Baltimore, MD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Baltimore, MD Metro in February 2026 was $3,226.498. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -4.71%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Baltimore, MD metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Baltimore, MD metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Baltimore, MD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Baltimore, MD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1582.1056611011395 NaN NaN
Feb 2012 1578.432135448155 -0.23 NaN
Mar 2012 1590.1203323250847 0.74 NaN
Apr 2012 1592.9458387733662 0.18 NaN
May 2012 1585.5857834528715 -0.46 NaN
Jun 2012 1574.4777014000656 -0.70 NaN
Jul 2012 1561.5354956209503 -0.82 NaN
Aug 2012 1569.7469936750572 0.53 NaN
Sep 2012 1560.3406890710057 -0.60 NaN
Oct 2012 1549.1307215174047 -0.72 NaN
Nov 2012 1551.5562875254295 0.16 NaN
Dec 2012 1555.8388367614098 0.28 NaN
Jan 2013 1587.103235676353 2.01 0.32
Feb 2013 1610.1038481056303 1.45 2.01
Mar 2013 1622.3254979722415 0.76 2.03
Apr 2013 1614.322813207687 -0.49 1.34
May 2013 1635.1389180427411 1.29 3.13
Jun 2013 1715.5793532011642 4.92 8.96
Jul 2013 1764.0581430017312 2.83 12.97
Aug 2013 1780.1409830731272 0.91 13.40
Sep 2013 1788.901704946927 0.49 14.65
Oct 2013 1752.4877657763689 -2.04 13.13
Nov 2013 1768.5105059094399 0.91 13.98
Dec 2013 1805.4618803517074 2.09 16.04
Jan 2014 1868.375147789884 3.49 17.72
Feb 2014 1858.5750505220244 -0.52 15.43
Mar 2014 1873.1618407938122 0.79 15.46
Apr 2014 1881.727135966561 0.46 16.56
May 2014 1868.6909670265197 -0.69 14.28
Jun 2014 1867.5354009349069 -0.06 8.86
Jul 2014 1862.5916971730019 -0.26 5.59
Aug 2014 1859.4374927411695 -0.17 4.46
Sep 2014 1867.6069797957903 0.44 4.40
Oct 2014 1851.3075287415743 -0.87 5.64
Nov 2014 1848.9233212008976 -0.13 4.55
Dec 2014 1831.3286566904853 -0.95 1.43
Jan 2015 1808.5267895550865 -1.25 -3.20
Feb 2015 1812.823026560628 0.24 -2.46
Mar 2015 1822.628615205194 0.54 -2.70
Apr 2015 1813.4527598605146 -0.50 -3.63
May 2015 1841.4162646321192 1.54 -1.46
Jun 2015 1863.4471971904445 1.20 -0.22
Jul 2015 1874.3494133870886 0.59 0.63
Aug 2015 1856.1957352803902 -0.97 -0.17
Sep 2015 1858.1166247967576 0.10 -0.51
Oct 2015 1849.5022018669654 -0.46 -0.10
Nov 2015 1876.749926140828 1.47 1.51
Dec 2015 1886.875379509714 0.54 3.03
Jan 2016 1873.2343497097647 -0.72 3.58
Feb 2016 1845.997643953281 -1.45 1.83
Mar 2016 1849.9470636913165 0.21 1.50
Apr 2016 1837.5581595308622 -0.67 1.33
May 2016 1839.1491016374086 0.09 -0.12
Jun 2016 1840.0910394790299 0.05 -1.25
Jul 2016 1826.2882404689324 -0.75 -2.56
Aug 2016 1827.5571401981017 0.07 -1.54
Sep 2016 1833.0798965760698 0.30 -1.35
Oct 2016 1837.6956100272287 0.25 -0.64
Nov 2016 1887.5905862616114 2.72 0.58
Dec 2016 1958.9693750095387 3.78 3.82
Jan 2017 1916.3069081376107 -2.18 2.30
Feb 2017 1925.0702724686262 0.46 4.28
Mar 2017 1933.709694733683 0.45 4.53
Apr 2017 1916.76175361683 -0.88 4.31
May 2017 1916.2540729576062 -0.03 4.19
Jun 2017 1902.8082450949562 -0.70 3.41
Jul 2017 1912.3393479167685 0.50 4.71
Aug 2017 1899.7084855143983 -0.66 3.95
Sep 2017 1892.2530100829508 -0.39 3.23
Oct 2017 1910.849790708879 0.98 3.98
Nov 2017 1921.5241428044083 0.56 1.80
Dec 2017 1933.2224641385387 0.61 -1.31
Jan 2018 1944.3938507025173 0.58 1.47
Feb 2018 1997.804821210379 2.75 3.78
Mar 2018 2024.3314430940475 1.33 4.69
Apr 2018 2034.124592167425 0.48 6.12
May 2018 2058.9080439307504 1.22 7.44
Jun 2018 2058.807397862788 0.00 8.20
Jul 2018 2057.1170900941843 -0.08 7.57
Aug 2018 2065.633028315284 0.41 8.73
Sep 2018 2083.488057969985 0.86 10.11
Oct 2018 2118.9220488544165 1.70 10.89
Nov 2018 2127.864046392726 0.42 10.74
Dec 2018 2093.1922117614963 -1.63 8.28
Jan 2019 2064.950750943894 -1.35 6.20
Feb 2019 2057.0889740312527 -0.38 2.97
Mar 2019 2050.632713628084 -0.31 1.30
Apr 2019 2041.8430721300863 -0.43 0.38
May 2019 2037.8825848628617 -0.19 -1.02
Jun 2019 1999.6215545745458 -1.88 -2.87
Jul 2019 1996.3754123998438 -0.16 -2.95
Aug 2019 1975.4415874517754 -1.05 -4.37
Sep 2019 1975.237872189267 -0.01 -5.20
Oct 2019 1989.8645226980955 0.74 -6.09
Nov 2019 1995.366682790851 0.28 -6.23
Dec 2019 2006.5478211714542 0.56 -4.14
Jan 2020 1993.8651192231957 -0.63 -3.44
Feb 2020 1977.9474717551454 -0.80 -3.85
Mar 2020 1985.2528621653114 0.37 -3.19
Apr 2020 1971.619153203296 -0.69 -3.44
May 2020 1963.5470272877596 -0.41 -3.65
Jun 2020 1951.8200438719591 -0.60 -2.39
Jul 2020 1929.2893913707712 -1.15 -3.36
Aug 2020 1923.847056496952 -0.28 -2.61
Sep 2020 1932.2891406678953 0.44 -2.17
Oct 2020 1943.5260426879754 0.58 -2.33
Nov 2020 1956.0363574802366 0.64 -1.97
Dec 2020 1965.5501275743604 0.49 -2.04
Jan 2021 1971.6383985967366 0.31 -1.11
Feb 2021 2005.5862404174768 1.72 1.40
Mar 2021 2075.0354702515933 3.46 4.52
Apr 2021 2097.6255524625903 1.09 6.39
May 2021 2106.5559641498385 0.43 7.28
Jun 2021 2131.4291143189803 1.18 9.20
Jul 2021 2128.9725512002306 -0.11 10.35
Aug 2021 2132.321764812098 0.16 10.84
Sep 2021 2142.6430449805343 0.48 10.89
Oct 2021 2173.1669819057697 1.43 11.82
Nov 2021 2178.4910215023256 0.25 11.37
Dec 2021 2195.414004227725 0.78 11.70
Jan 2022 2263.1473064344063 3.09 14.79
Feb 2022 2344.1051324434775 3.58 16.88
Mar 2022 2449.170682664482 4.48 18.03
Apr 2022 2640.7651201921685 7.82 25.89
May 2022 2720.040091021405 3.00 29.12
Jun 2022 2804.1771535132652 3.09 31.56
Jul 2022 2786.722702928917 -0.62 30.90
Aug 2022 2738.6053624970755 -1.73 28.43
Sep 2022 2918.743047495781 6.58 36.22
Oct 2022 3088.4976851046367 5.82 42.12
Nov 2022 3063.0464326148467 -0.82 40.60
Dec 2022 2965.2084872990104 -3.19 35.06
Jan 2023 2950.561957768335 -0.49 30.37
Feb 2023 2957.0552254632016 0.22 26.15
Mar 2023 3034.6692340004665 2.63 23.91
Apr 2023 3004.041596566032 -1.01 13.76
May 2023 3041.7204703761245 1.25 11.83
Jun 2023 3129.500771845385 2.89 11.60
Jul 2023 3175.7624109190865 1.48 13.96
Aug 2023 3243.533925362127 2.13 18.44
Sep 2023 3281.6801776984953 1.18 12.44
Oct 2023 3389.554778139971 3.29 9.75
Nov 2023 3348.359112750478 -1.22 9.32
Dec 2023 3198.9565838900858 -4.46 7.88
Jan 2024 3163.630637882444 -1.10 7.22
Feb 2024 3206.242879197652 1.35 8.43
Mar 2024 3238.025366601119 0.99 6.70
Apr 2024 3305.01775091805 2.07 10.02
May 2024 3338.1847432235527 1.00 9.75
Jun 2024 3305.801791100437 -0.97 5.63
Jul 2024 3285.7024084094214 -0.61 3.46
Aug 2024 3198.7937445390153 -2.64 -1.38
Sep 2024 3133.332776176563 -2.05 -4.52
Oct 2024 3201.8729894648 2.19 -5.54
Nov 2024 3304.2440972747672 3.20 -1.32
Dec 2024 3293.4844019009784 -0.33 2.96
Jan 2025 3405.5339513870276 3.40 7.65
Feb 2025 3385.8538492350326 -0.58 5.60
Mar 2025 3343.1937051591267 -1.26 3.25
Apr 2025 3364.4395549371484 0.64 1.80
May 2025 3388.539400262286 0.72 1.51
Jun 2025 3390.1321638429067 0.05 2.55
Jul 2025 3368.5193352677547 -0.64 2.52
Aug 2025 3337.858493627746 -0.91 4.35
Sep 2025 3288.9518592239338 -1.46 4.97
Oct 2025 3265.8538310990098 -0.70 2.00
Nov 2025 3262.6087106724717 -0.10 -1.26
Dec 2025 3253.9372589073064 -0.27 -1.20
Jan 2026 3235.115826012465 -0.58 -5.00
Feb 2026 3226.497755205946 -0.27 -4.71