Charlottesville, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted (Zillow)
Updated on March 22, 2026.
According to data from Zillow.com, the smoothed and seasonally adjusted Total Monthly Payments with 5% down for all homes in the Charlottesville, VA Metro in February 2026 was $3,636.488. The month over month percentage change (MoM) was -0.36%, and the year over year percentage change (YoY) was -5.07%.
The chart below shows the trend of the total monthly payments with 5% down for all homes in the Charlottesville, VA metro. The table below shows the trend of the the total monthly payments with 5% down, and the MoM and YoY percentage changes for all homes in the Charlottesville, VA metro.
You can see similar information for other US metros, and for the United States.
Note: The Total Monthly Payment value is an estimate of the total monthly payment on a new home purchase with current interest rates. The total monthly payment includes the mortgage payment, homeowner’s insurance, property taxes, and maintenance costs worth 0.5% of the home’s value. The home value is estimated using smoothed and seasonally adjusted ZHVI. If the down payment is less than 20%, the monthly mortgage payment includes 1% mortgage insurance. Homeowners insurance rates and property tax rate estimates vary by region.
Related Topics: Charlottesville, VA (Metro) - Zillow House Inventory Topic List
Data Source: Zillow.
Charlottesville, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted ($)
Charlottesville, VA (Metro) - Trend of Total Monthly Payments: 5% Down - All Homes - Smoothed and Seasonally Adjusted
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| Month | Total Monthly Payment ($) | MoM Perc. Change (%) | YoY Perc. Change (%) |
|---|---|---|---|
| Jan 2012 | 1678.3874202230204 | NaN | NaN |
| Feb 2012 | 1670.1478341213442 | -0.49 | NaN |
| Mar 2012 | 1671.7354103809582 | 0.10 | NaN |
| Apr 2012 | 1663.4120320357765 | -0.50 | NaN |
| May 2012 | 1651.7219891593813 | -0.70 | NaN |
| Jun 2012 | 1640.130917387511 | -0.70 | NaN |
| Jul 2012 | 1629.1644528831036 | -0.67 | NaN |
| Aug 2012 | 1640.5139908101157 | 0.70 | NaN |
| Sep 2012 | 1631.5014130603956 | -0.55 | NaN |
| Oct 2012 | 1619.9956572969713 | -0.70 | NaN |
| Nov 2012 | 1617.1879072740312 | -0.17 | NaN |
| Dec 2012 | 1615.4966640552339 | -0.10 | NaN |
| Jan 2013 | 1600.1383327688968 | -0.95 | -4.66 |
| Feb 2013 | 1620.4863238798625 | 1.27 | -2.97 |
| Mar 2013 | 1631.2622731053964 | 0.67 | -2.42 |
| Apr 2013 | 1620.1940819905105 | -0.68 | -2.60 |
| May 2013 | 1636.4800631920898 | 1.00 | -0.92 |
| Jun 2013 | 1713.489980149181 | 4.71 | 4.47 |
| Jul 2013 | 1759.09580540665 | 2.66 | 7.98 |
| Aug 2013 | 1777.1163871878684 | 1.02 | 8.33 |
| Sep 2013 | 1787.392421263061 | 0.58 | 9.56 |
| Oct 2013 | 1752.893513954917 | -1.93 | 8.20 |
| Nov 2013 | 1764.2984007739847 | 0.65 | 9.10 |
| Dec 2013 | 1794.8352082877564 | 1.73 | 11.10 |
| Jan 2014 | 1772.9124746737361 | -1.22 | 10.80 |
| Feb 2014 | 1758.1930981397597 | -0.83 | 8.50 |
| Mar 2014 | 1770.2132665786762 | 0.68 | 8.52 |
| Apr 2014 | 1775.0445078773703 | 0.27 | 9.56 |
| May 2014 | 1763.0833213775568 | -0.67 | 7.74 |
| Jun 2014 | 1764.4124391737257 | 0.08 | 2.97 |
| Jul 2014 | 1762.6878934973672 | -0.10 | 0.20 |
| Aug 2014 | 1760.3177428202594 | -0.13 | -0.94 |
| Sep 2014 | 1766.2643296303913 | 0.34 | -1.18 |
| Oct 2014 | 1747.3448825445882 | -1.07 | -0.32 |
| Nov 2014 | 1740.2785965864427 | -0.40 | -1.36 |
| Dec 2014 | 1720.3839557139534 | -1.14 | -4.15 |
| Jan 2015 | 1676.7115544402338 | -2.54 | -5.43 |
| Feb 2015 | 1683.5685428578838 | 0.41 | -4.24 |
| Mar 2015 | 1695.339270060282 | 0.70 | -4.23 |
| Apr 2015 | 1686.1216426827814 | -0.54 | -5.01 |
| May 2015 | 1715.18358780311 | 1.72 | -2.72 |
| Jun 2015 | 1740.2870632902645 | 1.46 | -1.37 |
| Jul 2015 | 1755.7341541072678 | 0.89 | -0.39 |
| Aug 2015 | 1742.8934009008701 | -0.73 | -0.99 |
| Sep 2015 | 1748.7917626612016 | 0.34 | -0.99 |
| Oct 2015 | 1744.291056411597 | -0.26 | -0.17 |
| Nov 2015 | 1774.0023704143548 | 1.70 | 1.94 |
| Dec 2015 | 1786.2140755985072 | 0.69 | 3.83 |
| Jan 2016 | 1788.2940528890986 | 0.12 | 6.66 |
| Feb 2016 | 1765.0845962150793 | -1.30 | 4.84 |
| Mar 2016 | 1774.533404942076 | 0.54 | 4.67 |
| Apr 2016 | 1763.226404531236 | -0.64 | 4.57 |
| May 2016 | 1765.5588171258466 | 0.13 | 2.94 |
| Jun 2016 | 1765.542932579875 | 0.00 | 1.45 |
| Jul 2016 | 1752.3065326262918 | -0.75 | -0.19 |
| Aug 2016 | 1755.5179662588484 | 0.18 | 0.72 |
| Sep 2016 | 1763.1745460537081 | 0.44 | 0.82 |
| Oct 2016 | 1770.3011047464588 | 0.40 | 1.49 |
| Nov 2016 | 1821.1866693333307 | 2.87 | 2.66 |
| Dec 2016 | 1893.4389140447952 | 3.97 | 6.00 |
| Jan 2017 | 1806.8002720759987 | -4.58 | 1.03 |
| Feb 2017 | 1815.1289315363804 | 0.46 | 2.84 |
| Mar 2017 | 1825.1352504683944 | 0.55 | 2.85 |
| Apr 2017 | 1809.5067618605378 | -0.86 | 2.63 |
| May 2017 | 1813.9201588764665 | 0.24 | 2.74 |
| Jun 2017 | 1807.3689486669678 | -0.36 | 2.37 |
| Jul 2017 | 1825.514111903483 | 1.00 | 4.18 |
| Aug 2017 | 1818.1597798362122 | -0.40 | 3.57 |
| Sep 2017 | 1812.613391986869 | -0.30 | 2.80 |
| Oct 2017 | 1833.6275305137804 | 1.16 | 3.58 |
| Nov 2017 | 1844.7656024804996 | 0.61 | 1.30 |
| Dec 2017 | 1856.3415421634365 | 0.63 | -1.96 |
| Jan 2018 | 1962.8705723791672 | 5.74 | 8.64 |
| Feb 2018 | 2018.3762667684673 | 2.83 | 11.20 |
| Mar 2018 | 2047.7347662235625 | 1.46 | 12.20 |
| Apr 2018 | 2061.4082023563546 | 0.67 | 13.92 |
| May 2018 | 2092.4959706232216 | 1.51 | 15.36 |
| Jun 2018 | 2097.422198393103 | 0.24 | 16.05 |
| Jul 2018 | 2100.5461593558757 | 0.15 | 15.07 |
| Aug 2018 | 2112.8696602698624 | 0.59 | 16.21 |
| Sep 2018 | 2133.982934943705 | 1.00 | 17.73 |
| Oct 2018 | 2171.5664379592577 | 1.76 | 18.43 |
| Nov 2018 | 2180.1131530799057 | 0.39 | 18.18 |
| Dec 2018 | 2142.9056277290124 | -1.71 | 15.44 |
| Jan 2019 | 2125.6270095050495 | -0.81 | 8.29 |
| Feb 2019 | 2118.1754653079315 | -0.35 | 4.95 |
| Mar 2019 | 2111.878062075583 | -0.30 | 3.13 |
| Apr 2019 | 2101.4780095079495 | -0.49 | 1.94 |
| May 2019 | 2097.615448000738 | -0.18 | 0.25 |
| Jun 2019 | 2056.2638769594473 | -1.97 | -1.96 |
| Jul 2019 | 2053.0358703864767 | -0.16 | -2.26 |
| Aug 2019 | 2030.9981711301582 | -1.07 | -3.87 |
| Sep 2019 | 2032.181125769924 | 0.06 | -4.77 |
| Oct 2019 | 2051.276627883978 | 0.94 | -5.54 |
| Nov 2019 | 2058.859162629127 | 0.37 | -5.56 |
| Dec 2019 | 2070.930528992226 | 0.59 | -3.36 |
| Jan 2020 | 2051.5817280257256 | -0.93 | -3.48 |
| Feb 2020 | 2034.0799332808197 | -0.85 | -3.97 |
| Mar 2020 | 2041.4538905049749 | 0.36 | -3.33 |
| Apr 2020 | 2026.0915840993166 | -0.75 | -3.59 |
| May 2020 | 2018.0724835952276 | -0.40 | -3.79 |
| Jun 2020 | 2008.5183781279036 | -0.47 | -2.32 |
| Jul 2020 | 1987.8043920124856 | -1.03 | -3.18 |
| Aug 2020 | 1986.6416005255592 | -0.06 | -2.18 |
| Sep 2020 | 2000.719814557915 | 0.71 | -1.55 |
| Oct 2020 | 2018.9869267109702 | 0.91 | -1.57 |
| Nov 2020 | 2035.2832914888982 | 0.81 | -1.14 |
| Dec 2020 | 2047.3661688071165 | 0.59 | -1.14 |
| Jan 2021 | 2069.976665208739 | 1.10 | 0.90 |
| Feb 2021 | 2105.0328716293116 | 1.69 | 3.49 |
| Mar 2021 | 2176.2277015352997 | 3.38 | 6.60 |
| Apr 2021 | 2199.4197433338254 | 1.07 | 8.56 |
| May 2021 | 2212.778986595786 | 0.61 | 9.65 |
| Jun 2021 | 2248.477853861746 | 1.61 | 11.95 |
| Jul 2021 | 2252.8144134455993 | 0.19 | 13.33 |
| Aug 2021 | 2256.5676303952514 | 0.17 | 13.59 |
| Sep 2021 | 2265.013569060885 | 0.37 | 13.21 |
| Oct 2021 | 2296.4721712496753 | 1.39 | 13.74 |
| Nov 2021 | 2303.76953724457 | 0.32 | 13.19 |
| Dec 2021 | 2322.8721895942103 | 0.83 | 13.46 |
| Jan 2022 | 2386.1772675616153 | 2.73 | 15.28 |
| Feb 2022 | 2487.1913310651025 | 4.23 | 18.16 |
| Mar 2022 | 2620.374104406039 | 5.36 | 20.41 |
| Apr 2022 | 2848.3739144770702 | 8.70 | 29.51 |
| May 2022 | 2951.5241290310237 | 3.62 | 33.39 |
| Jun 2022 | 3059.2326719066295 | 3.65 | 36.06 |
| Jul 2022 | 3049.8053490932057 | -0.31 | 35.38 |
| Aug 2022 | 3003.5293152709314 | -1.52 | 33.10 |
| Sep 2022 | 3215.454961521447 | 7.06 | 41.96 |
| Oct 2022 | 3412.1943044119207 | 6.12 | 48.58 |
| Nov 2022 | 3383.9303297075057 | -0.83 | 46.89 |
| Dec 2022 | 3267.058280479683 | -3.45 | 40.65 |
| Jan 2023 | 3288.7122243004387 | 0.66 | 37.82 |
| Feb 2023 | 3290.589881370177 | 0.06 | 32.30 |
| Mar 2023 | 3372.9405137449576 | 2.50 | 28.72 |
| Apr 2023 | 3331.776868412643 | -1.22 | 16.97 |
| May 2023 | 3367.2414402751356 | 1.06 | 14.09 |
| Jun 2023 | 3464.004804320696 | 2.87 | 13.23 |
| Jul 2023 | 3516.1658572164033 | 1.51 | 15.29 |
| Aug 2023 | 3596.714920315928 | 2.29 | 19.75 |
| Sep 2023 | 3647.0377133129814 | 1.40 | 13.42 |
| Oct 2023 | 3777.0211613173005 | 3.56 | 10.69 |
| Nov 2023 | 3738.145873951219 | -1.03 | 10.47 |
| Dec 2023 | 3577.28071219132 | -4.30 | 9.49 |
| Jan 2024 | 3538.333345976876 | -1.09 | 7.59 |
| Feb 2024 | 3585.51254829509 | 1.33 | 8.96 |
| Mar 2024 | 3617.1186675416425 | 0.88 | 7.24 |
| Apr 2024 | 3693.854990134262 | 2.12 | 10.87 |
| May 2024 | 3738.3324378458738 | 1.20 | 11.02 |
| Jun 2024 | 3712.9509127210813 | -0.68 | 7.19 |
| Jul 2024 | 3705.1757833787738 | -0.21 | 5.38 |
| Aug 2024 | 3620.4625515073317 | -2.29 | 0.66 |
| Sep 2024 | 3553.1265920529418 | -1.86 | -2.57 |
| Oct 2024 | 3637.7151779438345 | 2.38 | -3.69 |
| Nov 2024 | 3760.5975541946846 | 3.38 | 0.60 |
| Dec 2024 | 3751.937725456871 | -0.23 | 4.88 |
| Jan 2025 | 3857.9932041135576 | 2.83 | 9.03 |
| Feb 2025 | 3830.8399947807884 | -0.70 | 6.84 |
| Mar 2025 | 3774.7817958357537 | -1.46 | 4.36 |
| Apr 2025 | 3794.3922623746816 | 0.52 | 2.72 |
| May 2025 | 3816.3355081579884 | 0.58 | 2.09 |
| Jun 2025 | 3812.420873951126 | -0.10 | 2.68 |
| Jul 2025 | 3781.534979525647 | -0.81 | 2.06 |
| Aug 2025 | 3744.1384767506743 | -0.99 | 3.42 |
| Sep 2025 | 3689.1137032126526 | -1.47 | 3.83 |
| Oct 2025 | 3669.37210894301 | -0.53 | 0.87 |
| Nov 2025 | 3672.9120092204794 | 0.10 | -2.33 |
| Dec 2025 | 3668.276829463918 | -0.13 | -2.23 |
| Jan 2026 | 3649.6497599244394 | -0.51 | -5.40 |
| Feb 2026 | 3636.4878302975467 | -0.36 | -5.07 |
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