Binghamton, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Binghamton, NY Metro in February 2026 was $1,603.8. The month over month percentage change (MoM) was 0.25%, and the year over year percentage change (YoY) was -1.66%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Binghamton, NY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Binghamton, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Binghamton, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Binghamton, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Binghamton, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 914.4761696719563 | NaN | NaN |
| Feb 2012 | 917.3431912913085 | 0.31 | NaN |
| Mar 2012 | 925.9691698438666 | 0.94 | NaN |
| Apr 2012 | 927.5700340660472 | 0.17 | NaN |
| May 2012 | 923.4983525600614 | -0.44 | NaN |
| Jun 2012 | 916.7325397166098 | -0.73 | NaN |
| Jul 2012 | 908.8253280027758 | -0.86 | NaN |
| Aug 2012 | 907.9338168924832 | -0.10 | NaN |
| Sep 2012 | 899.6442807799751 | -0.91 | NaN |
| Oct 2012 | 892.1474076157922 | -0.83 | NaN |
| Nov 2012 | 891.0657639648241 | -0.12 | NaN |
| Dec 2012 | 889.4380746771258 | -0.18 | NaN |
| Jan 2013 | 893.4157223434221 | 0.45 | -2.30 |
| Feb 2013 | 902.0066433848783 | 0.96 | -1.67 |
| Mar 2013 | 909.3224266266395 | 0.81 | -1.80 |
| Apr 2013 | 907.5644006928678 | -0.19 | -2.16 |
| May 2013 | 917.7074707131345 | 1.12 | -0.63 |
| Jun 2013 | 951.4499634012125 | 3.68 | 3.79 |
| Jul 2013 | 969.6059297181921 | 1.91 | 6.69 |
| Aug 2013 | 973.1214575083242 | 0.36 | 7.18 |
| Sep 2013 | 971.8412246049505 | -0.13 | 8.03 |
| Oct 2013 | 953.2253472666891 | -1.92 | 6.85 |
| Nov 2013 | 956.8455636902936 | 0.38 | 7.38 |
| Dec 2013 | 967.9363984812226 | 1.16 | 8.83 |
| Jan 2014 | 967.4981299914223 | -0.04 | 8.29 |
| Feb 2014 | 961.3764278154979 | -0.63 | 6.58 |
| Mar 2014 | 966.7981354836353 | 0.56 | 6.32 |
| Apr 2014 | 969.5909346624715 | 0.29 | 6.83 |
| May 2014 | 964.7721472104697 | -0.50 | 5.13 |
| Jun 2014 | 965.3553979980636 | 0.06 | 1.46 |
| Jul 2014 | 963.9723267125235 | -0.14 | -0.58 |
| Aug 2014 | 960.7695013689263 | -0.33 | -1.27 |
| Sep 2014 | 960.8027573997799 | 0.00 | -1.14 |
| Oct 2014 | 949.2831919896207 | -1.20 | -0.41 |
| Nov 2014 | 943.6168607050673 | -0.60 | -1.38 |
| Dec 2014 | 932.6067311723484 | -1.17 | -3.65 |
| Jan 2015 | 919.2497795000426 | -1.43 | -4.99 |
| Feb 2015 | 919.9714855193422 | 0.08 | -4.31 |
| Mar 2015 | 923.7406625573483 | 0.41 | -4.45 |
| Apr 2015 | 920.0954760355341 | -0.39 | -5.11 |
| May 2015 | 931.4735239611691 | 1.24 | -3.45 |
| Jun 2015 | 941.2452171712429 | 1.05 | -2.50 |
| Jul 2015 | 947.7627350413832 | 0.69 | -1.68 |
| Aug 2015 | 942.890198471631 | -0.51 | -1.86 |
| Sep 2015 | 944.5185959932737 | 0.17 | -1.69 |
| Oct 2015 | 941.3743564814295 | -0.33 | -0.83 |
| Nov 2015 | 950.9990135755127 | 1.02 | 0.78 |
| Dec 2015 | 953.4859554725214 | 0.26 | 2.24 |
| Jan 2016 | 948.3979221249667 | -0.53 | 3.17 |
| Feb 2016 | 936.3591629100913 | -1.27 | 1.78 |
| Mar 2016 | 936.5207276013831 | 0.02 | 1.38 |
| Apr 2016 | 927.9506018310146 | -0.91 | 0.85 |
| May 2016 | 925.442359508479 | -0.27 | -0.65 |
| Jun 2016 | 923.4737732957127 | -0.21 | -1.89 |
| Jul 2016 | 915.8782081798103 | -0.82 | -3.36 |
| Aug 2016 | 916.2932079312349 | 0.05 | -2.82 |
| Sep 2016 | 919.697866779788 | 0.37 | -2.63 |
| Oct 2016 | 924.8523010898346 | 0.56 | -1.75 |
| Nov 2016 | 945.4821986302553 | 2.23 | -0.58 |
| Dec 2016 | 972.99767644621 | 2.91 | 2.05 |
| Jan 2017 | 1004.1116196893684 | 3.20 | 5.88 |
| Feb 2017 | 1004.8871181296643 | 0.08 | 7.32 |
| Mar 2017 | 1003.71564310091 | -0.12 | 7.18 |
| Apr 2017 | 991.0226504708371 | -1.26 | 6.80 |
| May 2017 | 985.4764556590278 | -0.56 | 6.49 |
| Jun 2017 | 979.0123165885334 | -0.66 | 6.01 |
| Jul 2017 | 985.7089459867558 | 0.68 | 7.62 |
| Aug 2017 | 985.7327129207381 | 0.00 | 7.58 |
| Sep 2017 | 985.5785987042382 | -0.02 | 7.16 |
| Oct 2017 | 993.8412898340262 | 0.84 | 7.46 |
| Nov 2017 | 997.680647129194 | 0.39 | 5.52 |
| Dec 2017 | 1001.286132057357 | 0.36 | 2.91 |
| Jan 2018 | 807.6316763655609 | -19.34 | -19.57 |
| Feb 2018 | 826.9710570491527 | 2.40 | -17.70 |
| Mar 2018 | 837.1876759178343 | 1.24 | -16.59 |
| Apr 2018 | 842.4469754479435 | 0.63 | -14.99 |
| May 2018 | 856.1667851281952 | 1.63 | -13.12 |
| Jun 2018 | 862.4896708215313 | 0.74 | -11.90 |
| Jul 2018 | 867.4561869984375 | 0.58 | -12.00 |
| Aug 2018 | 874.9488554407762 | 0.86 | -11.24 |
| Sep 2018 | 884.5918048470833 | 1.10 | -10.25 |
| Oct 2018 | 898.072093049696 | 1.52 | -9.64 |
| Nov 2018 | 901.6978435083261 | 0.40 | -9.62 |
| Dec 2018 | 886.600155313916 | -1.67 | -11.45 |
| Jan 2019 | 877.43191541982 | -1.03 | 8.64 |
| Feb 2019 | 873.5458470128402 | -0.44 | 5.63 |
| Mar 2019 | 871.917522282413 | -0.19 | 4.15 |
| Apr 2019 | 869.0647613685434 | -0.33 | 3.16 |
| May 2019 | 867.5434796354944 | -0.17 | 1.33 |
| Jun 2019 | 852.7033655034352 | -1.71 | -1.13 |
| Jul 2019 | 852.6833582961826 | 0.00 | -1.70 |
| Aug 2019 | 846.2307683444977 | -0.76 | -3.28 |
| Sep 2019 | 847.7317107213439 | 0.18 | -4.17 |
| Oct 2019 | 855.3274563620021 | 0.90 | -4.76 |
| Nov 2019 | 859.2215821963279 | 0.46 | -4.71 |
| Dec 2019 | 863.9688259805818 | 0.55 | -2.55 |
| Jan 2020 | 861.0243377481415 | -0.34 | -1.87 |
| Feb 2020 | 854.8175100936346 | -0.72 | -2.14 |
| Mar 2020 | 858.2772004922801 | 0.41 | -1.56 |
| Apr 2020 | 853.7579112639633 | -0.53 | -1.76 |
| May 2020 | 851.563051863492 | -0.26 | -1.84 |
| Jun 2020 | 849.0684359260318 | -0.29 | -0.43 |
| Jul 2020 | 841.8835557473523 | -0.85 | -1.27 |
| Aug 2020 | 840.0154163068029 | -0.22 | -0.73 |
| Sep 2020 | 842.8846362861057 | 0.34 | -0.57 |
| Oct 2020 | 847.4122371675799 | 0.54 | -0.92 |
| Nov 2020 | 853.4637022427794 | 0.71 | -0.67 |
| Dec 2020 | 857.8849577572518 | 0.52 | -0.70 |
| Jan 2021 | 868.940937631163 | 1.29 | 0.92 |
| Feb 2021 | 881.5041030392283 | 1.45 | 3.12 |
| Mar 2021 | 908.7336491888257 | 3.09 | 5.88 |
| Apr 2021 | 917.0796950061431 | 0.92 | 7.42 |
| May 2021 | 921.2429240620136 | 0.45 | 8.18 |
| Jun 2021 | 934.4773966024807 | 1.44 | 10.06 |
| Jul 2021 | 938.2813715293541 | 0.41 | 11.45 |
| Aug 2021 | 944.4316779394835 | 0.66 | 12.43 |
| Sep 2021 | 951.3015531071908 | 0.73 | 12.86 |
| Oct 2021 | 964.5113856902069 | 1.39 | 13.82 |
| Nov 2021 | 965.3246704867913 | 0.08 | 13.11 |
| Dec 2021 | 968.5681514824373 | 0.34 | 12.90 |
| Jan 2022 | 1000.7347020482139 | 3.32 | 15.17 |
| Feb 2022 | 1036.1504398093687 | 3.54 | 17.54 |
| Mar 2022 | 1083.3106434077295 | 4.55 | 19.21 |
| Apr 2022 | 1165.4176843092268 | 7.58 | 27.08 |
| May 2022 | 1199.2227000250207 | 2.90 | 30.17 |
| Jun 2022 | 1239.8543957649401 | 3.39 | 32.68 |
| Jul 2022 | 1240.8833114850186 | 0.08 | 32.25 |
| Aug 2022 | 1230.615714157723 | -0.83 | 30.30 |
| Sep 2022 | 1313.3209066321524 | 6.72 | 38.06 |
| Oct 2022 | 1387.9142865722242 | 5.68 | 43.90 |
| Nov 2022 | 1379.9797296461534 | -0.57 | 42.96 |
| Dec 2022 | 1340.6985339751652 | -2.85 | 38.42 |
| Jan 2023 | 1335.10772500015 | -0.42 | 33.41 |
| Feb 2023 | 1337.2660140144023 | 0.16 | 29.06 |
| Mar 2023 | 1370.3847778823542 | 2.48 | 26.50 |
| Apr 2023 | 1361.5149011761243 | -0.65 | 16.83 |
| May 2023 | 1383.703388914892 | 1.63 | 15.38 |
| Jun 2023 | 1428.6791849072288 | 3.25 | 15.23 |
| Jul 2023 | 1455.9753124957083 | 1.91 | 17.33 |
| Aug 2023 | 1490.1751832576392 | 2.35 | 21.09 |
| Sep 2023 | 1510.5488556924613 | 1.37 | 15.02 |
| Oct 2023 | 1563.2031199481119 | 3.49 | 12.63 |
| Nov 2023 | 1553.543494054601 | -0.62 | 12.58 |
| Dec 2023 | 1496.5026319482258 | -3.67 | 11.62 |
| Jan 2024 | 1485.6317433906447 | -0.73 | 11.27 |
| Feb 2024 | 1510.0186968864373 | 1.64 | 12.92 |
| Mar 2024 | 1528.0373694345976 | 1.19 | 11.50 |
| Apr 2024 | 1563.6810155664748 | 2.33 | 14.85 |
| May 2024 | 1588.0524171290722 | 1.56 | 14.77 |
| Jun 2024 | 1587.8249903019464 | -0.01 | 11.14 |
| Jul 2024 | 1591.9740070945172 | 0.26 | 9.34 |
| Aug 2024 | 1560.6833228428925 | -1.97 | 4.73 |
| Sep 2024 | 1537.4359001571252 | -1.49 | 1.78 |
| Oct 2024 | 1568.684911604432 | 2.03 | 0.35 |
| Nov 2024 | 1614.8947277917273 | 2.95 | 3.95 |
| Dec 2024 | 1609.9797315061649 | -0.30 | 7.58 |
| Jan 2025 | 1641.4240045505628 | 1.95 | 10.49 |
| Feb 2025 | 1630.8767222192378 | -0.64 | 8.00 |
| Mar 2025 | 1609.3556364212286 | -1.32 | 5.32 |
| Apr 2025 | 1618.5923462323567 | 0.57 | 3.51 |
| May 2025 | 1632.300316365971 | 0.85 | 2.79 |
| Jun 2025 | 1637.1796376662157 | 0.30 | 3.11 |
| Jul 2025 | 1633.1874221358166 | -0.24 | 2.59 |
| Aug 2025 | 1622.659402557421 | -0.64 | 3.97 |
| Sep 2025 | 1607.964752569301 | -0.91 | 4.59 |
| Oct 2025 | 1599.98287931846 | -0.50 | 2.00 |
| Nov 2025 | 1602.1265996369111 | 0.13 | -0.79 |
| Dec 2025 | 1602.47186580062 | 0.02 | -0.47 |
| Jan 2026 | 1599.8610535455045 | -0.16 | -2.53 |
| Feb 2026 | 1603.8004928841578 | 0.25 | -1.66 |
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