Birmingham, AL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Birmingham, AL Metro in February 2026 was $2,052.037. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.70%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 905.7493767481194 | NaN | NaN |
| Feb 2012 | 902.3429035463471 | -0.38 | NaN |
| Mar 2012 | 907.6674690024126 | 0.59 | NaN |
| Apr 2012 | 906.2083283290094 | -0.16 | NaN |
| May 2012 | 901.4058667289967 | -0.53 | NaN |
| Jun 2012 | 898.1793482229637 | -0.36 | NaN |
| Jul 2012 | 895.8402488073568 | -0.26 | NaN |
| Aug 2012 | 904.3172270087655 | 0.95 | NaN |
| Sep 2012 | 900.7966769453794 | -0.39 | NaN |
| Oct 2012 | 896.1640067253013 | -0.51 | NaN |
| Nov 2012 | 898.6539967977201 | 0.28 | NaN |
| Dec 2012 | 901.8981851202614 | 0.36 | NaN |
| Jan 2013 | 906.2735839313642 | 0.49 | 0.06 |
| Feb 2013 | 916.3913505138304 | 1.12 | 1.56 |
| Mar 2013 | 920.5981893230182 | 0.46 | 1.43 |
| Apr 2013 | 915.6103836701532 | -0.54 | 1.04 |
| May 2013 | 927.8171091155532 | 1.33 | 2.93 |
| Jun 2013 | 973.7174619112952 | 4.95 | 8.41 |
| Jul 2013 | 1001.7744708786709 | 2.88 | 11.83 |
| Aug 2013 | 1013.1272390582864 | 1.13 | 12.03 |
| Sep 2013 | 1019.3416123096204 | 0.61 | 13.16 |
| Oct 2013 | 999.8983438023295 | -1.91 | 11.58 |
| Nov 2013 | 1007.6142983161516 | 0.77 | 12.13 |
| Dec 2013 | 1027.0449262622533 | 1.93 | 13.88 |
| Jan 2014 | 1017.8942562977707 | -0.89 | 12.32 |
| Feb 2014 | 1009.6902365413573 | -0.81 | 10.18 |
| Mar 2014 | 1014.62140369492 | 0.49 | 10.21 |
| Apr 2014 | 1018.0271088513418 | 0.34 | 11.19 |
| May 2014 | 1011.8324063153743 | -0.61 | 9.06 |
| Jun 2014 | 1014.4413918842766 | 0.26 | 4.18 |
| Jul 2014 | 1015.9292917636793 | 0.15 | 1.41 |
| Aug 2014 | 1018.1196607336365 | 0.22 | 0.49 |
| Sep 2014 | 1024.7416748749015 | 0.65 | 0.53 |
| Oct 2014 | 1016.5384954658808 | -0.80 | 1.66 |
| Nov 2014 | 1015.3252848160139 | -0.12 | 0.77 |
| Dec 2014 | 1006.375566669025 | -0.88 | -2.01 |
| Jan 2015 | 983.7909276869638 | -2.24 | -3.35 |
| Feb 2015 | 986.8198410397756 | 0.31 | -2.26 |
| Mar 2015 | 992.9837802344027 | 0.63 | -2.13 |
| Apr 2015 | 988.83193697248 | -0.42 | -2.87 |
| May 2015 | 1006.5343057774053 | 1.79 | -0.52 |
| Jun 2015 | 1021.5093569375194 | 1.49 | 0.70 |
| Jul 2015 | 1029.9815846627425 | 0.83 | 1.38 |
| Aug 2015 | 1021.8365222458181 | -0.79 | 0.37 |
| Sep 2015 | 1023.9186327978393 | 0.20 | -0.08 |
| Oct 2015 | 1020.3875655985598 | -0.34 | 0.38 |
| Nov 2015 | 1037.6036584945632 | 1.69 | 2.19 |
| Dec 2015 | 1044.9200113387135 | 0.71 | 3.83 |
| Jan 2016 | 1053.019734745613 | 0.78 | 7.04 |
| Feb 2016 | 1039.3634424624088 | -1.30 | 5.33 |
| Mar 2016 | 1044.997172741887 | 0.54 | 5.24 |
| Apr 2016 | 1040.854296736712 | -0.40 | 5.26 |
| May 2016 | 1042.1751282476293 | 0.13 | 3.54 |
| Jun 2016 | 1041.1931462588327 | -0.09 | 1.93 |
| Jul 2016 | 1030.6800909539538 | -1.01 | 0.07 |
| Aug 2016 | 1031.1476725788214 | 0.05 | 0.91 |
| Sep 2016 | 1034.9095949333487 | 0.37 | 1.07 |
| Oct 2016 | 1038.7385367504285 | 0.37 | 1.80 |
| Nov 2016 | 1067.2396471432803 | 2.74 | 2.86 |
| Dec 2016 | 1107.987250808998 | 3.82 | 6.04 |
| Jan 2017 | 1095.6021676762573 | -1.12 | 4.04 |
| Feb 2017 | 1098.9209137365278 | 0.30 | 5.73 |
| Mar 2017 | 1103.011559620065 | 0.37 | 5.55 |
| Apr 2017 | 1091.7012467268105 | -1.02 | 4.89 |
| May 2017 | 1090.5307563789668 | -0.11 | 4.64 |
| Jun 2017 | 1082.230256461287 | -0.76 | 3.94 |
| Jul 2017 | 1090.0288601486063 | 0.72 | 5.76 |
| Aug 2017 | 1087.1279294472472 | -0.27 | 5.43 |
| Sep 2017 | 1086.3536264132374 | -0.07 | 4.97 |
| Oct 2017 | 1100.0482191342185 | 1.26 | 5.90 |
| Nov 2017 | 1108.1016121438442 | 0.73 | 3.83 |
| Dec 2017 | 1115.8091347823347 | 0.70 | 0.71 |
| Jan 2018 | 1128.7872653922932 | 1.16 | 3.03 |
| Feb 2018 | 1159.7906789379101 | 2.75 | 5.54 |
| Mar 2018 | 1175.815664271543 | 1.38 | 6.60 |
| Apr 2018 | 1182.18417013612 | 0.54 | 8.29 |
| May 2018 | 1197.3412036534241 | 1.28 | 9.79 |
| Jun 2018 | 1198.2576508530715 | 0.08 | 10.72 |
| Jul 2018 | 1198.7895823120798 | 0.04 | 9.98 |
| Aug 2018 | 1206.1680963795434 | 0.62 | 10.95 |
| Sep 2018 | 1219.614896731237 | 1.12 | 12.27 |
| Oct 2018 | 1243.3325039918154 | 1.95 | 13.03 |
| Nov 2018 | 1251.77565061117 | 0.68 | 12.97 |
| Dec 2018 | 1235.4037531301879 | -1.31 | 10.72 |
| Jan 2019 | 1222.0983560738653 | -1.08 | 8.27 |
| Feb 2019 | 1221.5512066343758 | -0.04 | 5.33 |
| Mar 2019 | 1219.717638843377 | -0.15 | 3.73 |
| Apr 2019 | 1214.33124799894 | -0.44 | 2.72 |
| May 2019 | 1211.563440650668 | -0.23 | 1.19 |
| Jun 2019 | 1188.8502301746805 | -1.87 | -0.78 |
| Jul 2019 | 1188.9065596830098 | 0.01 | -0.82 |
| Aug 2019 | 1179.496891665287 | -0.79 | -2.21 |
| Sep 2019 | 1182.5376368167508 | 0.26 | -3.04 |
| Oct 2019 | 1196.234240033798 | 1.16 | -3.79 |
| Nov 2019 | 1205.3869792867104 | 0.77 | -3.71 |
| Dec 2019 | 1218.800627630965 | 1.11 | -1.34 |
| Jan 2020 | 1215.6173318103033 | -0.26 | -0.53 |
| Feb 2020 | 1210.1320425061974 | -0.45 | -0.93 |
| Mar 2020 | 1218.033271765441 | 0.65 | -0.14 |
| Apr 2020 | 1211.8798873467476 | -0.50 | -0.20 |
| May 2020 | 1209.7564287931723 | -0.17 | -0.15 |
| Jun 2020 | 1206.69829415631 | -0.25 | 1.50 |
| Jul 2020 | 1196.6327554405866 | -0.83 | 0.65 |
| Aug 2020 | 1195.907237016547 | -0.06 | 1.39 |
| Sep 2020 | 1202.6866961320075 | 0.57 | 1.70 |
| Oct 2020 | 1210.5131249710287 | 0.65 | 1.19 |
| Nov 2020 | 1219.4070998257246 | 0.74 | 1.16 |
| Dec 2020 | 1226.2951600069637 | 0.56 | 0.62 |
| Jan 2021 | 1236.8364626569712 | 0.86 | 1.75 |
| Feb 2021 | 1258.2492951084819 | 1.73 | 3.98 |
| Mar 2021 | 1301.819189964338 | 3.46 | 6.88 |
| Apr 2021 | 1314.943776327625 | 1.01 | 8.50 |
| May 2021 | 1319.8623645215864 | 0.37 | 9.10 |
| Jun 2021 | 1337.4028198355793 | 1.33 | 10.83 |
| Jul 2021 | 1339.6464953284378 | 0.17 | 11.95 |
| Aug 2021 | 1346.3527938132097 | 0.50 | 12.58 |
| Sep 2021 | 1358.048020640581 | 0.87 | 12.92 |
| Oct 2021 | 1383.8544957001266 | 1.90 | 14.32 |
| Nov 2021 | 1395.2896509166244 | 0.83 | 14.42 |
| Dec 2021 | 1412.416931763211 | 1.23 | 15.18 |
| Jan 2022 | 1470.8340802013035 | 4.14 | 18.92 |
| Feb 2022 | 1532.6625396443892 | 4.20 | 21.81 |
| Mar 2022 | 1612.4612262677717 | 5.21 | 23.86 |
| Apr 2022 | 1750.0375901950754 | 8.53 | 33.09 |
| May 2022 | 1809.0127898814442 | 3.37 | 37.06 |
| Jun 2022 | 1873.3991107799307 | 3.56 | 40.08 |
| Jul 2022 | 1869.2317637964452 | -0.22 | 39.53 |
| Aug 2022 | 1846.3491553845497 | -1.22 | 37.14 |
| Sep 2022 | 1981.073408265094 | 7.30 | 45.88 |
| Oct 2022 | 2102.3011792821226 | 6.12 | 51.92 |
| Nov 2022 | 2083.660348615905 | -0.89 | 49.34 |
| Dec 2022 | 2007.8970970874523 | -3.64 | 42.16 |
| Jan 2023 | 1997.5081686836045 | -0.52 | 35.81 |
| Feb 2023 | 1988.2967303886467 | -0.46 | 29.73 |
| Mar 2023 | 2033.0952847420551 | 2.25 | 26.09 |
| Apr 2023 | 2009.817276472587 | -1.14 | 14.84 |
| May 2023 | 2036.511905000301 | 1.33 | 12.58 |
| Jun 2023 | 2094.7334323122464 | 2.86 | 11.82 |
| Jul 2023 | 2120.8812767538525 | 1.25 | 13.46 |
| Aug 2023 | 2160.2130360854067 | 1.86 | 17.00 |
| Sep 2023 | 2182.5996631912712 | 1.04 | 10.17 |
| Oct 2023 | 2248.181409178371 | 3.01 | 6.94 |
| Nov 2023 | 2216.2623139841116 | -1.42 | 6.36 |
| Dec 2023 | 2110.52245343522 | -4.77 | 5.11 |
| Jan 2024 | 2082.8933800707096 | -1.31 | 4.28 |
| Feb 2024 | 2103.8718754294105 | 1.01 | 5.81 |
| Mar 2024 | 2115.1663605509216 | 0.54 | 4.04 |
| Apr 2024 | 2149.6882254106354 | 1.63 | 6.96 |
| May 2024 | 2165.5002539297743 | 0.74 | 6.33 |
| Jun 2024 | 2141.716825444697 | -1.10 | 2.24 |
| Jul 2024 | 2128.297745091118 | -0.63 | 0.35 |
| Aug 2024 | 2069.275128866376 | -2.77 | -4.21 |
| Sep 2024 | 2024.0753259158691 | -2.18 | -7.26 |
| Oct 2024 | 2063.6200409587364 | 1.95 | -8.21 |
| Nov 2024 | 2126.018883071195 | 3.02 | -4.07 |
| Dec 2024 | 2116.558396704426 | -0.44 | 0.29 |
| Jan 2025 | 2170.5937727490573 | 2.55 | 4.21 |
| Feb 2025 | 2153.2093766255484 | -0.80 | 2.35 |
| Mar 2025 | 2119.577691900278 | -1.56 | 0.21 |
| Apr 2025 | 2127.810987489346 | 0.39 | -1.02 |
| May 2025 | 2140.7955987740474 | 0.61 | -1.14 |
| Jun 2025 | 2140.9561679136955 | 0.01 | -0.04 |
| Jul 2025 | 2125.6721825069435 | -0.71 | -0.12 |
| Aug 2025 | 2104.9494002037372 | -0.97 | 1.72 |
| Sep 2025 | 2076.60646295125 | -1.35 | 2.60 |
| Oct 2025 | 2064.988674986807 | -0.56 | 0.07 |
| Nov 2025 | 2067.100701671082 | 0.10 | -2.77 |
| Dec 2025 | 2065.068671343961 | -0.10 | -2.43 |
| Jan 2026 | 2055.525539848891 | -0.46 | -5.30 |
| Feb 2026 | 2052.0370135432936 | -0.17 | -4.70 |