Chambersburg, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Chambersburg, PA Metro in February 2026 was $2,479.255. The month over month percentage change (MoM) was -0.09%, and the year over year percentage change (YoY) was -2.30%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Chambersburg, PA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Chambersburg, PA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Chambersburg, PA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Chambersburg, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Chambersburg, PA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 996.2743197683219 | NaN | NaN |
| Feb 2012 | 994.5520301218207 | -0.17 | NaN |
| Mar 2012 | 999.4141948336623 | 0.49 | NaN |
| Apr 2012 | 993.4625756754302 | -0.60 | NaN |
| May 2012 | 983.9569831041974 | -0.96 | NaN |
| Jun 2012 | 975.8920200124423 | -0.82 | NaN |
| Jul 2012 | 968.5072349020631 | -0.76 | NaN |
| Aug 2012 | 972.8193055930118 | 0.45 | NaN |
| Sep 2012 | 962.4310143678375 | -1.07 | NaN |
| Oct 2012 | 951.7086044880493 | -1.11 | NaN |
| Nov 2012 | 950.7033900873248 | -0.11 | NaN |
| Dec 2012 | 952.0035128931213 | 0.14 | NaN |
| Jan 2013 | 957.6302886127306 | 0.59 | -3.88 |
| Feb 2013 | 964.3674084644355 | 0.70 | -3.03 |
| Mar 2013 | 964.2973402493981 | -0.01 | -3.51 |
| Apr 2013 | 956.4930868892774 | -0.81 | -3.72 |
| May 2013 | 969.8329570607372 | 1.40 | -1.43 |
| Jun 2013 | 1024.554434883726 | 5.64 | 4.99 |
| Jul 2013 | 1059.3787839522686 | 3.40 | 9.38 |
| Aug 2013 | 1071.550699256173 | 1.15 | 10.15 |
| Sep 2013 | 1076.0639448194984 | 0.42 | 11.81 |
| Oct 2013 | 1049.1974414600625 | -2.50 | 10.24 |
| Nov 2013 | 1056.1359984137994 | 0.66 | 11.09 |
| Dec 2013 | 1072.7273526850854 | 1.57 | 12.68 |
| Jan 2014 | 1069.6073737575534 | -0.29 | 11.69 |
| Feb 2014 | 1055.8550422379792 | -1.29 | 9.49 |
| Mar 2014 | 1057.8348805043133 | 0.19 | 9.70 |
| Apr 2014 | 1055.4610231653107 | -0.22 | 10.35 |
| May 2014 | 1042.137660491328 | -1.26 | 7.46 |
| Jun 2014 | 1040.7209080193954 | -0.14 | 1.58 |
| Jul 2014 | 1043.8246977397878 | 0.30 | -1.47 |
| Aug 2014 | 1046.9351377430985 | 0.30 | -2.30 |
| Sep 2014 | 1054.909497122778 | 0.76 | -1.97 |
| Oct 2014 | 1046.0318770244342 | -0.84 | -0.30 |
| Nov 2014 | 1047.1582340494147 | 0.11 | -0.85 |
| Dec 2014 | 1039.078325764643 | -0.77 | -3.14 |
| Jan 2015 | 1020.0500951236129 | -1.83 | -4.63 |
| Feb 2015 | 1020.5173831861728 | 0.05 | -3.35 |
| Mar 2015 | 1021.918731709588 | 0.14 | -3.39 |
| Apr 2015 | 1010.7750427752467 | -1.09 | -4.23 |
| May 2015 | 1028.7129094335428 | 1.78 | -1.29 |
| Jun 2015 | 1048.785171192764 | 1.95 | 0.78 |
| Jul 2015 | 1065.4409129584553 | 1.59 | 2.07 |
| Aug 2015 | 1060.4173827849152 | -0.47 | 1.29 |
| Sep 2015 | 1064.0138890420883 | 0.34 | 0.86 |
| Oct 2015 | 1056.9069551887887 | -0.67 | 1.04 |
| Nov 2015 | 1069.3113503106342 | 1.17 | 2.12 |
| Dec 2015 | 1071.1059941995109 | 0.17 | 3.08 |
| Jan 2016 | 1067.933590608995 | -0.30 | 4.69 |
| Feb 2016 | 1050.570279475882 | -1.63 | 2.95 |
| Mar 2016 | 1052.5153882211023 | 0.19 | 2.99 |
| Apr 2016 | 1045.3433816404233 | -0.68 | 3.42 |
| May 2016 | 1049.6504628898742 | 0.41 | 2.04 |
| Jun 2016 | 1053.3408527261913 | 0.35 | 0.43 |
| Jul 2016 | 1044.230621584297 | -0.86 | -1.99 |
| Aug 2016 | 1043.07675734148 | -0.11 | -1.63 |
| Sep 2016 | 1042.3379209294599 | -0.07 | -2.04 |
| Oct 2016 | 1040.6838935430676 | -0.16 | -1.53 |
| Nov 2016 | 1065.7596996904886 | 2.41 | -0.33 |
| Dec 2016 | 1108.889292261532 | 4.05 | 3.53 |
| Jan 2017 | 1111.3867902141833 | 0.23 | 4.07 |
| Feb 2017 | 1125.0608978571324 | 1.23 | 7.09 |
| Mar 2017 | 1138.0613395042383 | 1.16 | 8.13 |
| Apr 2017 | 1127.8111134590154 | -0.90 | 7.89 |
| May 2017 | 1123.0217091823513 | -0.42 | 6.99 |
| Jun 2017 | 1108.656826294183 | -1.28 | 5.25 |
| Jul 2017 | 1113.9359513983209 | 0.48 | 6.68 |
| Aug 2017 | 1109.5809779925517 | -0.39 | 6.38 |
| Sep 2017 | 1110.660182630005 | 0.10 | 6.56 |
| Oct 2017 | 1129.701236526188 | 1.71 | 8.55 |
| Nov 2017 | 1140.8310605324439 | 0.99 | 7.04 |
| Dec 2017 | 1148.9428341338082 | 0.71 | 3.61 |
| Jan 2018 | 1348.8590006962381 | 17.40 | 21.37 |
| Feb 2018 | 1377.5219951534366 | 2.13 | 22.44 |
| Mar 2018 | 1393.854336025165 | 1.19 | 22.48 |
| Apr 2018 | 1405.6315631055909 | 0.85 | 24.63 |
| May 2018 | 1426.7997243214602 | 1.51 | 27.05 |
| Jun 2018 | 1428.7517265811496 | 0.14 | 28.87 |
| Jul 2018 | 1425.117862710673 | -0.25 | 27.94 |
| Aug 2018 | 1427.1930232065038 | 0.15 | 28.63 |
| Sep 2018 | 1436.760766488334 | 0.67 | 29.36 |
| Oct 2018 | 1459.252568078894 | 1.57 | 29.17 |
| Nov 2018 | 1468.5689242571239 | 0.64 | 28.73 |
| Dec 2018 | 1449.6700848573025 | -1.29 | 26.17 |
| Jan 2019 | 1439.059782385714 | -0.73 | 6.69 |
| Feb 2019 | 1440.0867351897118 | 0.07 | 4.54 |
| Mar 2019 | 1442.6086686600795 | 0.18 | 3.50 |
| Apr 2019 | 1441.131557890923 | -0.10 | 2.53 |
| May 2019 | 1440.3004232003332 | -0.06 | 0.95 |
| Jun 2019 | 1413.7443418559217 | -1.84 | -1.05 |
| Jul 2019 | 1413.2062139081631 | -0.04 | -0.84 |
| Aug 2019 | 1401.0320136765547 | -0.86 | -1.83 |
| Sep 2019 | 1405.0595558049345 | 0.29 | -2.21 |
| Oct 2019 | 1418.1141774472092 | 0.93 | -2.82 |
| Nov 2019 | 1425.7415618592527 | 0.54 | -2.92 |
| Dec 2019 | 1435.3315359408023 | 0.67 | -0.99 |
| Jan 2020 | 1410.1394343712823 | -1.75 | -2.01 |
| Feb 2020 | 1402.6773689281831 | -0.53 | -2.60 |
| Mar 2020 | 1412.132866166848 | 0.67 | -2.11 |
| Apr 2020 | 1409.2271062291309 | -0.21 | -2.21 |
| May 2020 | 1409.8878002488282 | 0.05 | -2.11 |
| Jun 2020 | 1405.2903548079792 | -0.33 | -0.60 |
| Jul 2020 | 1389.3627812066327 | -1.13 | -1.69 |
| Aug 2020 | 1384.5211178254322 | -0.35 | -1.18 |
| Sep 2020 | 1393.6927317618247 | 0.66 | -0.81 |
| Oct 2020 | 1407.261683668423 | 0.97 | -0.76 |
| Nov 2020 | 1419.7255809701858 | 0.89 | -0.42 |
| Dec 2020 | 1426.6002475769787 | 0.48 | -0.61 |
| Jan 2021 | 1416.9650335308945 | -0.67 | 0.48 |
| Feb 2021 | 1435.2977468592874 | 1.29 | 2.33 |
| Mar 2021 | 1477.3085459635681 | 2.93 | 4.62 |
| Apr 2021 | 1491.8773272258222 | 0.99 | 5.87 |
| May 2021 | 1501.6215109226544 | 0.65 | 6.51 |
| Jun 2021 | 1523.9681046526189 | 1.49 | 8.45 |
| Jul 2021 | 1531.2472652884612 | 0.48 | 10.21 |
| Aug 2021 | 1541.175517975216 | 0.65 | 11.32 |
| Sep 2021 | 1558.6828279702595 | 1.14 | 11.84 |
| Oct 2021 | 1587.6416506222395 | 1.86 | 12.82 |
| Nov 2021 | 1597.8383048195217 | 0.64 | 12.55 |
| Dec 2021 | 1608.4137472924824 | 0.66 | 12.75 |
| Jan 2022 | 1641.450282403613 | 2.05 | 15.84 |
| Feb 2022 | 1690.8619024572254 | 3.01 | 17.81 |
| Mar 2022 | 1760.3958254921884 | 4.11 | 19.16 |
| Apr 2022 | 1892.004709001064 | 7.48 | 26.82 |
| May 2022 | 1947.170197122194 | 2.92 | 29.67 |
| Jun 2022 | 2009.936363068758 | 3.22 | 31.89 |
| Jul 2022 | 2006.3637506785303 | -0.18 | 31.03 |
| Aug 2022 | 1984.2554872072844 | -1.10 | 28.75 |
| Sep 2022 | 2117.9792881093786 | 6.74 | 35.88 |
| Oct 2022 | 2242.35510835198 | 5.87 | 41.24 |
| Nov 2022 | 2230.3972770867276 | -0.53 | 39.59 |
| Dec 2022 | 2165.1631477425367 | -2.92 | 34.62 |
| Jan 2023 | 2139.996876749705 | -1.16 | 30.37 |
| Feb 2023 | 2142.3655622560254 | 0.11 | 26.70 |
| Mar 2023 | 2195.651243126806 | 2.49 | 24.73 |
| Apr 2023 | 2174.342859386619 | -0.97 | 14.92 |
| May 2023 | 2199.926905352643 | 1.18 | 12.98 |
| Jun 2023 | 2263.789202961914 | 2.90 | 12.63 |
| Jul 2023 | 2301.445106798072 | 1.66 | 14.71 |
| Aug 2023 | 2350.8446967997907 | 2.15 | 18.48 |
| Sep 2023 | 2377.407968385561 | 1.13 | 12.25 |
| Oct 2023 | 2452.1372931897395 | 3.14 | 9.36 |
| Nov 2023 | 2428.1139265405586 | -0.98 | 8.87 |
| Dec 2023 | 2325.52601981352 | -4.22 | 7.41 |
| Jan 2024 | 2300.4161616951333 | -1.08 | 7.50 |
| Feb 2024 | 2326.8621499636024 | 1.15 | 8.61 |
| Mar 2024 | 2343.0248894041515 | 0.70 | 6.71 |
| Apr 2024 | 2380.2671423309534 | 1.59 | 9.47 |
| May 2024 | 2401.673523110885 | 0.90 | 9.17 |
| Jun 2024 | 2387.5643409451027 | -0.59 | 5.47 |
| Jul 2024 | 2386.938566548833 | -0.03 | 3.72 |
| Aug 2024 | 2337.6319397711095 | -2.07 | -0.56 |
| Sep 2024 | 2297.3906690097124 | -1.72 | -3.37 |
| Oct 2024 | 2347.552272963085 | 2.18 | -4.26 |
| Nov 2024 | 2418.2831810341286 | 3.01 | -0.40 |
| Dec 2024 | 2404.527995151888 | -0.57 | 3.40 |
| Jan 2025 | 2561.4499385878253 | 6.53 | 11.35 |
| Feb 2025 | 2537.5106688653054 | -0.93 | 9.05 |
| Mar 2025 | 2503.7830815602956 | -1.33 | 6.86 |
| Apr 2025 | 2519.542872159865 | 0.63 | 5.85 |
| May 2025 | 2544.439546605286 | 0.99 | 5.94 |
| Jun 2025 | 2554.122368160382 | 0.38 | 6.98 |
| Jul 2025 | 2550.2767632075215 | -0.15 | 6.84 |
| Aug 2025 | 2539.888446432177 | -0.41 | 8.65 |
| Sep 2025 | 2514.439899026674 | -1.00 | 9.45 |
| Oct 2025 | 2498.2481141124845 | -0.64 | 6.42 |
| Nov 2025 | 2494.6536313054394 | -0.14 | 3.16 |
| Dec 2025 | 2489.4663619222606 | -0.21 | 3.53 |
| Jan 2026 | 2481.5557594087004 | -0.32 | -3.12 |
| Feb 2026 | 2479.2553143120604 | -0.09 | -2.30 |
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