Charleston, WV (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)

Updated on March 22, 2026.

According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Charleston, WV Metro in February 2026 was $1,165.477. The month over month percentage change (MoM) was -0.14%, and the year over year percentage change (YoY) was -6.63%.

The chart below shows the trend of the total monthly payments with 5% down for all homes in the Charleston, WV metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Charleston, WV metro.

You can see similar information for other US metros, and for the United States.

Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.

Data Source: Zillow.
Charleston, WV (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Charleston, WV (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
1 – 10 of 170
Month Total Monthly Payment ($) MoM Perc. Change (%) YoY Perc. Change (%)
Jan 2012 721.461427489423 NaN NaN
Feb 2012 718.8704907248457 -0.36 NaN
Mar 2012 721.4626191261834 0.36 NaN
Apr 2012 716.1187710640413 -0.74 NaN
May 2012 709.044951676543 -0.99 NaN
Jun 2012 700.6189401979439 -1.19 NaN
Jul 2012 693.5541501825437 -1.01 NaN
Aug 2012 693.3795284370257 -0.02 NaN
Sep 2012 686.2044540575781 -1.03 NaN
Oct 2012 679.745417745614 -0.94 NaN
Nov 2012 677.5169991569767 -0.33 NaN
Dec 2012 676.4184055285755 -0.16 NaN
Jan 2013 679.1174566073107 0.40 -5.87
Feb 2013 678.9604769725337 -0.02 -5.55
Mar 2013 674.6108745610594 -0.64 -6.49
Apr 2013 661.6086988874575 -1.93 -7.61
May 2013 662.2768523063521 0.10 -6.60
Jun 2013 688.1110198493291 3.90 -1.78
Jul 2013 701.67690216916 1.97 1.17
Aug 2013 705.9485598602461 0.61 1.81
Sep 2013 706.762509500719 0.12 3.00
Oct 2013 689.1524839279141 -2.49 1.38
Nov 2013 689.6763083910141 0.08 1.80
Dec 2013 697.6895503193009 1.16 3.15
Jan 2014 701.3175347311852 0.52 3.27
Feb 2014 696.6268215381494 -0.67 2.60
Mar 2014 696.9247579219808 0.04 3.31
Apr 2014 692.3576353917085 -0.65 4.65
May 2014 680.0975646914535 -1.77 2.69
Jun 2014 677.4251728226978 -0.39 -1.55
Jul 2014 678.4586464560571 0.15 -3.31
Aug 2014 681.6889899728076 0.48 -3.44
Sep 2014 686.9558958781128 0.77 -2.80
Oct 2014 682.0329528027033 -0.72 -1.03
Nov 2014 682.3941639167815 0.05 -1.06
Dec 2014 677.8683415153926 -0.66 -2.84
Jan 2015 669.2929824561354 -1.26 -4.57
Feb 2015 670.3256510164433 0.15 -3.78
Mar 2015 671.0954189527899 0.12 -3.71
Apr 2015 663.8938147662889 -1.07 -4.11
May 2015 671.0375564973123 1.08 -1.33
Jun 2015 678.9403282890572 1.18 0.22
Jul 2015 683.4875856819867 0.67 0.74
Aug 2015 678.3888023189156 -0.75 -0.48
Sep 2015 679.345771288084 0.14 -1.11
Oct 2015 677.9991387318202 -0.20 -0.59
Nov 2015 686.1324497570979 1.20 0.55
Dec 2015 686.2628689710248 0.02 1.24
Jan 2016 682.7130090320733 -0.52 2.01
Feb 2016 674.1042663302579 -1.26 0.56
Mar 2016 677.8748426936243 0.56 1.01
Apr 2016 673.8788669576293 -0.59 1.50
May 2016 673.0614233573107 -0.12 0.30
Jun 2016 671.1304345176137 -0.29 -1.15
Jul 2016 663.8793283829677 -1.08 -2.87
Aug 2016 663.2943701536633 -0.09 -2.22
Sep 2016 665.9630630948619 0.40 -1.97
Oct 2016 667.4007344870249 0.22 -1.56
Nov 2016 684.128498147637 2.51 -0.29
Dec 2016 708.0095928257892 3.49 3.17
Jan 2017 704.4189538947982 -0.51 3.18
Feb 2017 706.4086568027544 0.28 4.79
Mar 2017 708.5852603840912 0.31 4.53
Apr 2017 701.9763073483691 -0.93 4.17
May 2017 701.1813594445613 -0.11 4.18
Jun 2017 696.0139089677882 -0.74 3.71
Jul 2017 699.2699632927032 0.47 5.33
Aug 2017 693.5904954050648 -0.81 4.57
Sep 2017 690.3343220679022 -0.47 3.66
Oct 2017 696.3862974681227 0.88 4.34
Nov 2017 700.1151258902303 0.54 2.34
Dec 2017 702.1094891536554 0.28 -0.83
Jan 2018 706.4043745938459 0.61 0.28
Feb 2018 720.9325991954157 2.06 2.06
Mar 2018 728.7901411249013 1.09 2.85
Apr 2018 733.2395948769715 0.61 4.45
May 2018 743.8108085898281 1.44 6.08
Jun 2018 743.5121705535084 -0.04 6.82
Jul 2018 739.2609830592346 -0.57 5.72
Aug 2018 737.5920284331191 -0.23 6.34
Sep 2018 740.5890960271793 0.41 7.28
Oct 2018 751.3520784380573 1.45 7.89
Nov 2018 754.0879427526014 0.36 7.71
Dec 2018 740.4552678456565 -1.81 5.46
Jan 2019 736.5990585740611 -0.52 4.27
Feb 2019 734.2596443726534 -0.32 1.85
Mar 2019 733.4599760856779 -0.11 0.64
Apr 2019 731.1493260468613 -0.31 -0.28
May 2019 730.1914310652783 -0.13 -1.83
Jun 2019 717.5058976482599 -1.74 -3.50
Jul 2019 716.8450246119094 -0.09 -3.03
Aug 2019 709.570161864315 -1.01 -3.80
Sep 2019 709.2436581639722 -0.05 -4.23
Oct 2019 714.5452542754913 0.75 -4.90
Nov 2019 715.8380142052152 0.18 -5.07
Dec 2019 717.9861075792697 0.30 -3.03
Jan 2020 711.0547912269874 -0.96 -3.47
Feb 2020 701.693228113887 -1.32 -4.43
Mar 2020 700.860619951099 -0.12 -4.44
Apr 2020 695.4178697961859 -0.78 -4.89
May 2020 693.1276840249326 -0.33 -5.08
Jun 2020 690.7230075342677 -0.35 -3.73
Jul 2020 684.8047583879811 -0.86 -4.47
Aug 2020 684.1777369894737 -0.09 -3.58
Sep 2020 688.9159916023527 0.69 -2.87
Oct 2020 695.1570091997004 0.91 -2.71
Nov 2020 701.886195118716 0.97 -1.95
Dec 2020 706.2796161252403 0.63 -1.63
Jan 2021 702.5865777437202 -0.52 -1.19
Feb 2021 712.8449454006424 1.46 1.59
Mar 2021 733.8149035383186 2.94 4.70
Apr 2021 736.8191179228546 0.41 5.95
May 2021 735.9532823776692 -0.12 6.18
Jun 2021 744.345943711164 1.14 7.76
Jul 2021 743.3519141788959 -0.13 8.55
Aug 2021 744.6610290910857 0.18 8.84
Sep 2021 745.6986727361794 0.14 8.24
Oct 2021 756.7127462429811 1.48 8.86
Nov 2021 760.2881436120949 0.47 8.32
Dec 2021 768.1838806136768 1.04 8.77
Jan 2022 777.7655477992558 1.25 10.70
Feb 2022 807.3874688080577 3.81 13.26
Mar 2022 843.9423326448791 4.53 15.01
Apr 2022 908.3821835182281 7.64 23.28
May 2022 932.6874027591173 2.68 26.73
Jun 2022 961.7507805314746 3.12 29.21
Jul 2022 958.8888491747683 -0.30 29.00
Aug 2022 947.3434209159429 -1.20 27.22
Sep 2022 1015.6299420918267 7.21 36.20
Oct 2022 1079.1137544128692 6.25 42.61
Nov 2022 1073.889712900335 -0.48 41.25
Dec 2022 1042.5861763836162 -2.91 35.72
Jan 2023 1063.2527994017694 1.98 36.71
Feb 2023 1065.949559320597 0.25 32.03
Mar 2023 1095.3790314666962 2.76 29.79
Apr 2023 1086.4302485366416 -0.82 19.60
May 2023 1103.0044305385418 1.53 18.26
Jun 2023 1134.6589433313663 2.87 17.98
Jul 2023 1150.9641091222268 1.44 20.03
Aug 2023 1175.2234305483232 2.11 24.06
Sep 2023 1188.135150007313 1.10 16.99
Oct 2023 1225.60112626013 3.15 13.58
Nov 2023 1210.7837406834942 -1.21 12.75
Dec 2023 1158.7475491802286 -4.30 11.14
Jan 2024 1143.506919854918 -1.31 7.55
Feb 2024 1160.2514740261513 1.46 8.85
Mar 2024 1173.8859601599827 1.18 7.17
Apr 2024 1201.8059260027815 2.38 10.62
May 2024 1218.029951581198 1.35 10.43
Jun 2024 1210.4325163459546 -0.62 6.68
Jul 2024 1208.2169096080074 -0.18 4.97
Aug 2024 1179.4333865832168 -2.38 0.36
Sep 2024 1156.6950557219927 -1.93 -2.65
Oct 2024 1180.6163369067017 2.07 -3.67
Nov 2024 1218.0363136612252 3.17 0.60
Dec 2024 1220.3389997361473 0.19 5.32
Jan 2025 1249.0473383721835 2.35 9.23
Feb 2025 1248.2986357809448 -0.06 7.59
Mar 2025 1234.0277858792897 -1.14 5.12
Apr 2025 1235.494591880564 0.12 2.80
May 2025 1235.2919524045117 -0.02 1.42
Jun 2025 1227.025417477898 -0.67 1.37
Jul 2025 1216.5360099028444 -0.85 0.69
Aug 2025 1206.2190583811985 -0.85 2.27
Sep 2025 1193.1416540597904 -1.08 3.15
Oct 2025 1184.076160457845 -0.76 0.29
Nov 2025 1179.4718381153198 -0.39 -3.17
Dec 2025 1173.00689455498 -0.55 -3.88
Jan 2026 1167.0831171511768 -0.50 -6.56
Feb 2026 1165.4771783381132 -0.14 -6.63