Bakersfield, CA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Bakersfield, CA Metro in February 2026 was $2,911.761. The month over month percentage change (MoM) was -0.32%, and the year over year percentage change (YoY) was -5.98%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Bakersfield, CA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Bakersfield, CA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 896.9541197170722 | NaN | NaN |
| Feb 2012 | 902.8884734591414 | 0.66 | NaN |
| Mar 2012 | 912.6952830145444 | 1.09 | NaN |
| Apr 2012 | 916.3630187625029 | 0.40 | NaN |
| May 2012 | 915.1255573947731 | -0.13 | NaN |
| Jun 2012 | 915.7742987173775 | 0.07 | NaN |
| Jul 2012 | 912.4984444188269 | -0.36 | NaN |
| Aug 2012 | 920.1657687300606 | 0.84 | NaN |
| Sep 2012 | 917.6203810097386 | -0.28 | NaN |
| Oct 2012 | 918.4858228793127 | 0.09 | NaN |
| Nov 2012 | 928.1879062241378 | 1.06 | NaN |
| Dec 2012 | 940.907444386577 | 1.37 | NaN |
| Jan 2013 | 961.4270879276766 | 2.18 | 7.19 |
| Feb 2013 | 986.062569742021 | 2.56 | 9.21 |
| Mar 2013 | 1003.7020895884912 | 1.79 | 9.97 |
| Apr 2013 | 1010.853234568279 | 0.71 | 10.31 |
| May 2013 | 1034.5346718947849 | 2.34 | 13.05 |
| Jun 2013 | 1096.3824267463115 | 5.98 | 19.72 |
| Jul 2013 | 1135.364358799801 | 3.56 | 24.42 |
| Aug 2013 | 1156.4067577182468 | 1.85 | 25.67 |
| Sep 2013 | 1174.401499640318 | 1.56 | 27.98 |
| Oct 2013 | 1170.202353906088 | -0.36 | 27.41 |
| Nov 2013 | 1197.572591724192 | 2.34 | 29.02 |
| Dec 2013 | 1231.874751668105 | 2.86 | 30.92 |
| Jan 2014 | 1208.6569756845638 | -1.88 | 25.72 |
| Feb 2014 | 1206.4356819429072 | -0.18 | 22.35 |
| Mar 2014 | 1220.24629920793 | 1.15 | 21.58 |
| Apr 2014 | 1230.0506628931341 | 0.80 | 21.68 |
| May 2014 | 1226.0515720020667 | -0.32 | 18.51 |
| Jun 2014 | 1232.7973466059286 | 0.55 | 12.44 |
| Jul 2014 | 1234.961990431611 | 0.18 | 8.77 |
| Aug 2014 | 1236.5785693968649 | 0.13 | 6.93 |
| Sep 2014 | 1244.2107637021434 | 0.62 | 5.94 |
| Oct 2014 | 1238.9533158047504 | -0.42 | 5.88 |
| Nov 2014 | 1245.1988105953615 | 0.50 | 3.98 |
| Dec 2014 | 1241.8549682538028 | -0.27 | 0.81 |
| Jan 2015 | 1228.6195440605477 | -1.07 | 1.65 |
| Feb 2015 | 1238.8838837323074 | 0.84 | 2.69 |
| Mar 2015 | 1249.7875186539488 | 0.88 | 2.42 |
| Apr 2015 | 1246.0685464084438 | -0.30 | 1.30 |
| May 2015 | 1267.661170328737 | 1.73 | 3.39 |
| Jun 2015 | 1288.8956101082963 | 1.68 | 4.55 |
| Jul 2015 | 1300.7736412734719 | 0.92 | 5.33 |
| Aug 2015 | 1292.1160502303296 | -0.67 | 4.49 |
| Sep 2015 | 1295.8476223092407 | 0.29 | 4.15 |
| Oct 2015 | 1295.4100852339843 | -0.03 | 4.56 |
| Nov 2015 | 1319.3117569974145 | 1.85 | 5.95 |
| Dec 2015 | 1330.260857045185 | 0.83 | 7.12 |
| Jan 2016 | 1327.7372714716396 | -0.19 | 8.07 |
| Feb 2016 | 1314.0321598961502 | -1.03 | 6.07 |
| Mar 2016 | 1322.6569559345567 | 0.66 | 5.83 |
| Apr 2016 | 1317.196996970489 | -0.41 | 5.71 |
| May 2016 | 1317.5140348313196 | 0.02 | 3.93 |
| Jun 2016 | 1316.1958574396135 | -0.10 | 2.12 |
| Jul 2016 | 1302.184881867734 | -1.06 | 0.11 |
| Aug 2016 | 1301.789263891852 | -0.03 | 0.75 |
| Sep 2016 | 1305.8655738071577 | 0.31 | 0.77 |
| Oct 2016 | 1312.5212098473999 | 0.51 | 1.32 |
| Nov 2016 | 1350.2647588723362 | 2.88 | 2.35 |
| Dec 2016 | 1403.556862335587 | 3.95 | 5.51 |
| Jan 2017 | 1410.7354052529965 | 0.51 | 6.25 |
| Feb 2017 | 1419.523537155786 | 0.62 | 8.03 |
| Mar 2017 | 1428.9323804968233 | 0.66 | 8.04 |
| Apr 2017 | 1419.98598659832 | -0.63 | 7.80 |
| May 2017 | 1421.3737004688674 | 0.10 | 7.88 |
| Jun 2017 | 1415.064941338716 | -0.44 | 7.51 |
| Jul 2017 | 1424.1531231551262 | 0.64 | 9.37 |
| Aug 2017 | 1419.7070247856384 | -0.31 | 9.06 |
| Sep 2017 | 1417.1427222754494 | -0.18 | 8.52 |
| Oct 2017 | 1437.8979284436705 | 1.47 | 9.55 |
| Nov 2017 | 1452.143967658893 | 0.99 | 7.55 |
| Dec 2017 | 1467.0816429433225 | 1.03 | 4.53 |
| Jan 2018 | 1481.9783456597756 | 1.01 | 5.05 |
| Feb 2018 | 1527.7545413111716 | 3.09 | 7.62 |
| Mar 2018 | 1551.960323018725 | 1.58 | 8.61 |
| Apr 2018 | 1563.6127603242649 | 0.75 | 10.12 |
| May 2018 | 1586.6123446527524 | 1.47 | 11.63 |
| Jun 2018 | 1593.358578912004 | 0.43 | 12.60 |
| Jul 2018 | 1596.784120494186 | 0.22 | 12.12 |
| Aug 2018 | 1604.5279467950784 | 0.49 | 13.02 |
| Sep 2018 | 1617.8438146184108 | 0.83 | 14.16 |
| Oct 2018 | 1646.556936862206 | 1.78 | 14.51 |
| Nov 2018 | 1655.8893847074416 | 0.57 | 14.03 |
| Dec 2018 | 1633.5387880832477 | -1.35 | 11.35 |
| Jan 2019 | 1619.3457154492135 | -0.87 | 9.27 |
| Feb 2019 | 1616.080710469671 | -0.20 | 5.78 |
| Mar 2019 | 1610.8754433182603 | -0.32 | 3.80 |
| Apr 2019 | 1602.3381438265533 | -0.53 | 2.48 |
| May 2019 | 1598.8285394670731 | -0.22 | 0.77 |
| Jun 2019 | 1570.7128904770525 | -1.76 | -1.42 |
| Jul 2019 | 1570.2542732823467 | -0.03 | -1.66 |
| Aug 2019 | 1557.6715246990432 | -0.80 | -2.92 |
| Sep 2019 | 1560.7503599264614 | 0.20 | -3.53 |
| Oct 2019 | 1577.3760803966147 | 1.07 | -4.20 |
| Nov 2019 | 1585.958257262391 | 0.54 | -4.22 |
| Dec 2019 | 1597.601605226396 | 0.73 | -2.20 |
| Jan 2020 | 1584.5193349432845 | -0.82 | -2.15 |
| Feb 2020 | 1574.089963599253 | -0.66 | -2.60 |
| Mar 2020 | 1583.131664007672 | 0.57 | -1.72 |
| Apr 2020 | 1574.3742641398032 | -0.55 | -1.74 |
| May 2020 | 1570.7555235241891 | -0.23 | -1.76 |
| Jun 2020 | 1567.3939702139317 | -0.21 | -0.21 |
| Jul 2020 | 1557.0510879256838 | -0.66 | -0.84 |
| Aug 2020 | 1559.5490537684832 | 0.16 | 0.12 |
| Sep 2020 | 1570.4037905111668 | 0.70 | 0.62 |
| Oct 2020 | 1582.0188495199704 | 0.74 | 0.29 |
| Nov 2020 | 1595.8104698042316 | 0.87 | 0.62 |
| Dec 2020 | 1608.359383424291 | 0.79 | 0.67 |
| Jan 2021 | 1637.7038981763935 | 1.82 | 3.36 |
| Feb 2021 | 1669.4843134096036 | 1.94 | 6.06 |
| Mar 2021 | 1729.617620542715 | 3.60 | 9.25 |
| Apr 2021 | 1751.623013116926 | 1.27 | 11.26 |
| May 2021 | 1765.9695515146927 | 0.82 | 12.43 |
| Jun 2021 | 1797.6684371928905 | 1.80 | 14.69 |
| Jul 2021 | 1811.4957953916487 | 0.77 | 16.34 |
| Aug 2021 | 1833.2773402172875 | 1.20 | 17.55 |
| Sep 2021 | 1862.1222496627825 | 1.57 | 18.58 |
| Oct 2021 | 1906.6977104540933 | 2.39 | 20.52 |
| Nov 2021 | 1927.7856621004323 | 1.11 | 20.80 |
| Dec 2021 | 1955.7350924020363 | 1.45 | 21.60 |
| Jan 2022 | 1996.1278413940697 | 2.07 | 21.89 |
| Feb 2022 | 2079.967866242116 | 4.20 | 24.59 |
| Mar 2022 | 2188.1503872420344 | 5.20 | 26.51 |
| Apr 2022 | 2377.0864537435605 | 8.64 | 35.71 |
| May 2022 | 2463.5156159275093 | 3.64 | 39.50 |
| Jun 2022 | 2553.5095584021574 | 3.65 | 42.05 |
| Jul 2022 | 2550.9724045627854 | -0.10 | 40.82 |
| Aug 2022 | 2517.921177055753 | -1.30 | 37.35 |
| Sep 2022 | 2689.1982512014215 | 6.80 | 44.42 |
| Oct 2022 | 2842.1731648762984 | 5.69 | 49.06 |
| Nov 2022 | 2810.201827937645 | -1.12 | 45.77 |
| Dec 2022 | 2707.4226953578354 | -3.66 | 38.44 |
| Jan 2023 | 2683.935404276678 | -0.87 | 34.46 |
| Feb 2023 | 2668.362163621592 | -0.58 | 28.29 |
| Mar 2023 | 2721.813484367862 | 2.00 | 24.39 |
| Apr 2023 | 2687.478323124595 | -1.26 | 13.06 |
| May 2023 | 2719.893291303317 | 1.21 | 10.41 |
| Jun 2023 | 2801.1233043914385 | 2.99 | 9.70 |
| Jul 2023 | 2852.393681166988 | 1.83 | 11.82 |
| Aug 2023 | 2926.091760722742 | 2.58 | 16.21 |
| Sep 2023 | 2971.7390355487514 | 1.56 | 10.51 |
| Oct 2023 | 3076.255097634766 | 3.52 | 8.24 |
| Nov 2023 | 3047.0169084287786 | -0.95 | 8.43 |
| Dec 2023 | 2920.492270279031 | -4.15 | 7.87 |
| Jan 2024 | 2891.4542957806493 | -0.99 | 7.73 |
| Feb 2024 | 2933.2856734521047 | 1.45 | 9.93 |
| Mar 2024 | 2958.5600411861215 | 0.86 | 8.70 |
| Apr 2024 | 3016.9230063704254 | 1.97 | 12.26 |
| May 2024 | 3051.0974326443834 | 1.13 | 12.18 |
| Jun 2024 | 3033.542339104896 | -0.57 | 8.30 |
| Jul 2024 | 3028.5618131559986 | -0.16 | 6.18 |
| Aug 2024 | 2958.0693755854127 | -2.33 | 1.09 |
| Sep 2024 | 2899.445616452318 | -1.98 | -2.43 |
| Oct 2024 | 2961.654805905716 | 2.15 | -3.72 |
| Nov 2024 | 3054.842967527699 | 3.15 | 0.26 |
| Dec 2024 | 3045.710950570283 | -0.30 | 4.29 |
| Jan 2025 | 3117.628384059876 | 2.36 | 7.82 |
| Feb 2025 | 3097.01259413467 | -0.66 | 5.58 |
| Mar 2025 | 3053.8684335808543 | -1.39 | 3.22 |
| Apr 2025 | 3069.309765454938 | 0.51 | 1.74 |
| May 2025 | 3087.679117971909 | 0.60 | 1.20 |
| Jun 2025 | 3084.4756742716036 | -0.10 | 1.68 |
| Jul 2025 | 3057.2993492425067 | -0.88 | 0.95 |
| Aug 2025 | 3020.7644158086296 | -1.19 | 2.12 |
| Sep 2025 | 2970.9873938388396 | -1.65 | 2.47 |
| Oct 2025 | 2948.2919054394692 | -0.76 | -0.45 |
| Nov 2025 | 2946.8679441260824 | -0.05 | -3.53 |
| Dec 2025 | 2937.9884811741617 | -0.30 | -3.54 |
| Jan 2026 | 2921.1368406135775 | -0.57 | -6.30 |
| Feb 2026 | 2911.760652416014 | -0.32 | -5.98 |