Birmingham, AL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Birmingham, AL Metro in February 2026 was $2,052.037. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -4.70%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Birmingham, AL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Birmingham, AL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Birmingham, AL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Birmingham, AL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 905.7493767481194 NaN NaN
Feb 2012 902.3429035463471 -0.38 NaN
Mar 2012 907.6674690024126 0.59 NaN
Apr 2012 906.2083283290094 -0.16 NaN
May 2012 901.4058667289967 -0.53 NaN
Jun 2012 898.1793482229637 -0.36 NaN
Jul 2012 895.8402488073568 -0.26 NaN
Aug 2012 904.3172270087655 0.95 NaN
Sep 2012 900.7966769453794 -0.39 NaN
Oct 2012 896.1640067253013 -0.51 NaN
Nov 2012 898.6539967977201 0.28 NaN
Dec 2012 901.8981851202614 0.36 NaN
Jan 2013 906.2735839313642 0.49 0.06
Feb 2013 916.3913505138304 1.12 1.56
Mar 2013 920.5981893230182 0.46 1.43
Apr 2013 915.6103836701532 -0.54 1.04
May 2013 927.8171091155532 1.33 2.93
Jun 2013 973.7174619112952 4.95 8.41
Jul 2013 1001.7744708786709 2.88 11.83
Aug 2013 1013.1272390582864 1.13 12.03
Sep 2013 1019.3416123096204 0.61 13.16
Oct 2013 999.8983438023295 -1.91 11.58
Nov 2013 1007.6142983161516 0.77 12.13
Dec 2013 1027.0449262622533 1.93 13.88
Jan 2014 1017.8942562977707 -0.89 12.32
Feb 2014 1009.6902365413573 -0.81 10.18
Mar 2014 1014.62140369492 0.49 10.21
Apr 2014 1018.0271088513418 0.34 11.19
May 2014 1011.8324063153743 -0.61 9.06
Jun 2014 1014.4413918842766 0.26 4.18
Jul 2014 1015.9292917636793 0.15 1.41
Aug 2014 1018.1196607336365 0.22 0.49
Sep 2014 1024.7416748749015 0.65 0.53
Oct 2014 1016.5384954658808 -0.80 1.66
Nov 2014 1015.3252848160139 -0.12 0.77
Dec 2014 1006.375566669025 -0.88 -2.01
Jan 2015 983.7909276869638 -2.24 -3.35
Feb 2015 986.8198410397756 0.31 -2.26
Mar 2015 992.9837802344027 0.63 -2.13
Apr 2015 988.83193697248 -0.42 -2.87
May 2015 1006.5343057774053 1.79 -0.52
Jun 2015 1021.5093569375194 1.49 0.70
Jul 2015 1029.9815846627425 0.83 1.38
Aug 2015 1021.8365222458181 -0.79 0.37
Sep 2015 1023.9186327978393 0.20 -0.08
Oct 2015 1020.3875655985598 -0.34 0.38
Nov 2015 1037.6036584945632 1.69 2.19
Dec 2015 1044.9200113387135 0.71 3.83
Jan 2016 1053.019734745613 0.78 7.04
Feb 2016 1039.3634424624088 -1.30 5.33
Mar 2016 1044.997172741887 0.54 5.24
Apr 2016 1040.854296736712 -0.40 5.26
May 2016 1042.1751282476293 0.13 3.54
Jun 2016 1041.1931462588327 -0.09 1.93
Jul 2016 1030.6800909539538 -1.01 0.07
Aug 2016 1031.1476725788214 0.05 0.91
Sep 2016 1034.9095949333487 0.37 1.07
Oct 2016 1038.7385367504285 0.37 1.80
Nov 2016 1067.2396471432803 2.74 2.86
Dec 2016 1107.987250808998 3.82 6.04
Jan 2017 1095.6021676762573 -1.12 4.04
Feb 2017 1098.9209137365278 0.30 5.73
Mar 2017 1103.011559620065 0.37 5.55
Apr 2017 1091.7012467268105 -1.02 4.89
May 2017 1090.5307563789668 -0.11 4.64
Jun 2017 1082.230256461287 -0.76 3.94
Jul 2017 1090.0288601486063 0.72 5.76
Aug 2017 1087.1279294472472 -0.27 5.43
Sep 2017 1086.3536264132374 -0.07 4.97
Oct 2017 1100.0482191342185 1.26 5.90
Nov 2017 1108.1016121438442 0.73 3.83
Dec 2017 1115.8091347823347 0.70 0.71
Jan 2018 1128.7872653922932 1.16 3.03
Feb 2018 1159.7906789379101 2.75 5.54
Mar 2018 1175.815664271543 1.38 6.60
Apr 2018 1182.18417013612 0.54 8.29
May 2018 1197.3412036534241 1.28 9.79
Jun 2018 1198.2576508530715 0.08 10.72
Jul 2018 1198.7895823120798 0.04 9.98
Aug 2018 1206.1680963795434 0.62 10.95
Sep 2018 1219.614896731237 1.12 12.27
Oct 2018 1243.3325039918154 1.95 13.03
Nov 2018 1251.77565061117 0.68 12.97
Dec 2018 1235.4037531301879 -1.31 10.72
Jan 2019 1222.0983560738653 -1.08 8.27
Feb 2019 1221.5512066343758 -0.04 5.33
Mar 2019 1219.717638843377 -0.15 3.73
Apr 2019 1214.33124799894 -0.44 2.72
May 2019 1211.563440650668 -0.23 1.19
Jun 2019 1188.8502301746805 -1.87 -0.78
Jul 2019 1188.9065596830098 0.01 -0.82
Aug 2019 1179.496891665287 -0.79 -2.21
Sep 2019 1182.5376368167508 0.26 -3.04
Oct 2019 1196.234240033798 1.16 -3.79
Nov 2019 1205.3869792867104 0.77 -3.71
Dec 2019 1218.800627630965 1.11 -1.34
Jan 2020 1215.6173318103033 -0.26 -0.53
Feb 2020 1210.1320425061974 -0.45 -0.93
Mar 2020 1218.033271765441 0.65 -0.14
Apr 2020 1211.8798873467476 -0.50 -0.20
May 2020 1209.7564287931723 -0.17 -0.15
Jun 2020 1206.69829415631 -0.25 1.50
Jul 2020 1196.6327554405866 -0.83 0.65
Aug 2020 1195.907237016547 -0.06 1.39
Sep 2020 1202.6866961320075 0.57 1.70
Oct 2020 1210.5131249710287 0.65 1.19
Nov 2020 1219.4070998257246 0.74 1.16
Dec 2020 1226.2951600069637 0.56 0.62
Jan 2021 1236.8364626569712 0.86 1.75
Feb 2021 1258.2492951084819 1.73 3.98
Mar 2021 1301.819189964338 3.46 6.88
Apr 2021 1314.943776327625 1.01 8.50
May 2021 1319.8623645215864 0.37 9.10
Jun 2021 1337.4028198355793 1.33 10.83
Jul 2021 1339.6464953284378 0.17 11.95
Aug 2021 1346.3527938132097 0.50 12.58
Sep 2021 1358.048020640581 0.87 12.92
Oct 2021 1383.8544957001266 1.90 14.32
Nov 2021 1395.2896509166244 0.83 14.42
Dec 2021 1412.416931763211 1.23 15.18
Jan 2022 1470.8340802013035 4.14 18.92
Feb 2022 1532.6625396443892 4.20 21.81
Mar 2022 1612.4612262677717 5.21 23.86
Apr 2022 1750.0375901950754 8.53 33.09
May 2022 1809.0127898814442 3.37 37.06
Jun 2022 1873.3991107799307 3.56 40.08
Jul 2022 1869.2317637964452 -0.22 39.53
Aug 2022 1846.3491553845497 -1.22 37.14
Sep 2022 1981.073408265094 7.30 45.88
Oct 2022 2102.3011792821226 6.12 51.92
Nov 2022 2083.660348615905 -0.89 49.34
Dec 2022 2007.8970970874523 -3.64 42.16
Jan 2023 1997.5081686836045 -0.52 35.81
Feb 2023 1988.2967303886467 -0.46 29.73
Mar 2023 2033.0952847420551 2.25 26.09
Apr 2023 2009.817276472587 -1.14 14.84
May 2023 2036.511905000301 1.33 12.58
Jun 2023 2094.7334323122464 2.86 11.82
Jul 2023 2120.8812767538525 1.25 13.46
Aug 2023 2160.2130360854067 1.86 17.00
Sep 2023 2182.5996631912712 1.04 10.17
Oct 2023 2248.181409178371 3.01 6.94
Nov 2023 2216.2623139841116 -1.42 6.36
Dec 2023 2110.52245343522 -4.77 5.11
Jan 2024 2082.8933800707096 -1.31 4.28
Feb 2024 2103.8718754294105 1.01 5.81
Mar 2024 2115.1663605509216 0.54 4.04
Apr 2024 2149.6882254106354 1.63 6.96
May 2024 2165.5002539297743 0.74 6.33
Jun 2024 2141.716825444697 -1.10 2.24
Jul 2024 2128.297745091118 -0.63 0.35
Aug 2024 2069.275128866376 -2.77 -4.21
Sep 2024 2024.0753259158691 -2.18 -7.26
Oct 2024 2063.6200409587364 1.95 -8.21
Nov 2024 2126.018883071195 3.02 -4.07
Dec 2024 2116.558396704426 -0.44 0.29
Jan 2025 2170.5937727490573 2.55 4.21
Feb 2025 2153.2093766255484 -0.80 2.35
Mar 2025 2119.577691900278 -1.56 0.21
Apr 2025 2127.810987489346 0.39 -1.02
May 2025 2140.7955987740474 0.61 -1.14
Jun 2025 2140.9561679136955 0.01 -0.04
Jul 2025 2125.6721825069435 -0.71 -0.12
Aug 2025 2104.9494002037372 -0.97 1.72
Sep 2025 2076.60646295125 -1.35 2.60
Oct 2025 2064.988674986807 -0.56 0.07
Nov 2025 2067.100701671082 0.10 -2.77
Dec 2025 2065.068671343961 -0.10 -2.43
Jan 2026 2055.525539848891 -0.46 -5.30
Feb 2026 2052.0370135432936 -0.17 -4.70