Austin, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Austin, TX Metro in February 2026 was $3,746.866. The month over month percentage change (MoM) was -0.82%, and the year over year percentage change (YoY) was -10.34%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Austin, TX metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Austin, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Austin, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1360.1869858028258 NaN NaN
Feb 2012 1361.268004683496 0.08 NaN
Mar 2012 1372.9709272286698 0.86 NaN
Apr 2012 1372.9260008388123 0.00 NaN
May 2012 1366.363368880854 -0.48 NaN
Jun 2012 1360.148128504715 -0.45 NaN
Jul 2012 1354.5353920805474 -0.41 NaN
Aug 2012 1368.0853108743859 1.00 NaN
Sep 2012 1365.2124472151231 -0.21 NaN
Oct 2012 1361.4567209752797 -0.28 NaN
Nov 2012 1367.0626123371844 0.41 NaN
Dec 2012 1374.7892096157439 0.56 NaN
Jan 2013 1391.9063541670876 1.25 2.33
Feb 2013 1415.6881124911474 1.71 4.00
Mar 2013 1431.0465093853118 1.09 4.23
Apr 2013 1429.5896089935068 -0.10 4.13
May 2013 1451.2996814991689 1.52 6.22
Jun 2013 1527.1538816292139 5.23 12.28
Jul 2013 1578.0169634246054 3.33 16.50
Aug 2013 1603.9994501188587 1.65 17.24
Sep 2013 1621.9806902754385 1.12 18.81
Oct 2013 1598.3321736073908 -1.46 17.40
Nov 2013 1618.6177398666086 1.27 18.40
Dec 2013 1656.3081650522256 2.33 20.48
Jan 2014 1798.6828983092062 8.60 29.22
Feb 2014 1797.7106361853407 -0.05 26.99
Mar 2014 1819.2564759082024 1.20 27.13
Apr 2014 1835.2916800670039 0.88 28.38
May 2014 1834.2360676530768 -0.06 26.39
Jun 2014 1848.0945700709372 0.76 21.02
Jul 2014 1861.6416282772395 0.73 17.97
Aug 2014 1875.5424148324437 0.75 16.93
Sep 2014 1896.5875480664363 1.12 16.93
Oct 2014 1891.8344722787 -0.25 18.36
Nov 2014 1900.5163129588668 0.46 17.42
Dec 2014 1897.3211185047826 -0.17 14.55
Jan 2015 1866.9045475021567 -1.60 3.79
Feb 2015 1890.5398343836966 1.27 5.16
Mar 2015 1917.2033914959839 1.41 5.38
Apr 2015 1918.352131286941 0.06 4.53
May 2015 1955.172863405895 1.92 6.59
Jun 2015 1987.7938932698708 1.67 7.56
Jul 2015 2010.0712117526577 1.12 7.97
Aug 2015 2002.2978044175306 -0.39 6.76
Sep 2015 2012.5847823890613 0.51 6.12
Oct 2015 2010.7651131916405 -0.09 6.29
Nov 2015 2044.8342339254245 1.69 7.59
Dec 2015 2060.664466768189 0.77 8.61
Jan 2016 2049.25465880543 -0.55 9.77
Feb 2016 2031.8217687246106 -0.85 7.47
Mar 2016 2048.653391035617 0.83 6.86
Apr 2016 2045.6636515123516 -0.15 6.64
May 2016 2054.8813495930985 0.45 5.10
Jun 2016 2061.2343824460127 0.31 3.70
Jul 2016 2051.077191679662 -0.49 2.04
Aug 2016 2056.494785549562 0.26 2.71
Sep 2016 2064.9837096711053 0.41 2.60
Oct 2016 2072.866703486892 0.38 3.09
Nov 2016 2129.03700506932 2.71 4.12
Dec 2016 2209.8073268893877 3.79 7.24
Jan 2017 2265.1583528587544 2.51 10.54
Feb 2017 2280.1190053854525 0.66 12.22
Mar 2017 2295.400813292047 0.67 12.04
Apr 2017 2281.138530600012 -0.62 11.51
May 2017 2282.074334433216 0.04 11.06
Jun 2017 2268.93250582656 -0.58 10.08
Jul 2017 2281.355125993118 0.55 11.23
Aug 2017 2271.220077015055 -0.44 10.44
Sep 2017 2264.6371859393503 -0.29 9.67
Oct 2017 2286.4415767513083 0.96 10.30
Nov 2017 2298.888824023829 0.54 7.98
Dec 2017 2313.150101470222 0.62 4.68
Jan 2018 2315.604589118321 0.11 2.23
Feb 2018 2373.25650322932 2.49 4.09
Mar 2018 2401.184020809658 1.18 4.61
Apr 2018 2412.26224304312 0.46 5.75
May 2018 2440.147072334964 1.16 6.93
Jun 2018 2442.93142108062 0.11 7.67
Jul 2018 2442.680653455965 -0.01 7.07
Aug 2018 2451.973365341731 0.38 7.96
Sep 2018 2470.5470446541767 0.76 9.09
Oct 2018 2510.4960508226527 1.62 9.80
Nov 2018 2522.2670363587035 0.47 9.72
Dec 2018 2487.733501172397 -1.37 7.55
Jan 2019 2497.820254224358 0.41 7.87
Feb 2019 2484.530339306679 -0.53 4.69
Mar 2019 2468.5874413499882 -0.64 2.81
Apr 2019 2450.1018930489836 -0.75 1.57
May 2019 2441.417312430094 -0.35 0.05
Jun 2019 2399.1516213450664 -1.73 -1.79
Jul 2019 2398.37618281013 -0.03 -1.81
Aug 2019 2380.9288657797024 -0.73 -2.90
Sep 2019 2388.521526486146 0.32 -3.32
Oct 2019 2415.834287190797 1.14 -3.77
Nov 2019 2432.798943111178 0.70 -3.55
Dec 2019 2455.0301193578107 0.91 -1.31
Jan 2020 2424.250776855213 -1.25 -2.94
Feb 2020 2416.4818448322653 -0.32 -2.74
Mar 2020 2434.109848558724 0.73 -1.40
Apr 2020 2425.5314369733496 -0.35 -1.00
May 2020 2422.6370578200954 -0.12 -0.77
Jun 2020 2416.8936508212155 -0.24 0.74
Jul 2020 2401.118762142437 -0.65 0.11
Aug 2020 2406.190393603392 0.21 1.06
Sep 2020 2429.199696184375 0.96 1.70
Oct 2020 2456.658975507082 1.13 1.69
Nov 2020 2487.16512201924 1.24 2.24
Dec 2020 2516.824379142658 1.19 2.52
Jan 2021 2487.7777522366187 -1.15 2.62
Feb 2021 2558.797317880056 2.86 5.89
Mar 2021 2692.786054587119 5.24 10.63
Apr 2021 2801.5615643208303 4.04 15.50
May 2021 2919.0584239988484 4.19 20.49
Jun 2021 3058.3586733863176 4.77 26.54
Jul 2021 3135.4517276402494 2.52 30.58
Aug 2021 3188.0960634374455 1.68 32.50
Sep 2021 3226.47211601714 1.20 32.82
Oct 2021 3284.3782257338526 1.80 33.69
Nov 2021 3307.192243516386 0.70 32.97
Dec 2021 3350.2568604420603 1.30 33.11
Jan 2022 3404.3139454183633 1.61 36.84
Feb 2022 3569.855714174516 4.86 39.51
Mar 2022 3789.2701409150777 6.15 40.72
Apr 2022 4141.958395952392 9.31 47.85
May 2022 4315.023614805252 4.18 47.82
Jun 2022 4468.613073432594 3.56 46.11
Jul 2022 4426.821593541339 -0.93 41.19
Aug 2022 4308.585932442775 -2.67 35.15
Sep 2022 4512.867518884133 4.74 39.87
Oct 2022 4689.788924831655 3.92 42.79
Nov 2022 4579.914920502378 -2.34 38.48
Dec 2022 4368.69540504236 -4.61 30.40
Jan 2023 4296.915192267121 -1.64 26.22
Feb 2023 4234.4384195207185 -1.45 18.62
Mar 2023 4275.972870779371 0.98 12.84
Apr 2023 4180.863767153296 -2.22 0.94
May 2023 4189.38822063736 0.20 -2.91
Jun 2023 4271.580459813248 1.96 -4.41
Jul 2023 4304.927215239623 0.78 -2.75
Aug 2023 4366.539681741173 1.43 1.35
Sep 2023 4389.057887159366 0.52 -2.74
Oct 2023 4498.20403698951 2.49 -4.08
Nov 2023 4418.558812956811 -1.77 -3.52
Dec 2023 4204.646865530844 -4.84 -3.75
Jan 2024 4208.869562197296 0.10 -2.05
Feb 2024 4235.084638143777 0.62 0.02
Mar 2024 4244.782751161078 0.23 -0.73
Apr 2024 4299.272654715298 1.28 2.83
May 2024 4314.015252686898 0.34 2.98
Jun 2024 4255.478791885741 -1.36 -0.38
Jul 2024 4215.421459205569 -0.94 -2.08
Aug 2024 4098.2446609627505 -2.78 -6.14
Sep 2024 4008.829547128904 -2.18 -8.66
Oct 2024 4073.087574673616 1.60 -9.45
Nov 2024 4173.855458879661 2.47 -5.54
Dec 2024 4134.498710706881 -0.94 -1.67
Jan 2025 4231.814204413059 2.35 0.55
Feb 2025 4178.978615598975 -1.25 -1.32
Mar 2025 4102.031693412118 -1.84 -3.36
Apr 2025 4098.590301103297 -0.08 -4.67
May 2025 4094.892690985007 -0.09 -5.08
Jun 2025 4063.67824732915 -0.76 -4.51
Jul 2025 4007.834788899758 -1.37 -4.92
Aug 2025 3951.950995578351 -1.39 -3.57
Sep 2025 3887.235284792806 -1.64 -3.03
Oct 2025 3853.1920634915355 -0.88 -5.40
Nov 2025 3839.22153875655 -0.36 -8.02
Dec 2025 3815.0522679629685 -0.63 -7.73
Jan 2026 3777.8420403411624 -0.97 -10.73
Feb 2026 3746.86628653557 -0.82 -10.34