 2018 1440.940794257136 0.76 9.09
Oct 2018 1463.412615584616 1.56 9.91
Nov 2018 1469.08007383103 0.39 9.89
Dec 2018 1448.014010788158 -1.43 7.81
Jan 2019 1456.4592520042206 0.58 7.53
Feb 2019 1447.9058072008143 -0.59 4.35
Mar 2019 1437.257833416025 -0.73 2.43
Apr 2019 1425.8921411879287 -0.79 1.22
May 2019 1422.4616006209103 -0.24 -0.16
Jun 2019 1399.61073734879 -1.61 -1.82
Jul 2019 1397.672712389538 -0.14 -1.92
Aug 2019 1383.3985590123784 -1.02 -3.26
Sep 2019 1381.688271955484 -0.12 -4.11
Oct 2019 1394.2825283971783 0.91 -4.72
Nov 2019 1399.274901201029 0.36 -4.75
Dec 2019 1407.487441316843 0.59 -2.80
Jan 2020 1378.6748510080706 -2.05 -5.34
Feb 2020 1364.7346670170027 -1.01 -5.74
Mar 2020 1367.0587872030505 0.17 -4.88
Apr 2020 1359.6319310974948 -0.54 -4.65
May 2020 1360.3519475276635 0.05 -4.37
Jun 2020 1358.90290377789 -0.11 -2.91
Jul 2020 1348.4681205159309 -0.77 -3.52
Aug 2020 1344.7821315401052 -0.27 -2.79
Sep 2020 1348.5553635784988 0.28 -2.40
Oct 2020 1351.8708863883298 0.25 -3.04
Nov 2020 1354.885361155344 0.22 -3.17
Dec 2020 1355.3634367282748 0.04 -3.70
Jan 2021 1346.9444963370647 -0.62 -2.30
Feb 2021 1361.349154884832 1.07 -0.25
Mar 2021 1395.4464674983294 2.51 2.08
Apr 2021 1402.151138531753 0.48 3.13
May 2021 1406.1910661299098 0.29 3.37
Jun 2021 1424.4871872404742 1.30 4.83
Jul 2021 1429.9244753931223 0.38 6.04
Aug 2021 1438.4688675997693 0.60 6.97
Sep 2021 1450.8978012967061 0.86 7.59
Oct 2021 1475.8481418628935 1.72 9.17
Nov 2021 1486.398832012354 0.72 9.71
Dec 2021 1502.4060118804396 1.08 10.85
Jan 2022 1533.6551541186752 2.08 13.86
Feb 2022 1585.5727666054797 3.39 16.47
Mar 2022 1654.60642124726 4.35 18.57
Apr 2022 1777.1377099970439 7.41 26.74
May 2022 1829.1329176036888 2.93 30.08
Jun 2022 1884.4060465971818 3.02 32.29
Jul 2022 1878.883276669883 -0.29 31.40
Aug 2022 1857.6454270652011 -1.13 29.14
Sep 2022 1986.6074217536416 6.94 36.92
Oct 2022 2111.179023812682 6.27 43.05
Nov 2022 2109.309957619787 -0.09 41.91
Dec 2022 2054.237855870748 -2.61 36.73
Jan 2023 2036.8643086967284 -0.85 32.81
Feb 2023 2034.7263731231542 -0.10 28.33
Mar 2023 2077.6830395980446 2.11 25.57
Apr 2023 2058.621122411052 -0.92 15.84
May 2023 2085.440212127656 1.30 14.01
Jun 2023 2147.4014279354064 2.97 13.96
Jul 2023 2179.7571302520864 1.51 16.01
Aug 2023 2224.355777948516 2.05 19.74
Sep 2023 2247.5847926960846 1.04 13.14
Oct 2023 2313.2894606048694 2.92 9.57
Nov 2023 2280.485015021043 -1.42 8.12
Dec 2023 2175.1077536770217 -4.62 5.88
Jan 2024 2144.8790197697112 -1.39 5.30
Feb 2024 2160.2646246264876 0.72 6.17
Mar 2024 2171.1597305761284 0.50 4.50
Apr 2024 2210.9356175249236 1.83 7.40
May 2024 2233.5223920799563 1.02 7.10
Jun 2024 2217.910096829225 -0.70 3.28
Jul 2024 2209.7588099324316 -0.37 1.38
Aug 2024 2157.940404502321 -2.35 -2.99
Sep 2024 2119.1889567095686 -1.80 -5.71
Oct 2024 2162.7833557489253 2.06 -6.51
Nov 2024 2228.2562663937765 3.03 -2.29
Dec 2024 2225.9301129770647 -0.10 2.34
Jan 2025 2275.4342829947277 2.22 6.09
Feb 2025 2267.4704435837343 -0.35 4.96
Mar 2025 2243.268416752134 -1.07 3.32
Apr 2025 2257.800031083675 0.65 2.12
May 2025 2275.3309293449097 0.78 1.87
Jun 2025 2279.175354346812 0.17 2.76
Jul 2025 2271.1426450263543 -0.35 2.78
Aug 2025 2258.0465638262403 -0.58 4.64
Sep 2025 2235.4202018832816 -1.00 5.49
Oct 2025 2223.9747714061386 -0.51 2.83
Nov 2025 2225.150353436744 0.05 -0.14
Dec 2025 2223.1301621140633 -0.09 -0.13
Jan 2026 2216.5834826925475 -0.29 -2.59
Feb 2026 2215.652559626014 -0.04 -2.28