Champaign, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Champaign, IL Metro in February 2026 was $2,073.408. The month over month percentage change (MoM) was 0.13%, and the year over year percentage change (YoY) was 1.22%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Champaign, IL metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Champaign, IL metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Champaign, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Champaign, IL (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 1115.9641541642363 NaN NaN
Feb 2012 1113.2029222902142 -0.25 NaN
Mar 2012 1118.6978987204352 0.49 NaN
Apr 2012 1117.2082767026218 -0.13 NaN
May 2012 1110.2249125700394 -0.62 NaN
Jun 2012 1102.6912207031387 -0.68 NaN
Jul 2012 1094.4455628300689 -0.75 NaN
Aug 2012 1099.2808185333715 0.44 NaN
Sep 2012 1091.30443204382 -0.73 NaN
Oct 2012 1083.2383840942284 -0.74 NaN
Nov 2012 1079.7160231981115 -0.32 NaN
Dec 2012 1076.6216023242482 -0.29 NaN
Jan 2013 1075.9867182158628 -0.06 -3.58
Feb 2013 1080.6089643340656 0.43 -2.93
Mar 2013 1083.1514424482862 0.24 -3.18
Apr 2013 1078.493658995611 -0.43 -3.46
May 2013 1089.8549957799146 1.05 -1.83
Jun 2013 1133.8089677162661 4.03 2.82
Jul 2013 1159.1320932803283 2.23 5.91
Aug 2013 1170.1196098916707 0.95 6.44
Sep 2013 1176.2414238096098 0.52 7.78
Oct 2013 1159.8495297041532 -1.39 7.07
Nov 2013 1169.377142375926 0.82 8.30
Dec 2013 1189.4322729305495 1.72 10.48
Jan 2014 1175.6841955912066 -1.16 9.27
Feb 2014 1166.4396282582838 -0.79 7.94
Mar 2014 1170.877840845877 0.38 8.10
Apr 2014 1174.3755066723338 0.30 8.89
May 2014 1168.0000361259165 -0.54 7.17
Jun 2014 1170.2177494570242 0.19 3.21
Jul 2014 1171.9719066237458 0.15 1.11
Aug 2014 1174.522818864917 0.22 0.38
Sep 2014 1178.8154934831753 0.37 0.22
Oct 2014 1166.0498984481624 -1.08 0.54
Nov 2014 1158.0932010021575 -0.68 -0.96
Dec 2014 1145.065909753922 -1.12 -3.73
Jan 2015 1134.5036135534378 -0.92 -3.50
Feb 2015 1136.4984222376993 0.18 -2.57
Mar 2015 1141.1485824432223 0.41 -2.54
Apr 2015 1136.6890189054113 -0.39 -3.21
May 2015 1153.6315406371345 1.49 -1.23
Jun 2015 1170.1185278683965 1.43 -0.01
Jul 2015 1180.5956148358912 0.90 0.74
Aug 2015 1175.7933072441406 -0.41 0.11
Sep 2015 1179.151827494817 0.29 0.03
Oct 2015 1174.866502834794 -0.36 0.76
Nov 2015 1185.9137972100068 0.94 2.40
Dec 2015 1188.1408282062512 0.19 3.76
Jan 2016 1175.3523566783092 -1.08 3.60
Feb 2016 1163.6045356892982 -1.00 2.38
Mar 2016 1168.4866534391522 0.42 2.40
Apr 2016 1163.1375161092171 -0.46 2.33
May 2016 1165.9251903876539 0.24 1.07
Jun 2016 1168.949660777118 0.26 -0.10
Jul 2016 1161.4799105351544 -0.64 -1.62
Aug 2016 1162.9150243999297 0.12 -1.09
Sep 2016 1164.8338012273032 0.17 -1.21
Oct 2016 1167.964373859445 0.27 -0.59
Nov 2016 1193.9622491011173 2.23 0.68
Dec 2016 1233.4747072970142 3.31 3.82
Jan 2017 1249.1826376101465 1.27 6.28
Feb 2017 1256.1522321423224 0.56 7.95
Mar 2017 1263.5096639843568 0.59 8.13
Apr 2017 1254.816807744301 -0.69 7.88
May 2017 1253.944011458753 -0.07 7.55
Jun 2017 1244.8480966236855 -0.72 6.49
Jul 2017 1248.696463454288 0.31 7.51
Aug 2017 1240.2677087494517 -0.67 6.65
Sep 2017 1234.643781023097 -0.45 5.99
Oct 2017 1242.6827154298544 0.65 6.40
Nov 2017 1248.1014233020614 0.44 4.53
Dec 2017 1253.5799974644806 0.44 1.63
Jan 2018 1262.0492100028987 0.68 1.03
Feb 2018 1287.525750950976 2.02 2.50
Mar 2018 1296.6365005703929 0.71 2.62
Apr 2018 1297.6946062687502 0.08 3.42
May 2018 1307.809892695528 0.78 4.30
Jun 2018 1306.0502001414116 -0.13 4.92
Jul 2018 1305.858018083993 -0.01 4.58
Aug 2018 1310.3857063883365 0.35 5.65
Sep 2018 1320.5562501548488 0.78 6.96
Oct 2018 1336.545180012185 1.21 7.55
Nov 2018 1338.5996188087329 0.15 7.25
Dec 2018 1317.9172057348835 -1.54 5.13
Jan 2019 1295.9571037761082 -1.67 2.69
Feb 2019 1300.555431813064 0.36 1.01
Mar 2019 1304.896798660476 0.33 0.64
Apr 2019 1302.5162091438224 -0.18 0.37
May 2019 1300.57692207881 -0.15 -0.55
Jun 2019 1279.8431569064687 -1.59 -2.01
Jul 2019 1276.432092718286 -0.27 -2.25
Aug 2019 1260.8428269383626 -1.22 -3.78
Sep 2019 1254.9601329815562 -0.47 -4.97
Oct 2019 1259.1237994674661 0.33 -5.79
Nov 2019 1260.8236080761071 0.14 -5.81
Dec 2019 1267.2410524399902 0.51 -3.84
Jan 2020 1265.033660665814 -0.17 -2.39
Feb 2020 1251.7909980499103 -1.05 -3.75
Mar 2020 1249.8066035759505 -0.16 -4.22
Apr 2020 1240.442202142454 -0.75 -4.77
May 2020 1236.8993473225926 -0.29 -4.90
Jun 2020 1232.3139925359685 -0.37 -3.71
Jul 2020 1219.6371663168068 -1.03 -4.45
Aug 2020 1215.427578713307 -0.34 -3.60
Sep 2020 1219.9287340162277 0.37 -2.79
Oct 2020 1225.566375980317 0.46 -2.66
Nov 2020 1229.9478859161397 0.36 -2.45
Dec 2020 1230.585259764233 0.05 -2.89
Jan 2021 1219.3242821750073 -0.91 -3.61
Feb 2021 1232.5976841320671 1.09 -1.53
Mar 2021 1263.4821456922255 2.51 1.09
Apr 2021 1269.8720891882997 0.51 2.37
May 2021 1271.8899184465236 0.16 2.83
Jun 2021 1286.5343694558728 1.15 4.40
Jul 2021 1291.5928006136216 0.39 5.90
Aug 2021 1300.8935112124823 0.72 7.03
Sep 2021 1313.321412778198 0.96 7.66
Oct 2021 1334.4583548930996 1.61 8.89
Nov 2021 1341.0897484699833 0.50 9.04
Dec 2021 1353.5858236154168 0.93 9.99
Jan 2022 1384.8501163913133 2.31 13.58
Feb 2022 1430.560427593523 3.30 16.06
Mar 2022 1486.9404108568726 3.94 17.69
Apr 2022 1589.0847095395363 6.87 25.14
May 2022 1630.5596366361315 2.61 28.20
Jun 2022 1677.1598328830794 2.86 30.36
Jul 2022 1668.9348770601136 -0.49 29.22
Aug 2022 1646.400370370755 -1.35 26.56
Sep 2022 1740.8391589561481 5.74 32.55
Oct 2022 1831.1326816390351 5.19 37.22
Nov 2022 1819.267595571835 -0.65 35.66
Dec 2022 1770.1643347189367 -2.70 30.78
Jan 2023 1761.5117864809708 -0.49 27.20
Feb 2023 1757.4720261824295 -0.23 22.85
Mar 2023 1792.5306188967234 2.00 20.55
Apr 2023 1774.993976531402 -0.98 11.70
May 2023 1799.9951179588043 1.41 10.39
Jun 2023 1851.8626347553432 2.88 10.42
Jul 2023 1881.2853152123034 1.59 12.72
Aug 2023 1922.046168618679 2.17 16.74
Sep 2023 1947.5670106564376 1.33 11.88
Oct 2023 2010.4548625793636 3.23 9.79
Nov 2023 1997.3136181357418 -0.65 9.79
Dec 2023 1921.9318154205844 -3.77 8.57
Jan 2024 1896.1124660187106 -1.34 7.64
Feb 2024 1915.7372492803106 1.03 9.01
Mar 2024 1932.4963764293932 0.88 7.81
Apr 2024 1975.0764356355912 2.20 11.27
May 2024 2000.1238236624272 1.27 11.12
Jun 2024 1993.7865412641017 -0.32 7.66
Jul 2024 1991.595370533244 -0.11 5.86
Aug 2024 1953.1409804112604 -1.93 1.62
Sep 2024 1924.2398716427256 -1.48 -1.20
Oct 2024 1965.6825310227969 2.15 -2.23
Nov 2024 2024.4497310692159 2.99 1.36
Dec 2024 2019.000355264665 -0.27 5.05
Jan 2025 2057.9319930987676 1.93 8.53
Feb 2025 2048.366397178937 -0.46 6.92
Mar 2025 2028.076703825142 -0.99 4.95
Apr 2025 2041.5532383364798 0.66 3.37
May 2025 2057.8887543640217 0.80 2.89
Jun 2025 2066.5060709986483 0.42 3.65
Jul 2025 2066.3892218516316 -0.01 3.76
Aug 2025 2064.8142209679017 -0.08 5.72
Sep 2025 2053.9904331375124 -0.52 6.74
Oct 2025 2053.574252129735 -0.02 4.47
Nov 2025 2064.110758642695 0.51 1.96
Dec 2025 2070.7297801365285 0.32 2.56
Jan 2026 2070.7436881945314 0.00 0.62
Feb 2026 2073.408204748899 0.13 1.22