Boston, MA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Boston, MA Metro in February 2026 was $5,735.517. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -4.18%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Boston, MA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Boston, MA metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Boston, MA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Boston, MA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 2247.965152625296 NaN NaN
Feb 2012 2241.829744746539 -0.27 NaN
Mar 2012 2254.6679363122794 0.57 NaN
Apr 2012 2253.297606302562 -0.06 NaN
May 2012 2243.7116425199297 -0.42 NaN
Jun 2012 2233.6529741955537 -0.45 NaN
Jul 2012 2223.8343836454314 -0.44 NaN
Aug 2012 2242.025002117192 0.82 NaN
Sep 2012 2232.639988904313 -0.42 NaN
Oct 2012 2221.66363415701 -0.49 NaN
Nov 2012 2227.1937094400614 0.25 NaN
Dec 2012 2239.7075929070625 0.56 NaN
Jan 2013 2252.699543597946 0.58 0.21
Feb 2013 2290.053480235793 1.66 2.15
Mar 2013 2307.322821692417 0.75 2.34
Apr 2013 2296.0610085453873 -0.49 1.90
May 2013 2322.4931977051465 1.15 3.51
Jun 2013 2435.088229205843 4.85 9.02
Jul 2013 2509.394403053104 3.05 12.84
Aug 2013 2544.706964414001 1.41 13.50
Sep 2013 2570.4207237027435 1.01 15.13
Oct 2013 2533.8453244657617 -1.42 14.05
Nov 2013 2567.6586139701712 1.33 15.29
Dec 2013 2628.7232842862386 2.38 17.37
Jan 2014 2630.2774503289284 0.06 16.76
Feb 2014 2620.693868128884 -0.36 14.44
Mar 2014 2643.356181057485 0.87 14.56
Apr 2014 2658.062531022363 0.56 15.77
May 2014 2645.7422662030494 -0.46 13.92
Jun 2014 2653.0867799994758 0.28 8.95
Jul 2014 2655.429447959482 0.09 5.82
Aug 2014 2655.6687670697474 0.01 4.36
Sep 2014 2671.3107525128275 0.59 3.93
Oct 2014 2649.9040707609342 -0.80 4.58
Nov 2014 2651.0188927084623 0.04 3.25
Dec 2014 2635.178288782323 -0.60 0.25
Jan 2015 2611.9947044481105 -0.88 -0.69
Feb 2015 2637.255704969636 0.97 0.63
Mar 2015 2665.510337665504 1.07 0.84
Apr 2015 2657.548134358453 -0.30 -0.02
May 2015 2702.2126021400622 1.68 2.13
Jun 2015 2739.9378249634424 1.40 3.27
Jul 2015 2763.2363190835385 0.85 4.06
Aug 2015 2748.2606316794454 -0.54 3.49
Sep 2015 2764.49556595517 0.59 3.49
Oct 2015 2765.29477092453 0.03 4.36
Nov 2015 2815.70224781683 1.82 6.21
Dec 2015 2840.0858117656912 0.87 7.78
Jan 2016 2828.157867164728 -0.42 8.28
Feb 2016 2799.633558317255 -1.01 6.16
Mar 2016 2820.3895296246283 0.74 5.81
Apr 2016 2815.071726947519 -0.19 5.93
May 2016 2828.787827692474 0.49 4.68
Jun 2016 2835.8144078371097 0.25 3.50
Jul 2016 2817.3671640986086 -0.65 1.96
Aug 2016 2822.609876972624 0.19 2.71
Sep 2016 2837.423589346005 0.53 2.64
Oct 2016 2854.0342143201124 0.59 3.21
Nov 2016 2941.7546766288974 3.07 4.48
Dec 2016 3061.6703611282082 4.08 7.80
Jan 2017 3054.8310785742497 -0.22 8.02
Feb 2017 3074.5274649677212 0.65 9.82
Mar 2017 3099.315561722903 0.81 9.89
Apr 2017 3084.1423803041116 -0.49 9.56
May 2017 3097.3190701224435 0.43 9.49
Jun 2017 3090.6380995648487 -0.22 8.99
Jul 2017 3122.2926409075826 1.02 10.82
Aug 2017 3115.1526281311812 -0.23 10.36
Sep 2017 3112.8460075769685 -0.07 9.71
Oct 2017 3149.2528688571347 1.17 10.34
Nov 2017 3171.5018519172218 0.71 7.81
Dec 2017 3193.089306965305 0.68 4.29
Jan 2018 3222.224341410495 0.91 5.48
Feb 2018 3316.57825679058 2.93 7.87
Mar 2018 3368.519640733485 1.57 8.69
Apr 2018 3396.9949828387594 0.85 10.14
May 2018 3451.693222598116 1.61 11.44
Jun 2018 3467.1548152505466 0.45 12.18
Jul 2018 3475.0892087588786 0.23 11.30
Aug 2018 3495.7468700899108 0.59 12.22
Sep 2018 3529.191707142847 0.96 13.38
Oct 2018 3589.0732830675565 1.70 13.97
Nov 2018 3601.0056038776406 0.33 13.54
Dec 2018 3536.1230528361352 -1.80 10.74
Jan 2019 3492.6583546783195 -1.23 8.39
Feb 2019 3469.2664266995635 -0.67 4.60
Mar 2019 3447.835776203815 -0.62 2.36
Apr 2019 3426.481833326245 -0.62 0.87
May 2019 3416.161328260887 -0.30 -1.03
Jun 2019 3352.54529062497 -1.86 -3.31
Jul 2019 3346.1745464869496 -0.19 -3.71
Aug 2019 3309.5090267730766 -1.10 -5.33
Sep 2019 3306.7301898343026 -0.08 -6.30
Oct 2019 3333.2988330171593 0.80 -7.13
Nov 2019 3346.22963252329 0.39 -7.07
Dec 2019 3365.272652842066 0.57 -4.83
Jan 2020 3337.7926212936427 -0.82 -4.43
Feb 2020 3315.2742194840716 -0.67 -4.44
Mar 2020 3335.021063535026 0.60 -3.27
Apr 2020 3317.44366088887 -0.53 -3.18
May 2020 3310.7592767317633 -0.20 -3.08
Jun 2020 3298.7923229605617 -0.36 -1.60
Jul 2020 3266.8573208674934 -0.97 -2.37
Aug 2020 3262.30900692373 -0.14 -1.43
Sep 2020 3281.7834227693183 0.60 -0.75
Oct 2020 3308.472948157632 0.81 -0.74
Nov 2020 3337.5040847658966 0.88 -0.26
Dec 2020 3362.479644680624 0.75 -0.08
Jan 2021 3367.659437109638 0.15 0.90
Feb 2021 3428.9932135826502 1.82 3.43
Mar 2021 3547.4657122003805 3.46 6.37
Apr 2021 3587.867068760148 1.14 8.15
May 2021 3608.1253696105136 0.56 8.98
Jun 2021 3656.1396722891113 1.33 10.83
Jul 2021 3652.5520967948705 -0.10 11.81
Aug 2021 3650.3885510970194 -0.06 11.90
Sep 2021 3658.7243512130717 0.23 11.49
Oct 2021 3702.171479800936 1.19 11.90
Nov 2021 3705.4009972983727 0.09 11.02
Dec 2021 3725.903756926647 0.55 10.81
Jan 2022 3848.8491449104704 3.30 14.29
Feb 2022 4002.1189085627193 3.98 16.71
Mar 2022 4212.250612848136 5.25 18.74
Apr 2022 4569.999362281309 8.49 27.37
May 2022 4728.317105841566 3.46 31.05
Jun 2022 4886.59949888375 3.35 33.66
Jul 2022 4863.781980923991 -0.47 33.16
Aug 2022 4777.717651031923 -1.77 30.88
Sep 2022 5076.463010034369 6.25 38.75
Oct 2022 5350.912558751274 5.41 44.53
Nov 2022 5294.003958832998 -1.06 42.87
Dec 2022 5117.1964363701045 -3.34 37.34
Jan 2023 5074.354575062795 -0.84 31.84
Feb 2023 5060.823505153665 -0.27 26.45
Mar 2023 5174.346974867061 2.24 22.84
Apr 2023 5125.654208490605 -0.94 12.16
May 2023 5205.9584949083155 1.57 10.10
Jun 2023 5377.198560541452 3.29 10.04
Jul 2023 5483.775857704351 1.98 12.75
Aug 2023 5634.036522000574 2.74 17.92
Sep 2023 5736.405053784299 1.82 13.00
Oct 2023 5956.469896885969 3.84 11.32
Nov 2023 5911.073972916308 -0.76 11.66
Dec 2023 5668.390438125281 -4.11 10.77
Jan 2024 5598.747164276737 -1.23 10.33
Feb 2024 5678.413885263748 1.42 12.20
Mar 2024 5736.615222257874 1.02 10.87
Apr 2024 5863.992297312934 2.22 14.41
May 2024 5936.784939522299 1.24 14.04
Jun 2024 5897.107748946345 -0.67 9.67
Jul 2024 5880.088996371425 -0.29 7.23
Aug 2024 5742.49640040372 -2.34 1.93
Sep 2024 5629.854984303576 -1.96 -1.86
Oct 2024 5750.944906835467 2.15 -3.45
Nov 2024 5928.568901152071 3.09 0.30
Dec 2024 5903.515622771345 -0.42 4.15
Jan 2025 6023.532116120787 2.03 7.59
Feb 2025 5985.749933980007 -0.63 5.41
Mar 2025 5904.931437462498 -1.35 2.93
Apr 2025 5939.413136704895 0.58 1.29
May 2025 5972.05701042284 0.55 0.59
Jun 2025 5964.966101987164 -0.12 1.15
Jul 2025 5917.826335588006 -0.79 0.64
Aug 2025 5861.841023330933 -0.95 2.08
Sep 2025 5778.948310994125 -1.41 2.65
Oct 2025 5755.959565149345 -0.40 0.09
Nov 2025 5772.23927123875 0.28 -2.64
Dec 2025 5774.385487786296 0.04 -2.19
Jan 2026 5751.160906515734 -0.40 -4.52
Feb 2026 5735.517342637886 -0.27 -4.18