Buffalo, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Buffalo, NY Metro in February 2026 was $2,113.536. The month over month percentage change (MoM) was -0.19%, and the year over year percentage change (YoY) was -2.10%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Buffalo, NY metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Buffalo, NY metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Buffalo, NY (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Buffalo, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Buffalo, NY (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 975.8740371098629 | NaN | NaN |
| Feb 2012 | 974.657402872331 | -0.12 | NaN |
| Mar 2012 | 982.5285233082766 | 0.81 | NaN |
| Apr 2012 | 983.6935122612336 | 0.12 | NaN |
| May 2012 | 979.6599044933259 | -0.41 | NaN |
| Jun 2012 | 973.0549536759016 | -0.67 | NaN |
| Jul 2012 | 966.003139348768 | -0.72 | NaN |
| Aug 2012 | 969.3344895078881 | 0.35 | NaN |
| Sep 2012 | 962.5352127206671 | -0.70 | NaN |
| Oct 2012 | 955.7974463342472 | -0.70 | NaN |
| Nov 2012 | 953.8562664985242 | -0.20 | NaN |
| Dec 2012 | 954.5535196219032 | 0.07 | NaN |
| Jan 2013 | 960.786407390715 | 0.65 | -1.55 |
| Feb 2013 | 972.5093347575835 | 1.22 | -0.22 |
| Mar 2013 | 980.0768478540194 | 0.78 | -0.25 |
| Apr 2013 | 978.4031209612431 | -0.17 | -0.54 |
| May 2013 | 989.9416685159738 | 1.18 | 1.05 |
| Jun 2013 | 1029.623308542954 | 4.01 | 5.81 |
| Jul 2013 | 1053.056892612153 | 2.28 | 9.01 |
| Aug 2013 | 1061.0725493441591 | 0.76 | 9.46 |
| Sep 2013 | 1064.6592097855614 | 0.34 | 10.61 |
| Oct 2013 | 1046.4126805240255 | -1.71 | 9.48 |
| Nov 2013 | 1054.0984871832263 | 0.73 | 10.51 |
| Dec 2013 | 1072.2553083571765 | 1.72 | 12.33 |
| Jan 2014 | 1073.427011828085 | 0.11 | 11.72 |
| Feb 2014 | 1066.9284497280914 | -0.60 | 9.71 |
| Mar 2014 | 1072.7022587840065 | 0.54 | 9.45 |
| Apr 2014 | 1077.598552406222 | 0.46 | 10.14 |
| May 2014 | 1073.1838921780852 | -0.41 | 8.41 |
| Jun 2014 | 1076.0542319746387 | 0.27 | 4.51 |
| Jul 2014 | 1077.1152185948386 | 0.10 | 2.29 |
| Aug 2014 | 1078.380307045201 | 0.12 | 1.63 |
| Sep 2014 | 1083.3881425882132 | 0.46 | 1.76 |
| Oct 2014 | 1073.275335178479 | -0.93 | 2.57 |
| Nov 2014 | 1069.3221633374144 | -0.37 | 1.44 |
| Dec 2014 | 1060.334262327534 | -0.84 | -1.11 |
| Jan 2015 | 1048.5231688978756 | -1.11 | -2.32 |
| Feb 2015 | 1053.1766926753296 | 0.44 | -1.29 |
| Mar 2015 | 1058.3907136173552 | 0.50 | -1.33 |
| Apr 2015 | 1055.1357700386727 | -0.31 | -2.08 |
| May 2015 | 1070.8407874265915 | 1.49 | -0.22 |
| Jun 2015 | 1086.1681851555447 | 1.43 | 0.94 |
| Jul 2015 | 1096.386511713637 | 0.94 | 1.79 |
| Aug 2015 | 1093.8486787618424 | -0.23 | 1.43 |
| Sep 2015 | 1099.8843832612165 | 0.55 | 1.52 |
| Oct 2015 | 1099.4625619472565 | -0.04 | 2.44 |
| Nov 2015 | 1113.6540772411731 | 1.29 | 4.15 |
| Dec 2015 | 1118.8218526388519 | 0.46 | 5.52 |
| Jan 2016 | 956.6571447083779 | -14.49 | -8.76 |
| Feb 2016 | 944.5377606311448 | -1.27 | -10.31 |
| Mar 2016 | 948.9814017876722 | 0.47 | -10.34 |
| Apr 2016 | 944.8521024828789 | -0.43 | -10.45 |
| May 2016 | 946.4105624639919 | 0.17 | -11.62 |
| Jun 2016 | 947.5307422844161 | 0.12 | -12.76 |
| Jul 2016 | 941.4341221459049 | -0.64 | -14.13 |
| Aug 2016 | 945.9589301374032 | 0.48 | -13.52 |
| Sep 2016 | 953.1465202739653 | 0.76 | -13.34 |
| Oct 2016 | 960.2150004944001 | 0.74 | -12.66 |
| Nov 2016 | 988.6419097723094 | 2.96 | -11.22 |
| Dec 2016 | 1028.4690526975526 | 4.03 | -8.08 |
| Jan 2017 | 1181.1662987345894 | 14.85 | 23.47 |
| Feb 2017 | 1187.219434795884 | 0.51 | 25.69 |
| Mar 2017 | 1191.9890627794553 | 0.40 | 25.61 |
| Apr 2017 | 1184.224579562231 | -0.65 | 25.33 |
| May 2017 | 1187.654053334964 | 0.29 | 25.49 |
| Jun 2017 | 1187.027620717432 | -0.05 | 25.28 |
| Jul 2017 | 1199.634180847038 | 1.06 | 27.43 |
| Aug 2017 | 1199.7684466992087 | 0.01 | 26.83 |
| Sep 2017 | 1200.3915356716209 | 0.05 | 25.94 |
| Oct 2017 | 1214.3764509198186 | 1.17 | 26.47 |
| Nov 2017 | 1224.0460951300302 | 0.80 | 23.81 |
| Dec 2017 | 1234.3413228693446 | 0.84 | 20.02 |
| Jan 2018 | 1249.7005372690987 | 1.24 | 5.80 |
| Feb 2018 | 1281.216848319957 | 2.52 | 7.92 |
| Mar 2018 | 1298.9011364374173 | 1.38 | 8.97 |
| Apr 2018 | 1307.6873456043368 | 0.68 | 10.43 |
| May 2018 | 1326.3433173262238 | 1.43 | 11.68 |
| Jun 2018 | 1332.6729892365245 | 0.48 | 12.27 |
| Jul 2018 | 1338.350460639217 | 0.43 | 11.56 |
| Aug 2018 | 1349.6835920373337 | 0.85 | 12.50 |
| Sep 2018 | 1364.2186348178452 | 1.08 | 13.65 |
| Oct 2018 | 1386.1354717149045 | 1.61 | 14.14 |
| Nov 2018 | 1390.859035160149 | 0.34 | 13.63 |
| Dec 2018 | 1369.5592416239579 | -1.53 | 10.96 |
| Jan 2019 | 1357.1510040803437 | -0.91 | 8.60 |
| Feb 2019 | 1353.9766177778959 | -0.23 | 5.68 |
| Mar 2019 | 1352.455516832533 | -0.11 | 4.12 |
| Apr 2019 | 1347.9648943890488 | -0.33 | 3.08 |
| May 2019 | 1347.9300694989327 | 0.00 | 1.63 |
| Jun 2019 | 1330.3927816151831 | -1.30 | -0.17 |
| Jul 2019 | 1332.916357668162 | 0.19 | -0.41 |
| Aug 2019 | 1324.4802270912396 | -0.63 | -1.87 |
| Sep 2019 | 1327.7499139250826 | 0.25 | -2.67 |
| Oct 2019 | 1340.6680641785647 | 0.97 | -3.28 |
| Nov 2019 | 1347.0506217324446 | 0.48 | -3.15 |
| Dec 2019 | 1353.9719917268123 | 0.51 | -1.14 |
| Jan 2020 | 1349.6866168254214 | -0.32 | -0.55 |
| Feb 2020 | 1340.2213135893023 | -0.70 | -1.02 |
| Mar 2020 | 1344.9706075686533 | 0.35 | -0.55 |
| Apr 2020 | 1338.1373746928411 | -0.51 | -0.73 |
| May 2020 | 1337.8547975522013 | -0.02 | -0.75 |
| Jun 2020 | 1338.7113008804681 | 0.06 | 0.63 |
| Jul 2020 | 1334.6403981362078 | -0.30 | 0.13 |
| Aug 2020 | 1338.719885763121 | 0.31 | 1.08 |
| Sep 2020 | 1351.4039001978392 | 0.95 | 1.78 |
| Oct 2020 | 1366.3552851846557 | 1.11 | 1.92 |
| Nov 2020 | 1383.401796200786 | 1.25 | 2.70 |
| Dec 2020 | 1395.9057406009313 | 0.90 | 3.10 |
| Jan 2021 | 1417.6404154973993 | 1.56 | 5.04 |
| Feb 2021 | 1441.540267522048 | 1.69 | 7.56 |
| Mar 2021 | 1486.8735263515669 | 3.15 | 10.55 |
| Apr 2021 | 1506.2626150634235 | 1.30 | 12.56 |
| May 2021 | 1520.9970111718267 | 0.98 | 13.69 |
| Jun 2021 | 1551.2720883599936 | 1.99 | 15.88 |
| Jul 2021 | 1563.8218902401677 | 0.81 | 17.17 |
| Aug 2021 | 1574.2262322847687 | 0.67 | 17.59 |
| Sep 2021 | 1579.5525065128893 | 0.34 | 16.88 |
| Oct 2021 | 1594.553833840588 | 0.95 | 16.70 |
| Nov 2021 | 1594.3624862561237 | -0.01 | 15.25 |
| Dec 2021 | 1601.1784605039763 | 0.43 | 14.71 |
| Jan 2022 | 1653.7425279037302 | 3.28 | 16.66 |
| Feb 2022 | 1712.948879554935 | 3.58 | 18.83 |
| Mar 2022 | 1794.5014860522383 | 4.76 | 20.69 |
| Apr 2022 | 1931.567957348616 | 7.64 | 28.24 |
| May 2022 | 1998.4120864223873 | 3.46 | 31.39 |
| Jun 2022 | 2072.986373233536 | 3.73 | 33.63 |
| Jul 2022 | 2082.082009345699 | 0.44 | 33.14 |
| Aug 2022 | 2067.249211605822 | -0.71 | 31.32 |
| Sep 2022 | 2189.52625505921 | 5.92 | 38.62 |
| Oct 2022 | 2296.906982792586 | 4.90 | 44.05 |
| Nov 2022 | 2276.643362321541 | -0.88 | 42.79 |
| Dec 2022 | 2207.8911782292244 | -3.02 | 37.89 |
| Jan 2023 | 2189.2248131970528 | -0.84 | 32.38 |
| Feb 2023 | 2182.4784375989916 | -0.31 | 27.41 |
| Mar 2023 | 2226.4998379566455 | 2.02 | 24.07 |
| Apr 2023 | 2210.371047867957 | -0.72 | 14.43 |
| May 2023 | 2244.153068943444 | 1.53 | 12.30 |
| Jun 2023 | 2311.3279554472583 | 2.99 | 11.50 |
| Jul 2023 | 2352.316795512762 | 1.77 | 12.98 |
| Aug 2023 | 2407.1999088200687 | 2.33 | 16.45 |
| Sep 2023 | 2439.7354378757427 | 1.35 | 11.43 |
| Oct 2023 | 2516.9705596263757 | 3.17 | 9.58 |
| Nov 2023 | 2496.0102616536396 | -0.83 | 9.64 |
| Dec 2023 | 2404.326572087619 | -3.67 | 8.90 |
| Jan 2024 | 2002.9327688088017 | -16.69 | -8.51 |
| Feb 2024 | 2030.454621670236 | 1.37 | -6.97 |
| Mar 2024 | 2049.1436487733135 | 0.92 | -7.97 |
| Apr 2024 | 2094.885382754947 | 2.23 | -5.22 |
| May 2024 | 2125.9319793637883 | 1.48 | -5.27 |
| Jun 2024 | 2118.930459222173 | -0.33 | -8.32 |
| Jul 2024 | 2118.039095657091 | -0.04 | -9.96 |
| Aug 2024 | 2068.768486224856 | -2.33 | -14.06 |
| Sep 2024 | 2028.936935095323 | -1.92 | -16.84 |
| Oct 2024 | 2074.650532673001 | 2.25 | -17.57 |
| Nov 2024 | 2139.300352939385 | 3.12 | -14.29 |
| Dec 2024 | 2129.611308182414 | -0.45 | -11.43 |
| Jan 2025 | 2173.1643754823253 | 2.05 | 8.50 |
| Feb 2025 | 2158.945705128797 | -0.65 | 6.33 |
| Mar 2025 | 2127.6499583540494 | -1.45 | 3.83 |
| Apr 2025 | 2142.715470762043 | 0.71 | 2.28 |
| May 2025 | 2162.3434819737968 | 0.92 | 1.71 |
| Jun 2025 | 2171.3455684575747 | 0.42 | 2.47 |
| Jul 2025 | 2167.4796948358303 | -0.18 | 2.33 |
| Aug 2025 | 2157.0900765677416 | -0.48 | 4.27 |
| Sep 2025 | 2133.430074419405 | -1.10 | 5.15 |
| Oct 2025 | 2124.725751612435 | -0.41 | 2.41 |
| Nov 2025 | 2128.218831416794 | 0.16 | -0.52 |
| Dec 2025 | 2127.1479202282785 | -0.05 | -0.12 |
| Jan 2026 | 2117.657148798593 | -0.45 | -2.55 |
| Feb 2026 | 2113.5355744504473 | -0.19 | -2.10 |
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