Champaign, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Champaign, IL Metro in February 2026 was $2,073.408. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was 1.22%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Champaign, IL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1115.9641541642363 | NaN | NaN |
| Feb 2012 | 1113.2029222902142 | -0.25 | NaN |
| Mar 2012 | 1118.6978987204352 | 0.49 | NaN |
| Apr 2012 | 1117.2082767026218 | -0.13 | NaN |
| May 2012 | 1110.2249125700394 | -0.62 | NaN |
| Jun 2012 | 1102.6912207031387 | -0.68 | NaN |
| Jul 2012 | 1094.4455628300689 | -0.75 | NaN |
| Aug 2012 | 1099.2808185333715 | 0.44 | NaN |
| Sep 2012 | 1091.30443204382 | -0.73 | NaN |
| Oct 2012 | 1083.2383840942284 | -0.74 | NaN |
| Nov 2012 | 1079.7160231981115 | -0.32 | NaN |
| Dec 2012 | 1076.6216023242482 | -0.29 | NaN |
| Jan 2013 | 1075.9867182158628 | -0.06 | -3.58 |
| Feb 2013 | 1080.6089643340656 | 0.43 | -2.93 |
| Mar 2013 | 1083.1514424482862 | 0.24 | -3.18 |
| Apr 2013 | 1078.493658995611 | -0.43 | -3.46 |
| May 2013 | 1089.8549957799146 | 1.05 | -1.83 |
| Jun 2013 | 1133.8089677162661 | 4.03 | 2.82 |
| Jul 2013 | 1159.1320932803283 | 2.23 | 5.91 |
| Aug 2013 | 1170.1196098916707 | 0.95 | 6.44 |
| Sep 2013 | 1176.2414238096098 | 0.52 | 7.78 |
| Oct 2013 | 1159.8495297041532 | -1.39 | 7.07 |
| Nov 2013 | 1169.377142375926 | 0.82 | 8.30 |
| Dec 2013 | 1189.4322729305495 | 1.72 | 10.48 |
| Jan 2014 | 1175.6841955912066 | -1.16 | 9.27 |
| Feb 2014 | 1166.4396282582838 | -0.79 | 7.94 |
| Mar 2014 | 1170.877840845877 | 0.38 | 8.10 |
| Apr 2014 | 1174.3755066723338 | 0.30 | 8.89 |
| May 2014 | 1168.0000361259165 | -0.54 | 7.17 |
| Jun 2014 | 1170.2177494570242 | 0.19 | 3.21 |
| Jul 2014 | 1171.9719066237458 | 0.15 | 1.11 |
| Aug 2014 | 1174.522818864917 | 0.22 | 0.38 |
| Sep 2014 | 1178.8154934831753 | 0.37 | 0.22 |
| Oct 2014 | 1166.0498984481624 | -1.08 | 0.54 |
| Nov 2014 | 1158.0932010021575 | -0.68 | -0.96 |
| Dec 2014 | 1145.065909753922 | -1.12 | -3.73 |
| Jan 2015 | 1134.5036135534378 | -0.92 | -3.50 |
| Feb 2015 | 1136.4984222376993 | 0.18 | -2.57 |
| Mar 2015 | 1141.1485824432223 | 0.41 | -2.54 |
| Apr 2015 | 1136.6890189054113 | -0.39 | -3.21 |
| May 2015 | 1153.6315406371345 | 1.49 | -1.23 |
| Jun 2015 | 1170.1185278683965 | 1.43 | -0.01 |
| Jul 2015 | 1180.5956148358912 | 0.90 | 0.74 |
| Aug 2015 | 1175.7933072441406 | -0.41 | 0.11 |
| Sep 2015 | 1179.151827494817 | 0.29 | 0.03 |
| Oct 2015 | 1174.866502834794 | -0.36 | 0.76 |
| Nov 2015 | 1185.9137972100068 | 0.94 | 2.40 |
| Dec 2015 | 1188.1408282062512 | 0.19 | 3.76 |
| Jan 2016 | 1175.3523566783092 | -1.08 | 3.60 |
| Feb 2016 | 1163.6045356892982 | -1.00 | 2.38 |
| Mar 2016 | 1168.4866534391522 | 0.42 | 2.40 |
| Apr 2016 | 1163.1375161092171 | -0.46 | 2.33 |
| May 2016 | 1165.9251903876539 | 0.24 | 1.07 |
| Jun 2016 | 1168.949660777118 | 0.26 | -0.10 |
| Jul 2016 | 1161.4799105351544 | -0.64 | -1.62 |
| Aug 2016 | 1162.9150243999297 | 0.12 | -1.09 |
| Sep 2016 | 1164.8338012273032 | 0.17 | -1.21 |
| Oct 2016 | 1167.964373859445 | 0.27 | -0.59 |
| Nov 2016 | 1193.9622491011173 | 2.23 | 0.68 |
| Dec 2016 | 1233.4747072970142 | 3.31 | 3.82 |
| Jan 2017 | 1249.1826376101465 | 1.27 | 6.28 |
| Feb 2017 | 1256.1522321423224 | 0.56 | 7.95 |
| Mar 2017 | 1263.5096639843568 | 0.59 | 8.13 |
| Apr 2017 | 1254.816807744301 | -0.69 | 7.88 |
| May 2017 | 1253.944011458753 | -0.07 | 7.55 |
| Jun 2017 | 1244.8480966236855 | -0.72 | 6.49 |
| Jul 2017 | 1248.696463454288 | 0.31 | 7.51 |
| Aug 2017 | 1240.2677087494517 | -0.67 | 6.65 |
| Sep 2017 | 1234.643781023097 | -0.45 | 5.99 |
| Oct 2017 | 1242.6827154298544 | 0.65 | 6.40 |
| Nov 2017 | 1248.1014233020614 | 0.44 | 4.53 |
| Dec 2017 | 1253.5799974644806 | 0.44 | 1.63 |
| Jan 2018 | 1262.0492100028987 | 0.68 | 1.03 |
| Feb 2018 | 1287.525750950976 | 2.02 | 2.50 |
| Mar 2018 | 1296.6365005703929 | 0.71 | 2.62 |
| Apr 2018 | 1297.6946062687502 | 0.08 | 3.42 |
| May 2018 | 1307.809892695528 | 0.78 | 4.30 |
| Jun 2018 | 1306.0502001414116 | -0.13 | 4.92 |
| Jul 2018 | 1305.858018083993 | -0.01 | 4.58 |
| Aug 2018 | 1310.3857063883365 | 0.35 | 5.65 |
| Sep 2018 | 1320.5562501548488 | 0.78 | 6.96 |
| Oct 2018 | 1336.545180012185 | 1.21 | 7.55 |
| Nov 2018 | 1338.5996188087329 | 0.15 | 7.25 |
| Dec 2018 | 1317.9172057348835 | -1.54 | 5.13 |
| Jan 2019 | 1295.9571037761082 | -1.67 | 2.69 |
| Feb 2019 | 1300.555431813064 | 0.36 | 1.01 |
| Mar 2019 | 1304.896798660476 | 0.33 | 0.64 |
| Apr 2019 | 1302.5162091438224 | -0.18 | 0.37 |
| May 2019 | 1300.57692207881 | -0.15 | -0.55 |
| Jun 2019 | 1279.8431569064687 | -1.59 | -2.01 |
| Jul 2019 | 1276.432092718286 | -0.27 | -2.25 |
| Aug 2019 | 1260.8428269383626 | -1.22 | -3.78 |
| Sep 2019 | 1254.9601329815562 | -0.47 | -4.97 |
| Oct 2019 | 1259.1237994674661 | 0.33 | -5.79 |
| Nov 2019 | 1260.8236080761071 | 0.14 | -5.81 |
| Dec 2019 | 1267.2410524399902 | 0.51 | -3.84 |
| Jan 2020 | 1265.033660665814 | -0.17 | -2.39 |
| Feb 2020 | 1251.7909980499103 | -1.05 | -3.75 |
| Mar 2020 | 1249.8066035759505 | -0.16 | -4.22 |
| Apr 2020 | 1240.442202142454 | -0.75 | -4.77 |
| May 2020 | 1236.8993473225926 | -0.29 | -4.90 |
| Jun 2020 | 1232.3139925359685 | -0.37 | -3.71 |
| Jul 2020 | 1219.6371663168068 | -1.03 | -4.45 |
| Aug 2020 | 1215.427578713307 | -0.34 | -3.60 |
| Sep 2020 | 1219.9287340162277 | 0.37 | -2.79 |
| Oct 2020 | 1225.566375980317 | 0.46 | -2.66 |
| Nov 2020 | 1229.9478859161397 | 0.36 | -2.45 |
| Dec 2020 | 1230.585259764233 | 0.05 | -2.89 |
| Jan 2021 | 1219.3242821750073 | -0.91 | -3.61 |
| Feb 2021 | 1232.5976841320671 | 1.09 | -1.53 |
| Mar 2021 | 1263.4821456922255 | 2.51 | 1.09 |
| Apr 2021 | 1269.8720891882997 | 0.51 | 2.37 |
| May 2021 | 1271.8899184465236 | 0.16 | 2.83 |
| Jun 2021 | 1286.5343694558728 | 1.15 | 4.40 |
| Jul 2021 | 1291.5928006136216 | 0.39 | 5.90 |
| Aug 2021 | 1300.8935112124823 | 0.72 | 7.03 |
| Sep 2021 | 1313.321412778198 | 0.96 | 7.66 |
| Oct 2021 | 1334.4583548930996 | 1.61 | 8.89 |
| Nov 2021 | 1341.0897484699833 | 0.50 | 9.04 |
| Dec 2021 | 1353.5858236154168 | 0.93 | 9.99 |
| Jan 2022 | 1384.8501163913133 | 2.31 | 13.58 |
| Feb 2022 | 1430.560427593523 | 3.30 | 16.06 |
| Mar 2022 | 1486.9404108568726 | 3.94 | 17.69 |
| Apr 2022 | 1589.0847095395363 | 6.87 | 25.14 |
| May 2022 | 1630.5596366361315 | 2.61 | 28.20 |
| Jun 2022 | 1677.1598328830794 | 2.86 | 30.36 |
| Jul 2022 | 1668.9348770601136 | -0.49 | 29.22 |
| Aug 2022 | 1646.400370370755 | -1.35 | 26.56 |
| Sep 2022 | 1740.8391589561481 | 5.74 | 32.55 |
| Oct 2022 | 1831.1326816390351 | 5.19 | 37.22 |
| Nov 2022 | 1819.267595571835 | -0.65 | 35.66 |
| Dec 2022 | 1770.1643347189367 | -2.70 | 30.78 |
| Jan 2023 | 1761.5117864809708 | -0.49 | 27.20 |
| Feb 2023 | 1757.4720261824295 | -0.23 | 22.85 |
| Mar 2023 | 1792.5306188967234 | 2.00 | 20.55 |
| Apr 2023 | 1774.993976531402 | -0.98 | 11.70 |
| May 2023 | 1799.9951179588043 | 1.41 | 10.39 |
| Jun 2023 | 1851.8626347553432 | 2.88 | 10.42 |
| Jul 2023 | 1881.2853152123034 | 1.59 | 12.72 |
| Aug 2023 | 1922.046168618679 | 2.17 | 16.74 |
| Sep 2023 | 1947.5670106564376 | 1.33 | 11.88 |
| Oct 2023 | 2010.4548625793636 | 3.23 | 9.79 |
| Nov 2023 | 1997.3136181357418 | -0.65 | 9.79 |
| Dec 2023 | 1921.9318154205844 | -3.77 | 8.57 |
| Jan 2024 | 1896.1124660187106 | -1.34 | 7.64 |
| Feb 2024 | 1915.7372492803106 | 1.03 | 9.01 |
| Mar 2024 | 1932.4963764293932 | 0.88 | 7.81 |
| Apr 2024 | 1975.0764356355912 | 2.20 | 11.27 |
| May 2024 | 2000.1238236624272 | 1.27 | 11.12 |
| Jun 2024 | 1993.7865412641017 | -0.32 | 7.66 |
| Jul 2024 | 1991.595370533244 | -0.11 | 5.86 |
| Aug 2024 | 1953.1409804112604 | -1.93 | 1.62 |
| Sep 2024 | 1924.2398716427256 | -1.48 | -1.20 |
| Oct 2024 | 1965.6825310227969 | 2.15 | -2.23 |
| Nov 2024 | 2024.4497310692159 | 2.99 | 1.36 |
| Dec 2024 | 2019.000355264665 | -0.27 | 5.05 |
| Jan 2025 | 2057.9319930987676 | 1.93 | 8.53 |
| Feb 2025 | 2048.366397178937 | -0.46 | 6.92 |
| Mar 2025 | 2028.076703825142 | -0.99 | 4.95 |
| Apr 2025 | 2041.5532383364798 | 0.66 | 3.37 |
| May 2025 | 2057.8887543640217 | 0.80 | 2.89 |
| Jun 2025 | 2066.5060709986483 | 0.42 | 3.65 |
| Jul 2025 | 2066.3892218516316 | -0.01 | 3.76 |
| Aug 2025 | 2064.8142209679017 | -0.08 | 5.72 |
| Sep 2025 | 2053.9904331375124 | -0.52 | 6.74 |
| Oct 2025 | 2053.574252129735 | -0.02 | 4.47 |
| Nov 2025 | 2064.110758642695 | 0.51 | 1.96 |
| Dec 2025 | 2070.7297801365285 | 0.32 | 2.56 |
| Jan 2026 | 2070.7436881945314 | 0.00 | 0.62 |
| Feb 2026 | 2073.408204748899 | 0.13 | 1.22 |