Billings, MT (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Billings, MT Metro in February 2026 was $3,056.145. The month over month percentage change (MoM) was -0.06%, and the year over year percentage change (YoY) was -4.47%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Billings, MT metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Billings, MT metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1284.5441510843027 | NaN | NaN |
| Feb 2012 | 1282.3498089370687 | -0.17 | NaN |
| Mar 2012 | 1291.3562727292178 | 0.70 | NaN |
| Apr 2012 | 1289.9302092203309 | -0.11 | NaN |
| May 2012 | 1281.0297218627943 | -0.69 | NaN |
| Jun 2012 | 1273.720762657495 | -0.57 | NaN |
| Jul 2012 | 1264.9996725653089 | -0.68 | NaN |
| Aug 2012 | 1277.0958353619553 | 0.96 | NaN |
| Sep 2012 | 1271.8566524277292 | -0.41 | NaN |
| Oct 2012 | 1266.2616450991115 | -0.44 | NaN |
| Nov 2012 | 1271.27653392677 | 0.40 | NaN |
| Dec 2012 | 1280.6111844899751 | 0.73 | NaN |
| Jan 2013 | 1297.2409268887473 | 1.30 | 0.99 |
| Feb 2013 | 1320.300889369556 | 1.78 | 2.96 |
| Mar 2013 | 1330.4640411266591 | 0.77 | 3.03 |
| Apr 2013 | 1321.2839649457756 | -0.69 | 2.43 |
| May 2013 | 1332.9712402746147 | 0.89 | 4.06 |
| Jun 2013 | 1395.2956770838055 | 4.68 | 9.55 |
| Jul 2013 | 1430.820574997544 | 2.55 | 13.11 |
| Aug 2013 | 1443.5745934794495 | 0.89 | 13.04 |
| Sep 2013 | 1448.5349083122112 | 0.34 | 13.89 |
| Oct 2013 | 1416.4843664460175 | -2.21 | 11.86 |
| Nov 2013 | 1426.1081264359261 | 0.68 | 12.18 |
| Dec 2013 | 1454.7030226644201 | 2.01 | 13.59 |
| Jan 2014 | 1519.7931968790824 | 4.47 | 17.16 |
| Feb 2014 | 1513.1786157941149 | -0.43 | 14.61 |
| Mar 2014 | 1526.8192239185205 | 0.90 | 14.76 |
| Apr 2014 | 1534.9442217644196 | 0.53 | 16.17 |
| May 2014 | 1526.8608428054358 | -0.53 | 14.55 |
| Jun 2014 | 1531.9623323486828 | 0.33 | 9.80 |
| Jul 2014 | 1538.9145696220048 | 0.45 | 7.56 |
| Aug 2014 | 1549.321079131111 | 0.68 | 7.33 |
| Sep 2014 | 1568.3004327489748 | 1.23 | 8.27 |
| Oct 2014 | 1561.1586718666445 | -0.45 | 10.21 |
| Nov 2014 | 1566.3364204610853 | 0.33 | 9.83 |
| Dec 2014 | 1559.6164448675042 | -0.43 | 7.21 |
| Jan 2015 | 1510.7761432638863 | -3.13 | -0.59 |
| Feb 2015 | 1525.46318215797 | 0.97 | 0.81 |
| Mar 2015 | 1541.4877208711591 | 1.05 | 0.96 |
| Apr 2015 | 1536.8248213013528 | -0.30 | 0.12 |
| May 2015 | 1562.6277483775223 | 1.68 | 2.34 |
| Jun 2015 | 1587.8214917221585 | 1.61 | 3.65 |
| Jul 2015 | 1603.6005286649822 | 0.99 | 4.20 |
| Aug 2015 | 1594.3261484654804 | -0.58 | 2.91 |
| Sep 2015 | 1600.3772818597763 | 0.38 | 2.05 |
| Oct 2015 | 1594.434747990043 | -0.37 | 2.13 |
| Nov 2015 | 1618.3754960681326 | 1.50 | 3.32 |
| Dec 2015 | 1624.4959524612555 | 0.38 | 4.16 |
| Jan 2016 | 1617.4480444871324 | -0.43 | 7.06 |
| Feb 2016 | 1591.7381051866055 | -1.59 | 4.35 |
| Mar 2016 | 1594.1062598888104 | 0.15 | 3.41 |
| Apr 2016 | 1579.8680532239398 | -0.89 | 2.80 |
| May 2016 | 1573.7577604175615 | -0.39 | 0.71 |
| Jun 2016 | 1565.9262312710036 | -0.50 | -1.38 |
| Jul 2016 | 1544.093976318636 | -1.39 | -3.71 |
| Aug 2016 | 1538.1855874057037 | -0.38 | -3.52 |
| Sep 2016 | 1534.0013791620552 | -0.27 | -4.15 |
| Oct 2016 | 1531.3445906487918 | -0.17 | -3.96 |
| Nov 2016 | 1567.5617200136326 | 2.37 | -3.14 |
| Dec 2016 | 1624.1095274815102 | 3.61 | -0.02 |
| Jan 2017 | 1630.9597246717592 | 0.42 | 0.84 |
| Feb 2017 | 1638.2257535361327 | 0.45 | 2.92 |
| Mar 2017 | 1649.0368165810405 | 0.66 | 3.45 |
| Apr 2017 | 1638.568241815181 | -0.63 | 3.72 |
| May 2017 | 1642.7340874955576 | 0.25 | 4.38 |
| Jun 2017 | 1636.6546579036572 | -0.37 | 4.52 |
| Jul 2017 | 1647.7255933587685 | 0.68 | 6.71 |
| Aug 2017 | 1639.3613250260762 | -0.51 | 6.58 |
| Sep 2017 | 1629.3424276526712 | -0.61 | 6.22 |
| Oct 2017 | 1643.2754816384756 | 0.86 | 7.31 |
| Nov 2017 | 1649.264038159923 | 0.36 | 5.21 |
| Dec 2017 | 1657.2430877491404 | 0.48 | 2.04 |
| Jan 2018 | 1673.0516102053684 | 0.95 | 2.58 |
| Feb 2018 | 1716.4318205601883 | 2.59 | 4.77 |
| Mar 2018 | 1736.7755658702645 | 1.19 | 5.32 |
| Apr 2018 | 1744.0418757449347 | 0.42 | 6.44 |
| May 2018 | 1764.5602016398711 | 1.18 | 7.42 |
| Jun 2018 | 1766.3577415804693 | 0.10 | 7.93 |
| Jul 2018 | 1767.3889067216255 | 0.06 | 7.26 |
| Aug 2018 | 1777.9581448408946 | 0.60 | 8.45 |
| Sep 2018 | 1796.0882706669668 | 1.02 | 10.23 |
| Oct 2018 | 1829.7739521230203 | 1.88 | 11.35 |
| Nov 2018 | 1838.5854274021451 | 0.48 | 11.48 |
| Dec 2018 | 1808.8561424435788 | -1.62 | 9.15 |
| Jan 2019 | 1762.4233550746553 | -2.57 | 5.34 |
| Feb 2019 | 1755.8102161757038 | -0.37 | 2.29 |
| Mar 2019 | 1750.9345379318806 | -0.28 | 0.82 |
| Apr 2019 | 1745.3004036924724 | -0.32 | 0.07 |
| May 2019 | 1744.5986288515228 | -0.04 | -1.13 |
| Jun 2019 | 1714.0976110216777 | -1.75 | -2.96 |
| Jul 2019 | 1714.3578492345216 | 0.02 | -3.00 |
| Aug 2019 | 1703.6806525308077 | -0.62 | -4.18 |
| Sep 2019 | 1709.8623585169412 | 0.36 | -4.80 |
| Oct 2019 | 1728.035522937725 | 1.06 | -5.56 |
| Nov 2019 | 1733.5146208074948 | 0.32 | -5.71 |
| Dec 2019 | 1743.5298677736773 | 0.58 | -3.61 |
| Jan 2020 | 1722.5810568850468 | -1.20 | -2.26 |
| Feb 2020 | 1706.0146110397463 | -0.96 | -2.84 |
| Mar 2020 | 1711.0436789510482 | 0.30 | -2.28 |
| Apr 2020 | 1697.7937069458553 | -0.77 | -2.72 |
| May 2020 | 1692.9477941824214 | -0.28 | -2.96 |
| Jun 2020 | 1685.9056682755422 | -0.42 | -1.64 |
| Jul 2020 | 1669.7152405596657 | -0.96 | -2.60 |
| Aug 2020 | 1667.9836131820614 | -0.10 | -2.10 |
| Sep 2020 | 1677.5438988949118 | 0.57 | -1.89 |
| Oct 2020 | 1683.671310721588 | 0.37 | -2.57 |
| Nov 2020 | 1687.7362514029592 | 0.24 | -2.64 |
| Dec 2020 | 1689.9546222590898 | 0.13 | -3.07 |
| Jan 2021 | 1699.4906107968475 | 0.56 | -1.34 |
| Feb 2021 | 1730.3512981082729 | 1.82 | 1.43 |
| Mar 2021 | 1793.1289067089222 | 3.63 | 4.80 |
| Apr 2021 | 1814.122216345352 | 1.17 | 6.85 |
| May 2021 | 1826.166837034817 | 0.66 | 7.87 |
| Jun 2021 | 1855.9964921562826 | 1.63 | 10.09 |
| Jul 2021 | 1866.9139766400654 | 0.59 | 11.81 |
| Aug 2021 | 1887.7080815320128 | 1.11 | 13.17 |
| Sep 2021 | 1918.188849811261 | 1.62 | 14.35 |
| Oct 2021 | 1969.9756498569811 | 2.70 | 17.01 |
| Nov 2021 | 1997.2074089885648 | 1.38 | 18.34 |
| Dec 2021 | 2031.3711196663392 | 1.71 | 20.20 |
| Jan 2022 | 2105.38092692343 | 3.64 | 23.88 |
| Feb 2022 | 2191.553453576449 | 4.09 | 26.65 |
| Mar 2022 | 2299.1039664594955 | 4.91 | 28.22 |
| Apr 2022 | 2491.7082998396463 | 8.38 | 37.35 |
| May 2022 | 2579.5518160904103 | 3.53 | 41.26 |
| Jun 2022 | 2678.8427129355023 | 3.85 | 44.33 |
| Jul 2022 | 2679.0089348467714 | 0.01 | 43.50 |
| Aug 2022 | 2647.2839299958137 | -1.18 | 40.24 |
| Sep 2022 | 2840.8430044734937 | 7.31 | 48.10 |
| Oct 2022 | 3019.6059095235505 | 6.29 | 53.28 |
| Nov 2022 | 3001.551374897059 | -0.60 | 50.29 |
| Dec 2022 | 2903.486891876812 | -3.27 | 42.93 |
| Jan 2023 | 2893.5100986182833 | -0.34 | 37.43 |
| Feb 2023 | 2886.4170802985604 | -0.24 | 31.71 |
| Mar 2023 | 2954.3914867211947 | 2.36 | 28.50 |
| Apr 2023 | 2924.0284195026757 | -1.03 | 17.35 |
| May 2023 | 2967.551117549394 | 1.49 | 15.04 |
| Jun 2023 | 3062.9927777220328 | 3.22 | 14.34 |
| Jul 2023 | 3118.483823386285 | 1.81 | 16.40 |
| Aug 2023 | 3196.960578527894 | 2.52 | 20.76 |
| Sep 2023 | 3247.771506290314 | 1.59 | 14.32 |
| Oct 2023 | 3360.6769857182185 | 3.48 | 11.30 |
| Nov 2023 | 3316.896693169986 | -1.30 | 10.51 |
| Dec 2023 | 3157.7780731062353 | -4.80 | 8.76 |
| Jan 2024 | 3109.6425525034933 | -1.52 | 7.47 |
| Feb 2024 | 3148.0532496287406 | 1.24 | 9.06 |
| Mar 2024 | 3171.355419857945 | 0.74 | 7.34 |
| Apr 2024 | 3228.4244967404825 | 1.80 | 10.41 |
| May 2024 | 3248.453352789359 | 0.62 | 9.47 |
| Jun 2024 | 3211.538150713271 | -1.14 | 4.85 |
| Jul 2024 | 3189.9442040037616 | -0.67 | 2.29 |
| Aug 2024 | 3111.745658024664 | -2.45 | -2.66 |
| Sep 2024 | 3052.799428588831 | -1.89 | -6.00 |
| Oct 2024 | 3129.2858905402427 | 2.51 | -6.88 |
| Nov 2024 | 3233.422484973112 | 3.33 | -2.52 |
| Dec 2024 | 3218.198583123858 | -0.47 | 1.91 |
| Jan 2025 | 3224.5033541051 | 0.20 | 3.69 |
| Feb 2025 | 3199.034355307189 | -0.79 | 1.62 |
| Mar 2025 | 3151.5903996890456 | -1.48 | -0.62 |
| Apr 2025 | 3168.794006191705 | 0.55 | -1.85 |
| May 2025 | 3185.924424628421 | 0.54 | -1.92 |
| Jun 2025 | 3181.5197708909695 | -0.14 | -0.93 |
| Jul 2025 | 3155.6814333500006 | -0.81 | -1.07 |
| Aug 2025 | 3124.5363021144244 | -0.99 | 0.41 |
| Sep 2025 | 3079.548453767743 | -1.44 | 0.88 |
| Oct 2025 | 3064.861102374918 | -0.48 | -2.06 |
| Nov 2025 | 3071.717692276404 | 0.22 | -5.00 |
| Dec 2025 | 3070.6109681926227 | -0.04 | -4.59 |
| Jan 2026 | 3058.0834611425707 | -0.41 | -5.16 |
| Feb 2026 | 3056.1448290039525 | -0.06 | -4.47 |