Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Bakersfield, CA Metro in February 2026 was $2,911.761. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -5.98%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 896.9541197170722 NaN NaN
Feb 2012 902.8884734591414 0.66 NaN
Mar 2012 912.6952830145444 1.09 NaN
Apr 2012 916.3630187625029 0.40 NaN
May 2012 915.1255573947731 -0.13 NaN
Jun 2012 915.7742987173775 0.07 NaN
Jul 2012 912.4984444188269 -0.36 NaN
Aug 2012 920.1657687300606 0.84 NaN
Sep 2012 917.6203810097386 -0.28 NaN
Oct 2012 918.4858228793127 0.09 NaN
Nov 2012 928.1879062241378 1.06 NaN
Dec 2012 940.907444386577 1.37 NaN
Jan 2013 961.4270879276766 2.18 7.19
Feb 2013 986.062569742021 2.56 9.21
Mar 2013 1003.7020895884912 1.79 9.97
Apr 2013 1010.853234568279 0.71 10.31
May 2013 1034.5346718947849 2.34 13.05
Jun 2013 1096.3824267463115 5.98 19.72
Jul 2013 1135.364358799801 3.56 24.42
Aug 2013 1156.4067577182468 1.85 25.67
Sep 2013 1174.401499640318 1.56 27.98
Oct 2013 1170.202353906088 -0.36 27.41
Nov 2013 1197.572591724192 2.34 29.02
Dec 2013 1231.874751668105 2.86 30.92
Jan 2014 1208.6569756845638 -1.88 25.72
Feb 2014 1206.4356819429072 -0.18 22.35
Mar 2014 1220.24629920793 1.15 21.58
Apr 2014 1230.0506628931341 0.80 21.68
May 2014 1226.0515720020667 -0.32 18.51
Jun 2014 1232.7973466059286 0.55 12.44
Jul 2014 1234.961990431611 0.18 8.77
Aug 2014 1236.5785693968649 0.13 6.93
Sep 2014 1244.2107637021434 0.62 5.94
Oct 2014 1238.9533158047504 -0.42 5.88
Nov 2014 1245.1988105953615 0.50 3.98
Dec 2014 1241.8549682538028 -0.27 0.81
Jan 2015 1228.6195440605477 -1.07 1.65
Feb 2015 1238.8838837323074 0.84 2.69
Mar 2015 1249.7875186539488 0.88 2.42
Apr 2015 1246.0685464084438 -0.30 1.30
May 2015 1267.661170328737 1.73 3.39
Jun 2015 1288.8956101082963 1.68 4.55
Jul 2015 1300.7736412734719 0.92 5.33
Aug 2015 1292.1160502303296 -0.67 4.49
Sep 2015 1295.8476223092407 0.29 4.15
Oct 2015 1295.4100852339843 -0.03 4.56
Nov 2015 1319.3117569974145 1.85 5.95
Dec 2015 1330.260857045185 0.83 7.12
Jan 2016 1327.7372714716396 -0.19 8.07
Feb 2016 1314.0321598961502 -1.03 6.07
Mar 2016 1322.6569559345567 0.66 5.83
Apr 2016 1317.196996970489 -0.41 5.71
May 2016 1317.5140348313196 0.02 3.93
Jun 2016 1316.1958574396135 -0.10 2.12
Jul 2016 1302.184881867734 -1.06 0.11
Aug 2016 1301.789263891852 -0.03 0.75
Sep 2016 1305.8655738071577 0.31 0.77
Oct 2016 1312.5212098473999 0.51 1.32
Nov 2016 1350.2647588723362 2.88 2.35
Dec 2016 1403.556862335587 3.95 5.51
Jan 2017 1410.7354052529965 0.51 6.25
Feb 2017 1419.523537155786 0.62 8.03
Mar 2017 1428.9323804968233 0.66 8.04
Apr 2017 1419.98598659832 -0.63 7.80
May 2017 1421.3737004688674 0.10 7.88
Jun 2017 1415.064941338716 -0.44 7.51
Jul 2017 1424.1531231551262 0.64 9.37
Aug 2017 1419.7070247856384 -0.31 9.06
Sep 2017 1417.1427222754494 -0.18 8.52
Oct 2017 1437.8979284436705 1.47 9.55
Nov 2017 1452.143967658893 0.99 7.55
Dec 2017 1467.0816429433225 1.03 4.53
Jan 2018 1481.9783456597756 1.01 5.05
Feb 2018 1527.7545413111716 3.09 7.62
Mar 2018 1551.960323018725 1.58 8.61
Apr 2018 1563.6127603242649 0.75 10.12
May 2018 1586.6123446527524 1.47 11.63
Jun 2018 1593.358578912004 0.43 12.60
Jul 2018 1596.784120494186 0.22 12.12
Aug 2018 1604.5279467950784 0.49 13.02
Sep 2018 1617.8438146184108 0.83 14.16
Oct 2018 1646.556936862206 1.78 14.51
Nov 2018 1655.8893847074416 0.57 14.03
Dec 2018 1633.5387880832477 -1.35 11.35
Jan 2019 1619.3457154492135 -0.87 9.27
Feb 2019 1616.080710469671 -0.20 5.78
Mar 2019 1610.8754433182603 -0.32 3.80
Apr 2019 1602.3381438265533 -0.53 2.48
May 2019 1598.8285394670731 -0.22 0.77
Jun 2019 1570.7128904770525 -1.76 -1.42
Jul 2019 1570.2542732823467 -0.03 -1.66
Aug 2019 1557.6715246990432 -0.80 -2.92
Sep 2019 1560.7503599264614 0.20 -3.53
Oct 2019 1577.3760803966147 1.07 -4.20
Nov 2019 1585.958257262391 0.54 -4.22
Dec 2019 1597.601605226396 0.73 -2.20
Jan 2020 1584.5193349432845 -0.82 -2.15
Feb 2020 1574.089963599253 -0.66 -2.60
Mar 2020 1583.131664007672 0.57 -1.72
Apr 2020 1574.3742641398032 -0.55 -1.74
May 2020 1570.7555235241891 -0.23 -1.76
Jun 2020 1567.3939702139317 -0.21 -0.21
Jul 2020 1557.0510879256838 -0.66 -0.84
Aug 2020 1559.5490537684832 0.16 0.12
Sep 2020 1570.4037905111668 0.70 0.62
Oct 2020 1582.0188495199704 0.74 0.29
Nov 2020 1595.8104698042316 0.87 0.62
Dec 2020 1608.359383424291 0.79 0.67
Jan 2021 1637.7038981763935 1.82 3.36
Feb 2021 1669.4843134096036 1.94 6.06
Mar 2021 1729.617620542715 3.60 9.25
Apr 2021 1751.623013116926 1.27 11.26
May 2021 1765.9695515146927 0.82 12.43
Jun 2021 1797.6684371928905 1.80 14.69
Jul 2021 1811.4957953916487 0.77 16.34
Aug 2021 1833.2773402172875 1.20 17.55
Sep 2021 1862.1222496627825 1.57 18.58
Oct 2021 1906.6977104540933 2.39 20.52
Nov 2021 1927.7856621004323 1.11 20.80
Dec 2021 1955.7350924020363 1.45 21.60
Jan 2022 1996.1278413940697 2.07 21.89
Feb 2022 2079.967866242116 4.20 24.59
Mar 2022 2188.1503872420344 5.20 26.51
Apr 2022 2377.0864537435605 8.64 35.71
May 2022 2463.5156159275093 3.64 39.50
Jun 2022 2553.5095584021574 3.65 42.05
Jul 2022 2550.9724045627854 -0.10 40.82
Aug 2022 2517.921177055753 -1.30 37.35
Sep 2022 2689.1982512014215 6.80 44.42
Oct 2022 2842.1731648762984 5.69 49.06
Nov 2022 2810.201827937645 -1.12 45.77
Dec 2022 2707.4226953578354 -3.66 38.44
Jan 2023 2683.935404276678 -0.87 34.46
Feb 2023 2668.362163621592 -0.58 28.29
Mar 2023 2721.813484367862 2.00 24.39
Apr 2023 2687.478323124595 -1.26 13.06
May 2023 2719.893291303317 1.21 10.41
Jun 2023 2801.1233043914385 2.99 9.70
Jul 2023 2852.393681166988 1.83 11.82
Aug 2023 2926.091760722742 2.58 16.21
Sep 2023 2971.7390355487514 1.56 10.51
Oct 2023 3076.255097634766 3.52 8.24
Nov 2023 3047.0169084287786 -0.95 8.43
Dec 2023 2920.492270279031 -4.15 7.87
Jan 2024 2891.4542957806493 -0.99 7.73
Feb 2024 2933.2856734521047 1.45 9.93
Mar 2024 2958.5600411861215 0.86 8.70
Apr 2024 3016.9230063704254 1.97 12.26
May 2024 3051.0974326443834 1.13 12.18
Jun 2024 3033.542339104896 -0.57 8.30
Jul 2024 3028.5618131559986 -0.16 6.18
Aug 2024 2958.0693755854127 -2.33 1.09
Sep 2024 2899.445616452318 -1.98 -2.43
Oct 2024 2961.654805905716 2.15 -3.72
Nov 2024 3054.842967527699 3.15 0.26
Dec 2024 3045.710950570283 -0.30 4.29
Jan 2025 3117.628384059876 2.36 7.82
Feb 2025 3097.01259413467 -0.66 5.58
Mar 2025 3053.8684335808543 -1.39 3.22
Apr 2025 3069.309765454938 0.51 1.74
May 2025 3087.679117971909 0.60 1.20
Jun 2025 3084.4756742716036 -0.10 1.68
Jul 2025 3057.2993492425067 -0.88 0.95
Aug 2025 3020.7644158086296 -1.19 2.12
Sep 2025 2970.9873938388396 -1.65 2.47
Oct 2025 2948.2919054394692 -0.76 -0.45
Nov 2025 2946.8679441260824 -0.05 -3.53
Dec 2025 2937.9884811741617 -0.30 -3.54
Jan 2026 2921.1368406135775 -0.57 -6.30
Feb 2026 2911.760652416014 -0.32 -5.98