California, MD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the California, MD Metro in February 2026 was $3,389.76. The month over month percentage change (MoM) was -0.17%, and the year over year percentage change (YoY) was -3.36%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the California, MD metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the California, MD metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: California, MD (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
California, MD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
California, MD (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1837.4899821095269 | NaN | NaN |
| Feb 2012 | 1818.7123019668393 | -1.02 | NaN |
| Mar 2012 | 1817.656483065029 | -0.06 | NaN |
| Apr 2012 | 1815.6000818012528 | -0.11 | NaN |
| May 2012 | 1805.454848012065 | -0.56 | NaN |
| Jun 2012 | 1793.3956595222485 | -0.67 | NaN |
| Jul 2012 | 1781.3983046785909 | -0.67 | NaN |
| Aug 2012 | 1795.0771183955283 | 0.77 | NaN |
| Sep 2012 | 1785.7342992756728 | -0.52 | NaN |
| Oct 2012 | 1776.4843463145003 | -0.52 | NaN |
| Nov 2012 | 1779.3974540671345 | 0.16 | NaN |
| Dec 2012 | 1785.0529605741008 | 0.32 | NaN |
| Jan 2013 | 1798.3435657054933 | 0.75 | -2.13 |
| Feb 2013 | 1819.6732796136785 | 1.19 | 0.05 |
| Mar 2013 | 1826.9210029999222 | 0.40 | 0.51 |
| Apr 2013 | 1811.2535798650954 | -0.86 | -0.24 |
| May 2013 | 1829.2814442065853 | 1.00 | 1.32 |
| Jun 2013 | 1918.4502552853335 | 4.88 | 6.97 |
| Jul 2013 | 1978.46545505836 | 3.13 | 11.06 |
| Aug 2013 | 1999.9430240380614 | 1.09 | 11.41 |
| Sep 2013 | 2009.47339919065 | 0.48 | 12.53 |
| Oct 2013 | 1965.7180933098768 | -2.18 | 10.65 |
| Nov 2013 | 1977.5062276799574 | 0.60 | 11.13 |
| Dec 2013 | 2011.9072024069733 | 1.74 | 12.71 |
| Jan 2014 | 2009.2958651881372 | -0.13 | 11.73 |
| Feb 2014 | 1992.813667859025 | -0.82 | 9.52 |
| Mar 2014 | 2002.2534140935652 | 0.47 | 9.60 |
| Apr 2014 | 2002.7198655098257 | 0.02 | 10.57 |
| May 2014 | 1983.0260806941105 | -0.98 | 8.40 |
| Jun 2014 | 1983.241324677047 | 0.01 | 3.38 |
| Jul 2014 | 1983.7941630627056 | 0.03 | 0.27 |
| Aug 2014 | 1983.9299799843102 | 0.01 | -0.80 |
| Sep 2014 | 1991.0310341138243 | 0.36 | -0.92 |
| Oct 2014 | 1971.3596653711766 | -0.99 | 0.29 |
| Nov 2014 | 1965.1847061229664 | -0.31 | -0.62 |
| Dec 2014 | 1941.9614133776481 | -1.18 | -3.48 |
| Jan 2015 | 1904.8481819200742 | -1.91 | -5.20 |
| Feb 2015 | 1903.293337599021 | -0.08 | -4.49 |
| Mar 2015 | 1907.9322117387514 | 0.24 | -4.71 |
| Apr 2015 | 1892.218018018607 | -0.82 | -5.52 |
| May 2015 | 1920.530209499742 | 1.50 | -3.15 |
| Jun 2015 | 1946.820378575789 | 1.37 | -1.84 |
| Jul 2015 | 1963.3919959269488 | 0.85 | -1.03 |
| Aug 2015 | 1944.8722490059058 | -0.94 | -1.97 |
| Sep 2015 | 1945.3430229710193 | 0.02 | -2.29 |
| Oct 2015 | 1934.59497143086 | -0.55 | -1.86 |
| Nov 2015 | 1961.854926918109 | 1.41 | -0.17 |
| Dec 2015 | 1969.1962084235968 | 0.37 | 1.40 |
| Jan 2016 | 1958.6756429084926 | -0.53 | 2.83 |
| Feb 2016 | 1922.617833820284 | -1.84 | 1.01 |
| Mar 2016 | 1918.8987567230101 | -0.19 | 0.57 |
| Apr 2016 | 1895.7292365576322 | -1.21 | 0.19 |
| May 2016 | 1889.983050875285 | -0.30 | -1.59 |
| Jun 2016 | 1887.8064846279592 | -0.11 | -3.03 |
| Jul 2016 | 1873.224999301214 | -0.77 | -4.59 |
| Aug 2016 | 1871.336962800735 | -0.10 | -3.78 |
| Sep 2016 | 1869.5781042376616 | -0.09 | -3.89 |
| Oct 2016 | 1868.914017625596 | -0.04 | -3.39 |
| Nov 2016 | 1917.7638591114837 | 2.61 | -2.25 |
| Dec 2016 | 1992.372393486548 | 3.89 | 1.18 |
| Jan 2017 | 1969.4855530440786 | -1.15 | 0.55 |
| Feb 2017 | 1980.6765188274878 | 0.57 | 3.02 |
| Mar 2017 | 1992.9463281820454 | 0.62 | 3.86 |
| Apr 2017 | 1976.7397293031072 | -0.81 | 4.27 |
| May 2017 | 1980.359143984367 | 0.18 | 4.78 |
| Jun 2017 | 1971.6773887908441 | -0.44 | 4.44 |
| Jul 2017 | 1989.3391095979264 | 0.90 | 6.20 |
| Aug 2017 | 1980.3868660701607 | -0.45 | 5.83 |
| Sep 2017 | 1972.2645226258453 | -0.41 | 5.49 |
| Oct 2017 | 1992.5206545503784 | 1.03 | 6.61 |
| Nov 2017 | 2004.0160541143405 | 0.58 | 4.50 |
| Dec 2017 | 2014.7814420347408 | 0.54 | 1.13 |
| Jan 2018 | 2022.2261670552102 | 0.37 | 2.68 |
| Feb 2018 | 2069.7309344003047 | 2.35 | 4.50 |
| Mar 2018 | 2090.08881020852 | 0.98 | 4.87 |
| Apr 2018 | 2095.640925335785 | 0.27 | 6.02 |
| May 2018 | 2119.8202107617135 | 1.15 | 7.04 |
| Jun 2018 | 2121.293049238543 | 0.07 | 7.59 |
| Jul 2018 | 2120.2853750735007 | -0.05 | 6.58 |
| Aug 2018 | 2129.5932555140753 | 0.44 | 7.53 |
| Sep 2018 | 2148.801342475068 | 0.90 | 8.95 |
| Oct 2018 | 2190.617191444372 | 1.95 | 9.94 |
| Nov 2018 | 2202.312937150755 | 0.53 | 9.90 |
| Dec 2018 | 2165.8554200655094 | -1.65 | 7.50 |
| Jan 2019 | 2132.5309248337417 | -1.54 | 5.46 |
| Feb 2019 | 2123.0353818066433 | -0.44 | 2.58 |
| Mar 2019 | 2115.663093182481 | -0.35 | 1.22 |
| Apr 2019 | 2105.0127237027236 | -0.50 | 0.45 |
| May 2019 | 2099.180868798756 | -0.28 | -0.97 |
| Jun 2019 | 2059.2132513373554 | -1.90 | -2.93 |
| Jul 2019 | 2056.4630895260375 | -0.13 | -3.01 |
| Aug 2019 | 2037.7615418641215 | -0.91 | -4.31 |
| Sep 2019 | 2040.71437654832 | 0.14 | -5.03 |
| Oct 2019 | 2062.675055308929 | 1.08 | -5.84 |
| Nov 2019 | 2073.6775356969165 | 0.53 | -5.84 |
| Dec 2019 | 2088.3424985795486 | 0.71 | -3.58 |
| Jan 2020 | 2070.893554576237 | -0.84 | -2.89 |
| Feb 2020 | 2054.4763279025424 | -0.79 | -3.23 |
| Mar 2020 | 2061.1181574791062 | 0.32 | -2.58 |
| Apr 2020 | 2044.2892675655694 | -0.82 | -2.88 |
| May 2020 | 2035.5256735536886 | -0.43 | -3.03 |
| Jun 2020 | 2026.1220940156104 | -0.46 | -1.61 |
| Jul 2020 | 2006.676427181434 | -0.96 | -2.42 |
| Aug 2020 | 2004.8436537612472 | -0.09 | -1.61 |
| Sep 2020 | 2019.0730244068077 | 0.71 | -1.06 |
| Oct 2020 | 2036.3081633425884 | 0.85 | -1.28 |
| Nov 2020 | 2052.85156547504 | 0.81 | -1.00 |
| Dec 2020 | 2064.5132412525013 | 0.57 | -1.14 |
| Jan 2021 | 2075.5281094602124 | 0.53 | 0.22 |
| Feb 2021 | 2113.4751532453383 | 1.83 | 2.87 |
| Mar 2021 | 2187.8019407278334 | 3.52 | 6.15 |
| Apr 2021 | 2209.4652635535826 | 0.99 | 8.08 |
| May 2021 | 2214.174191185392 | 0.21 | 8.78 |
| Jun 2021 | 2235.8520895961383 | 0.98 | 10.35 |
| Jul 2021 | 2230.8263955341263 | -0.22 | 11.17 |
| Aug 2021 | 2233.4086978545142 | 0.12 | 11.40 |
| Sep 2021 | 2246.738600979376 | 0.60 | 11.28 |
| Oct 2021 | 2282.6010071385426 | 1.60 | 12.10 |
| Nov 2021 | 2292.003911826068 | 0.41 | 11.65 |
| Dec 2021 | 2310.376137414596 | 0.80 | 11.91 |
| Jan 2022 | 2385.119478222826 | 3.24 | 14.92 |
| Feb 2022 | 2466.87700556671 | 3.43 | 16.72 |
| Mar 2022 | 2574.5859988700536 | 4.37 | 17.68 |
| Apr 2022 | 2775.9765370742016 | 7.82 | 25.64 |
| May 2022 | 2860.52407479978 | 3.05 | 29.19 |
| Jun 2022 | 2950.7473048082848 | 3.15 | 31.97 |
| Jul 2022 | 2931.2674490067375 | -0.66 | 31.40 |
| Aug 2022 | 2877.6263451000173 | -1.83 | 28.85 |
| Sep 2022 | 3066.596301379859 | 6.57 | 36.49 |
| Oct 2022 | 3245.148008756152 | 5.82 | 42.17 |
| Nov 2022 | 3213.583186163336 | -0.97 | 40.21 |
| Dec 2022 | 3106.2173852651854 | -3.34 | 34.45 |
| Jan 2023 | 3089.927700229535 | -0.52 | 29.55 |
| Feb 2023 | 3096.8901832693914 | 0.23 | 25.54 |
| Mar 2023 | 3181.4151525218076 | 2.73 | 23.57 |
| Apr 2023 | 3144.2410620300016 | -1.17 | 13.27 |
| May 2023 | 3178.8574740325303 | 1.10 | 11.13 |
| Jun 2023 | 3265.733525651793 | 2.73 | 10.68 |
| Jul 2023 | 3310.8350897489763 | 1.38 | 12.95 |
| Aug 2023 | 3379.4042404300294 | 2.07 | 17.44 |
| Sep 2023 | 3415.5242768884405 | 1.07 | 11.38 |
| Oct 2023 | 3523.1011223902124 | 3.15 | 8.57 |
| Nov 2023 | 3472.948736822531 | -1.42 | 8.07 |
| Dec 2023 | 3309.1229597034153 | -4.72 | 6.53 |
| Jan 2024 | 3267.1483557883903 | -1.27 | 5.74 |
| Feb 2024 | 3305.7471302191443 | 1.18 | 6.74 |
| Mar 2024 | 3335.5008204647147 | 0.90 | 4.84 |
| Apr 2024 | 3407.581687457354 | 2.16 | 8.38 |
| May 2024 | 3447.9878687437485 | 1.19 | 8.47 |
| Jun 2024 | 3421.9417645921385 | -0.75 | 4.78 |
| Jul 2024 | 3408.300832699252 | -0.40 | 2.94 |
| Aug 2024 | 3322.111021491716 | -2.53 | -1.69 |
| Sep 2024 | 3258.667951282121 | -1.91 | -4.59 |
| Oct 2024 | 3336.063392437776 | 2.38 | -5.31 |
| Nov 2024 | 3446.484799231007 | 3.31 | -0.76 |
| Dec 2024 | 3431.968847529289 | -0.42 | 3.71 |
| Jan 2025 | 3534.4400081104886 | 2.99 | 8.18 |
| Feb 2025 | 3507.661887631906 | -0.76 | 6.11 |
| Mar 2025 | 3458.3060664125173 | -1.41 | 3.68 |
| Apr 2025 | 3479.0968171872737 | 0.60 | 2.10 |
| May 2025 | 3504.0145713025977 | 0.72 | 1.63 |
| Jun 2025 | 3508.549235721036 | 0.13 | 2.53 |
| Jul 2025 | 3492.7642848265164 | -0.45 | 2.48 |
| Aug 2025 | 3470.3706813543 | -0.64 | 4.46 |
| Sep 2025 | 3429.3310897006654 | -1.18 | 5.24 |
| Oct 2025 | 3411.594023795099 | -0.52 | 2.26 |
| Nov 2025 | 3415.5605602238584 | 0.12 | -0.90 |
| Dec 2025 | 3410.477737916004 | -0.15 | -0.63 |
| Jan 2026 | 3395.662763570385 | -0.43 | -3.93 |
| Feb 2026 | 3389.7597405162096 | -0.17 | -3.36 |
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