Austin, TX (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Austin, TX Metro in February 2026 was $3,746.866. The month over month percentage change (MoM) was -0.82%, and the year over year percentage change (YoY) was -10.34%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Austin, TX metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Austin, TX metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1360.1869858028258 | NaN | NaN |
| Feb 2012 | 1361.268004683496 | 0.08 | NaN |
| Mar 2012 | 1372.9709272286698 | 0.86 | NaN |
| Apr 2012 | 1372.9260008388123 | 0.00 | NaN |
| May 2012 | 1366.363368880854 | -0.48 | NaN |
| Jun 2012 | 1360.148128504715 | -0.45 | NaN |
| Jul 2012 | 1354.5353920805474 | -0.41 | NaN |
| Aug 2012 | 1368.0853108743859 | 1.00 | NaN |
| Sep 2012 | 1365.2124472151231 | -0.21 | NaN |
| Oct 2012 | 1361.4567209752797 | -0.28 | NaN |
| Nov 2012 | 1367.0626123371844 | 0.41 | NaN |
| Dec 2012 | 1374.7892096157439 | 0.56 | NaN |
| Jan 2013 | 1391.9063541670876 | 1.25 | 2.33 |
| Feb 2013 | 1415.6881124911474 | 1.71 | 4.00 |
| Mar 2013 | 1431.0465093853118 | 1.09 | 4.23 |
| Apr 2013 | 1429.5896089935068 | -0.10 | 4.13 |
| May 2013 | 1451.2996814991689 | 1.52 | 6.22 |
| Jun 2013 | 1527.1538816292139 | 5.23 | 12.28 |
| Jul 2013 | 1578.0169634246054 | 3.33 | 16.50 |
| Aug 2013 | 1603.9994501188587 | 1.65 | 17.24 |
| Sep 2013 | 1621.9806902754385 | 1.12 | 18.81 |
| Oct 2013 | 1598.3321736073908 | -1.46 | 17.40 |
| Nov 2013 | 1618.6177398666086 | 1.27 | 18.40 |
| Dec 2013 | 1656.3081650522256 | 2.33 | 20.48 |
| Jan 2014 | 1798.6828983092062 | 8.60 | 29.22 |
| Feb 2014 | 1797.7106361853407 | -0.05 | 26.99 |
| Mar 2014 | 1819.2564759082024 | 1.20 | 27.13 |
| Apr 2014 | 1835.2916800670039 | 0.88 | 28.38 |
| May 2014 | 1834.2360676530768 | -0.06 | 26.39 |
| Jun 2014 | 1848.0945700709372 | 0.76 | 21.02 |
| Jul 2014 | 1861.6416282772395 | 0.73 | 17.97 |
| Aug 2014 | 1875.5424148324437 | 0.75 | 16.93 |
| Sep 2014 | 1896.5875480664363 | 1.12 | 16.93 |
| Oct 2014 | 1891.8344722787 | -0.25 | 18.36 |
| Nov 2014 | 1900.5163129588668 | 0.46 | 17.42 |
| Dec 2014 | 1897.3211185047826 | -0.17 | 14.55 |
| Jan 2015 | 1866.9045475021567 | -1.60 | 3.79 |
| Feb 2015 | 1890.5398343836966 | 1.27 | 5.16 |
| Mar 2015 | 1917.2033914959839 | 1.41 | 5.38 |
| Apr 2015 | 1918.352131286941 | 0.06 | 4.53 |
| May 2015 | 1955.172863405895 | 1.92 | 6.59 |
| Jun 2015 | 1987.7938932698708 | 1.67 | 7.56 |
| Jul 2015 | 2010.0712117526577 | 1.12 | 7.97 |
| Aug 2015 | 2002.2978044175306 | -0.39 | 6.76 |
| Sep 2015 | 2012.5847823890613 | 0.51 | 6.12 |
| Oct 2015 | 2010.7651131916405 | -0.09 | 6.29 |
| Nov 2015 | 2044.8342339254245 | 1.69 | 7.59 |
| Dec 2015 | 2060.664466768189 | 0.77 | 8.61 |
| Jan 2016 | 2049.25465880543 | -0.55 | 9.77 |
| Feb 2016 | 2031.8217687246106 | -0.85 | 7.47 |
| Mar 2016 | 2048.653391035617 | 0.83 | 6.86 |
| Apr 2016 | 2045.6636515123516 | -0.15 | 6.64 |
| May 2016 | 2054.8813495930985 | 0.45 | 5.10 |
| Jun 2016 | 2061.2343824460127 | 0.31 | 3.70 |
| Jul 2016 | 2051.077191679662 | -0.49 | 2.04 |
| Aug 2016 | 2056.494785549562 | 0.26 | 2.71 |
| Sep 2016 | 2064.9837096711053 | 0.41 | 2.60 |
| Oct 2016 | 2072.866703486892 | 0.38 | 3.09 |
| Nov 2016 | 2129.03700506932 | 2.71 | 4.12 |
| Dec 2016 | 2209.8073268893877 | 3.79 | 7.24 |
| Jan 2017 | 2265.1583528587544 | 2.51 | 10.54 |
| Feb 2017 | 2280.1190053854525 | 0.66 | 12.22 |
| Mar 2017 | 2295.400813292047 | 0.67 | 12.04 |
| Apr 2017 | 2281.138530600012 | -0.62 | 11.51 |
| May 2017 | 2282.074334433216 | 0.04 | 11.06 |
| Jun 2017 | 2268.93250582656 | -0.58 | 10.08 |
| Jul 2017 | 2281.355125993118 | 0.55 | 11.23 |
| Aug 2017 | 2271.220077015055 | -0.44 | 10.44 |
| Sep 2017 | 2264.6371859393503 | -0.29 | 9.67 |
| Oct 2017 | 2286.4415767513083 | 0.96 | 10.30 |
| Nov 2017 | 2298.888824023829 | 0.54 | 7.98 |
| Dec 2017 | 2313.150101470222 | 0.62 | 4.68 |
| Jan 2018 | 2315.604589118321 | 0.11 | 2.23 |
| Feb 2018 | 2373.25650322932 | 2.49 | 4.09 |
| Mar 2018 | 2401.184020809658 | 1.18 | 4.61 |
| Apr 2018 | 2412.26224304312 | 0.46 | 5.75 |
| May 2018 | 2440.147072334964 | 1.16 | 6.93 |
| Jun 2018 | 2442.93142108062 | 0.11 | 7.67 |
| Jul 2018 | 2442.680653455965 | -0.01 | 7.07 |
| Aug 2018 | 2451.973365341731 | 0.38 | 7.96 |
| Sep 2018 | 2470.5470446541767 | 0.76 | 9.09 |
| Oct 2018 | 2510.4960508226527 | 1.62 | 9.80 |
| Nov 2018 | 2522.2670363587035 | 0.47 | 9.72 |
| Dec 2018 | 2487.733501172397 | -1.37 | 7.55 |
| Jan 2019 | 2497.820254224358 | 0.41 | 7.87 |
| Feb 2019 | 2484.530339306679 | -0.53 | 4.69 |
| Mar 2019 | 2468.5874413499882 | -0.64 | 2.81 |
| Apr 2019 | 2450.1018930489836 | -0.75 | 1.57 |
| May 2019 | 2441.417312430094 | -0.35 | 0.05 |
| Jun 2019 | 2399.1516213450664 | -1.73 | -1.79 |
| Jul 2019 | 2398.37618281013 | -0.03 | -1.81 |
| Aug 2019 | 2380.9288657797024 | -0.73 | -2.90 |
| Sep 2019 | 2388.521526486146 | 0.32 | -3.32 |
| Oct 2019 | 2415.834287190797 | 1.14 | -3.77 |
| Nov 2019 | 2432.798943111178 | 0.70 | -3.55 |
| Dec 2019 | 2455.0301193578107 | 0.91 | -1.31 |
| Jan 2020 | 2424.250776855213 | -1.25 | -2.94 |
| Feb 2020 | 2416.4818448322653 | -0.32 | -2.74 |
| Mar 2020 | 2434.109848558724 | 0.73 | -1.40 |
| Apr 2020 | 2425.5314369733496 | -0.35 | -1.00 |
| May 2020 | 2422.6370578200954 | -0.12 | -0.77 |
| Jun 2020 | 2416.8936508212155 | -0.24 | 0.74 |
| Jul 2020 | 2401.118762142437 | -0.65 | 0.11 |
| Aug 2020 | 2406.190393603392 | 0.21 | 1.06 |
| Sep 2020 | 2429.199696184375 | 0.96 | 1.70 |
| Oct 2020 | 2456.658975507082 | 1.13 | 1.69 |
| Nov 2020 | 2487.16512201924 | 1.24 | 2.24 |
| Dec 2020 | 2516.824379142658 | 1.19 | 2.52 |
| Jan 2021 | 2487.7777522366187 | -1.15 | 2.62 |
| Feb 2021 | 2558.797317880056 | 2.86 | 5.89 |
| Mar 2021 | 2692.786054587119 | 5.24 | 10.63 |
| Apr 2021 | 2801.5615643208303 | 4.04 | 15.50 |
| May 2021 | 2919.0584239988484 | 4.19 | 20.49 |
| Jun 2021 | 3058.3586733863176 | 4.77 | 26.54 |
| Jul 2021 | 3135.4517276402494 | 2.52 | 30.58 |
| Aug 2021 | 3188.0960634374455 | 1.68 | 32.50 |
| Sep 2021 | 3226.47211601714 | 1.20 | 32.82 |
| Oct 2021 | 3284.3782257338526 | 1.80 | 33.69 |
| Nov 2021 | 3307.192243516386 | 0.70 | 32.97 |
| Dec 2021 | 3350.2568604420603 | 1.30 | 33.11 |
| Jan 2022 | 3404.3139454183633 | 1.61 | 36.84 |
| Feb 2022 | 3569.855714174516 | 4.86 | 39.51 |
| Mar 2022 | 3789.2701409150777 | 6.15 | 40.72 |
| Apr 2022 | 4141.958395952392 | 9.31 | 47.85 |
| May 2022 | 4315.023614805252 | 4.18 | 47.82 |
| Jun 2022 | 4468.613073432594 | 3.56 | 46.11 |
| Jul 2022 | 4426.821593541339 | -0.93 | 41.19 |
| Aug 2022 | 4308.585932442775 | -2.67 | 35.15 |
| Sep 2022 | 4512.867518884133 | 4.74 | 39.87 |
| Oct 2022 | 4689.788924831655 | 3.92 | 42.79 |
| Nov 2022 | 4579.914920502378 | -2.34 | 38.48 |
| Dec 2022 | 4368.69540504236 | -4.61 | 30.40 |
| Jan 2023 | 4296.915192267121 | -1.64 | 26.22 |
| Feb 2023 | 4234.4384195207185 | -1.45 | 18.62 |
| Mar 2023 | 4275.972870779371 | 0.98 | 12.84 |
| Apr 2023 | 4180.863767153296 | -2.22 | 0.94 |
| May 2023 | 4189.38822063736 | 0.20 | -2.91 |
| Jun 2023 | 4271.580459813248 | 1.96 | -4.41 |
| Jul 2023 | 4304.927215239623 | 0.78 | -2.75 |
| Aug 2023 | 4366.539681741173 | 1.43 | 1.35 |
| Sep 2023 | 4389.057887159366 | 0.52 | -2.74 |
| Oct 2023 | 4498.20403698951 | 2.49 | -4.08 |
| Nov 2023 | 4418.558812956811 | -1.77 | -3.52 |
| Dec 2023 | 4204.646865530844 | -4.84 | -3.75 |
| Jan 2024 | 4208.869562197296 | 0.10 | -2.05 |
| Feb 2024 | 4235.084638143777 | 0.62 | 0.02 |
| Mar 2024 | 4244.782751161078 | 0.23 | -0.73 |
| Apr 2024 | 4299.272654715298 | 1.28 | 2.83 |
| May 2024 | 4314.015252686898 | 0.34 | 2.98 |
| Jun 2024 | 4255.478791885741 | -1.36 | -0.38 |
| Jul 2024 | 4215.421459205569 | -0.94 | -2.08 |
| Aug 2024 | 4098.2446609627505 | -2.78 | -6.14 |
| Sep 2024 | 4008.829547128904 | -2.18 | -8.66 |
| Oct 2024 | 4073.087574673616 | 1.60 | -9.45 |
| Nov 2024 | 4173.855458879661 | 2.47 | -5.54 |
| Dec 2024 | 4134.498710706881 | -0.94 | -1.67 |
| Jan 2025 | 4231.814204413059 | 2.35 | 0.55 |
| Feb 2025 | 4178.978615598975 | -1.25 | -1.32 |
| Mar 2025 | 4102.031693412118 | -1.84 | -3.36 |
| Apr 2025 | 4098.590301103297 | -0.08 | -4.67 |
| May 2025 | 4094.892690985007 | -0.09 | -5.08 |
| Jun 2025 | 4063.67824732915 | -0.76 | -4.51 |
| Jul 2025 | 4007.834788899758 | -1.37 | -4.92 |
| Aug 2025 | 3951.950995578351 | -1.39 | -3.57 |
| Sep 2025 | 3887.235284792806 | -1.64 | -3.03 |
| Oct 2025 | 3853.1920634915355 | -0.88 | -5.40 |
| Nov 2025 | 3839.22153875655 | -0.36 | -8.02 |
| Dec 2025 | 3815.0522679629685 | -0.63 | -7.73 |
| Jan 2026 | 3777.8420403411624 | -0.97 | -10.73 |
| Feb 2026 | 3746.86628653557 | -0.82 | -10.34 |