Asheville, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Asheville, NC Metro in February 2026 was $3,197.527. The month over month percentage change (MoM) was -0.67%, and the year over year percentage change (YoY) was -9.45%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Asheville, NC metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Asheville, NC metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Asheville, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Asheville, NC (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1210.8700078491074 NaN NaN
Feb 2012 1205.4443909301283 -0.45 NaN
Mar 2012 1211.5833431295928 0.51 NaN
Apr 2012 1207.7667828706333 -0.31 NaN
May 2012 1196.988137967079 -0.89 NaN
Jun 2012 1184.2823557961208 -1.06 NaN
Jul 2012 1172.0724935298629 -1.03 NaN
Aug 2012 1177.382817376369 0.45 NaN
Sep 2012 1169.1576606191952 -0.70 NaN
Oct 2012 1160.1817217777088 -0.77 NaN
Nov 2012 1159.7457150365221 -0.04 NaN
Dec 2012 1160.8850882932318 0.10 NaN
Jan 2013 1169.9566423286835 0.78 -3.38
Feb 2013 1183.1254296928598 1.13 -1.85
Mar 2013 1186.828119792507 0.31 -2.04
Apr 2013 1175.5740099815612 -0.95 -2.66
May 2013 1185.9443877431513 0.88 -0.92
Jun 2013 1243.4121687155603 4.85 4.99
Jul 2013 1280.7547520386315 3.00 9.27
Aug 2013 1298.9381970149707 1.42 10.32
Sep 2013 1312.099646167157 1.01 12.23
Oct 2013 1291.483056922491 -1.57 11.32
Nov 2013 1305.8661836752076 1.11 12.60
Dec 2013 1333.1482581718383 2.09 14.84
Jan 2014 1308.3090286389502 -1.86 11.83
Feb 2014 1300.7736836660208 -0.58 9.94
Mar 2014 1311.3938862315354 0.82 10.50
Apr 2014 1315.2158744188173 0.29 11.88
May 2014 1304.857247233271 -0.79 10.03
Jun 2014 1305.4220732346926 0.04 4.99
Jul 2014 1307.1401718276245 0.13 2.06
Aug 2014 1309.9947965707404 0.22 0.85
Sep 2014 1322.0548886681763 0.92 0.76
Oct 2014 1314.6278103552477 -0.56 1.79
Nov 2014 1317.0382049131254 0.18 0.86
Dec 2014 1309.2462102916122 -0.59 -1.79
Jan 2015 1294.5151828245814 -1.12 -1.05
Feb 2015 1307.3488789073576 0.99 0.51
Mar 2015 1321.087979448008 1.05 0.74
Apr 2015 1316.761767845339 -0.33 0.12
May 2015 1341.2964905759857 1.86 2.79
Jun 2015 1364.0339447027832 1.70 4.49
Jul 2015 1379.5769656737107 1.14 5.54
Aug 2015 1374.0756563533241 -0.40 4.89
Sep 2015 1383.2898044170472 0.67 4.63
Oct 2015 1385.060432670832 0.13 5.36
Nov 2015 1412.6978451731798 2.00 7.26
Dec 2015 1427.3392240740648 1.04 9.02
Jan 2016 1425.2379358349722 -0.15 10.10
Feb 2016 1410.2523466662083 -1.05 7.87
Mar 2016 1420.2454207724904 0.71 7.51
Apr 2016 1415.9592306863562 -0.30 7.53
May 2016 1421.8778566694432 0.42 6.01
Jun 2016 1427.1248990568763 0.37 4.63
Jul 2016 1418.8487229082484 -0.58 2.85
Aug 2016 1426.6734831139686 0.55 3.83
Sep 2016 1438.9132706815417 0.86 4.02
Oct 2016 1451.580727933491 0.88 4.80
Nov 2016 1498.3441316183712 3.22 6.06
Dec 2016 1560.9923615810876 4.18 9.36
Jan 2017 1545.167341904947 -1.01 8.41
Feb 2017 1556.2156630836812 0.72 10.35
Mar 2017 1571.706470079175 1.00 10.66
Apr 2017 1566.4948443127587 -0.33 10.63
May 2017 1575.0930555518316 0.55 10.78
Jun 2017 1572.484561218078 -0.17 10.19
Jul 2017 1590.684725239978 1.16 12.11
Aug 2017 1590.514555248284 -0.01 11.48
Sep 2017 1591.1408478935007 0.04 10.58
Oct 2017 1612.5083509183019 1.34 11.09
Nov 2017 1624.414564125033 0.74 8.41
Dec 2017 1637.567071436986 0.81 4.91
Jan 2018 1659.8913747610293 1.36 7.43
Feb 2018 1714.0056396625773 3.26 10.14
Mar 2018 1743.3596883678495 1.71 10.92
Apr 2018 1757.814902176333 0.83 12.21
May 2018 1783.6663795132754 1.47 13.24
Jun 2018 1787.2537108133142 0.20 13.66
Jul 2018 1789.0662100798147 0.10 12.47
Aug 2018 1798.2178504305443 0.51 13.06
Sep 2018 1815.1696887210514 0.94 14.08
Oct 2018 1849.071933711493 1.87 14.67
Nov 2018 1860.1829944462393 0.60 14.51
Dec 2018 1832.3023994190728 -1.50 11.89
Jan 2019 1805.0240899982707 -1.49 8.74
Feb 2019 1790.6474050493575 -0.80 4.47
Mar 2019 1775.012993682828 -0.87 1.82
Apr 2019 1761.1443512577125 -0.78 0.19
May 2019 1756.105154805516 -0.29 -1.54
Jun 2019 1721.3046797114264 -1.98 -3.69
Jul 2019 1721.8215138871847 0.03 -3.76
Aug 2019 1707.146094442789 -0.85 -5.07
Sep 2019 1712.8189906987884 0.33 -5.64
Oct 2019 1734.0949324875808 1.24 -6.22
Nov 2019 1747.6287578781762 0.78 -6.05
Dec 2019 1764.4988642171174 0.97 -3.70
Jan 2020 1753.1554506334746 -0.64 -2.87
Feb 2020 1742.019468254384 -0.63 -2.72
Mar 2020 1752.9182497397549 0.63 -1.25
Apr 2020 1743.0259181051917 -0.56 -1.03
May 2020 1738.3964897643768 -0.27 -1.01
Jun 2020 1732.1647924903764 -0.36 0.63
Jul 2020 1715.9615945367002 -0.93 -0.34
Aug 2020 1715.2049752656303 -0.04 0.47
Sep 2020 1727.1514752357307 0.70 0.84
Oct 2020 1741.318610332929 0.82 0.42
Nov 2020 1755.5738353960905 0.82 0.46
Dec 2020 1768.2393052053767 0.72 0.21
Jan 2021 1799.4358871846384 1.76 2.64
Feb 2021 1839.8778007924739 2.25 5.62
Mar 2021 1915.2826298607336 4.10 9.26
Apr 2021 1944.5639918854572 1.53 11.56
May 2021 1961.9664986310113 0.90 12.86
Jun 2021 1999.0103654463217 1.89 15.41
Jul 2021 2010.1060795346502 0.56 17.14
Aug 2021 2023.4327657030374 0.66 17.97
Sep 2021 2042.7636338606746 0.96 18.27
Oct 2021 2081.471038597712 1.90 19.53
Nov 2021 2096.209949607603 0.71 19.40
Dec 2021 2119.8144100649274 1.13 19.88
Jan 2022 2187.177977833647 3.18 21.55
Feb 2022 2288.914353174836 4.65 24.41
Mar 2022 2422.673098477199 5.84 26.49
Apr 2022 2650.634267674415 9.41 36.31
May 2022 2756.7486559431845 4.00 40.51
Jun 2022 2868.1605851466275 4.04 43.48
Jul 2022 2867.6588507175625 -0.02 42.66
Aug 2022 2832.558888696325 -1.22 39.99
Sep 2022 3043.640487720683 7.45 49.00
Oct 2022 3241.2899593932552 6.49 55.72
Nov 2022 3215.6315161155626 -0.79 53.40
Dec 2022 3101.1498508590284 -3.56 46.29
Jan 2023 3072.3703619184366 -0.93 40.47
Feb 2023 3062.383645635465 -0.32 33.79
Mar 2023 3137.7076608179113 2.46 29.51
Apr 2023 3102.3748725660625 -1.13 17.04
May 2023 3144.0136412742813 1.34 14.05
Jun 2023 3241.2444281431162 3.09 13.01
Jul 2023 3296.349691619709 1.70 14.95
Aug 2023 3380.6509646797313 2.56 19.35
Sep 2023 3437.3502386201235 1.68 12.94
Oct 2023 3570.4647755697233 3.87 10.16
Nov 2023 3541.4717740260244 -0.81 10.13
Dec 2023 3385.095871214728 -4.42 9.16
Jan 2024 3341.021380822962 -1.30 8.74
Feb 2024 3382.3384059331647 1.24 10.45
Mar 2024 3407.9450083322836 0.76 8.61
Apr 2024 3473.8134561604465 1.93 11.97
May 2024 3509.5744872211603 1.03 11.63
Jun 2024 3479.7653884415586 -0.85 7.36
Jul 2024 3466.177172240117 -0.39 5.15
Aug 2024 3376.7542091373107 -2.58 -0.11
Sep 2024 3305.5926098717237 -2.11 -3.83
Oct 2024 3381.6754351522013 2.30 -5.29
Nov 2024 3490.058875853594 3.21 -1.45
Dec 2024 3471.955222542657 -0.52 2.57
Jan 2025 3561.698957682712 2.59 6.61
Feb 2025 3531.199834556769 -0.86 4.40
Mar 2025 3472.1561732182113 -1.67 1.88
Apr 2025 3480.3797139169947 0.24 0.19
May 2025 3492.0943187719904 0.34 -0.50
Jun 2025 3477.9867221025374 -0.40 -0.05
Jul 2025 3438.142341919107 -1.15 -0.81
Aug 2025 3388.2307588872477 -1.45 0.34
Sep 2025 3322.1157152964447 -1.95 0.50
Oct 2025 3287.431595649172 -1.04 -2.79
Nov 2025 3273.944025725747 -0.41 -6.19
Dec 2025 3250.9368188716157 -0.70 -6.37
Jan 2026 3219.0536095814614 -0.98 -9.62
Feb 2026 3197.5268887490834 -0.67 -9.45