Boston, MA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Boston, MA Metro in February 2026 was $5,735.517. The month over month percentage change (MoM) was -0.27%, and the year over year percentage change (YoY) was -4.18%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Boston, MA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Boston, MA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 2247.965152625296 | NaN | NaN |
| Feb 2012 | 2241.829744746539 | -0.27 | NaN |
| Mar 2012 | 2254.6679363122794 | 0.57 | NaN |
| Apr 2012 | 2253.297606302562 | -0.06 | NaN |
| May 2012 | 2243.7116425199297 | -0.42 | NaN |
| Jun 2012 | 2233.6529741955537 | -0.45 | NaN |
| Jul 2012 | 2223.8343836454314 | -0.44 | NaN |
| Aug 2012 | 2242.025002117192 | 0.82 | NaN |
| Sep 2012 | 2232.639988904313 | -0.42 | NaN |
| Oct 2012 | 2221.66363415701 | -0.49 | NaN |
| Nov 2012 | 2227.1937094400614 | 0.25 | NaN |
| Dec 2012 | 2239.7075929070625 | 0.56 | NaN |
| Jan 2013 | 2252.699543597946 | 0.58 | 0.21 |
| Feb 2013 | 2290.053480235793 | 1.66 | 2.15 |
| Mar 2013 | 2307.322821692417 | 0.75 | 2.34 |
| Apr 2013 | 2296.0610085453873 | -0.49 | 1.90 |
| May 2013 | 2322.4931977051465 | 1.15 | 3.51 |
| Jun 2013 | 2435.088229205843 | 4.85 | 9.02 |
| Jul 2013 | 2509.394403053104 | 3.05 | 12.84 |
| Aug 2013 | 2544.706964414001 | 1.41 | 13.50 |
| Sep 2013 | 2570.4207237027435 | 1.01 | 15.13 |
| Oct 2013 | 2533.8453244657617 | -1.42 | 14.05 |
| Nov 2013 | 2567.6586139701712 | 1.33 | 15.29 |
| Dec 2013 | 2628.7232842862386 | 2.38 | 17.37 |
| Jan 2014 | 2630.2774503289284 | 0.06 | 16.76 |
| Feb 2014 | 2620.693868128884 | -0.36 | 14.44 |
| Mar 2014 | 2643.356181057485 | 0.87 | 14.56 |
| Apr 2014 | 2658.062531022363 | 0.56 | 15.77 |
| May 2014 | 2645.7422662030494 | -0.46 | 13.92 |
| Jun 2014 | 2653.0867799994758 | 0.28 | 8.95 |
| Jul 2014 | 2655.429447959482 | 0.09 | 5.82 |
| Aug 2014 | 2655.6687670697474 | 0.01 | 4.36 |
| Sep 2014 | 2671.3107525128275 | 0.59 | 3.93 |
| Oct 2014 | 2649.9040707609342 | -0.80 | 4.58 |
| Nov 2014 | 2651.0188927084623 | 0.04 | 3.25 |
| Dec 2014 | 2635.178288782323 | -0.60 | 0.25 |
| Jan 2015 | 2611.9947044481105 | -0.88 | -0.69 |
| Feb 2015 | 2637.255704969636 | 0.97 | 0.63 |
| Mar 2015 | 2665.510337665504 | 1.07 | 0.84 |
| Apr 2015 | 2657.548134358453 | -0.30 | -0.02 |
| May 2015 | 2702.2126021400622 | 1.68 | 2.13 |
| Jun 2015 | 2739.9378249634424 | 1.40 | 3.27 |
| Jul 2015 | 2763.2363190835385 | 0.85 | 4.06 |
| Aug 2015 | 2748.2606316794454 | -0.54 | 3.49 |
| Sep 2015 | 2764.49556595517 | 0.59 | 3.49 |
| Oct 2015 | 2765.29477092453 | 0.03 | 4.36 |
| Nov 2015 | 2815.70224781683 | 1.82 | 6.21 |
| Dec 2015 | 2840.0858117656912 | 0.87 | 7.78 |
| Jan 2016 | 2828.157867164728 | -0.42 | 8.28 |
| Feb 2016 | 2799.633558317255 | -1.01 | 6.16 |
| Mar 2016 | 2820.3895296246283 | 0.74 | 5.81 |
| Apr 2016 | 2815.071726947519 | -0.19 | 5.93 |
| May 2016 | 2828.787827692474 | 0.49 | 4.68 |
| Jun 2016 | 2835.8144078371097 | 0.25 | 3.50 |
| Jul 2016 | 2817.3671640986086 | -0.65 | 1.96 |
| Aug 2016 | 2822.609876972624 | 0.19 | 2.71 |
| Sep 2016 | 2837.423589346005 | 0.53 | 2.64 |
| Oct 2016 | 2854.0342143201124 | 0.59 | 3.21 |
| Nov 2016 | 2941.7546766288974 | 3.07 | 4.48 |
| Dec 2016 | 3061.6703611282082 | 4.08 | 7.80 |
| Jan 2017 | 3054.8310785742497 | -0.22 | 8.02 |
| Feb 2017 | 3074.5274649677212 | 0.65 | 9.82 |
| Mar 2017 | 3099.315561722903 | 0.81 | 9.89 |
| Apr 2017 | 3084.1423803041116 | -0.49 | 9.56 |
| May 2017 | 3097.3190701224435 | 0.43 | 9.49 |
| Jun 2017 | 3090.6380995648487 | -0.22 | 8.99 |
| Jul 2017 | 3122.2926409075826 | 1.02 | 10.82 |
| Aug 2017 | 3115.1526281311812 | -0.23 | 10.36 |
| Sep 2017 | 3112.8460075769685 | -0.07 | 9.71 |
| Oct 2017 | 3149.2528688571347 | 1.17 | 10.34 |
| Nov 2017 | 3171.5018519172218 | 0.71 | 7.81 |
| Dec 2017 | 3193.089306965305 | 0.68 | 4.29 |
| Jan 2018 | 3222.224341410495 | 0.91 | 5.48 |
| Feb 2018 | 3316.57825679058 | 2.93 | 7.87 |
| Mar 2018 | 3368.519640733485 | 1.57 | 8.69 |
| Apr 2018 | 3396.9949828387594 | 0.85 | 10.14 |
| May 2018 | 3451.693222598116 | 1.61 | 11.44 |
| Jun 2018 | 3467.1548152505466 | 0.45 | 12.18 |
| Jul 2018 | 3475.0892087588786 | 0.23 | 11.30 |
| Aug 2018 | 3495.7468700899108 | 0.59 | 12.22 |
| Sep 2018 | 3529.191707142847 | 0.96 | 13.38 |
| Oct 2018 | 3589.0732830675565 | 1.70 | 13.97 |
| Nov 2018 | 3601.0056038776406 | 0.33 | 13.54 |
| Dec 2018 | 3536.1230528361352 | -1.80 | 10.74 |
| Jan 2019 | 3492.6583546783195 | -1.23 | 8.39 |
| Feb 2019 | 3469.2664266995635 | -0.67 | 4.60 |
| Mar 2019 | 3447.835776203815 | -0.62 | 2.36 |
| Apr 2019 | 3426.481833326245 | -0.62 | 0.87 |
| May 2019 | 3416.161328260887 | -0.30 | -1.03 |
| Jun 2019 | 3352.54529062497 | -1.86 | -3.31 |
| Jul 2019 | 3346.1745464869496 | -0.19 | -3.71 |
| Aug 2019 | 3309.5090267730766 | -1.10 | -5.33 |
| Sep 2019 | 3306.7301898343026 | -0.08 | -6.30 |
| Oct 2019 | 3333.2988330171593 | 0.80 | -7.13 |
| Nov 2019 | 3346.22963252329 | 0.39 | -7.07 |
| Dec 2019 | 3365.272652842066 | 0.57 | -4.83 |
| Jan 2020 | 3337.7926212936427 | -0.82 | -4.43 |
| Feb 2020 | 3315.2742194840716 | -0.67 | -4.44 |
| Mar 2020 | 3335.021063535026 | 0.60 | -3.27 |
| Apr 2020 | 3317.44366088887 | -0.53 | -3.18 |
| May 2020 | 3310.7592767317633 | -0.20 | -3.08 |
| Jun 2020 | 3298.7923229605617 | -0.36 | -1.60 |
| Jul 2020 | 3266.8573208674934 | -0.97 | -2.37 |
| Aug 2020 | 3262.30900692373 | -0.14 | -1.43 |
| Sep 2020 | 3281.7834227693183 | 0.60 | -0.75 |
| Oct 2020 | 3308.472948157632 | 0.81 | -0.74 |
| Nov 2020 | 3337.5040847658966 | 0.88 | -0.26 |
| Dec 2020 | 3362.479644680624 | 0.75 | -0.08 |
| Jan 2021 | 3367.659437109638 | 0.15 | 0.90 |
| Feb 2021 | 3428.9932135826502 | 1.82 | 3.43 |
| Mar 2021 | 3547.4657122003805 | 3.46 | 6.37 |
| Apr 2021 | 3587.867068760148 | 1.14 | 8.15 |
| May 2021 | 3608.1253696105136 | 0.56 | 8.98 |
| Jun 2021 | 3656.1396722891113 | 1.33 | 10.83 |
| Jul 2021 | 3652.5520967948705 | -0.10 | 11.81 |
| Aug 2021 | 3650.3885510970194 | -0.06 | 11.90 |
| Sep 2021 | 3658.7243512130717 | 0.23 | 11.49 |
| Oct 2021 | 3702.171479800936 | 1.19 | 11.90 |
| Nov 2021 | 3705.4009972983727 | 0.09 | 11.02 |
| Dec 2021 | 3725.903756926647 | 0.55 | 10.81 |
| Jan 2022 | 3848.8491449104704 | 3.30 | 14.29 |
| Feb 2022 | 4002.1189085627193 | 3.98 | 16.71 |
| Mar 2022 | 4212.250612848136 | 5.25 | 18.74 |
| Apr 2022 | 4569.999362281309 | 8.49 | 27.37 |
| May 2022 | 4728.317105841566 | 3.46 | 31.05 |
| Jun 2022 | 4886.59949888375 | 3.35 | 33.66 |
| Jul 2022 | 4863.781980923991 | -0.47 | 33.16 |
| Aug 2022 | 4777.717651031923 | -1.77 | 30.88 |
| Sep 2022 | 5076.463010034369 | 6.25 | 38.75 |
| Oct 2022 | 5350.912558751274 | 5.41 | 44.53 |
| Nov 2022 | 5294.003958832998 | -1.06 | 42.87 |
| Dec 2022 | 5117.1964363701045 | -3.34 | 37.34 |
| Jan 2023 | 5074.354575062795 | -0.84 | 31.84 |
| Feb 2023 | 5060.823505153665 | -0.27 | 26.45 |
| Mar 2023 | 5174.346974867061 | 2.24 | 22.84 |
| Apr 2023 | 5125.654208490605 | -0.94 | 12.16 |
| May 2023 | 5205.9584949083155 | 1.57 | 10.10 |
| Jun 2023 | 5377.198560541452 | 3.29 | 10.04 |
| Jul 2023 | 5483.775857704351 | 1.98 | 12.75 |
| Aug 2023 | 5634.036522000574 | 2.74 | 17.92 |
| Sep 2023 | 5736.405053784299 | 1.82 | 13.00 |
| Oct 2023 | 5956.469896885969 | 3.84 | 11.32 |
| Nov 2023 | 5911.073972916308 | -0.76 | 11.66 |
| Dec 2023 | 5668.390438125281 | -4.11 | 10.77 |
| Jan 2024 | 5598.747164276737 | -1.23 | 10.33 |
| Feb 2024 | 5678.413885263748 | 1.42 | 12.20 |
| Mar 2024 | 5736.615222257874 | 1.02 | 10.87 |
| Apr 2024 | 5863.992297312934 | 2.22 | 14.41 |
| May 2024 | 5936.784939522299 | 1.24 | 14.04 |
| Jun 2024 | 5897.107748946345 | -0.67 | 9.67 |
| Jul 2024 | 5880.088996371425 | -0.29 | 7.23 |
| Aug 2024 | 5742.49640040372 | -2.34 | 1.93 |
| Sep 2024 | 5629.854984303576 | -1.96 | -1.86 |
| Oct 2024 | 5750.944906835467 | 2.15 | -3.45 |
| Nov 2024 | 5928.568901152071 | 3.09 | 0.30 |
| Dec 2024 | 5903.515622771345 | -0.42 | 4.15 |
| Jan 2025 | 6023.532116120787 | 2.03 | 7.59 |
| Feb 2025 | 5985.749933980007 | -0.63 | 5.41 |
| Mar 2025 | 5904.931437462498 | -1.35 | 2.93 |
| Apr 2025 | 5939.413136704895 | 0.58 | 1.29 |
| May 2025 | 5972.05701042284 | 0.55 | 0.59 |
| Jun 2025 | 5964.966101987164 | -0.12 | 1.15 |
| Jul 2025 | 5917.826335588006 | -0.79 | 0.64 |
| Aug 2025 | 5861.841023330933 | -0.95 | 2.08 |
| Sep 2025 | 5778.948310994125 | -1.41 | 2.65 |
| Oct 2025 | 5755.959565149345 | -0.40 | 0.09 |
| Nov 2025 | 5772.23927123875 | 0.28 | -2.64 |
| Dec 2025 | 5774.385487786296 | 0.04 | -2.19 |
| Jan 2026 | 5751.160906515734 | -0.40 | -4.52 |
| Feb 2026 | 5735.517342637886 | -0.27 | -4.18 |