Bellingham, WA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Bellingham, WA Metro in February 2026 was $4,765.301. The month over month percentage change (MoM) was -0.23%, and the year over year percentage change (YoY) was -5.24%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Bellingham, WA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Bellingham, WA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Bellingham, WA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Bellingham, WA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Bellingham, WA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1647.4422748300126 | NaN | NaN |
| Feb 2012 | 1639.4565919769611 | -0.48 | NaN |
| Mar 2012 | 1643.4824000147762 | 0.25 | NaN |
| Apr 2012 | 1638.2091870496374 | -0.32 | NaN |
| May 2012 | 1624.2753317789563 | -0.85 | NaN |
| Jun 2012 | 1610.9641788072142 | -0.82 | NaN |
| Jul 2012 | 1596.6099213624323 | -0.89 | NaN |
| Aug 2012 | 1603.4411981473856 | 0.43 | NaN |
| Sep 2012 | 1588.5690800123489 | -0.93 | NaN |
| Oct 2012 | 1571.1987016308815 | -1.09 | NaN |
| Nov 2012 | 1567.2912378262445 | -0.25 | NaN |
| Dec 2012 | 1568.2529981992066 | 0.06 | NaN |
| Jan 2013 | 1581.7751821211723 | 0.86 | -3.99 |
| Feb 2013 | 1604.695523311211 | 1.45 | -2.12 |
| Mar 2013 | 1616.5489065635386 | 0.74 | -1.64 |
| Apr 2013 | 1609.211816205618 | -0.45 | -1.77 |
| May 2013 | 1631.088610352002 | 1.36 | 0.42 |
| Jun 2013 | 1714.4425876550758 | 5.11 | 6.42 |
| Jul 2013 | 1767.9047811813434 | 3.12 | 10.73 |
| Aug 2013 | 1787.8549176765885 | 1.13 | 11.50 |
| Sep 2013 | 1799.3915972368743 | 0.65 | 13.27 |
| Oct 2013 | 1761.105466113906 | -2.13 | 12.09 |
| Nov 2013 | 1773.137451946914 | 0.68 | 13.13 |
| Dec 2013 | 1804.1614755903558 | 1.75 | 15.04 |
| Jan 2014 | 1804.0455012094988 | -0.01 | 14.05 |
| Feb 2014 | 1789.8516154108067 | -0.79 | 11.54 |
| Mar 2014 | 1802.9739889469251 | 0.73 | 11.53 |
| Apr 2014 | 1810.2424152152314 | 0.40 | 12.49 |
| May 2014 | 1799.7053511476313 | -0.58 | 10.34 |
| Jun 2014 | 1802.1766000349442 | 0.14 | 5.12 |
| Jul 2014 | 1804.3702905703556 | 0.12 | 2.06 |
| Aug 2014 | 1805.6073862745893 | 0.07 | 0.99 |
| Sep 2014 | 1816.3816455927285 | 0.60 | 0.94 |
| Oct 2014 | 1797.8409527645272 | -1.02 | 2.09 |
| Nov 2014 | 1793.129376498721 | -0.26 | 1.13 |
| Dec 2014 | 1776.8649252732694 | -0.91 | -1.51 |
| Jan 2015 | 1745.823207192892 | -1.75 | -3.23 |
| Feb 2015 | 1763.1331748852917 | 0.99 | -1.49 |
| Mar 2015 | 1785.2487105766888 | 1.25 | -0.98 |
| Apr 2015 | 1782.3526518090148 | -0.16 | -1.54 |
| May 2015 | 1820.4632160631177 | 2.14 | 1.15 |
| Jun 2015 | 1853.4959980594388 | 1.82 | 2.85 |
| Jul 2015 | 1875.8864096408417 | 1.21 | 3.96 |
| Aug 2015 | 1864.3711617459558 | -0.61 | 3.26 |
| Sep 2015 | 1872.5322973281313 | 0.44 | 3.09 |
| Oct 2015 | 1869.700303663351 | -0.15 | 4.00 |
| Nov 2015 | 1906.4591432088873 | 1.97 | 6.32 |
| Dec 2015 | 1926.4047039504228 | 1.05 | 8.42 |
| Jan 2016 | 1957.4643434164304 | 1.61 | 12.12 |
| Feb 2016 | 1941.3316880340253 | -0.82 | 10.11 |
| Mar 2016 | 1960.3023878198223 | 0.98 | 9.81 |
| Apr 2016 | 1958.761917344903 | -0.08 | 9.90 |
| May 2016 | 1972.2676563291907 | 0.69 | 8.34 |
| Jun 2016 | 1983.3309626847004 | 0.56 | 7.01 |
| Jul 2016 | 1977.6896888083184 | -0.28 | 5.43 |
| Aug 2016 | 1987.6492380610614 | 0.50 | 6.61 |
| Sep 2016 | 2001.2487616696412 | 0.68 | 6.87 |
| Oct 2016 | 2013.5595891716841 | 0.62 | 7.69 |
| Nov 2016 | 2078.3202710016067 | 3.22 | 9.02 |
| Dec 2016 | 2170.1669960399113 | 4.42 | 12.65 |
| Jan 2017 | 2138.5147346120816 | -1.46 | 9.25 |
| Feb 2017 | 2157.661159467147 | 0.90 | 11.14 |
| Mar 2017 | 2178.1512124962283 | 0.95 | 11.11 |
| Apr 2017 | 2170.8614853272416 | -0.33 | 10.83 |
| May 2017 | 2184.618491303488 | 0.63 | 10.77 |
| Jun 2017 | 2186.0757979847604 | 0.07 | 10.22 |
| Jul 2017 | 2218.0208730838394 | 1.46 | 12.15 |
| Aug 2017 | 2222.9764740613737 | 0.22 | 11.84 |
| Sep 2017 | 2231.2120080556715 | 0.37 | 11.49 |
| Oct 2017 | 2268.742882454966 | 1.68 | 12.67 |
| Nov 2017 | 2292.127108505533 | 1.03 | 10.29 |
| Dec 2017 | 2312.0233009998656 | 0.87 | 6.54 |
| Jan 2018 | 2349.8623279391572 | 1.64 | 9.88 |
| Feb 2018 | 2423.3857925639295 | 3.13 | 12.32 |
| Mar 2018 | 2469.9257024922413 | 1.92 | 13.40 |
| Apr 2018 | 2501.371489413861 | 1.27 | 15.23 |
| May 2018 | 2554.557208928804 | 2.13 | 16.93 |
| Jun 2018 | 2577.2720104344744 | 0.89 | 17.90 |
| Jul 2018 | 2597.599772536956 | 0.79 | 17.11 |
| Aug 2018 | 2625.489746421141 | 1.07 | 18.11 |
| Sep 2018 | 2656.379206517715 | 1.18 | 19.06 |
| Oct 2018 | 2706.183927337427 | 1.88 | 19.28 |
| Nov 2018 | 2721.363959939385 | 0.56 | 18.73 |
| Dec 2018 | 2683.1270613905444 | -1.40 | 16.05 |
| Jan 2019 | 2649.1164539436804 | -1.27 | 12.74 |
| Feb 2019 | 2640.4000408604934 | -0.33 | 8.96 |
| Mar 2019 | 2629.706804935444 | -0.40 | 6.47 |
| Apr 2019 | 2616.0683804452074 | -0.52 | 4.59 |
| May 2019 | 2613.9908192809758 | -0.08 | 2.33 |
| Jun 2019 | 2570.6737390990597 | -1.66 | -0.26 |
| Jul 2019 | 2577.03950419391 | 0.25 | -0.79 |
| Aug 2019 | 2558.930070187741 | -0.70 | -2.53 |
| Sep 2019 | 2568.622527822952 | 0.38 | -3.30 |
| Oct 2019 | 2601.7403011452698 | 1.29 | -3.86 |
| Nov 2019 | 2621.416365121515 | 0.76 | -3.67 |
| Dec 2019 | 2646.456372429574 | 0.96 | -1.37 |
| Jan 2020 | 2618.3784337003462 | -1.06 | -1.16 |
| Feb 2020 | 2607.0287825368814 | -0.43 | -1.26 |
| Mar 2020 | 2632.285059374401 | 0.97 | 0.10 |
| Apr 2020 | 2623.8774268120733 | -0.32 | 0.30 |
| May 2020 | 2620.9228091903306 | -0.11 | 0.27 |
| Jun 2020 | 2609.413296371648 | -0.44 | 1.51 |
| Jul 2020 | 2584.5812839626005 | -0.95 | 0.29 |
| Aug 2020 | 2588.3781508298393 | 0.15 | 1.15 |
| Sep 2020 | 2614.2970201887715 | 1.00 | 1.78 |
| Oct 2020 | 2643.434532120414 | 1.12 | 1.60 |
| Nov 2020 | 2672.155346383726 | 1.09 | 1.94 |
| Dec 2020 | 2695.3424942225806 | 0.87 | 1.85 |
| Jan 2021 | 2704.8240667679192 | 0.35 | 3.30 |
| Feb 2021 | 2767.078604371095 | 2.30 | 6.14 |
| Mar 2021 | 2886.1446009212245 | 4.30 | 9.64 |
| Apr 2021 | 2945.862041709836 | 2.07 | 12.27 |
| May 2021 | 2987.497553539491 | 1.41 | 13.99 |
| Jun 2021 | 3053.091819489585 | 2.20 | 17.00 |
| Jul 2021 | 3077.731757202156 | 0.81 | 19.08 |
| Aug 2021 | 3103.9982966504513 | 0.85 | 19.92 |
| Sep 2021 | 3143.0558938433837 | 1.26 | 20.23 |
| Oct 2021 | 3204.76763602339 | 1.96 | 21.24 |
| Nov 2021 | 3224.2365648419946 | 0.61 | 20.66 |
| Dec 2021 | 3253.3965386673963 | 0.90 | 20.70 |
| Jan 2022 | 3393.380030222489 | 4.30 | 25.46 |
| Feb 2022 | 3552.7499732367933 | 4.70 | 28.39 |
| Mar 2022 | 3765.2633863807523 | 5.98 | 30.46 |
| Apr 2022 | 4114.639869264311 | 9.28 | 39.67 |
| May 2022 | 4265.429624980969 | 3.67 | 42.78 |
| Jun 2022 | 4405.9057373928135 | 3.29 | 44.31 |
| Jul 2022 | 4367.350474028934 | -0.87 | 41.90 |
| Aug 2022 | 4268.9180612125865 | -2.25 | 37.53 |
| Sep 2022 | 4528.38718138755 | 6.08 | 44.08 |
| Oct 2022 | 4765.213726779441 | 5.23 | 48.69 |
| Nov 2022 | 4688.005776897656 | -1.62 | 45.40 |
| Dec 2022 | 4504.452973541997 | -3.91 | 38.45 |
| Jan 2023 | 4459.214830007513 | -1.00 | 31.41 |
| Feb 2023 | 4438.728501244805 | -0.46 | 24.94 |
| Mar 2023 | 4535.522158716533 | 2.18 | 20.46 |
| Apr 2023 | 4480.860768016834 | -1.20 | 8.90 |
| May 2023 | 4530.979566521401 | 1.12 | 6.23 |
| Jun 2023 | 4653.4911430776565 | 2.70 | 5.62 |
| Jul 2023 | 4716.109293367933 | 1.35 | 7.99 |
| Aug 2023 | 4816.9163734111735 | 2.14 | 12.84 |
| Sep 2023 | 4876.336689369207 | 1.23 | 7.68 |
| Oct 2023 | 5044.131076060245 | 3.44 | 5.85 |
| Nov 2023 | 4984.317547964355 | -1.19 | 6.32 |
| Dec 2023 | 4755.100220226453 | -4.60 | 5.56 |
| Jan 2024 | 4691.2319883667205 | -1.34 | 5.20 |
| Feb 2024 | 4739.526344033633 | 1.03 | 6.78 |
| Mar 2024 | 4770.805335504732 | 0.66 | 5.19 |
| Apr 2024 | 4864.623087002953 | 1.97 | 8.56 |
| May 2024 | 4921.350144532944 | 1.17 | 8.62 |
| Jun 2024 | 4889.575360149438 | -0.65 | 5.07 |
| Jul 2024 | 4879.945730445157 | -0.20 | 3.47 |
| Aug 2024 | 4763.616400174818 | -2.38 | -1.11 |
| Sep 2024 | 4673.884592479268 | -1.88 | -4.15 |
| Oct 2024 | 4786.607945723958 | 2.41 | -5.11 |
| Nov 2024 | 4950.695553521231 | 3.43 | -0.67 |
| Dec 2024 | 4937.184401951679 | -0.27 | 3.83 |
| Jan 2025 | 5066.797335586815 | 2.63 | 8.01 |
| Feb 2025 | 5029.092055920948 | -0.74 | 6.11 |
| Mar 2025 | 4948.726185296349 | -1.60 | 3.73 |
| Apr 2025 | 4965.0182925602585 | 0.33 | 2.06 |
| May 2025 | 4988.54852452769 | 0.47 | 1.37 |
| Jun 2025 | 4983.694321390025 | -0.10 | 1.93 |
| Jul 2025 | 4939.587886444278 | -0.88 | 1.22 |
| Aug 2025 | 4883.904438374876 | -1.13 | 2.53 |
| Sep 2025 | 4805.0661667681325 | -1.61 | 2.81 |
| Oct 2025 | 4781.838853631856 | -0.48 | -0.10 |
| Nov 2025 | 4793.697472536137 | 0.25 | -3.17 |
| Dec 2025 | 4794.250753816166 | 0.01 | -2.89 |
| Jan 2026 | 4776.548091781841 | -0.37 | -5.73 |
| Feb 2026 | 4765.301125490318 | -0.23 | -5.24 |
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